Teachers Credit Union Merrick NY | Easy ATM & Shared Branch Access

Introduction

Welcome to Teachers at our Merrick branch, where community and financial empowerment come together! Located at 1638 Merrick Rd, Merrick, NY 11566, we have proudly served our members since 1952. With a deep commitment to helping our 476,608 members thrive, we offer a range of services tailored to meet your needs. At Teachers, we understand that trust is key in any relationship. That's why we focus on providing personalized service and maintaining strong financial health. Currently, our total assets stand at an impressive $9,817,494,290, and we manage total deposits of $392,268,098. Our net worth of $984,894,945 reflects our dedication to your financial well-being. Led by our CEO Brad Calhoun and Board President Timothy Southerton, our dedicated team of 867 employees is here to support you. Whether you're looking for loans over 185,190 of which we currently hold or simply need assistance with deposits (with total shares deposited amounting to $7,914,405,415), we're here for you every step of the way. While members can visit us at our branch location for convenient banking services including ATM access we also have a mailing address for official correspondence: PO Box 9005, Smithtown, NY 11787-9005. Explore what makes Teachers special by visiting our website at www.teachersfcu.org. We invite you to call us at 631-698-7000 with any questions or to learn more about how we can assist you in reaching your financial goals. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Community Focus

We take pride in being actively involved in the Merrick community. Our partnerships with local organizations help us support various outreach efforts aimed at enhancing education and providing resources for those in need. By connecting with our members beyond just banking services, we strive to make a meaningful impact in their lives. With ATM availability right here at our branch and shared service center options for basic transactions from partner credit unions, convenience is always part of your experience with us. Join us today at Teachers! Experience first-hand the benefits that come with being a member of a credit union that truly cares about its community and its people. Together, let's build a brighter financial future! For any inquiries or assistance, feel free to reach out at 631-698-7000 or explore more on our website here.

Our Journey

Teachers began its journey with a simple mission: to provide quality financial services to educators and their families. Since our inception, we have evolved from a small organization into one of the largest credit unions in the region. Our headquarters is located in Smithtown, NY, and we are proud of our roots and growth within Long Island. Throughout the years, we've achieved numerous milestones. We have enhanced our digital offerings to make banking more convenient for our members through online banking and mobile payments. We also prioritize accessibility, ensuring our services comply with ADA standards so everyone can benefit from what we offer.

Our Mission

At Teachers, our mission is straightforward yet powerful: We are dedicated to improving the financial lives of our members while contributing positively to the communities we serve. Whether it's providing loans for new cars or assisting with savings plans, we aim to empower individuals and families on their financial journeys. While members can visit us at 1638 Merrick Rd, official correspondence should be sent to PO Box 9005, Smithtown, NY 11787-9005 if necessary. We encourage you to stop by during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM to learn more about how we can assist you.

Branch Location & Accessibility

Accessibility Features

Your comfort and ease are important to us. Our branch is fully ADA compliant, featuring ramps and accessible entrances so that everyone can visit without hassle. For those driving to see us, we have ample parking available right outside our doors.

Call to Action

We invite you to come visit us at our Merrick location! Whether you're looking to open an account or simply want more information about our services, don't hesitate to call us at 631-698-7000. Experience firsthand how we prioritize your financial well-being with a personal touch!

Location Highlights

While our branch address is where you can find us for all your banking transactions, please note that any official correspondence should be sent to our mailing address: PO Box 9005, Smithtown, NY 11787-9005. We're proud to serve the vibrant community of Nassau County, ensuring that quality financial services are just around the corner.

Operating Hours

We understand that life can get busy! That's why we offer flexible operating hours. You can drop by from Monday to Thursday between 9:00 AM and 5:00 PM, and on Fridays until 6:00 PM. Don't forget about our Saturday hours from 9:00 AM to 2:00 PM perfect for weekend banking!

Services Offered

At Teachers Credit Union, we pride ourselves on providing essential services tailored for your convenience. While we currently offer ATM services and basic shared branch transactions like deposits and withdrawals for partner credit union members, rest assured that our team is ready to help with any questions or guidance you may need.

Member Eligibility

At Teachers, we believe that everyone deserves a supportive community, and becoming a member is just a step away! If you live, work, or attend school in the areas we serve, you're likely eligible to join us. We welcome individuals from various backgrounds, whether you're looking for personal banking solutions, loans, or simply want to be part of a caring financial family. To learn more about the specific eligibility criteria, feel free to check out our detailed information at . Opening an account with us is straightforward and hassle-free. You can easily start your journey towards membership by visiting our account opening page at https://www.teachersfcuonline.org/dbank/live/app/register. If you have any questions or need assistance, don't hesitate to reach out to us at (631) 698-7000. Join us at our branch located at 1638 Merrick Rd Merrick Ny 11566 and discover the benefits of being part of the Teachers family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the tools to accept payments easily from your customers. Our merchant services enable you to process transactions smoothly, whether in-store or online. This helps you keep your cash flow steady and ensures a great experience for your customers. Located at 1638 Merrick Rd Merrick Ny 11566, Merrick, NY, we invite you to visit us or call (631) 698-7000 to learn more about how our business banking solutions can make a difference for your enterprise. Let's work together to build a prosperous future!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $309 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $479,184,173, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Banking Features

In addition to in-person services, we also prioritize digital solutions. Our online banking platform allows you to handle various transactions from the comfort of your home or while on the move. Whether it's making payments, transferring funds, or accessing e-statements, our digital tools provide the ease and security you need in today's fast-paced world. We strive to create an inviting atmosphere where all members feel welcome and supported. Our friendly staff is always ready to assist with any questions you may have about our services or how they can best fit into your financial plans.

Everyday Banking Needs

For those who prefer convenience, our ATM Services make it easy for you to access your funds anytime. With basic ATM access, you can withdraw cash or check your balance quickly and efficiently. Imagine being able to grab cash for a last-minute grocery run or checking your account balance before making a purchase all without having to step inside a branch.

Get in Touch

If you're looking for reliable financial services that cater to your lifestyle, visit us at Teachers in Merrick. You can reach us at 631-698-7000 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. We look forward to helping you navigate your financial journey! For more information about what we offer or how to become a member, please visit our website at Teachers FCU. Join us today and discover how we can support you every step of the way!

Shared Branch Transactions

If you're a member of partner credit unions, you'll find that our Basic Shared Branch Transactions simplify banking. You can easily make deposits and withdrawals without any hassle. This service ensures that even when you're on the go or away from home, you have the flexibility to manage your finances wherever you are.

Digital & Online Banking

E-Statements for Easy Tracking

Say goodbye to paper clutter! With e-statements available, you can receive your financial statements electronically. This not only helps you keep track of your spending but also adds an extra layer of security by minimizing the risk of sensitive information being lost or stolen.

Mobile App & Payments

For those who prefer managing their finances on their smartphones, our mobile application is here to help. The app allows for quick access to all the essential features right at your fingertips. You can also take advantage of our mobile payments feature, making it easier than ever to pay for purchases directly from your account without fumbling for cash or cards.

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer service lets you send money quickly and securely no checks or cash needed! It's a straightforward way to share expenses or help someone out in a pinch. At Teachers, we're committed to providing user-friendly solutions that make banking simpler. Whether you prefer using our website or mobile app, rest assured that your transactions are protected with top-notch security measures. Enjoy real-time account management and the convenience of modern banking at your fingertips!

Financial Strength

At Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you effectively. With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $999 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $940,482,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, featuring $33,275 in used auto loans and a total of $6,294,741,296 in loans and leases supporting members' financial goals across various sectors. Our operational efficiency is evident with a reported net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 839 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 942,543, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teachers is your trusted partner. Visit us at 1638 Merrick Rd Merrick Ny 11566 or call (631) 698-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Information

Refinancing options are available across our loan products. If you're considering refinancing or want to know about eligibility options for any of our loans, don't hesitate to reach out. You can contact us at (631) 698-7000 for more information or visit our website at Teachers Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Teachers Credit Union be your partner in reaching your financial milestones!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,095,749 in used vehicle loans and $259,965,626 in new vehicle loans already helping members get on the road. We make it easy for you to find the right loan that fits your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $479,184,173 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is here to support you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,497,493,451, make buying or refinancing simple. We guide you through each step of the process so you can focus on what matters most making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $96,901,070 in loans helping members manage their finances effectively. These cards provide an excellent way to handle everyday expenses while building your credit.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that all offers presented are fair and transparent.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness of using a trusted comparison tool when seeking the best loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Teachers

Type of Loan Offerings

Personal Loans