Summit Credit Union Middleton WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Summit, your trusted financial partner located at 6220 University Ave Ste 100, Middleton, WI 53562. Established in 1935, we have been dedicated to serving our community for decades, helping our 264,754 members achieve their financial goals. With total assets exceeding $7.47 billion and total deposits of $744,440,958, we pride ourselves on being a solid foundation for all your banking needs. At Summit, we understand that every member is unique. That's why we offer a diverse range of services from personal banking and auto loans to business banking solutions. Our commitment to you is reflected in our impressive portfolio, which includes over 246,600 loans and leases to help you secure the financing you need. Our leadership team is passionate about fostering a welcoming environment. Under the guidance of CEO Kim Sponem and Board President Dan Kaiser, our experienced staff of 884 employees works tirelessly to ensure that your experience with us is exceptional. While members can visit us at our branch location, official correspondence should be sent to: PO Box 8046, Madison, WI 53708. We invite you to experience the difference at Summit. For more information or to speak with one of our friendly representatives, feel free to call us at 608-243-5000 during our lobby hours: Monday-Thursday from 8:30 AM - 5 PM, Friday from 8:30 AM - 6 PM, and Saturday from 9 AM - 12 PM. Join us today and discover how we can help you thrive financially! Explore more about us on our website: www.summitcreditunion.com.

Branch History & Mission

Community Impact

We actively seek ways to give back through partnerships and outreach efforts that make a real difference. Whether it's supporting local charities or sponsoring events that bring people together, Summit is deeply rooted in Middleton and committed to improving lives beyond banking. As we embrace advancements in technology with features like online and mobile banking options including ATM access and drive-thru services we remain focused on accessibility for all members. We strive for inclusivity by ensuring ADA compliance at our branch so everyone can enjoy our services without barriers. Join us at Summit today! Experience how we blend modern banking conveniences with a heartfelt commitment to community well-being. Together, let's build a brighter financial future for you and your family. For more information or assistance, feel free to reach out at 608-243-5000 or visit us online at summitcreditunion.com.

Our Mission

Summit's mission is simple yet powerful: to enhance the lives of our members by providing exceptional financial services while making a positive impact in the community. We believe that banking should be more than just transactions; it should be about building relationships and fostering trust. Our team is dedicated to delivering personalized solutions tailored to your unique needs, whether you're looking for a checking account, auto loan, or mortgage. While you can visit us at our branch location, official correspondence should be sent to PO Box 8046, Madison, WI 53708 if necessary. Our lobby hours are designed to accommodate your busy schedule: Monday through Thursday from 8:30 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to 12 PM.

Branch Location & Accessibility

Finding Us

While members can visit us at our physical location, official correspondence should be sent to PO Box 8046, Madison, WI 53708. Our Middleton branch is easily accessible with ample parking available right outside, ensuring that you can come in without any hassle. We take pride in being ADA compliant, featuring ramps and other accessibility options for all our members.

Get in Touch!

If you have any questions or need assistance, feel free to give us a call at 608-243-5000. Our friendly staff is always ready to help! We invite you to visit us at our Middleton branch where we look forward to serving your financial needs with a smile.

Hours of Operation

We understand that convenience matters. That's why our lobby hours are designed to fit your busy schedule: we're open Monday through Thursday from 8:30 AM to 5 PM, Friday from 8:30 AM to 6 PM, and Saturday from 9 AM to 12 PM. Whether you need assistance with your accounts or want to discuss loans or other services, we're here for you during these hours.

Services Offered

At Summit, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. For those who prefer banking on the go, we provide robust online and mobile banking options. Plus, with our ATM availability and drive-thru service for simple transactions like deposits and withdrawals, managing your finances has never been easier.

Member Eligibility

At Summit, we believe that everyone deserves to be part of a welcoming community that prioritizes your financial well-being. Becoming a member is simple and open to anyone who lives or works in our service area, as well as family members of existing members. This means you could be just a step away from enjoying all the benefits we offer, from personalized financial advice to competitive loan rates. Our friendly team is here to help you navigate the membership process with ease. For more detailed eligibility criteria, feel free to check out this resource or give us a call at (608) 243-5000. Joining us at our branch located at 6220 University Ave Ste 100 Middleton Wi 53562 not only connects you to valuable services but also opens doors to a supportive network focused on your financial goals. We look forward to welcoming you!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,650 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $921,976,576, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

In addition to loans, we offer merchant services designed to simplify your payment processes. Whether you run a small shop or manage a larger enterprise, our services make it easy for you to accept payments and manage transactions seamlessly. Imagine being able to focus on what you do best running your business while we handle the complex financial details. Located at 6220 University Ave Ste 100 Middleton Wi 53562 in Middleton, WI, our team is ready to partner with you on your journey toward success. Give us a call at (608) 243-5000 or visit us today!

Comprehensive List Of Services

Banking on Your Terms

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking features that allow you to manage your accounts anytime, anywhere. With just a few taps on your phone or clicks on your computer, you can check balances, transfer funds, pay bills, and even send money to friends and family through person-to-person payments.

Business Solutions That Work

If you're a business owner, we've got you covered too! Our business banking services include merchant services and business loans tailored specifically for small businesses. We believe in supporting local businesses because when they thrive, our community thrives too.

Easy Access Anytime

At Summit, we know accessibility matters. That's why we provide ATM services for quick cash withdrawals and balance checks at your convenience. Our drive-thru service makes it easy for those simple transactions without leaving your car. No matter what stage of life you're in or what financial goals you have, we're dedicated to helping you achieve them with personalized service and support. If you have any questions about how we can assist you further or if you'd like to learn more about specific services, don't hesitate to reach out! Feel free to call us at (608) 243-5000 during our lobby hours: Monday through Thursday from 8:30 AM to 5 PM, Friday from 8:30 AM to 6 PM, and Saturday from 9 AM to 12 PM. We look forward to serving you at Middleton!

Personal Banking Made Easy

We understand that managing your money should be straightforward. That's why we offer a variety of personal banking options, including checking and savings accounts designed to fit any lifestyle. If you're dreaming of a new car or need reliable transportation, our auto loans and vehicle financing can help you hit the road without breaking the bank. For those planning to buy a home, our mortgage loans and refinancing options are structured to make the process smooth and affordable.

Support When You Need It

Life can be unpredictable, and sometimes you might need a little extra financial support. Our personal loans and debt consolidation services are here for you when unexpected expenses arise or if you're looking to simplify your finances. Plus, our credit cards come with rewards that can benefit you every time you shop.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check your balances, transfer funds, and pay bills at your convenience. No more rushing to the bank during business hours your finances are just a click away. Plus, with features like e-statements, you can say goodbye to paper clutter and view your account statements securely online. Security is a top priority for us. We offer electronic signature authorization, ensuring that your transactions are safe and protected. You can also enjoy the ease of person-to-person transfers, making it simple to send money to friends or family without any hassle.

Mobile Banking Options

For those who prefer banking on the go, our mobile application is available for download. This app comes equipped with mobile payments, letting you make purchases directly from your device effortlessly. Whether you're shopping or dining out, paying has never been easier or more secure. With all these features at your fingertips, managing your money becomes straightforward and stress-free. At Summit, we're committed to providing you with the tools you need for real-time account management while ensuring that your information remains secure. Join us in embracing the future of banking! Explore all the digital services available at Summit today by visiting https://www.summitcreditunion.com/.

Financial Strength

Commitment to Innovation and Growth

With $702,951,645 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $44,663 in used auto loans and $5,808,454,297 in total loans and leases available.

Growing Member Base

Our commitment to serving you is evident in our strong membership numbers. With a total of 666,787 share accounts, more members trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 6220 University Ave Ste 100 Middleton Wi 53562 or call (608) 243-5000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Focused Savings

Members' savings are secured through $2,350,293,935 in share certificates and $1,279,046,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $73,411,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 819 full-time employees and 65 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $707,819,700, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $947 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $632,135,339 in used vehicle loans and $146,071,731 in new vehicle loans already helping members get on the road. We provide flexible financing options whether you're purchasing a brand-new vehicle or a reliable pre-owned one.

Business Loans

For business owners, our outstanding commercial loans totaling $921,976,576 provide the capital needed to grow and expand. We cater to various business needs and understand the unique challenges that entrepreneurs face. We also offer refinancing options for those looking to lower their monthly payments or consolidate debt. If you're interested in learning more about eligibility or applying for any of our loan products, please visit us online at Summit. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Summit, we're committed to offering personalized financial solutions tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $870,167,475, make buying or refinancing simple. We offer competitive rates and terms that can suit your financial situation, ensuring you have support every step of the way.

Unsecured Credit Card Loans

Managing finances effectively is easier with our flexible terms on unsecured credit card loans. With a total of $210,579,328 in loans available, you can enjoy peace of mind knowing you have access to funds when you need them.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures fair and transparent offers for users.

Summit

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans