Teachers Credit Union Rocky Point NY | Best Auto Loans & ATM Services

Introduction

Welcome to Teachers, your trusted financial partner in the heart of Rocky Point, NY! Established in 1952, we have proudly served our community for over seven decades, growing alongside our members and adapting to their ever-evolving financial needs. Our branch, located at 561 Route 25A, Rocky Point, NY 11778, is more than just a place to bank; it's a hub where relationships flourish and dreams take shape. At Teachers, we understand that banking is about more than numbers it's about people. With a total membership of 476,608 and assets exceeding $9.8 billion, we are committed to empowering our members through personalized service and a wide range of financial products. Whether you're looking for auto loans, mortgage refinancing, or business banking solutions, we have the tools to help you succeed. Our leadership team, led by CEO Brad Calhoun and Board President Timothy Southerton, is dedicated to fostering an environment where every member feels valued. With a staff of 867 employees, we're here to provide friendly assistance and expert guidance every step of the way. While members can visit us at our Rocky Point branch, official correspondence should be sent to our mailing address: PO Box 9005, Smithtown, NY 11787. Feel free to reach out at 631-698-7000 or explore our services online at Teachers FCU. Join us as we continue to grow and support the community that has supported us for so long. We invite you to stop by or call today let's work together toward your financial goals!

Branch History & Mission

Our Mission

At the heart of Teachers Credit Union lies our mission: to empower individuals and families through education and financial wellness. We strive to provide personal banking solutions that include checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. But beyond these services, we are deeply committed to making a positive impact in our community. We believe in giving back through various outreach programs and partnerships that uplift those around us. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. For those who prefer digital access, we offer online and mobile banking services so you can manage your finances anytime and anywhere. We also understand the importance of accessibility. That's why we provide ATM availability and drive-thru banking for quick transactions. If you need assistance beyond standard banking hours or services, our shared service center is here for you as well. While members can visit us at 561 Route 25A Rocky Point Ny 11778, official correspondence should be sent to PO Box 9005, Smithtown, NY 11787 if needed. Join us at Teachers Credit Union where your financial goals become our mission! Experience firsthand how we can help you navigate your financial future with confidence and care. Visit us today or check out more about what we offer at Teachers Credit Union. Let's build a brighter tomorrow together!

Branch Location & Accessibility

Get in Touch!

Feel free to reach out by calling us at (631) 698-7000 if you have any questions or need assistance before your visit. We're excited to welcome you at Teachers your trusted partner in financial growth!

Nearby Landmarks and Accessibility

Situated near notable local landmarks, our branch is easily reachable for all members of the community. We understand that accessibility is essential, which is why we have features like ramps and ADA-compliant facilities to ensure everyone can enjoy our services without hassle. Plus, parking is ample and conveniently located, making your visit a breeze.

Operating Hours

We strive to accommodate your busy schedule with flexible operating hours. Our lobby is open from Monday through Thursday from 9:00 AM to 5:00 PM, extending until 6:00 PM on Fridays. Need to stop by on Saturday? We're here for you from 9:00 AM to 2:00 PM.

Services Offered

At Teachers, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, our team is equipped to help you find the right solutions. If you need quick transactions, take advantage of our drive-thru service for deposits and withdrawals without leaving your car. Additionally, we provide shared branch services for partner credit union members.

Member Eligibility

Becoming a member of Teachers is like joining a family that truly cares about your financial well-being. At our branch located at 561 Route 25A Rocky Point Ny 11778, we welcome anyone who lives, works, or attends school in our community. Whether you're just starting out or looking to grow your financial future, you'll find that our supportive environment makes it easy to get involved. With a wide array of benefits, from personal loans to competitive savings accounts, being part of Teachers means you're not just a customer; you're part of a community focused on helping each other thrive. Ready to take the next step? Opening an account is straightforward and can be done online through our account opening page. If you have any questions or need assistance, feel free to give us a call at (631) 698-7000. For more detailed eligibility criteria, visit our eligibility page, where you can find all the information you need to start your journey with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $309 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $479,184,173, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine being able to accept payments seamlessly, whether it's in-store or online. Our tools help you manage sales efficiently, giving you more time to focus on what really matters growing your business. Visit us at 561 Route 25A Rocky Point Ny 11778 in Rocky Point, NY or contact us at (631) 698-7000 to learn how our business banking services can help you thrive.

Comprehensive List Of Services

ATM & Cash Services

When it comes to accessing cash, our ATM services ensure you have quick access wherever you go. Plus, our drive-thru banking allows for easy deposits and withdrawals without leaving your car. If you're a member of partner credit unions, enjoy basic shared branch transactions as well. At Teachers, we're committed to making banking simple and accessible for everyone. Our friendly staff is here to assist you during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday until 2:00 PM. We invite you to visit us at 561 Route 25A Rocky Point Ny 11778 or call us at (631) 698-7000 for more information on how we can serve you better. Your financial journey starts here!

Business Banking

For local business owners, we provide comprehensive business banking services including merchant services and business loans. Whether you're just starting out or looking to expand, we are here to support your entrepreneurial journey.

Credit Cards & Rewards

Don't forget about our credit cards with rewards! These cards not only help build your credit but also offer benefits like cash back or travel points for your everyday purchases. It's a great way to turn spending into savings!

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. Need to check balances? Transfer funds? Pay bills? You can do all this right from your smartphone or computer.

Personal Banking

We offer a variety of personal banking options tailored for individuals and families. Our checking and savings accounts come with competitive rates and flexible features to fit your lifestyle. For those considering a new car or refinancing an existing loan, our auto loans and vehicle financing options provide affordable rates and convenient terms. Imagine driving off in that new vehicle with a payment plan that suits your budget! If you're thinking about buying a home, our mortgage loans and refinancing services make the process easier than ever. We guide you through every step, helping you find the best loan products available. Additionally, for those looking to consolidate debt or fund personal projects, our personal loans can give you the financial breathing room you need.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes it quick and hassle-free. Plus, with our mobile application, you can manage your finances right from your smartphone or tablet. Whether you're on the go or relaxing at home, everything you need is right at your fingertips.

Security and Accessibility

We take your security seriously. Our electronic signature authorization ensures that your transactions are safe and secure. You can also opt for e-statements, which are not only eco-friendly but provide easy access to your financial records without the clutter of paper statements. And if you prefer using mobile payments, we've got you covered there too! With these features combined, you'll enjoy real-time account management that fits into your lifestyle seamlessly. So whether you're checking balances in the morning or making payments late at night, Teachers has got your back every step of the way. Experience the ease of modern banking with us today! Visit https://www.teachersfcu.org/ to learn more about how we can help simplify your financial life.

Financial Strength

At Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial position, which allows us to serve you better and provide the services you need. With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 999% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $940,482,871 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is evident with $33,275 in used auto loans and a total of $6,294,741,296 in loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our financial performance; despite having a net income of $0, we remain committed to offering competitive loan rates and solid financial products for our members. We also take pride in having 839 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 942,543, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teachers is your trusted partner. Visit us at 561 Route 25A Rocky Point NY 11778 or call 631-698-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,095,749 in used vehicle loans and $259,965,626 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $479,184,173 provide the capital needed to grow and expand. We recognize that small businesses are essential to our community's economy and strive to support entrepreneurs with tailored lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,497,493,451, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure your dream home without unnecessary stress.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for new ones, our team is here to guide you through every step. We work closely with our members to ensure they find the best loan products suited to their individual circumstances. Our dedicated staff is ready to assist you with your loan needs. For more information or to discuss which loan might be right for you, please reach out at 631-698-7000 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Teachers, we're committed to providing transparent and reliable financial services tailored just for you!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $96,901,070 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your purchasing power while keeping your budget intact.

Loan Aggregator

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Teachers

Type of Loan Offerings

Personal Loans