Teachers Credit Union Kings Park NY | Affordable Auto Loans & ATM Services

Introduction

Welcome to Teachers Credit Union at 742 Route 25A, Kings Park, NY 11754, where our mission is to empower our members through personalized financial solutions and unwavering support. Since our establishment in 1952, we have grown to serve over 476,608 members, embodying the spirit of community and commitment that sets us apart. At Teachers, we understand that financial journeys are unique. With total assets exceeding $9.8 billion, we offer a broad range of services, from checking and savings accounts to auto loans and mortgage refinancing. Our dedicated team of 867 employees is here to guide you every step of the way, ensuring you receive the best possible experience tailored to your needs. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to the same address: 742 Route 25A, Kings Park, NY 11754. We are proud to maintain a solid financial foundation with total deposits of $392 million and a net worth of $984 million, reflecting our commitment to stability and growth for our members. Under the leadership of CEO Brad Calhoun and Board President Timothy Southerton, we strive not only for excellence in service but also for making a positive impact in our community. Whether it's through personal banking or business loans, we are dedicated to fostering growth and success among our members. We invite you to explore what Teachers Credit Union can do for you. For more information or assistance, don't hesitate to reach out at (631) 698-7000 or visit us online at teachersfcu.org. Your financial future starts here!

Branch History & Mission

At Teachers, we take pride in our rich history and commitment to serving the Kings Park community. Founded in 1952, our branch has grown alongside the community, evolving into a trusted financial partner for nearly half a century. Located at 742 Route 25A, Kings Park, NY 11754, we have become a cornerstone for those seeking reliable banking services. From our humble beginnings, we have expanded significantly, now boasting a total membership of 476,608 members and total assets reaching an impressive $9,817,494,290. Our journey reflects not just growth in numbers but also in the impact we've made within the community. We strive to provide financial services that empower individuals and families while supporting local initiatives that enhance the quality of life in Kings Park. Our mission is clear: to offer exceptional financial products and services while fostering a spirit of cooperation and support within our community. We believe that everyone deserves access to affordable banking solutions tailored to their needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we're here to help. While members can visit us at 742 Route 25A, official correspondence should be sent to the same address as our mailing address. Our branch offers convenient operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Additionally, we are equipped with ATM availability and drive-thru banking for your convenience. Teachers is not just about transactions; it's about building relationships. We actively engage with our community through outreach programs and partnerships that aim to uplift those around us. We embrace modern technology with online banking capabilities and mobile payment options to ensure our members can access their finances whenever they need them. Join us today at Teachers Credit Union in Kings Park! Experience firsthand how we combine friendly service with robust financial solutions tailored just for you. Together, let's build a brighter future for our community! For more information or assistance, feel free to call us at 631-698-7000 or visit our website at Teachers FCU.

Branch Location & Accessibility

Welcome to Teachers Credit Union at Kings Park! Conveniently located at 742 Route 25A, our branch is nestled in the heart of Kings Park, NY. Whether you're visiting us for your banking needs or just passing by, you'll find it easy to reach us. We're close to familiar landmarks and surrounded by a friendly community atmosphere, making your visit enjoyable. While members can visit us at 742 Route 25A, official correspondence should be sent to the same address. Our location provides ample parking and features that ensure accessibility for everyone, including ADA-compliant entrances and ramps. If you're in a hurry, take advantage of our drive-thru service which allows for quick deposits and withdrawals without leaving your vehicle. Our branch operates during convenient hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. We understand that life can get busy, so we aim to make banking as accessible as possible. With ATM availability on-site, you can easily access your funds whenever you need them. At Teachers Credit Union, we offer a range of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Plus, we provide shared services for partner credit union members, allowing you greater flexibility when managing your finances. We invite you to stop by our Kings Park branch today or give us a call at (631) 698-7000 if you have any questions. Our friendly team is here to help you with all your banking needs!

Member Eligibility

Becoming a member of Teachers is like stepping into a welcoming family where your financial well-being is the priority. To join us at our branch located at 742 Route 25A Kings Park Ny 11754, you'll find that the process is straightforward and friendly. Membership is open to anyone who lives, works, worships, or attends school in the communities we serve. This means that whether you're a teacher, student, or simply someone from the area, we're excited to welcome you! You can learn more about specific eligibility details by visiting this helpful resource: . Once you're ready to join our community, opening an account is a breeze. Just head over to our account opening page at https://www.teachersfcuonline.org/dbank/live/app/register and follow the easy steps provided. If you have any questions along the way, don't hesitate to reach out to us at (631) 698-7000. We're here to make your journey as smooth as possible and help you start enjoying all the benefits of being part of Teachers!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having the tools to streamline your payments and improve customer satisfaction. Our merchant services provide just that allowing businesses to accept payments easily and securely. This means more time focusing on what you do best: running your business. Located at 742 Route 25A Kings Park Ny 11754, Kings Park, NY NY, our dedicated team is ready to assist you. Let's work together to unlock the potential of your business!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $309 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $479,184,173, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members in Kings Park, Teachers offers robust business banking solutions. From merchant services that simplify transactions to business loans that support growth, we are dedicated to helping local businesses thrive.

Convenient Access and Support

We understand that access is key when it comes to banking. That's why we provide ATM services and cash withdrawal options at convenient locations. For those who prefer face-to-face interactions, our drive-thru service allows you to handle deposits and withdrawals quickly without stepping out of your car. Additionally, if you're a member of another partner credit union, enjoy basic shared branch transactions at our location for added convenience.

Credit Cards with Rewards

Looking for a credit card that rewards you for your everyday spending? Our credit cards come with great benefits and rewards programs that make every purchase more rewarding. This means whether you're grocery shopping or planning a trip, you're earning points that can lead to exciting perks.

Loans That Fit Your Life

When it comes to financing major purchases or managing expenses, we've got you covered. Our auto loans and vehicle financing options are designed with competitive rates to get you on the road without breaking the bank. If you're dreaming of homeownership, explore our mortgage loans and refinancing options that make buying or upgrading your home easier than ever. Plus, our personal loans can assist with debt consolidation or unexpected expenses.

Personal Banking Solutions

Imagine having a checking account that not only fits your lifestyle but also helps you save effortlessly. At Teachers, we offer various personal banking options, including checking and savings accounts tailored to help you manage your money effectively. Our members appreciate the convenience of online and mobile banking, allowing them to check balances, pay bills, and transfer funds right from their smartphones.

Your Financial Journey Starts Here

At Teachers, we believe in making banking easy and accessible for everyone. With flexible hours Monday through Saturday we're here when you need us most. Whether you're visiting us at 742 Route 25A Kings Park Ny 11754 or calling us at (631) 698-7000, our friendly staff is ready to assist you with all your financial needs. Don't wait any longer! Discover how Teachers can help you achieve your financial goals today. Visit us online at https://www.teachersfcu.org/ or stop by our branch in Kings Park, NY!

Digital & Online Banking

Key Features

Our online banking services are available 24/7, ensuring that you have full access whenever you need it. You can also take advantage of person-to-person transfers, making it simple to send money to friends and family without any hassle. If you're concerned about security, rest assured that we offer electronic signature authorization for added protection when signing documents online. We also provide e-statements, so you can say goodbye to paper clutter while keeping track of your financial activity effortlessly. Plus, with mobile payments enabled, making transactions has never been more convenient just tap and go! At Teachers, we strive to make banking easy and accessible for everyone. Whether you're managing day-to-day expenses or planning for the future, our digital services are here to support you every step of the way. Embrace the ease of modern banking today!

Financial Strength

At Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of knowing your financial institution is solid, especially during uncertain times. That's why we're proud to share insights into our financial strength. With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $999 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $940,482,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $33,275 in used auto loans and $6,294,741,296 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 839 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 942,543, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teachers is your trusted partner. Visit us at 742 Route 25A Kings Park Ny 11754 or call (631) 698-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,095,749 in used vehicle loans and $259,965,626 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our team is ready to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $479,184,173 provide the capital needed to grow and expand your business operations. We understand how important it is for businesses to have access to financing solutions tailored to their specific needs. At Teachers, we believe that everyone deserves access to affordable lending options. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, feel free to reach out to us at (631) 698-7000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams today!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,497,493,451, make buying or refinancing simple. We understand that securing a mortgage can feel overwhelming, but our experienced staff will guide you through the process to find the right fit for your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $96,901,070 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and rewards programs that can benefit your everyday spending.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh takes accuracy seriously. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers every time they search for a loan.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, guaranteeing transparency in what users see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results, allowing users to make decisions based solely on their needs. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to find competitive rates tailored to your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Teachers

Type of Loan Offerings

Personal Loans