Summit Credit Union High Point NC | Affordable Vehicle Loans & Quick Personal Loans

Introduction

At Summit Credit Union, we believe in building strong relationships with our members and the community. Established in 1935, our High Point Branch is dedicated to providing exceptional financial services tailored to your needs. Located at 1743 Westchester Dr, High Point, NC 27262, we pride ourselves on being a trusted partner for over 32,000 members. Our commitment to your financial well-being is reflected in our robust resources. With total assets exceeding $344 million and net worth of $52 million, we are well-positioned to support you through various life stages. Our offerings include personal banking services like checking and savings accounts, auto loans, mortgages, and business banking options. Led by our CEO, Samuel Whitehurst, and Board President, Jack Thornton, our dedicated team of 110 employees is here to assist you every step of the way. Whether you're looking for competitive loan rates or personalized service, we have the tools and expertise to help you succeed financially. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 1743 Westchester Dr, High Point, NC 27262. Discover how Summit Credit Union can help you achieve your financial goals. Call us today at 336-662-6200 or explore our website at summitcu.org for more information on how we can serve you better!

Branch History & Mission

Our Evolution

From our humble beginnings in the mid-20th century, Summit Credit Union has continually evolved to meet the changing needs of our members. We have embraced technological advancements while maintaining the personal touch that sets us apart. Our operating hours are designed to accommodate your busy life: Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:30 AM to 6:00 PM. Additionally, our drive-thru service opens at 7:30 AM each weekday, allowing for quick and easy access to your banking needs. As a member-focused institution, we offer a range of services including personal banking options like checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, personal loans for debt consolidation, and credit cards with rewards. We also provide business banking solutions such as merchant services and business loans. With online and mobile banking available, managing your finances has never been easier.

Our Mission

At Summit Credit Union, our mission is clear: we strive to enhance the financial well-being of every member while fostering growth within our community. We believe in building long-lasting relationships based on trust and integrity. Each decision we make reflects our dedication to providing quality service that meets the unique needs of individuals and families alike. Our commitment extends beyond financial services; we actively engage in community outreach initiatives that support local organizations and events. Together with our partners, we aim to create a positive impact in High Point and beyond. While you can visit us at 1743 Westchester Dr, official correspondence should be sent to 1743 Westchester Dr, High Point, NC 27262 if it differs from your visit. We invite you to join Summit Credit Union today! Experience firsthand how we can help you achieve your financial goals while being an integral part of this wonderful community. Call us at 336-662-6200 or explore more about us on our website. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

At Summit Credit Union, we believe in providing access for everyone. Our branch is equipped with features that ensure ADA compliance, including ramps and wide doorways. We strive to make your visit as comfortable as possible.

Get in Touch!

If you have any questions or need assistance, don't hesitate to call us at 336-662-6200. We're excited to meet you and help you achieve your financial goals! So why wait? Stop by today and see how we can support your journey!

Nearby Landmarks and Parking

Situated near popular local landmarks, our branch is hard to miss. You can find us close to major shopping areas and residential neighborhoods, making it easy for you to swing by during errands. We also offer ample parking right outside our doors, so you won't have to worry about finding a spot.

Operating Hours

We understand that life can get busy, so we've made it easy for you to visit us. Our lobby hours are Monday through Thursday from 8:30 AM to 5:00 PM, and on Fridays, we're open until 6:00 PM. If you're in need of drive-thru services, you can take advantage of those from 7:30 AM on weekdays as well.

Services Offered

As a member of Summit Credit Union, you'll enjoy a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. Additionally, we provide business banking solutions and online banking features that make managing your finances a breeze. While members can visit us at 1743 Westchester Dr for all their banking needs, official correspondence should be sent to the same address for consistency.

Member Eligibility

At Summit, we believe that everyone deserves a financial partner who genuinely cares. Becoming a member is easy and opens the door to a world of benefits designed just for you. If you live, work, or worship in our community, you're likely eligible to join! Our friendly team at Summit is here to support you with personalized services that cater to your unique needs, whether it's banking, loans, or simply having a trusted advisor by your side. To learn more about the specific eligibility criteria, feel free to visit our website at . We're committed to making banking accessible for all, so don't hesitate to reach out with any questions. You can contact us at (336) 662-6200 or drop by our branch located at 1743 Westchester Dr High Point Nc 27262. Joining us means stepping into a supportive community where your financial well-being is our priority!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify how you manage payments. Picture this: a busy Saturday where customers can effortlessly pay with their cards while you focus on serving them. Our services ensure that transactions are smooth and secure, allowing you to concentrate on what matters most growing your business. Join us at Summit and discover how we can help turn your business goals into reality. For more information, call us at (336) 662-6200 or visit us online at Summit Credit Union.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. Imagine having access to the funds you need to expand your operations or invest in new equipment. Whether you're looking to increase inventory or take on a new project, our loans are designed to meet your unique needs.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our Business Banking options include merchant services and business loans, which can help your business thrive. We know how crucial it is to have access to funds when opportunities arise.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. With our Online & Mobile Banking, managing your finances has never been easier. You can check balances, make transfers, and pay bills from the comfort of your home or on-the-go using your smartphone. Plus, our ATM & Cash Withdrawal Services allow you to access your cash whenever needed.

Credit Cards and Rewards

For those who love rewards, our Credit Cards with Rewards allow you to earn while you spend, making every purchase a little more rewarding.

Drive-Thru and Shared Branch Transactions

Sometimes, you just need quick service without stepping inside. Our basic drive-thru banking lets you handle deposits, withdrawals, and simple transactions efficiently. We also participate in shared branch transactions, enabling members from partner credit unions to perform basic deposits and withdrawals as well. At Summit, we believe in making banking accessible and straightforward for everyone. Whether you're stopping by for a quick transaction or looking to explore new financial opportunities, we're here for you every step of the way. Feel free to reach out at (336) 662-6200 if you have any questions or want to learn more about how we can serve you better. We invite you to visit us at Summit Credit Union-high Point Branch for all your financial needs!

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking services that include checking and savings accounts tailored to help you save for those special moments or manage daily expenses effortlessly. Our Auto Loans & Vehicle Financing options ensure that getting behind the wheel of your dream car is both straightforward and affordable. Thinking about owning a home? Our Mortgage Loans & Refinancing services are designed to make the process smooth, allowing you to find the right loan that fits your budget. If you're dealing with unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation solutions can provide relief and help simplify your financial life.

Digital & Online Banking

Explore Our Online Services

Visit us at https://www.summitcu.org/ to discover how easy it is to access your accounts through our online banking platform. With 24/7 online banking services, you can check balances, transfer funds, and pay bills on your schedule. Our user-friendly interface makes navigating your account a breeze.

Go Mobile

On the go? No problem! Our mobile application is available for download, allowing you to manage your money right from your phone. You can make mobile payments with ease and even send money directly to friends or family with our person-to-person transfer feature. It's all about making banking as simple as possible for you. Whether you need to check a balance or make an urgent payment, Summit has got you covered with all the tools necessary for real-time account management. Experience the convenience and security of digital banking today!

Stay Secure and Connected

Your security is our top priority. We offer electronic signature authorization for added peace of mind when signing documents online. Plus, if you choose e-statements, you'll receive your financial statements securely in your inbox no more paper clutter!

Financial Strength

Growing Together

Total Share Accounts: 62,293, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 1743 Westchester Dr High Point Nc 27262 or call (336) 662-6200 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $44,324,851 in share certificates and $9,482,464 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,628,964, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to excellence is reflected in our $2,615,816, showcasing our operational efficiency and enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 101 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $31,998,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $4,704 in used auto loans and $225,465,069 in total loans and leases.

Solid Financial Health

With a net worth of $52,712,822, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,527 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,343,501 in used vehicle loans and $8,711,384 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options to suit your needs.

Credit Lines

If you need flexibility for unexpected expenses or projects, consider our credit lines. With total credit lines amounting to $39,240,807, you can access funds whenever you need them without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,575,173, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams while keeping your budget in mind.

Refinancing Options

We also offer refinancing options for those looking to lower their monthly payments or consolidate debt. If you're interested in exploring eligibility options for any of these loan products or refinancing opportunities, please reach out to us directly. For more information about our loan offerings or to discuss your specific needs, feel free to contact us at (336) 662-6200. Our friendly staff is here to guide you through the application process and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right loan product tailored just for you!

Unsecured Credit Cards

Managing daily expenses can be easier with our unsecured credit card loans. We currently provide a total of $11,641,437 in unsecured credit card loans that help our members manage their finances effectively. Enjoy flexible terms that fit your lifestyle and make every purchase manageable.

Loan Aggregator

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Ensuring Accurate Comparisons

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Summit

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans