Teachers Credit Union Center Moriches NY | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Teachers, your trusted financial partner located at 248 Main St, Center Moriches, NY 11934. Established in 1952, we have proudly served our community for over seven decades. With a strong commitment to enhancing the financial well-being of our members, we are thrilled to support 476,608 individuals who have chosen us for their banking needs. At Teachers, we understand that your financial journey is unique. That's why we offer a wide range of services including personal banking, auto loans, mortgage options, and business financing. Our total assets amount to a remarkable $9,817,494,290, ensuring that we have the resources to help you achieve your financial goals. Whether you're looking to save for the future or secure a loan for that new car, our friendly team is here to guide you every step of the way. Our branch is not just about numbers; it's about people. Led by our dedicated CEO, Brad Calhoun, and Board President, Timothy Southerton, we prioritize building lasting relationships with each member. We believe in community impact and are committed to providing personalized service that meets your needs. For those needing assistance or looking for further information about our offerings, don't hesitate to reach out at 631-698-7000 or visit us online at teachersfcu.org. While members can visit us at our branch location, official correspondence should be sent to 248 Main Street, Center Moriches, NY 11934. Join us today and experience the difference of being part of a credit union that truly cares!

Branch History & Mission

A Journey Through Time

Teachers began as a small credit union focused on the needs of educators in the region. From those humble beginnings, we have evolved significantly, expanding our services and outreach. We are proud of our deep roots in Center Moriches and continue to be an integral part of this vibrant community. Our commitment to excellence has been recognized throughout the years as we achieved key milestones and developed partnerships that enhance the lives of our members. Our branch offers a variety of services including personal banking, auto loans, mortgage options, and business banking solutions. Members can also enjoy modern conveniences such as online banking and mobile payments. We prioritize accessibility and ensure that our facilities comply with ADA standards so everyone can benefit from what we offer.

Community First

At Teachers, our mission goes beyond just providing financial products; it's about making a real difference in people's lives. We actively engage in community outreach efforts, partnering with local organizations to support education and development initiatives. By investing in our community, we help create a brighter future for all. While members can visit us at 248 Main St for their banking needs, official correspondence should be sent to the same mailing address: 248 Main Street, Center Moriches, NY 11934. Whether you need assistance during lobby hours from Monday to Saturday or prefer using our ATM service available on-site, we are here for you.

Join Us Today!

As we look towards the future, we invite you to be part of our journey at Teachers. Experience firsthand the benefits of membership and how we can help you achieve your financial goals. Our knowledgeable team is ready to assist you every step of the way. For more information or to start your membership today, call us at 631-698-7000 or visit us online at Teachers Credit Union. Together, let's build a strong community!

Branch Location & Accessibility

Welcome to Teachers located at 248 Main St Center Moriches Ny 11934 in the charming community of Center Moriches, NY! Our branch is conveniently situated near local landmarks, making it easy for you to stop by while running errands or enjoying a day out. With ample parking available, visiting us is hassle-free. At Teachers, we pride ourselves on being accessible to all our members. Our facilities are designed with ADA compliance in mind, featuring ramps and wide entryways to ensure everyone can access our services comfortably. We understand that your time is valuable. That's why we offer flexible operating hours: from Monday to Thursday, we're open from 9:00 AM to 5:00 PM, on Fridays until 6:00 PM, and on Saturdays from 9:00 AM to 2:00 PM. Whether you need to discuss your banking needs or make a quick deposit, we're here when you need us. For added convenience, you'll find an ATM available on-site for quick cash withdrawals and balance checks. Although we do not currently offer drive-thru banking at this location, our friendly staff is always ready to assist you inside. If you have any questions or need assistance, feel free to give us a call at (631) 698-7000. We're looking forward to welcoming you at Teachers where your financial well-being is our top priority!

Member Eligibility

At Teachers, we believe in creating a welcoming community where everyone feels valued and supported. Becoming a member is easy and open to anyone who lives, works, or attends school in the area. Whether you're looking for personal banking options, loans, or simply a place to save, joining us means you're part of something special. You can find more details about who is eligible by visiting our website at . Opening an account is straightforward just visit us at our branch located at 248 Main St Center Moriches Ny 11934, or you can start the process online through this link: https://www.teachersfcuonline.org/dbank/live/app/register. If you have any questions or need assistance, feel free to reach out at (631) 698-7000. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $309 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $479,184,173, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that make transactions easy for you and your customers. Imagine being able to accept payments effortlessly whether in-store or online allowing you to focus on what you do best: running your business. Our payment solutions ensure that you have the tools needed to thrive in today's fast-paced market. At Teachers, we are here to help your business flourish. Connect with us today at (631) 698-7000 or visit us online at http://www.teachersfcu.org to explore how we can assist you further!

Comprehensive List Of Services

Business Banking

Running a business? We've got you covered with our business banking services, which include merchant services and business loans designed to help your business thrive. We understand the unique challenges small businesses face, and we're here to support you.

Convenient Access

We recognize that access is crucial in today's fast-paced world. That's why we provide ATM and cash withdrawal services for easy access to your funds whenever you need them. For members of partner credit unions, basic shared branch transactions like deposits and withdrawals are also available. Our commitment to digital banking means you can conduct transactions anytime, anywhere. With features like mobile payments and person-to-person transfers, managing your money has never been easier.

Final Thoughts

At Teachers, we strive to make banking straightforward and accessible for everyone in Center Moriches. Whether you're looking to open an account or need assistance with loans, we're here for you. Ready to take the next step? Visit us today or call us at 631-698-7000 for more information about how we can assist you with all your financial needs!

Loans and Financing

When it comes to financing your dreams, we offer various options. Need a new car? Our auto loans and vehicle financing make it simple to get behind the wheel of your dream vehicle. If homeownership is on your mind, explore our mortgage loans and refinancing options that can help you secure the perfect home or lower your current mortgage payments. For those unexpected expenses or plans that require extra cash, our personal loans and debt consolidation services can provide the financial relief you need. Plus, enjoy the benefits of our credit cards with rewards, making every purchase more rewarding.

Personal Banking

Whether you're opening a checking or savings account, our personal banking services are designed for ease and convenience. Imagine managing your finances effortlessly with online and mobile banking. You can check your balance, transfer funds, and pay bills right from your smartphone.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. Plus, if you prefer going paperless, you can enroll in e-statements for quick and easy access to your financial information without the clutter. We also support electronic signature authorization, making it simple for you to sign documents securely from the comfort of your home.

Mobile Banking Made Easy

For those on the go, our mobile application is available for download, giving you the power to manage your accounts right from your smartphone or tablet. With features like mobile payments, you can quickly make purchases or send money to friends and family with ease through our person-to-person transfer option.

Security You Can Trust

We prioritize your security at every step. Our digital banking services come equipped with robust security measures so that you can bank with confidence. Whether you're accessing your account via computer or mobile device, rest assured that your financial information is protected. With all these user-friendly features available at Teachers, managing your finances has never been more accessible or secure. Join us today and take control of your banking experience!

Financial Strength

A Growing Community

Total Share Accounts: 942,543, showing a strong and growing member base that trusts us with their finances. Our approach is all about community building relationships while maintaining the highest standards of financial integrity. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Teachers is your trusted partner. Visit us at 248 Main St Center Moriches NY 11934 or call 631-698-7000 to learn more about how we can help you achieve your financial goals.

Investing Back into Your Experience

With $940,482,871 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment helps us support your financial goals across various sectors with $33,275 in used auto loans and $6,294,741,296 in total loans and leases.

Member-Centric Resources

Your savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 839 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 999 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

We also recognize that refinancing options may be beneficial for many members looking to lower their payments or consolidate debt. Our team is here to discuss your eligibility for refinancing and help you explore your options. For any questions regarding our loan offerings or if you need assistance with applications, feel free to reach out at (631) 698-7000. You can visit us at our branch located at 248 Main St Center Moriches Ny 11934, Center Moriches, NY, where our dedicated staff is ready to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here at Teachers!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,095,749 in used vehicle loans and $259,965,626 in new vehicle loans already helping members get on the road. Whether you are interested in financing a new vehicle or a reliable used car, we have options tailored just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $479,184,173 provide the capital needed to grow and expand. We support local businesses by offering solutions that cater to their specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,497,493,451, make buying or refinancing simple. We provide straightforward guidance through the application process to ensure that you understand every step.

Unsecured Credit Card Loans

Managing daily expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $96,901,070 in loans helping members manage their finances effectively. Our credit cards come with various benefits, making them a practical choice for everyday purchases.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons through data sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This information is updated based on the latest results (Source: https://www.ncua.gov), guaranteeing that users receive fair and transparent offers. Each listed loan is backed by legitimate financial institutions, which helps maintain trust in the comparison process.

Teachers

Type of Loan Offerings

Personal Loans