Sunwest Credit Union Surprise AZ | Affordable Auto Loans & Business Banking

Introduction

Welcome to Sunwest, where community and commitment come together to create a trusted financial home for our members. Established in 1937, we have proudly served the Surprise area at 14865 W Bell Rd, Surprise, AZ 85374 for over eight decades. With a total membership of 44,980, we believe in providing personalized banking solutions that meet the unique needs of every individual and family we serve. At Sunwest, we understand that your financial well-being is essential. That's why we've built a solid foundation with total assets reaching an impressive $549,013,664 and total deposits amounting to $46,530,332. Our commitment to excellence extends beyond numbers; it's reflected in our dedicated team of 114 employees led by our CEO, Walter Synowiecki, and Board President, Brian Riggan. Together, we strive to make banking easy and accessible through various services including personal banking, auto loans, mortgages, and business banking. For your convenience, while you can visit us at our branch location for all your banking needs, official correspondence should be directed to our mailing address at 11839 N 28th Drive, Phoenix, AZ 85029. We invite you to explore what makes Sunwest special our friendly staff is always ready to assist you during our operating hours from Monday to Friday, 8:30 AM to 5:30 PM. Join us on this journey toward achieving your financial goals. Whether you're looking for a new vehicle loan or seeking advice on consolidating debt, we're here for you every step of the way. Don't hesitate call us today at 623-546-9068 or visit our website at mysunwest.com to learn more about how we can help you thrive!

Branch History & Mission

At Sunwest, our story began in 1937, when we first opened our doors in Surprise, AZ. Over the decades, we have grown from a small financial institution into a trusted partner for nearly 45,000 members. Our journey reflects a commitment to our community and an unwavering dedication to providing exceptional financial services. Located at 14865 W Bell Rd, Surprise, AZ 85374, our branch is easily accessible for all your banking needs. We are proud to serve not just as a financial institution but as a cornerstone of the community, offering everything from personal banking and auto loans to mortgage options and business services. While you can visit us at this address, any official correspondence should be sent to 11839 N 28th Drive, Phoenix, AZ 85029. Our mission is simple yet powerful: we aim to empower our members through sound financial solutions while actively supporting community growth. We believe that when our members thrive, so does our community. This belief drives us to offer competitive rates on loans and savings products and provide personalized service that makes each member feel valued. Since our inception, we've achieved significant milestones that reflect our commitment to excellence. With total assets now exceeding $549 million, we continually strive to enhance the financial well-being of our members. Our drive-thru service and ATM availability ensure that accessing your funds is convenient and straightforward. In addition to traditional banking services, we embrace technology with features like online banking and mobile payments. These advancements allow us to serve you better while maintaining compliance with ADA standards. We also take pride in our partnerships with local organizations, focusing on outreach efforts that uplift those around us. As we look towards the future, we invite you to join us on this journey. At Sunwest, we are more than just a credit union; we are a family dedicated to building brighter financial futures together. Whether you're looking for checking accounts, auto loans, or business financing solutions, we are here for you every step of the way. Come visit us today or reach out at 623-546-9068! Experience firsthand how Sunwest can help you achieve your financial goals while making a positive impact in Surprise and beyond.

Branch Location & Accessibility

Convenient Access and Features

At Sunwest, we prioritize accessibility for all our members. Our branch includes ADA-compliant features such as ramps and spacious parking options. If you're on the go, take advantage of our drive-thru banking services for quick transactions without leaving your car. Plus, we have an ATM available for your convenience perfect for cash withdrawals and balance checks anytime.

Operating Hours

We're open Monday through Friday from 8:30 AM to 5:30 PM, making it easy for you to visit us before or after work. Our friendly staff is ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgages, and more.

Services Offered

Sunwest offers a range of services designed to meet your financial needs. In addition to personal banking, we provide business banking solutions including merchant services and business loans. Whether you need help with a loan or want advice on managing your finances, our team is here for you. If you haven't stopped by yet or have any questions about what we offer, feel free to call us at 623-546-9068. We'd love to see you soon!

Member Eligibility

Becoming a member of Sunwest feels like joining a close-knit family that truly cares about your financial well-being. To become a part of our community, you just need to meet a few simple eligibility criteria. Whether you live, work, worship, or go to school in the Surprise area, you're likely eligible for membership! Our friendly team is here to help guide you through the process, ensuring it's as easy and welcoming as possible. Plus, as a member, you'll enjoy access to a variety of financial services tailored just for you. For more detailed information on eligibility and how to get started, feel free to check out our website at https://mysunwest.myori.com/app/oao/membership. If you're ready to open an account today or have any questions, don't hesitate to call us at (623) 546-9068. We look forward to welcoming you into our Sunwest family located at 14865 W Bell Rd Surprise Az 85374!

Business Banking & Commercial Services

Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no active commercial loans, we are poised to help you when you're ready. With flexible financing options, you can access the funds you need to expand operations or invest in new opportunities.

Merchant Services

In today's fast-paced market, having reliable merchant services can make all the difference. Imagine being able to accept payments easily from your customers, no matter where they are. Our services streamline transactions, making it simple for you to focus on what you do best running your business. Located at 14865 W Bell Rd Surprise Az 85374 in Surprise, AZ, we invite you to connect with us at (623) 546-9068 for personalized assistance and to explore how we can help your business thrive. Visit us today and take the first step toward achieving your business goals!

Comprehensive List Of Services

Business Banking Services

For small business owners, our Business Banking options provide crucial support. From merchant services that help facilitate transactions to business loans designed to fuel growth, we're committed to helping local businesses thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Surprise offers robust Online & Mobile Banking features that allow you to manage your finances from anywhere at any time. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, with ATM access available for cash withdrawals and balance checks, you'll always have quick access to your money.

Debt Management and Credit Options

Managing debt is a common concern for many individuals. Our Personal Loans & Debt Consolidation services offer you the chance to simplify your payments and potentially lower your interest rates. Additionally, our credit cards come with rewards that can benefit your everyday purchases, making it easier to earn while you spend.

Personal Banking Solutions

We understand that managing personal finances can be overwhelming at times. That's why our Personal Banking services include checking and savings accounts designed to help you save for future goals while enjoying easy access to your funds. If you're considering a new vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms, ensuring that you can drive away with the car you want without breaking the bank. When it comes to homeownership, our Mortgage Loans & Refinancing solutions can help make your dreams come true. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, our team is here to guide you through the process.

Personalized Member Services

We pride ourselves on offering personalized service that makes every member feel valued. Our branch provides basic drive-thru banking for quick deposits and withdrawals as well as shared branch transactions for partner credit union members. If you need assistance or have questions about any of our services, don't hesitate to reach out at (623) 546-9068 during our lobby hours from Monday to Friday, 8:30 AM to 5:30 PM. At Sunwest, we're here not just as a financial institution but as a trusted partner in your financial journey. Explore all that we have to offer by visiting us or checking out our website at https://www.mysunwest.com/. Join us today and experience the difference!

Digital & Online Banking

Key Features of Our Digital Banking Services

Security is our top priority. You can confidently conduct transactions knowing that your information is protected with advanced security measures. Plus, for added convenience, we offer electronic signature authorization, making it simple to sign important documents without the hassle of printing or mailing them. You can also say goodbye to paper clutter with e-statements available at your fingertips. This eco-friendly option not only helps you keep track of your finances but also reduces waste. For those who love using their smartphones, our mobile application makes banking even more accessible. With features like mobile payments and person-to-person transfers, sending money to friends or making quick purchases has never been easier. Managing your money shouldn't be complicated. At Sunwest, we strive to provide user-friendly solutions that fit into your lifestyle effortlessly. Explore the full range of our digital services today and experience the ease of banking on your terms!

Financial Strength

At Sunwest, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing a solid foundation for your financial future, built on trust and reliability. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $58,222,851, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,058 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $88,895,255 in share certificates and $117,350,931 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $56,622,162 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $6,079 in used auto loans and $341,342,151 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 113 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 85,159, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sunwest is your trusted partner. Visit us at 14865 W Bell Rd Surprise Az 85374 or call (623) 546-9068 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $121,407,191 in used vehicle loans and $72,257,847 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Credit Lines

For those who need access to funds on demand, our total credit lines available are $91,150,190. This option is perfect for managing cash flow and unexpected expenses without the hassle of applying for a new loan each time you need funds. If you're considering refinancing any existing loans or exploring eligibility options, our knowledgeable staff at Sunwest can guide you through this process to ensure you're getting the best possible rates and terms. You can reach us at 623-546-9068 or visit us at 14865 W Bell Rd Surprise Az 85374 during our operating hours from Monday to Friday between 8:30 AM and 5:30 PM. For more information on our loan offerings and how we can assist you further, check out our website at www.mysunwest.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $51,231,010, make buying or refinancing simple. We work with you to navigate through the process and find the best mortgage solution tailored to your financial situation.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $5,359,463 in loans helping members manage their finances effectively. These cards can provide a safety net for unexpected costs while offering rewards for your spending.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means that users receive fair and reliable offers tailored to their needs.

Benefits of Using LendMesh

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Sunwest