Teachers Credit Union North Babylon NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Teachers, your trusted financial partner located at 1134 Deer Park Ave, North Babylon, NY 11703. Established in 1952, our credit union has grown into a vital part of the community, proudly serving over 476,608 members. With a robust $9,817,494,290 in total assets and $392,268,098 in total deposits, we are committed to providing you with reliable financial services that meet your needs. At Teachers, we understand that financial decisions can be daunting. That's why our dedicated team is here to guide you every step of the way. Our CEO, Brad Calhoun, and Board President, Timothy Southerton, lead a passionate group of 867 employees focused on helping you achieve your financial goals. Whether you're looking for auto loans, mortgages, or personal banking solutions, we have options tailored just for you. While members can visit us at our branch for personalized assistance, official correspondence should be sent to our mailing address: PO Box 9005, Smithtown, NY 11787. We take pride in our community involvement and strive to make a positive impact through various initiatives. Our members benefit from competitive loan rates and exceptional customer service because we believe that everyone deserves access to quality financial products. Ready to take the next step? Visit us online at Teachers or give us a call at 631-698-7000. We look forward to partnering with you on your financial journey!

Branch History & Mission

At Teachers, we take pride in our rich legacy and unwavering commitment to the community since our inception in 1952. Located at 1134 Deer Park Ave, North Babylon, NY 11703, our branch has grown alongside the members we serve, fostering a sense of belonging and support for nearly 70 years. Over this time, we have welcomed 476,608 members into our family and managed total assets of over $9.8 billion. Our mission is clear: to provide exceptional financial services while making a meaningful impact in the lives of our members and the broader community. We understand that banking is about more than just transactions; it's about building relationships based on trust and respect. This belief shapes every interaction we have and drives us to offer personalized solutions, whether it's helping you secure an auto loan or assisting with your mortgage needs. As we have evolved over the decades, we've also embraced digital advancements to enhance member experiences. Our online banking platform allows you to manage your finances from anywhere, while mobile payment options ensure convenience at your fingertips. We're proud to say that our branch is ADA compliant, ensuring accessibility for all members of our community. Teachers is more than just a credit union; it's a hub for community outreach and support. We are actively involved in local initiatives and partnerships that uplift those around us. Whether it's sponsoring educational programs or participating in charity events, we aim to give back to the community that has supported us throughout the years. While members can visit us at 1134 Deer Park Ave, official correspondence should be sent to PO Box 9005, Smithtown, NY 11787 if needed. Our operating hours are convenient for everyone: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. We also offer ATM availability for quick access to cash and basic shared services for partner credit union members. However, please note that we do not have drive-thru banking available at this location. Join us at Teachers Credit Union today! Experience firsthand how we can help you achieve your financial goals while making a difference in our community together. For more information or to become a member, don't hesitate to call us at 631-698-7000 or visit our website.

Branch Location & Accessibility

Convenient Access and Amenities

Our branch is designed with your convenience in mind. We offer ample parking spaces right outside our doors, making it easy for you to visit us at any time. We're also proud to be ADA compliant, ensuring that all members can access our services without any barriers. Although we do not have a drive-thru service, our welcoming lobby is open during convenient hours for you to walk in and take care of your banking needs.

Get in Touch!

Ready to experience what we have to offer? Give us a call at 631-698-7000 or stop by our branch today! We look forward to welcoming you into the Teachers Credit Union family and helping you achieve your financial goals.

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours. Our lobby is open from Monday through Thursday from 9:00 AM to 5:00 PM, on Fridays until 6:00 PM, and on Saturdays from 9:00 AM to 2:00 PM. This allows you plenty of time to drop by after work or on the weekend!

Services Tailored for You

At Teachers Credit Union, we pride ourselves on providing a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Additionally, if you're a member of a partner credit union, you'll benefit from shared branch services right here at our location. While you can visit us at our North Babylon address for all transactions, please note that official correspondence should be sent to PO Box 9005 in Smithtown if needed.

Member Eligibility

At Teachers, we believe that everyone deserves to be part of a welcoming and supportive community. Joining us is easy and open to anyone who meets our eligibility criteria, which typically includes living, working, or attending school in the areas we serve. This means if you're a local resident or connected to our community in any way, you can enjoy the benefits of membership. By becoming a member at Teachers, you'll gain access to personalized financial services, competitive loan rates, and excellent customer support tailored just for you. To learn more about the specific eligibility requirements and how you can take the first step towards joining us, please visit this link. Once you're ready to open your account, the process is straightforward and convenient! You can get started online by visiting our account opening page. If you have any questions or need assistance, feel free to reach out at (631) 698-7000. We can't wait to welcome you into our family at Teachers located at 1134 Deer Park Ave North Babylon Ny 11703!

Business Banking & Commercial Services

Merchant Services that Work for You

Imagine having the tools to accept payments easily and efficiently. Our merchant services can help streamline transactions, allowing you to focus on what matters most growing your business. Whether you're a local shop or a service provider, our solutions are tailored to fit your needs. Let's work together to build your vision at 1134 Deer Park Ave North Babylon Ny 11703, North Babylon, NY. Contact us at (631) 698-7000 to learn more about how we can help you succeed!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $309 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $479,184,173, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our local business owners, we understand the importance of reliable banking services. Our business banking solutions include merchant services and business loans designed to help you thrive in a competitive marketplace.

Convenient Access Anytime, Anywhere

With Teachers, convenience is key. You can access ATMs and cash withdrawal services across various locations. We also provide basic shared branch transactions which allow partner credit union members to make deposits and withdrawals seamlessly.

Credit Cards with Rewards

Don't forget about our credit cards! They come loaded with rewards that give back to you on everyday purchases. Whether it's dining out or shopping for essentials, earn points that can be redeemed for exciting perks.

Engage with Us

We invite you to explore all these services and more at Teachers. If you have questions or need assistance, don't hesitate to reach out at (631) 698-7000. Our friendly staff is ready to help you navigate your financial journey. Ready to take the next step? Visit us today at 1134 Deer Park Ave North Babylon Ny 11703 or check out our website here for more information on how we can assist you!

Loans That Fit Your Life

Life can bring unexpected expenses, and when it does, Teachers is here to help. Our auto loans and vehicle financing options are perfect for those looking to get behind the wheel of their dream car without breaking the bank. If you're thinking about buying a home, our mortgage loans and refinancing options will guide you every step of the way. Plus, we offer personal loans for debt consolidation or other needs making it easier for you to regain control over your finances.

Personal Banking Made Easy

Whether you're opening your first checking account or looking for ways to save for future goals, our personal banking services are designed for you. We offer both checking and savings accounts that come with user-friendly features. Imagine easily managing your finances through our online and mobile banking platforms, allowing you to check balances, make transfers, or deposit checks right from your phone!

Digital & Online Banking

Access Anytime

With our 24/7 online banking services available at https://www.teachersfcu.org/, you can view your account balances, transfer funds, and pay bills from the comfort of your home or on the go. This flexibility makes it simple to stay on top of your finances without needing to visit a branch.

Easy Transactions

Need to send money quickly? Our person-to-person transfer feature allows you to send money instantly to friends or family with just a few taps on your device. Plus, with our mobile payments feature, paying for everyday purchases is effortless just use your phone!

Secure and User-Friendly

Security is a top priority for us. That's why we offer electronic signature authorization, making transactions safe and straightforward. You can also opt for e-statements, which not only helps in reducing paper clutter but also keeps your financial information secure and accessible at any time.

Stay Connected with Our Mobile App

Our mobile application brings all these features right to your fingertips. Download it today and experience the convenience of banking whenever you want. Whether you're checking balances or making payments, everything is designed for ease of use. At Teachers, we're committed to providing you with the tools you need for effective financial management. Explore all our digital offerings today!

Financial Strength

Commitment to Growth

With $940,482,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $33,275 in used auto loans and $6,294,741,296 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 942,543, showing a strong and growing member base that trusts us with their finances. This growth illustrates the confidence our community has placed in Teachers, making it clear that we are dedicated to supporting your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teachers is your trusted partner. Visit us at 1134 Deer Park Ave North Babylon Ny 11703 or call (631) 698-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings Are Secure

Members' savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 839 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $999 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing your existing loans or exploring eligibility options for our various products, our team is here to guide you through the process. We strive to provide clear information so that you can make informed decisions about your financial future. With products tailored for personal and business needs alike including commercial loans totaling $479,184,173 we are committed to supporting our community's growth and success. For more information about our loan offerings or to speak with one of our representatives, please call us at 631-698-7000 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey toward better financial health starts here at Teachers!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,095,749 in used vehicle loans and $259,965,626 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your next vehicle simple and affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,497,493,451, make buying or refinancing simple. We understand the importance of finding the right home loan to fit your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $96,901,070 in loans helping members manage their finances effectively. These cards can help you build credit while providing access to funds when you need them most.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from reputable lenders. This commitment to verified data means that all loan offers are legitimate and reliable, helping users navigate their options with confidence. Importantly, LendMesh does not prioritize lenders based on paid promotions; instead, it focuses solely on providing unbiased results. This approach allows users to see a true comparison of available rates without hidden agendas. One of the standout features of LendMesh is its real-time rate comparisons. Users can access up-to-date loan rates from multiple institutions at any time, ensuring they have the most current information to make informed decisions about their finances. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the platform is. To explore your options and find the best loan rates tailored to your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Teachers

Type of Loan Offerings

Personal Loans