Teachers Credit Union East Meadow NY | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Teachers Credit Union, where we believe in empowering our members and nurturing a vibrant community. Located at 2557 Hempstead Tpke, East Meadow, NY 11554, our branch has been serving the needs of our community since 1952. With a commitment to your financial well-being, we proudly support over 476,608 members and manage assets totaling a remarkable $9,817,494,290. At Teachers Credit Union, we understand that trust is earned through service and transparency. That's why we're dedicated to providing competitive rates on loans and savings products, all while maintaining a strong financial foundation. With $392,268,098 in total deposits and a solid net worth of $984,894,945, you can feel confident knowing your finances are in good hands. Our leadership team, led by CEO Brad Calhoun and Board President Timothy Southerton, is committed to fostering a culture of service excellence. With a dedicated staff of 867 employees, we are here to assist you with everything from personal banking solutions to business financing options. While you can visit us at our branch for all your banking needs, official correspondence should be directed to the same address: 2557 Hempstead Turnpike, East Meadow, NY 11554. Join us at Teachers Credit Union today! Whether you're looking for checking accounts, auto loans, or credit cards with rewards, we have something for everyone. For more information or assistance, feel free to give us a call at 631-698-7000. Let's take the next step toward your financial goals together!

Branch History & Mission

Community Commitment

Our commitment extends beyond just banking; we actively engage in community outreach programs that foster partnerships within East Meadow and surrounding areas. By supporting local events and initiatives, we aim to strengthen bonds within our community while encouraging financial literacy among residents. In conclusion, we invite you to join Teachers Credit Union. Experience firsthand the benefits of being part of a community-focused institution that prioritizes your needs. Whether you're looking for a loan or simply want advice on managing your finances better, we're here for you every step of the way. Join us today! For more information or to open an account online, visit Teachers FCU. Feel free to reach out at 631-698-7000 with any questions or concerns we're always happy to assist!

Our Evolution

From our humble beginnings as a small credit union aimed at helping educators, we have evolved into a full-service financial institution. We are proud to be a part of the vibrant East Meadow community, conveniently located at 2557 Hempstead Tpke. This prime location makes it easy for our members to access essential services right where they live and work. If you need to send us official correspondence, please use our mailing address at 2557 Hempstead Turnpike, East Meadow, NY 11554. As we grew, so did our services. Today, we offer everything from personal banking options like checking and savings accounts to auto loans and mortgages. We are dedicated to providing not just financial products but also the tools that help our members achieve their goals.

Our Mission

At Teachers, our mission is clear: to empower our members through exceptional financial services while fostering a strong sense of community support. We believe that everyone deserves access to sound financial guidance and resources. Our team is dedicated to ensuring that every member feels valued and supported on their financial journey. We focus on enhancing member experience through various initiatives such as online banking and mobile payments. With ADA compliance in mind, we strive to make all our services accessible to everyone. Whether you're visiting us during lobby hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, or Saturday until 2:00 PM or using one of our ATMs available around the clock, we're here for you.

Branch Location & Accessibility

Welcome to the Teachers Credit Union branch located at 2557 Hempstead Tpke, East Meadow, NY 11554! Our convenient location makes it easy for you to access a variety of financial services right in your neighborhood. Whether you're stopping by for personal banking needs or seeking assistance with loans and credit cards, we're here to help. Nestled in the heart of East Meadow, our branch is close to local landmarks like Eisenhower Park and the East Meadow Public Library, making it a convenient stop during your day. Plus, we offer plenty of parking options right outside our entrance, ensuring that your visit is hassle-free. At Teachers, we take pride in making our services accessible to everyone. Our branch complies with ADA standards, featuring ramps and designated spaces to accommodate all members of the community. You can visit us during our friendly operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. We strive to be available when you need us most! Need cash on the go? Enjoy easy access to our ATM services right here at the branch. While we currently do not offer drive-thru banking, our team is ready and waiting inside to assist you with any banking needs you may have. If you're looking for shared services, you're in luck! We participate in a shared service center network which allows you to conduct basic transactions like deposits and withdrawals at other partner credit unions too. While members can visit us at this address for all their banking needs, official correspondence should be sent to our mailing address: 2557 Hempstead Turnpike, East Meadow, NY 11554. We invite you to come by or call us at 631-698-7000 for any questions or assistance. At Teachers Credit Union, we're dedicated to serving you and look forward to welcoming you soon!

Member Eligibility

At Teachers, we believe in creating a warm and welcoming community where everyone can thrive. Becoming a member is easy, and we're excited to have you join us! If you live, work, or worship in the area or have family members who are already part of our credit union, you're likely eligible for membership. We value inclusivity and aim to support your financial journey with personalized services tailored just for you. For more detailed eligibility criteria, feel free to visit our website at . Once you're ready to take the next step, opening an account with us is a breeze. Simply head over to our account opening page at https://www.teachersfcuonline.org/dbank/live/app/register, and you'll find all the information you need to get started. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (631) 698-7000. We can't wait to welcome you into the Teachers family!

Business Banking & Commercial Services

Financing That Fuels Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $309 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $479,184,173, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, our merchant services simplify everyday transactions for your business. Imagine having the ability to accept payments seamlessly, whether it's online or in-person. This means more time focusing on what you do best running your business while we take care of the financial details. Located at 2557 Hempstead Tpke East Meadow Ny 11554, East Meadow, NY, we invite you to explore how Teachers can partner with you for success. Visit us today or give us a call at (631) 698-7000 to learn more!

Comprehensive List Of Services

ATM Access & Shared Branching

For quick cash withdrawals or balance inquiries, enjoy access to our ATM services right here in East Meadow. We also participate in shared branching networks, allowing members from partner credit unions to perform basic transactions like deposits and withdrawals without hassle. If you're ready to explore what we have to offer or if you have any questions about specific services like those mentioned above, don't hesitate to reach out! Call us at (631) 698-7000 or visit us during our convenient hours: Monday through Thursday from 9:00 AM - 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM - 2:00 PM. Join us at Teachers, where we're committed to supporting your financial journey every step of the way! For more information about opening an account or applying for loans, visit our website at East Meadow.

Business Banking Services

If you're an entrepreneur or small business owner, we have your back with our business banking services. From merchant services that facilitate easy transactions to tailored business loans, we aim to support your growth and success every step of the way.

Convenient Digital Banking Features

At Teachers, we embrace technology to ensure that banking is as convenient as possible. Our comprehensive online and mobile banking platforms let you manage all your accounts effortlessly from anywhere. Whether it's checking balances, making deposits via mobile deposit, or using person-to-person payments, we've got it all covered.

Loans for Every Need

Need a new car? Our auto loans and vehicle financing solutions can help you get behind the wheel quickly and affordably. We understand that buying a home is a significant step in life, which is why we provide competitive rates on mortgage loans and refinancing. For unexpected expenses or consolidating debt, our personal loans can offer relief with manageable payment plans.

Personal Banking Solutions

When it comes to managing your finances, we offer a variety of personal banking options. Whether you are looking to open a checking or savings account, our accounts come with features designed to help you save more and spend wisely. Imagine having easy access to your funds through online banking or our user-friendly mobile app, allowing you to check balances, transfer money, and even make payments on the go.

Rewards Credit Cards

To enhance your spending power, consider our credit cards with rewards. You can earn points for every purchase, making it easier for you to save on future travels or shopping sprees.

Digital & Online Banking

At Teachers, we understand that managing your finances should be easy and secure, which is why we offer a range of digital and online banking services designed to fit your lifestyle. With our services, you can bank whenever and wherever it suits you, ensuring that you're always in control of your money. Our online banking platform is available 24/7 at https://www.teachersfcu.org/, giving you instant access to your accounts. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. For those moments when you need to send money quickly, our person-to-person transfer feature makes it simple to send cash to friends and family without the hassle of writing checks or handling cash. Security is a top priority at Teachers. We use electronic signature authorization, allowing you to sign documents digitally with confidence. Plus, with e-statements available, you can easily access your financial statements online while keeping your information safe and reducing paper waste. For on-the-go convenience, our mobile application provides all the features you need right in your pocket. You can make mobile payments effortlessly and manage your account anytime, anywhere. Just download the app and enjoy the ease of banking from your smartphone. Whether you're at home or out running errands, Teachers ensures that managing your finances is accessible and straightforward. Join us today and experience how our digital banking services can enhance your financial journey!

Financial Strength

Commitment to Innovation

With $940,482,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as we offer $33,275 in used auto loans and have a total of $6,294,741,296 in loans and leases available for your needs.

Growing Member Base

The strength of our credit union is further underscored by our total share accounts of 942,543, showing a strong and growing member base that trusts us with their finances. With net shares (funds available for lending and investments) totaling $0, we have the resources needed to meet your borrowing and investment needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teachers is your trusted partner. Visit us at 2557 Hempstead Tpke East Meadow Ny 11554 or call (631) 698-7000 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 839 full-time employees and 28 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support.

Secure Savings Options

Members' savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $999 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those who need additional financing solutions, we provide options such as credit lines with a total of $4577444000, which can give you access to funds when you need them most. If you're a business owner, our outstanding commercial loans totaling $479184173 are designed to support your growth and expansion needs. Our dedicated staff is ready to guide you through each product and help determine what best fits your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to explore our loan offerings or have any questions, feel free to call us at 6316987000 during our operating hours: Mon-Thur: 9:00am-5:00pm, Fri: 9:00am-6:00pm, Sat: 9:00am-2:00pm. Let's work together towards achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562095749 in used vehicle loans and $259965626 in new vehicle loans already helping members get on the road. We also provide refinancing options for existing auto loans to help lower your monthly payments or reduce interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1497493451, make buying or refinancing simple. We provide various mortgage products to fit different financial situations. Talk to our team about eligibility options that can ease your path to owning a home.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be tricky, which is why we also offer flexible terms on unsecured credit card loans. With a total of $96901070 in loans, our credit cards help members manage their finances effectively while enjoying various rewards.

Loan Aggregator

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Teachers

Type of Loan Offerings

Personal Loans