Teachers Credit Union Commack NY | Best Auto Loans & ATM Access

Introduction

Welcome to Teachers, your trusted financial partner located at 10 Vanderbilt Motor Pkwy, Commack, NY 11725. Established in 1952, we have proudly served our community for over seven decades, building strong relationships with our members and providing tailored financial solutions. With a total membership of 476,608 individuals, we are dedicated to ensuring that every member receives the personalized attention they deserve. At Teachers, we understand that managing finances can be challenging. That's why we offer a wide range of services designed to meet your unique needs, from personal banking and auto loans to mortgage financing and business banking solutions. Our commitment is reflected in our impressive total assets of $9,817,494,290 and total deposits amounting to $392,268,098, ensuring that your money is safe and growing. Our leadership team, headed by CEO Brad Calhoun and Board President Timothy Southerton, is passionate about empowering our members and fostering financial well-being. We believe in transparency and community involvement, striving to make a positive impact in every way we can. For any official correspondence, please note that it should be sent to our mailing address: PO Box 9005, Smithtown, NY 11787. Whether you're looking for assistance with loans or want to explore how we can help you achieve your financial goals, our friendly staff is here for you. Feel free to reach out by calling us at 631-462-5151 or visit our website at teachersfcu.org for more information. We invite you to stop by and discover the difference that comes from being part of the Teachers family!

Branch History & Mission

Community Engagement

Teachers is not just a credit union; we are part of the fabric of Commack. Our drive-thru service may not be available, but we do have shared service centers for those who need additional flexibility in their banking options. We understand the importance of being involved in our community and regularly engage in events that uplift and support local organizations.

Join Us

As you consider your financial future, we invite you to become a part of the Teachers family. Experience firsthand the benefits of membership where your needs come first. With operating hours designed for your convenience (Mon-Thur: 9:00 am - 5:00 pm; Fri: 9:00 am - 6:00 pm; Sat: 9:00 am - 2:00 pm), we're here to serve you. Reach out today at 631-462-5151 or visit us online at Teachers FCU to learn more about how we can help you achieve your financial goals!

Our Mission

The mission of Teachers is clear: to empower our members through exceptional financial services while making a positive impact in our community. We strive to create lasting relationships based on trust and transparency. Our commitment extends beyond banking; we actively participate in community outreach programs and partnerships that support local initiatives. In addition to traditional banking services, we embrace modern technology to provide our members with seamless experiences. From online banking to mobile payments and e-statements, we ensure that our services are accessible and user-friendly. We are also proud to be ADA compliant so that everyone can benefit from what we offer.

Branch Location & Accessibility

Call Us Today!

Have questions? Don't hesitate to give us a call at 631-462-5151. Our friendly staff is eager to assist you! Come visit us today and discover how we can help make your banking experience enjoyable and straightforward.

Getting Here

We prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can access our services comfortably. Plus, we offer ample parking right outside for your convenience.

Operating Hours

Our team is ready to assist you during the following hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you need help with personal banking, auto loans, or any other service, we're here during those times to provide you with expert assistance.

Services Offered

At Teachers Credit Union, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also provide online and mobile banking options for added convenience. Need cash? You can easily access our ATM on-site. While members can visit us at 10 Vanderbilt Motor Pkwy for all their banking needs, please note that official correspondence should be sent to PO Box 9005, Smithtown, NY 11787 if that's necessary.

Member Eligibility

Becoming a member of Teachers feels like joining a family that truly cares about your financial well-being. If you're looking to become part of our vibrant community, you'll be glad to know that eligibility is open to those who live, work, or attend school in the areas we serve. This includes not just individuals but also their family members, making it easy to include loved ones in the benefits of membership. By joining Teachers, you gain access to a variety of services tailored to help you thrive financially from checking and savings accounts to auto loans and credit cards with rewards. Ready to take the next step? Opening an account is simple! You can start the process online by visiting this link. For any questions or assistance, feel free to call us at (631) 462-5151. If you'd like more detailed information on eligibility criteria, check out our resource page here. We can't wait for you to join us at Teachers, located at 10 Vanderbilt Motor Pkwy Commack Ny 11725!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that streamline transactions for your business. Imagine a busy day at your store where every sale counts. Our easy-to-use payment processing systems ensure you never miss a sale. Whether you're accepting card payments or managing payroll, our tools simplify these tasks so you can focus on what you do best running your business. Let Teachers be your partner in success. Visit us at 10 Vanderbilt Motor Pkwy Commack Ny 11725, Commack, NY, or call us at (631) 462-5151 to discover how we can help your business thrive!

Tailored Financing Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $309 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $479,184,173, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business-minded members, we offer comprehensive solutions in Business Banking, including Merchant Services & Business Loans. We recognize the unique challenges businesses face and aim to support your growth with flexible banking options.

Commitment to Convenience

In today's fast-paced world, convenience is key. Our digital offerings like Mobile Payments and person-to-person transfers ensure that managing your finances fits seamlessly into your life. You can always count on us for accessibility; whether it's through our online services or at one of our ATMs. We invite you to explore all these services and more at Teachers! For any questions or assistance, feel free to reach out to us at 631-462-5151 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Let's work together towards achieving your financial goals visit us today or check out more online at Teachers. Your journey begins here!

Credit Cards and Rewards

Don't forget about our rewarding Credit Cards with Rewards program! Every purchase can bring you closer to exciting benefits like cash back or travel rewards. It's just another way we help you make the most out of your spending.

Personal Banking

We understand that managing personal finances can sometimes be overwhelming. That's why we offer Checking & Savings Accounts tailored to fit your lifestyle. Imagine easily accessing your funds through our Online & Mobile Banking platforms, where you can check balances, transfer money, and pay bills from anywhere at any time. Plus, with our ATM & Cash Withdrawal Services, you can withdraw cash conveniently. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing options make it simple and affordable. We also provide Mortgage Loans & Refinancing, helping you navigate home buying or refinancing processes smoothly. For those unexpected expenses or debt consolidation needs, our Personal Loans are designed to give you peace of mind without straining your budget.

Shared Branching

At Teachers, we believe banking should be accessible. That's why we participate in basic shared branch transactions for partner credit union members. You can easily deposit or withdraw funds through other credit unions that are part of this network.

Digital & Online Banking

Easy Money Transfers

Need to send money to a friend? Our person-to-person transfer feature allows you to quickly send funds directly from your account to theirs. It's fast and straightforward perfect for splitting bills or sending gifts.

Enhanced Security Features

Your safety is our priority. With electronic signature authorization available, signing documents has never been more secure or hassle-free. Plus, our e-statements ensure that you can keep track of your financial activity without the worry of paper clutter.

Key Services Offered

Our online banking platform at https://www.teachersfcu.org/ allows you to easily access your accounts 24/7. Whether you're checking your balance, transferring funds, or paying bills, everything is just a tap away. And for those on the go, our mobile application makes banking even simpler. You can download it today and take control of your finances right from your smartphone.

Mobile Payments Made Simple

With mobile payments, you can make purchases using your phone, adding another layer of convenience to your everyday transactions. No need for cash or cards; just use your device and you're set! In summary, Teachers is committed to making your banking experience as easy and accessible as possible. Join us today at https://www.teachersfcu.org/ and explore how our digital services can benefit you!

Financial Strength

At Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring that your savings are safe and that you have access to the financial services you need, no matter what challenges may arise. With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 999 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $940,482,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $33,275 in used auto loans and a total of $6,294,741,296 in loans and leases available. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 839 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 942,543, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Teachers is your trusted partner. Visit us at 10 Vanderbilt Motor Pkwy Commack NY 11725 or call 631-462-5151 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

At Teachers Credit Union, we understand that financial needs can vary widely among our members. That's why we offer a diverse range of loan products designed to help you achieve your goals, whether you're looking for a new vehicle, considering homeownership, or managing everyday expenses. With over 185190 loans issued, we've helped thousands of members achieve their financial goals. If you're in the market for a new car, our auto loans are tailored just for you. We provide competitive rates and flexible terms that make it easier to drive away in the vehicle of your choice. Our current offerings include more than $562,095,749 in used vehicle loans and $259,965,626 in new vehicle loans already helping members get on the road. Thinking about homeownership? Our mortgage options simplify the process with Junior Lien 1-4 Family Residential Properties loans totaling $1,497,493,451. Whether you're buying your first home or refinancing an existing mortgage, we are here to assist you every step of the way. In addition to these options, we also support business owners with outstanding commercial loans totaling $479,184,173. These loans provide crucial capital needed for growth and expansion. For those looking to manage their finances effectively, our unsecured credit card loans offer flexibility and convenience. With a total of $96,901,070 in unsecured credit card loans available to our members, it's easier than ever to handle unexpected expenses or make larger purchases without stress. We also recognize that many borrowers may want to explore refinancing options or check their eligibility for different loan products. Our team is ready to discuss how refinancing can potentially lower your monthly payments or improve your financial situation. Our branch is located at 10 Vanderbilt Motor Pkwy Commack Ny 11725 in Commack, NY. For any questions or to start the application process, feel free to give us a call at (631) 462-5151. We're here to help you navigate your financial journey with confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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Teachers

Type of Loan Offerings

Personal Loans