Summit Credit Union Greensboro NC | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Summit Credit Union, your trusted financial partner located at 8210 W Market St, Greensboro, NC 27409. Since our establishment in 1935, we have been dedicated to empowering our members and fostering a strong sense of community. With over 32,000 members and total assets exceeding $344 million, we are proud to offer a wide array of services tailored to meet your personal and business banking needs. At Summit Credit Union, we believe in building relationships that last. Under the leadership of our CEO, Samuel Whitehurst, and Board President, Jack Thornton, we strive to provide exceptional service and support for all our members. Our team of 110 employees is committed to helping you achieve your financial goals through personalized solutions. While you can visit us at our branch for all your banking needs, official correspondence should be directed to the same address: 8210 W Market St, Greensboro, NC 27409. We understand that financial stability is essential for everyone. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking solutions. With total deposits of $14,975,711 and a net worth of $52,712,822, we ensure that your money is not just safe but also working hard for you. Join us as we continue to make an impact in our community by providing reliable financial services. If you're ready to take the next step in your financial journey or simply have questions about our offerings, don't hesitate to reach out! Give us a call at 336-662-6200 or visit our website at summitcu.org. Let's work together towards a brighter financial future!

Branch History & Mission

At Summit Credit Union, we take pride in our rich legacy of service and community support that began in 1935. Located at 8210 W Market St, Greensboro, NC 27409, our branch has grown alongside our members, evolving into a trusted financial partner for over 32,000 individuals and families. With total assets reaching an impressive $344,630,684, we are dedicated to providing exceptional financial services while fostering a sense of belonging within our community. Our mission is simple yet impactful: to empower our members through accessible financial solutions and unwavering support. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's saving for a new home, financing a vehicle, or planning for retirement. We strive to be more than just a credit union; we aim to be a resource for education and financial wellness. From our early days as a small cooperative to becoming a pivotal part of the Greensboro community, we have always focused on the needs of our members. Our commitment is reflected in our diverse range of services including personal banking options like checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We also embrace technology with features such as online banking and mobile payments to ensure convenience for all. While members can visit us at 8210 W Market St, official correspondence should be sent to the same address. Our operating hours are designed to accommodate your schedule: Lobby Hours are Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM. For those who prefer drive-thru services, we are open Monday through Thursday from 7:30 AM to 5:00 PM and Fridays until 6:00 PM. Summit Credit Union is not just about transactions; it's about building relationships. We actively engage with local organizations and participate in community outreach efforts to uplift those around us. We understand that the strength of our credit union comes from the strength of our community. As we look ahead, we invite you to join us on this journey. Experience firsthand the benefits of membership at Summit Credit Union where your financial well-being is our priority. Whether you're seeking assistance with loans or looking for ways to save more effectively, we are here for you every step of the way. For inquiries or assistance, feel free to call us at 336-662-6200. Discover how Summit Credit Union can make a difference in your life today!

Branch Location & Accessibility

Comprehensive Services

Our branch provides a wide range of services tailored to meet your financial needs. Whether you're looking for checking and savings accounts, auto loans, mortgage solutions, or personal loans, our knowledgeable staff is ready to assist you with personalized advice. We also offer online and mobile banking options for those who prefer managing their finances on-the-go. And don't forget about our ATM availability! You can access cash and check balances conveniently at any time. If you're a member of another participating credit union, feel free to use our shared services for deposits and withdrawals as well.

Convenient Location

Just a short drive from popular spots like the Friendly Center and the Greensboro Science Center, our branch offers ample parking and easy access to all visitors. Plus, if you need any assistance upon arrival, our facility is ADA-compliant, featuring ramps and spacious entrances for everyone.

Operating Hours that Fit Your Schedule

At Summit Credit Union, we understand that life can be busy. That's why we offer flexible operating hours to accommodate your schedule. Visit us Monday through Thursday from 8:30 AM to 5:00 PM or swing by on Fridays until 6:00 PM. Our drive-thru service opens early at 7:30 AM every weekday, so you can get your banking done even before your day gets started.

We're Here for You

While members can visit us at 8210 W Market St for all their banking needs, official correspondence should be sent to the same address. Have questions or need assistance? Don't hesitate to call us at 336-662-6200 we're just a phone call away! We invite you to stop by Summit Credit Union today. Experience exceptional service and discover how we can help you achieve your financial goals!

Member Eligibility

At Summit, we believe that joining our community means stepping into a supportive family where your financial well-being is our priority. Becoming a member is simple and welcoming, as we aim to serve those who live or work in the Greensboro area. If you're at least 18 years old and meet some basic eligibility criteria, you can enjoy the many benefits of being part of our credit union. We focus on helping individuals and families thrive through personalized services, from checking accounts to loans tailored to your needs. For a deeper look at the eligibility requirements, feel free to check out more details here. Opening an account with us is easy! Just give us a call at (336) 662-6200 or visit us at our branch located at 8210 W Market St Greensboro Nc 27409. Our friendly staff is ready to help guide you through the process and answer any questions you might have. We can't wait to welcome you into the Summit family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments effortlessly, whether in-store or online. Our merchant services allow you to process transactions securely, giving your customers a smooth shopping experience. This means more sales for you and happier customers who can pay using their preferred methods. Located conveniently at 8210 W Market St Greensboro Nc 27409, Greensboro, NC 27409, we are here to assist you with all your business banking needs. Call us at (336) 662-6200 or visit our website at https://www.summitcu.org/ to learn more about how we can support your business journey today!

Comprehensive List Of Services

Business Banking Support

For small business owners, we offer comprehensive Business Banking services including Merchant Services & Business Loans. These services are designed to help your business thrive by providing the financial tools necessary for growth.

Community Focused Services

We also offer basic shared branch transactions for partner credit union members, ensuring that banking is always convenient no matter where you are. Our commitment extends beyond traditional banking; we're here to support our community and its members. If you're ready to experience all that Summit has to offer or have questions about any of our services, please don't hesitate to reach out! You can contact us at (336) 662-6200 or visit us online at Summit Credit Union. We look forward to helping you achieve your financial goals!

Digital Banking Convenience

In today's fast-paced world, managing your finances on-the-go is essential. Our Online & Mobile Banking features allow you to check balances, transfer funds, and pay bills from anywhere at any time. With additional conveniences like ATM access and basic drive-thru banking for simple transactions, accessing your money has never been easier.

Flexible Loan Options

If you need extra cash for unexpected expenses or want to consolidate existing debts, our Personal Loans & Debt Consolidation services can provide the financial relief you need. Plus, our Credit Cards with Rewards give you more than just purchasing power; they offer rewards on everyday spending that can add up quickly.

Home Financing Solutions

Are you considering buying a home? Our Mortgage Loans & Refinancing options are designed to help you navigate the housing market. We understand that purchasing a home is one of the biggest decisions you'll make, and our team is here to guide you through every step of the process. If you're already a homeowner, our refinancing options can help lower your monthly payments or tap into your home's equity.

Personal Banking Made Easy

For those looking to simplify their everyday banking, our Personal Banking options include Checking & Savings Accounts that suit various lifestyles and goals. Imagine having a checking account with no monthly fees or a savings account that helps you earn interest on your hard-earned money. We also offer Auto Loans & Vehicle Financing, making it easier than ever to drive away in the car of your dreams. With competitive rates and flexible terms, financing your next vehicle is straightforward.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. Plus, with electronic signature authorization, signing important documents has never been simpler or safer. You can say goodbye to the hassle of printing and mailing forms! If you're looking to go paperless, you'll love our e-statements feature. Enjoy the convenience of viewing your statements electronically while also helping the environment by reducing paper waste. It's a win-win! For those on the go, our mobile application provides all the features of online banking right in the palm of your hand. Whether you're making mobile payments or sending money through person-to-person transfers, managing your finances is quick and easy. Security is our top priority at Summit. We use advanced technology to keep your personal information safe while ensuring that accessing your accounts remains user-friendly. Our digital banking services are designed with you in mind making it simple to stay connected to your finances without compromising security. Embrace the future of banking with us! With all these features readily available, you'll find that managing your accounts has never been easier. Visit us today at https://www.summitcu.org/ to explore all that we offer and take advantage of modern banking conveniences tailored for you!

Financial Strength

At Summit, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident in your financial institution, and our strong performance reflects our commitment to providing reliable services. With a net worth of $52,712,822, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This foundation supports everything we do, from lending money to helping you save effectively. Our net worth ratio of $1,527 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Your savings are safe with us. Members' savings are secured through $44,324,851 in share certificates and $9,482,464 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,628,964, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to these strengths, we have $31,998,000 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options. With $4,704 in used auto loans and $225,465,069 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our impressive net income of $2,615,816 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 101 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. We're proud of the trust placed in us by our community, as shown by the 62,293 total share accounts held with us. This number highlights a strong and growing member base that believes in our mission. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 8210 W Market St Greensboro Nc 27409 or call (336) 662-6200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,343,501 in used vehicle loans and $8,711,384 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we are here to support you every step of the way.

Credit Lines

For those looking for an extra layer of financial flexibility, we also offer credit lines with a total value of $39,240,807. This allows you to borrow as needed while only paying interest on what you use. Our team is committed to providing personalized service and ensuring that each member understands their options fully. If you're ready to take the next step towards achieving your financial dreams or if you have questions about any of our loan products, don't hesitate to reach out. You can contact us at (336) 662-6200 or visit us at 8210 W Market St Greensboro Nc 27409 during lobby hours: Monday - Thursday from 8:30 AM - 5:00 PM and Friday from 8:30 AM - 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,575,173, make buying or refinancing simple. We offer various terms and competitive rates that can fit different budgets and lifestyles. If you are considering refinancing your existing mortgage, our team can guide you through eligibility options to ensure you find the right solution for your situation.

Unsecured Credit Card Loans

Managing day-to-day expenses can be tricky; that's where our unsecured credit card loans come into play. With a total of $11,641,437 in loans helping members manage their finances effectively, our flexible terms make it easy to handle both planned purchases and unexpected expenses without added stress.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for all users. Each loan comparison is grounded in verified information, allowing you to compare options confidently.

Summit

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans