Teachers Credit Union Holbrook NY | Affordable Vehicle Loans & ATM Services

Introduction

At Teachers, we believe in building strong financial futures for our members right here in Holbrook, NY. Established in 1952, our credit union has been a trusted partner for nearly 500,000 members, offering tailored financial solutions that empower individuals and families to achieve their goals. Located at 5439 Sunrise Hwy, Holbrook, NY 11741, we welcome you to visit us in person or explore our services online at Teachers FCU. With total assets exceeding $9.8 billion and a robust membership of 476,608, we pride ourselves on being a cornerstone of the community. Our commitment to excellence is reflected in our leadership, with CEO Brad Calhoun and Board President Timothy Southerton guiding our mission to provide exceptional member service. We are dedicated to helping you navigate your financial journey, whether it's securing an auto loan from our portfolio of over 185,000 loans or managing your savings with confidence. Our credit union stands strong with total deposits of $392 million and net worth of approximately $984 million, ensuring that your funds are safe and accessible when you need them. With over 867 employees, we are always ready to assist you across various services including personal banking, auto loans, mortgage financing, and business banking. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 9005, Smithtown, NY 11787. If you have any questions or need assistance, don't hesitate to call us at 631-698-7000. Join us as we continue to serve the Holbrook community and beyond because at Teachers FCU, your success is our priority!

Branch History & Mission

Join Us

If you're looking for a credit union that truly cares about its members and community, look no further than Teachers. Experience the benefits of membership today! Visit us or check out more information on our website at Teachers FCU. We invite you to be part of our journey as we continue supporting your financial dreams while making a difference together!

Our Journey

From the moment we opened our doors, Teachers has been dedicated to providing exceptional financial services tailored to meet the needs of our community. Over the decades, we've embraced growth and change while keeping our core mission intact: to empower our members through accessible banking solutions and valuable resources. Our journey is marked by significant milestones, including expanding our services to include auto loans, mortgages, personal loans, and business banking options. As we grew, so did our commitment to innovation. We have implemented digital banking solutions such as online and mobile banking that allow members to manage their finances conveniently from anywhere. Our focus on customer experience extends beyond technology; we are proud to offer services like drive-thru banking and shared service centers for added convenience.

Our Mission

At Teachers, our mission is clear: we are here to improve the financial well-being of our members and enrich the communities we serve. We believe in building strong relationships based on trust and support. Every decision we make is driven by our dedication to helping you achieve your financial goals while also giving back to local initiatives that uplift our neighborhoods. While members can visit us at 5439 Sunrise Hwy for all their banking needs, official correspondence should be sent to PO Box 9005, Smithtown, NY 11787. Our branch operates Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday until 2:00 PM. We also provide ATM access for quick transactions and a drive-thru service for your convenience. We take pride in not just being a financial institution but a community partner. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact every day.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is situated near popular landmarks that make finding us a breeze. You can easily spot us while traveling along Sunrise Highway, making it a convenient stop for residents of Holbrook and the surrounding areas in Suffolk County. We pride ourselves on being accessible to everyone, including those who may require special accommodations. Our facility is ADA compliant, featuring ramps and accessible entrances so that all members can enjoy our services without hassle.

Operating Hours

We understand that everyone's schedule is different, which is why we offer flexible operating hours to suit your needs. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. This way, you can bank when it's most convenient for you!

Parking and Drive-Thru Services

Parking is plentiful at our branch, ensuring you can find a space without any stress. For added convenience, we offer drive-thru banking services, allowing you to conduct simple transactions right from your car. Whether it's making deposits or withdrawals, our drive-thru is designed for efficiency and ease.

Services Offered

At the Teachers Credit Union branch in Holbrook, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, enjoy the ease of online and mobile banking options right at your fingertips! We also have an ATM available for quick cash withdrawals and balance checks. While members can visit us at our branch address mentioned above, official correspondence should be sent to PO Box 9005, Smithtown, NY 11787. We invite you to come by or give us a call at 631-698-7000 if you have any questions or need assistance. At Teachers Credit Union, your financial well-being is our priority!

Member Eligibility

At Teachers, we believe that joining our credit union means becoming part of a caring community that supports your financial goals. Membership is open to anyone who lives, works, or attends school in the areas we serve. We welcome individuals and families alike, making it easy for you to access our range of services designed to help you thrive. You can learn more about the specific eligibility criteria by visiting this resource. Opening an account with us is a straightforward process. Simply head over to this link to get started. If you have any questions or need assistance, don't hesitate to reach out to us at (631) 698-7000. We're here to make your experience as smooth and welcoming as possible! Come see how being a member of Teachers can benefit you today at our branch located at 5439 Sunrise Hwy Holbrook Ny 11741.

Business Banking & Commercial Services

Practical Merchant Services

But it doesn't stop at loans. Our merchant services help streamline daily transactions, allowing you to focus on what matters most growing your business. Imagine a busy retail day where customers can pay easily via mobile or card, all while you manage everything from inventory to sales reports seamlessly through our systems. Located at 5439 Sunrise Hwy Holbrook Ny 11741, Holbrook, NY, we are here to help your business thrive. Contact us today at (631) 698-7000 to explore how we can assist you!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $309 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $479,184,173, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Transaction Services

Need cash on the go? With our ATM and cash withdrawal services, access is never far away. Our branch also offers basic drive-thru banking for quick deposits, withdrawals, and simple transactions without needing to step inside. Plus, if you're a member of a partner credit union, enjoy the benefits of basic shared branch transactions right here at our location. We invite you to explore all the financial possibilities with us at Teachers. For any questions or assistance, don't hesitate to reach out at (631) 698-7000. Your financial wellness is our priority, and we're excited to support you every step of the way!

Business Banking

For our business members, we provide essential services like merchant services and business loans to help your business thrive. Whether you're just starting out or expanding an existing venture, we're here to support your financial journey.

Credit Options

Managing expenses can be tricky, which is why we also offer personal loans and debt consolidation solutions. If you're looking for flexibility in spending, consider our credit cards with rewards that not only help you manage purchases but also earn rewards on everyday spending.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From checking balances to making transfers, our digital tools make banking easy.

Home Financing

Thinking about buying your dream home? Our mortgage loans and refinancing options are tailored to make homeownership more accessible. We know that every member's situation is unique, so our team is here to guide you through the process with personalized support.

Personal Banking Solutions

Whether you're opening your first checking account or looking to save for a major purchase, our personal banking services have you covered. We offer various checking and savings accounts designed to fit different lifestyles and financial needs. If you're considering purchasing a new car, our auto loans and vehicle financing options provide competitive rates to help you hit the road in no time.

Digital & Online Banking

Accessibility and Ease-of-Use

Navigating our digital banking services is straightforward and user-friendly. Whether you're at home or out running errands, you can easily log in to check your accounts or make necessary transactions. Our goal is to provide you with real-time account management so that you always have control over your finances. Experience the future of banking today with Teachers's digital services! Visit us online at https://www.teachersfcu.org/ and explore all the ways we can help simplify your banking experience.

Key Features

Our online banking system makes it simple for you to stay on top of your finances. You can view your account balances, pay bills, and transfer funds with just a few clicks. Plus, if you're looking to send money to friends or family, our person-to-person transfer feature allows for quick and easy transactions without the hassle of cash or checks. For those who prefer using their smartphones, our mobile application is available for download, making it even easier to manage your accounts on the go. With mobile payments enabled, you can make purchases quickly and securely right from your phone. Security is a top priority at Teachers. We utilize electronic signature authorization for document signing, ensuring that your transactions are safe and verified. Additionally, you can opt for e-statements to keep track of your financial activities without the clutter of paper statements.

Financial Strength

A Growing Member Base

We have successfully built trust within our community as shown by our total share accounts of 942,543, indicating a strong and growing member base that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Teachers is your trusted partner. Visit us at 5439 Sunrise Hwy Holbrook Ny 11741 or call us at 631-698-7000 to learn more about how we can help you achieve your financial goals.

Efficient Operations

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 839 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for You

With $940,482,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your needs is evident with $33,275 in used auto loans and a total of $6,294,741,296 in loans and leases available to help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Net Worth

With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 999 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,095,749 in used vehicle loans and $259,965,626 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used vehicle, our team is here to assist you throughout the process.

Credit Lines and Unsecured Loans

For those who need flexible borrowing solutions, we also offer credit lines totaling $4,577,444,000. Additionally, our unsecured credit card loans amounting to $96,901,070 help members manage their finances effectively without the need for collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,497,493,451, make buying or refinancing simple. We provide personalized service to help you navigate your home financing options effectively.

Refinancing Options

If you're considering refinancing your existing loans, we have options available that could lower your monthly payments and save you money in interest. Our knowledgeable staff can guide you through the eligibility requirements and process. At Teachers, we strive to ensure our members have access to the financial products they need when they need them. For more information about our loan offerings or to discuss which option is best for you, feel free to reach out at (631) 698-7000 or visit us at 5439 Sunrise Hwy Holbrook Ny 11741 in Holbrook, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

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Ensuring Accurate Comparisons

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Teachers

Type of Loan Offerings

Personal Loans