Summit Credit Union Madison WI | Low Mortgage Rates & Business Loans

Introduction

At Summit, we believe in building strong communities and fostering financial well-being for our members. Located conveniently at 1799 Thierer Rd, Madison, WI 53704, our branch has been serving the community since 1935. With a commitment to member satisfaction and community impact, we proudly support over 264,000 members by offering a wide range of financial services tailored to their needs. While members can visit us at 1799 Thierer Rd, official correspondence should be sent to PO Box 8046, Madison, WI 53708-8046. At Summit, your financial security is our priority. Our total assets amount to an impressive $7,470,640,700, reflecting our strength and stability in the financial landscape. We are proud to have a dedicated team of 884 employees led by CEO Kim Sponem and Board President Dan Kaiser, who work tirelessly to ensure you receive the best service possible. Our credit union has granted a total of 246,600 loans, empowering individuals and families to achieve their dreams, whether it's purchasing a home, financing a vehicle, or starting a business. With total deposits reaching $744,440,958 and a net worth of $707,819,700, we maintain robust financial health that allows us to reinvest in our members' success. In addition to traditional banking services like checking and savings accounts, we offer auto loans, mortgages, personal loans, and business banking solutions tailored for every stage of life. Your trust is paramount. That's why we prioritize transparency and member engagement through accessible online banking options and responsive customer service. We invite you to explore what Summit Credit Union has to offer by visiting our website at summitcreditunion.com or giving us a call at 608-243-5000. Join us on this journey towards achieving your financial goals because at Summit Credit Union, your success is our mission!

Branch History & Mission

At Summit Credit Union, we proudly carry a legacy that began in 1935, when our doors first opened to the community of Madison, WI. Since then, our branch at 1799 Thierer Rd, situated near local landmarks and easily accessible for all, has grown into a vital part of our members' financial lives. Over the years, we have expanded our offerings and services to meet the evolving needs of our community, now boasting a total membership of 264,754. Our mission is simple yet profound: to enhance the financial well-being of our members while making a positive impact in the communities we serve. We believe that everyone deserves access to quality financial services, which is why we focus on providing personal banking solutions that cater to all walks of life. From checking and savings accounts to auto loans and mortgage refinancing, we strive to be more than just a credit union; we aim to be a trusted partner in your financial journey. As part of our commitment to serve you better, we've embraced modern technology with features like online banking, mobile payments, and electronic statements. We're proud that our branch is ADA compliant and offers both ATM availability and drive-thru banking for your convenience. Whether you're making deposits or accessing your account information, we're here to make every transaction as seamless as possible. While members can visit us at 1799 Thierer Rd, official correspondence should be sent to PO Box 8046, Madison, WI 53708-8046. Our operating hours are designed with your schedule in mind Monday through Friday from 7:30 AM to 5:30 PM, and Saturdays from 8:30 AM to 1 PM. Community support is at the heart of what we do. We actively engage in outreach initiatives and partner with local organizations to uplift those around us. Our success is not just measured by our total assets of $7,470,640,700, but also by the meaningful relationships we build with members like you. We invite you to join Summit Credit Union today and experience firsthand the benefits of membership. Together, let's work towards achieving your financial goals while fostering a thriving community spirit! If you have any questions or would like more information about our services, feel free to call us at 608-243-5000 or visit our website at www.summitcreditunion.com.

Branch Location & Accessibility

Call to Action

Ready to experience exceptional service? We invite you to visit us at the Thierer branch or give us a call today! Let us help you achieve your financial goals in a friendly and welcoming environment.

Nearby Landmarks and Accessibility

Our branch is situated near well-known spots like the Madison Airport and just a short drive from the bustling East Towne Mall. This prime location means you can take care of your banking needs and then enjoy some shopping or dining nearby. We understand that accessibility is important, so our building is equipped with ADA-compliant features, including ramps for easy entry. Parking is plentiful and convenient, allowing you to park right outside the branch without hassle. If you're on the go, we also offer drive-thru banking services for quick transactions like deposits and withdrawals.

Operating Hours

We know that your time is valuable. That's why our lobby hours are designed to fit into your busy schedule: we're open Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 8:30 AM to 1 PM. Need assistance outside these hours? Give us a call at 608-243-5000; our friendly staff will be happy to assist you!

Services Offered

At Summit Credit Union's Thierer branch, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we strive to provide options that empower you financially. Our ATM is available for quick cash withdrawals and balance checks whenever you need it.

Member Eligibility

At Summit, we believe that becoming a member is like joining a family where support and community come first. If you're looking to join us at our branch located at 1799 Thierer Rd Madison Wi 53704, you're in the right place! Membership is open to anyone who lives, works, or worships in the area, as well as their family members. We want to make it easy for you to access all the benefits we offer, from personalized banking services to competitive loan rates. To learn more about the specific eligibility criteria and find out if you qualify, feel free to check out our detailed information here. Opening an account with us is a straightforward process. If you have any questions or need assistance, don't hesitate to give us a call at (608) 243-5000. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine a bustling café or a local boutique that thrives on customer engagement. Our merchant services empower you to accept payments easily, manage transactions efficiently, and keep your cash flow steady. This means more time focusing on what you love growing your business while we take care of the financial side. Discover how our business banking solutions at Summit, located at 1799 Thierer Rd Madison Wi 53704, Madison, WI, can help you achieve your goals. Contact us today at (608) 243-5000!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,650 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $921,976,576, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Easy Access with Drive-Thru and ATM Services

For those who prefer face-to-face interactions, our Basic Drive-Thru Banking offers quick and easy service for deposits, withdrawals, and simple transactions without needing to step inside the branch. Additionally, our Basic ATM Access allows for quick withdrawals and balance checks so you can stay on top of your finances even on busy days. At Summit, we pride ourselves on being more than just a financial institution; we're a partner in your financial journey. Our dedicated staff is always ready to assist you with any questions or concerns. Ready to explore all the ways we can help? Give us a call at (608) 243-5000 or visit us at Thierer today! Let's start working towards your financial success together!

Embracing Convenience Through Technology

In today's fast-paced world, convenience is key. That's why we offer Online & Mobile Banking services that let you manage your accounts from anywhere. Whether it's checking balances, transferring funds, or making payments, everything is just a few taps away on our mobile app. Our ATM & Cash Withdrawal Services ensure that you have access to your funds whenever you need them.

Empowering Local Businesses

If you own a business or are thinking about starting one, Summit has specialized Business Banking services just for you. From Merchant Services that streamline transactions to Business Loans that help fuel your growth, we are committed to supporting local entrepreneurs every step of the way.

Personal Banking Made Simple

Whether you're opening your first checking account or looking for ways to grow your savings, our personal banking services have got you covered. We offer both Checking & Savings Accounts tailored to fit your lifestyle. For those considering a new vehicle, our Auto Loans & Vehicle Financing options make it simple to get behind the wheel without breaking the bank. And if you're dreaming of homeownership, our Mortgage Loans & Refinancing services provide flexible solutions to meet your needs.

Support for Your Financial Journey

Life can sometimes throw unexpected challenges your way, but with our Personal Loans & Debt Consolidation services, you can find relief and regain control over your finances. Plus, if you're looking for a reliable credit card option, our Credit Cards with Rewards offer great benefits while helping you manage your spending.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, so you can check your account balances, pay bills, or transfer funds at any time that suits you. If you're on the go, our mobile application makes banking even simpler. You can make mobile payments with ease, allowing you to shop or send money to friends with just a tap on your smartphone. For those who appreciate paperless options, we provide e-statements that are easy to access and environmentally friendly. Plus, with electronic signature authorization, signing documents has never been easier or more secure. This means you can complete transactions quickly without the need for physical paperwork.

Real-Time Management

Managing your money in real-time is crucial, which is why we also offer person-to-person transfers. Whether you're splitting a bill or sending money to family, it's as simple as selecting a contact and entering the amount. Our platform ensures that all these transactions are secure and protected. At Summit, we prioritize your financial needs while keeping everything straightforward and accessible. With our digital banking tools, you have complete control over your finances right at your fingertips. Join us today and experience the ease of banking with Summit!

Financial Strength

At Summit, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which highlights our commitment to providing reliable services and support for your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $707,819,700, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $947 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,350,293,935 in share certificates and $1,279,046,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $73,411,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $702,951,645 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $44,663 in used auto loans and $5,808,454,297 in total loans and leases. Our operations reflect efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 819 full-time employees and 65 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $6,445,173. Total Share and Deposit Accounts: 666,787, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 1799 Thierer Rd Madison Wi 53704 or call (608) 243-5000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Offerings

In addition to these main products, we have credit lines available totaling $2,104,239,979, allowing for even more flexibility in managing your finances. Plus, if you're considering refinancing existing loans or exploring eligibility options for any of our products, we're here to assist you every step of the way. For more information about our loan offerings or to speak with one of our knowledgeable team members at Summit located at 1799 Thierer Rd Madison Wi 53704, please give us a call at 608-243-5000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $632,135,339 in used vehicle loans and $146,071,731 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our flexible terms can make it happen.

Business Financing

For business owners, our outstanding commercial loans totaling $921,976,576 provide the capital needed to grow and expand your business. We are dedicated to supporting local entrepreneurs with tailored solutions that suit your unique business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $870,167,475, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the process smoothly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $210,579,328 in loans helping members manage their finances effectively. This option allows you to handle emergencies or everyday purchases without worrying about collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By focusing on verified institutions, LendMesh provides a trustworthy platform for comparing various loan options without the risk of misleading information.

Summit

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans