Teachers Credit Union Massapequa NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Teachers, your trusted financial partner located at 4250 Jerusalem Ave, Massapequa, NY 11758. Since our establishment in 1952, we have been dedicated to serving our community with a personal touch and a commitment to helping you achieve your financial goals. With over 476,608 members and total assets of $9,817,494,290, we take pride in being a pillar of support in the Massapequa area. At Teachers, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to meet your needs, from checking and savings accounts to auto loans, mortgages, and business banking solutions. Our total deposits stand at an impressive $392,268,098, ensuring that we have the resources necessary to support your aspirations. As you explore what we have to offer, rest assured that our leadership team is here for you. Led by CEO Brad Calhoun and Board President Timothy Southerton, our experienced staff of 867 employees is ready to assist you with personalized service. We invite you to reach out at 631-698-7000 or visit us online at Teachers FCU for more information. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 4250 Jerusalem Ave, Massapequa, NY 11758-3315. Join us today and experience the difference a community-focused credit union can make!

Branch History & Mission

A Journey Through Time

Since our founding, Teachers has been dedicated to providing exceptional financial services tailored to the needs of our members. Over the decades, we have expanded our offerings while staying true to our mission of empowering individuals and families through better banking solutions. Today, with total assets exceeding $9.8 billion, we stand as a beacon of hope and stability in the financial landscape. Our branch has seen significant milestones along its journey. We have embraced technology to enhance member experiences, ensuring that our services remain accessible and efficient. We offer online and mobile banking features that allow members to manage their finances conveniently from anywhere. Our commitment to accessibility extends to ADA compliance, ensuring that all members can benefit from our services without barriers.

Community-Centric Approach

At the heart of Teachers' mission is a genuine desire to uplift our community. We believe in making a positive impact beyond just providing financial services. Our initiatives include partnerships with local organizations and schools, offering scholarships and support for educational programs. These efforts reflect our dedication to fostering growth and opportunity within Massapequa. While members can visit us at 4250 Jerusalem Ave for all their banking needs, official correspondence should be directed to our mailing address at 4250 Jerusalem Ave, Massapequa, NY 11758-3315. Our friendly staff is here during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to 2 PM to assist you with personal banking options including checking accounts, auto loans, mortgages, and more.

Join Us Today!

As we continue this journey together, we invite you to become part of the Teachers family. With over $9 billion in assets backing your financial future, you're not just a member; you're part of a community that values trust and support. Whether you need help with personal loans or want to explore business banking options, we're here for you every step of the way. Experience the difference that comes with being part of something bigger join Teachers today! For more information about our services or how to open an account, visit us online at Teachers FCU or call us at 631-698-7000. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Teachers, we believe everyone should have easy access to banking services. Our branch is equipped with ADA-compliant features including ramps and spacious walkways so that all members can feel comfortable visiting us.

Convenient Access and Nearby Landmarks

Whether you're heading to or from the bustling shops nearby or just passing through, you'll find our location to be a perfect pit stop. We're close to several community landmarks that you may recognize, adding familiarity to your visit. Plus, we offer ample parking right outside our doors for your convenience.

Operating Hours That Fit Your Schedule

We know life can get busy, which is why we offer flexible operating hours. Join us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you need assistance during the week or on the weekend, we're here for you!

Services Designed for You

When you step into our branch, you'll find a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're committed to helping you reach your financial goals. Additionally, we provide ATM services and basic shared branch transactions for partner credit union members. If you're ever unable to visit us in person, don't hesitate to give us a call at 631-698-7000. Our friendly team is ready to assist you with any questions or concerns you may have. So why wait? We invite you to stop by Teachers today and experience the exceptional service that our members love!

Member Eligibility

At Teachers, we believe that everyone deserves the chance to be part of a welcoming and supportive financial community. If you're looking to become a member, you'll be happy to know that eligibility is quite inclusive! Generally, anyone who lives, works, or attends school in our local area is welcome to join us. This means you could easily become part of our family and enjoy the benefits that come with it. We offer a variety of services designed to help you manage your finances effectively, from checking and savings accounts to auto loans and credit cards with rewards. Getting started is simple! You can find all the detailed eligibility criteria by visiting our website at . When you're ready, opening an account is just a click away; you can begin the process online at https://www.teachersfcuonline.org/dbank/live/app/register. If you have any questions or need assistance, don't hesitate to give us a call at (631) 698-7000. We're here to help you every step of the way as you embark on your financial journey with Teachers!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $309 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $479,184,173, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer comprehensive merchant services that make transactions easier for you. Imagine being able to accept payments quickly and securely from your customers whether they're paying with a card or mobile app. This convenience not only enhances customer satisfaction but can also boost sales. Located at 4250 Jerusalem Ave Massapequa Ny 11758, Massapequa, NY, we're here to partner with you every step of the way on your business journey. Reach out today at (631) 698-7000 to learn more about how we can support your business banking needs!

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we offer Business Banking services, which include merchant services and business loans tailored to help grow your venture. We believe in supporting local businesses because they are vital to our community's economy.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platform allows you to manage your finances effortlessly. You can make ATM withdrawals, check balances, and perform basic transactions all from the comfort of your home or on the go.

Credit Cards with Rewards

Enjoy shopping? Our Credit Cards with Rewards allow you to earn points on everyday purchases. This means that every time you swipe your card, you're also building rewards that can lead to discounts or cash back making spending more rewarding!

Home Ownership Made Easy

If homeownership is on your mind, look no further than our Mortgage Loans & Refinancing services. We make it easy for you to navigate the home buying process or refinance your current mortgage for better rates. Our experienced team will walk you through each step, ensuring you feel confident in your decision.

Personal Banking Solutions

Managing your finances should be easy and accessible. That's why we offer Personal Banking services, including checking and savings accounts designed for every stage of life. Our accounts come with features like online banking and mobile access, allowing you to check balances, transfer funds, and pay bills anytime, anywhere. Imagine being able to handle all your banking needs right from your smartphone!

Personal Loans for Every Need

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation options, we provide the financial support you need when times get tough. Whether it's covering medical bills or consolidating debt, our loans are designed with your comfort in mind.

Shared Branching Options

Additionally, if you're traveling or just need access beyond our branch hours, we provide Basic Shared Branch Transactions for deposits and withdrawals at partner credit unions. This gives you greater flexibility wherever you are. We invite you to visit us at 4250 Jerusalem Ave Massapequa Ny 11758 or give us a call at (631) 698-7000 if you have any questions about how we can assist you with your financial needs. Join us at North Massapequa today and experience banking that's tailored just for you!

Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options are competitive and straightforward. With flexible terms, you can choose what works best for your budget. We understand that finding the right vehicle is important, so we're here to help guide you through the financing process.

Digital & Online Banking

Accessing Your Accounts Anytime

With our 24/7 online banking services available at https://www.teachersfcu.org/, you can check balances, pay bills, and transfer funds with just a few clicks. Our platform is user-friendly, allowing you to navigate through your accounts easily, whether you're at home or on the go.

Keeping Your Information Secure

We take security seriously at Teachers. Our online banking features robust security measures to protect your personal information while giving you peace of mind as you manage your accounts. Whether you're checking your balance or transferring money, know that we are dedicated to keeping your data safe. By choosing Teachers, you gain access to real-time account management that fits into your lifestyle. Experience the convenience of digital banking today!

Mobile Banking Made Easy

For those who prefer using their smartphones, our mobile application is here to help. You can make mobile payments, send person-to-person transfers, and even view e-statements right from your phone. Plus, with electronic signature authorization available, signing documents is quick and straightforward.

Financial Strength

Investment in Growth

With $940,482,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $33,275 in used auto loans and $6,294,741,296 in total loans and leases to support your financial goals across various sectors.

Member Trust

Total Share Accounts stand at 942,543, showing a strong and growing member base that trusts us with their finances. As we continue to grow together, your trust inspires us to keep improving our services for everyone. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teachers is your trusted partner. Visit us at 4250 Jerusalem Ave Massapequa Ny 11758 or call (631) 698-7000 to learn more about how we can help you achieve your financial goals.

Member-Centric Resources

Members' savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance reflects our operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 839 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $999 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,095,749 in used vehicle loans and $259,965,626 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates that make financing your vehicle easy and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $479,184,173 provide the capital needed to grow and expand. Whether it's for equipment, inventory, or working capital, we are here to support your business ambitions. At Teachers, we're committed to providing accessible financing solutions for all our members. If you're interested in refinancing options or learning more about eligibility requirements, feel free to contact us at (631) 698-7000 or visit us at 4250 Jerusalem Ave Massapequa Ny 11758 in Massapequa, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,497,493,451, make buying or refinancing simple. We provide guidance throughout the process, ensuring you find the right loan for your situation.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $96,901,070 in loans helping members manage their finances effectively. Our credit cards come with various benefits that can help you save money and earn rewards on everyday purchases.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that the loan offers they see are both fair and transparent. By working exclusively with verified institutions, LendMesh ensures that each comparison reflects accurate and up-to-date information.

Teachers

Type of Loan Offerings

Personal Loans