Teachers Credit Union Port Jefferson Station NY | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Teachers at 450 Route 112, Port Jefferson Station, NY 11776 a trusted financial partner in our community since 1952. With a strong commitment to serving our 476,608 members, we pride ourselves on providing personalized banking solutions that empower you to achieve your financial goals. At Teachers, we understand that every member is unique. That's why we offer a wide range of services tailored just for you from checking and savings accounts to auto loans, mortgages, and business banking options. Our total assets of $9,817,494,290 reflect our stability and capability to meet your needs effectively. While members can visit us at our branch location, official correspondence should be sent to PO Box 9005, Smithtown, NY 11787, ensuring your communications are handled promptly and securely. Under the leadership of CEO Brad Calhoun and Board President Timothy Southerton, our dedicated team of 867 employees works tirelessly to ensure you receive exceptional service. We're here to help you navigate your financial journey with confidence. With total deposits reaching $392,268,098 and net worth standing at an impressive $984,894,945, you can trust that your finances are in safe hands. If you're looking for a credit union that values community impact as much as it does its members' satisfaction, look no further than Teachers. Whether you're interested in loans totaling 185,190, need assistance with deposits over $7,914,405,415, or simply want to know more about how we can help you grow financially we're just a call away at 631-698-7000. Explore our offerings today by visiting our website or stop by the branch during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 2:00 PM. Join us in building a brighter financial future together!

Branch History & Mission

Looking Ahead

As we continue on this path of growth and service excellence, we invite you to join us at Teachers Credit Union. Experience firsthand how we can make a difference in your financial journey while being part of a community-focused organization. Our doors are open during the following hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Feel free to reach out at 631-698-7000 or visit us online at Teachers Credit Union for more information. Together, let's build a brighter financial future!

Our Evolution

Located at 450 Route 112, Port Jefferson Station, NY 11776, our branch has seen significant milestones that reflect our growth and adaptability. We are proud of our total assets amounting to an impressive $9,817,494,290, which speaks volumes about the trust placed in us by our members. With advancements in technology and service offerings, we now provide a range of digital banking solutions alongside traditional services. Whether it's online banking or mobile payments, we strive to ensure that banking is convenient and accessible for everyone. Our commitment extends beyond financial services; we actively engage with the local community through partnerships and outreach programs. We believe that supporting education and local initiatives strengthens the fabric of our society.

Our Mission

The mission of Teachers Credit Union is clear: to empower individuals and families through responsible financial services while promoting community growth and well-being. We aim to provide personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions tailored for your needs. But more than that, we aspire to be a source of support during life's milestones whether you're purchasing your first home or starting a new business. While members can visit us at 450 Route 112, official correspondence should be sent to PO Box 9005, Smithtown, NY 11787 if needed. We also offer shared service centers for added convenience.

Branch Location & Accessibility

Connect with Us

Have questions or need assistance? Don't hesitate to reach out! Give us a call at 631-698-7000 or visit our website at Teachers FCU for more information. We invite you to stop by our Port Jefferson Station branch soon let's make your banking experience as smooth as possible!

Nearby Landmarks and Accessibility

Our branch is situated close to popular spots, making it a breeze to visit. Just a short drive from the Port Jefferson Village Center, we're also near local dining options and shops. Plus, parking is ample and easily accessible, including ADA-compliant features like ramps for those who need them. While members can visit us at 450 Route 112, official correspondence should be sent to PO Box 9005, Smithtown, NY 11787 if needed.

Operating Hours and Services

We understand your busy schedule, which is why we offer flexible operating hours. You can come see us Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Our friendly staff is ready to assist you with personal banking services like checking and savings accounts, auto loans, credit cards with rewards, and more! In addition to traditional banking services, we are proud to offer ATM availability for quick cash withdrawals and balance checks. If you're in a hurry, our drive-thru banking provides a convenient way for you to complete basic transactions without leaving your car. We also participate in shared services for our members, allowing you access to deposits and withdrawals even if you're visiting partner credit unions.

Member Eligibility

Becoming a member of Teachers feels like joining a warm, welcoming family dedicated to supporting your financial journey. If you're interested in joining us, you'll be pleased to know that membership is open to a variety of individuals. Whether you live, work, or attend school in our local community or have a family member who is already part of our credit union, you may qualify for membership. It's easy and straightforward! You can check out the detailed eligibility criteria on our website at . Once you confirm your eligibility, opening an account is just as simple. We invite you to take the next step by visiting our account opening page at https://www.teachersfcuonline.org/dbank/live/app/register, where you'll find all the information you need to get started. Should you have any questions or need assistance, feel free to reach out to us at (631) 698-7000. Join us at Teachers, located at 450 Route 112 Port Jefferson Station Ny 11776, and experience the many advantages of being part of our community-focused credit union!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing to take your business to the next level. Our commercial loans empower local entrepreneurs by providing essential funding for growth. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $309 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $479,184,173, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having efficient payment options is crucial. Our merchant services simplify transactions so you can focus on what really matters running your business. From credit card processing to easy online payments, we provide tools that enhance customer satisfaction and streamline operations. Visit us at 450 Route 112 Port Jefferson Station Ny 11776, Port Jefferson Station, NY or call us at (631) 698-7000 to discover how our business banking and commercial services can help you thrive.

Comprehensive List Of Services

ATM and Drive-Thru Services

For quick transactions, take advantage of our ATM services that allow for easy cash withdrawals and balance checks anytime you need them. Our basic drive-thru banking offers convenience for deposits and simple transactions without leaving your car.

Business Banking Support

If you're a small business owner, we've got you covered with our comprehensive Business Banking services. From Merchant Services that simplify transactions to tailored Business Loans, we can help your business thrive in today's competitive market.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why at Teachers, we prioritize digital banking features. With our Online & Mobile Banking, managing your accounts has never been easier. Whether it's checking balances, making payments, or transferring funds, you can do it all from the comfort of your home or on-the-go.

Loans Made Easy

Need a new car? Our Auto Loans & Vehicle Financing options make it simple and affordable for you to get behind the wheel of your dream vehicle. If you're thinking about buying a home, our Mortgage Loans & Refinancing services are designed to help you find the right fit for your budget and lifestyle. For those unexpected expenses, our Personal Loans & Debt Consolidation options provide quick access to funds with manageable repayment plans. Plus, we offer competitive Credit Cards with Rewards, allowing you to earn while you spend.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we offer Personal Banking solutions tailored just for you. Imagine easily managing your day-to-day expenses while earning interest on your savings. With us, it's not just about banking; it's about building a secure financial future.

Shared Branch Transactions

If you're traveling or away from home, don't worry! We offer Basic Shared Branch Transactions so that members of partner credit unions can access their accounts easily wherever they are. In addition to these great services, we have friendly staff available who can answer any questions you may have at (631) 698-7000 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Ready to explore how we can assist you? Visit us at Port Jefferson Station, or check out our website at https://www.teachersfcu.org/ for more information on all our offerings. At Teachers, we're here to help you achieve your financial goals!

Digital & Online Banking

Accessibility and Security

Your security is our top priority. Our online banking system uses advanced encryption technology to protect your information while giving you peace of mind. With features like e-statements available for those who want to go paperless, managing your finances has never been easier or more eco-friendly. Whether you're at home or out and about, our services are designed to provide accessibility and ease-of-use. Enjoy real-time account management that puts the power back in your hands allowing you to make informed decisions about your finances whenever needed. Join us at Teachers today and experience how our digital and online banking services can simplify your financial life!

Key Features

Explore our user-friendly online banking platform at https://www.teachersfcu.org/. You can easily check balances, transfer funds, and pay bills without the need to visit a branch. For those moments when you need to send money quickly, our person-to-person transfer feature makes it simple to share funds with friends or family with just a few taps on your smartphone. If you prefer mobile banking, you'll love our dedicated mobile application. It offers all the functionalities you need on-the-go, from checking e-statements to making mobile payments. Plus, for added convenience and security, we support electronic signature authorization making transactions quicker and easier than ever.

Financial Strength

Growing Member Trust

The trust of our growing member base is evident in our total share accounts of 942,543, showcasing the confidence that over 476,000 members place in us. Net Shares (Funds available for lending and investments): $0 further reflects our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teachers is your trusted partner. Visit us at 450 Route 112 Port Jefferson Station Ny 11776 or call (631) 698-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0 figure, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 839 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinforcing Our Commitment

With $940,482,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $33,275 in used auto loans and $6,294,741,296 in total loans and leases supporting your financial goals across various sectors.

Solid Financial Health

With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $999 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,095,749 in used vehicle loans and $259,965,626 in new vehicle loans already helping members get on the road. We believe that driving your dream car shouldn't break the bank, and that's why our financing options are tailored to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $479,184,173 provide the capital needed to grow and expand. We're committed to supporting local businesses by providing accessible financing options that help them thrive. At Teachers, we're not just about lending; we're about building relationships and fostering community growth. If you're interested in exploring refinancing options or determining eligibility for any of our loan products, please feel free to reach out. You can contact us at (631) 698-7000 or visit us during our business hours: Mon-Thur 9:00 AM - 5:00 PM, Fri 9:00 AM - 6:00 PM, and Sat 9:00 AM - 2:00 PM. All performance insights and financial data provided here are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,497,493,451, make buying or refinancing simple. We know that purchasing a home is one of the biggest decisions you will ever make, and we're here to provide guidance every step of the way.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $96,901,070 in loans helping members manage their finances effectively. Whether it's for unexpected costs or planned purchases, our credit cards are designed to meet your needs.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every loan offer you see is fair and transparent, tailored to meet regulatory guidelines designed to protect consumers.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what lenders present. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. You won't find yourself swayed by advertising; instead, you'll receive straightforward information. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions. This feature helps you understand your options better and choose the most suitable loans for your needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight how LendMesh empowers individuals to secure better financial outcomes. Ready to take control of your borrowing decisions? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Teachers

Type of Loan Offerings

Personal Loans