Summit Credit Union Greensboro NC | Best Auto Loans & Business Banking

Introduction

At Summit Credit Union, we believe in building a strong community through trust and support. Located at 2917 S Elm Eugene St, Greensboro, NC 27406, our branch has been a part of your financial journey since 1935. With over 32,000 members and total assets exceeding $344 million, we are dedicated to helping you achieve your financial goals. While you can visit us at our Greensboro location for all your banking needs, please note that official correspondence should be sent to the same address. We take pride in offering a wide range of services including personal banking, auto loans, mortgages, and business banking solutions tailored just for you. Led by our CEO Samuel Whitehurst and Board President Jack Thornton, our team of 110 employees is committed to providing exceptional service. We understand that banking isn't just about numbers it's about relationships. That's why we focus on creating a welcoming environment where every member feels valued. With total deposits reaching $14,975,711 and a net worth of $52,712,822, Summit Credit Union stands as a reliable partner in your financial journey. Whether you're looking to open a new account or need assistance with loans our knowledgeable staff is here to help. So why wait? Call us today at 336-662-6200 or visit our website at summitcu.org to learn more about how we can assist you!

Branch History & Mission

Join Us

We invite you to become part of our growing family at Summit Credit Union. Experience firsthand how we combine personalized service with innovative solutions tailored just for you. Visit us today or call us at 336-662-6200. Together, let's build a brighter financial future!

Mission Statement

At Summit Credit Union, our mission is simple yet profound: We strive to improve the financial well-being of our members and uplift the communities we serve. We believe in giving back through partnerships and outreach initiatives that make a real difference in people's lives. Whether it's supporting local schools or participating in community events, we are committed to being more than just a financial institution; we aim to be a trusted partner in your journey. While members can visit us at 2917 S Elm Eugene St, official correspondence should be sent to 2917 S Elm-Eugene St, Greensboro, NC 27406 if necessary. Our drive-thru service provides additional convenience for those on-the-go during operating hours: Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:30 AM to 6:00 PM.

Our Evolution

Since our inception, Summit Credit Union has embraced the values of cooperation and mutual support. We opened our doors with the mission to empower individuals and families through accessible financial products and services. As we evolved, we expanded our offerings to include auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Our growth reflects our dedication to meeting the diverse needs of our members while adapting to an ever-changing financial landscape. In addition to traditional banking services, we have embraced technology to enhance your banking experience. With features like online banking and mobile payments, managing your finances has never been easier. Our ADA-compliant facilities ensure that all members can access our services comfortably.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Feel free to call us at 336-662-6200. We're always ready to help! We look forward to welcoming you at Summit Credit Union your trusted partner for all your financial needs. Visit us today!

Nearby Landmarks and Accessibility

Located near key landmarks, our branch is just a short drive from the bustling downtown area. This makes it a perfect stop whether you're on your way home or running errands. We pride ourselves on being accessible for everyone; our facility features ADA-compliant entrances and ramps to ensure ease of access.

Operating Hours

We understand that life can get busy, so we offer flexible operating hours. Our lobby is open Monday through Thursday from 8:30 AM to 5:00 PM and extends to 6:00 PM on Fridays. This ensures you have plenty of time to visit us during your day.

Parking and Drive-Thru Services

Parking is readily available right outside our branch for your convenience. If you're on a tight schedule, take advantage of our drive-thru services, which allow you to handle deposits and withdrawals without leaving your vehicle. Our drive-thru is open Monday through Friday from 7:30 AM to 6:00 PM on Fridays and until 5:00 PM on other weekdays.

Services Offered

At Summit Credit Union, we provide a range of services designed with your financial well-being in mind. From checking and savings accounts to auto loans and mortgages, we have something for everyone. Additionally, we offer online and mobile banking options for those who prefer managing their finances digitally. If you're part of another credit union, don't worry; we also participate in shared services so you can conduct basic transactions here.

Member Eligibility

Joining the Summit family is like becoming part of a close-knit community that cares about your financial well-being. At Summit, membership is open to anyone who lives, works, worships, or attends school in Guilford County and surrounding areas. Whether you're looking for a personal checking account, a loan for your new car, or just want to feel more connected to your finances, we're here for you. Our members enjoy personalized service, competitive rates, and a range of financial products designed with their needs in mind. To learn more about how you can become a member of Summit at 2917 S Elm Eugene St Greensboro NC 27406, feel free to check out our detailed eligibility criteria at . If you have any questions or want to get started on opening an account, don't hesitate to give us a call at (336) 662-6200. We can't wait to welcome you!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. Imagine having access to funds that can help you expand your operations, purchase new equipment, or hire additional staff. Our commercial loans offer just that tailored financing options to fuel your ambitions.

Merchant Services Made Easy

In today's fast-paced world, having efficient payment processing is crucial. With our merchant services, you can accept payments easily and securely. Whether it's through card readers at your storefront or online payment solutions for your e-commerce site, we provide tools to streamline your transactions so you can focus on what matters most growing your business. Visit us at 2917 S Elm Eugene St Greensboro Nc 27406 in Greensboro, NC or call us at (336) 662-6200 to learn how we can partner with you to achieve your business goals!

Comprehensive List Of Services

Accessible Cash Withdrawal Services

While we do not have ATMs on-site, our ATM & Cash Withdrawal Services through partnerships ensure that accessing cash is simple and hassle-free. You can also visit us for basic drive-thru banking needs perfect for quick deposits, withdrawals, and simple transactions without leaving your car.

Business Banking Services

For entrepreneurs and businesses, Summit offers essential Business Banking solutions. Our Merchant Services & Business Loans provide the financial tools needed to grow and thrive in today's competitive market. We're committed to supporting local businesses with personalized service.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking services that allow you to manage your finances anytime, anywhere. Whether it's checking your balance, transferring funds, or paying bills from the comfort of your couch, our digital banking features ensure you have control over your money at all times.

Personal Banking Solutions

For individuals seeking reliable banking options, we offer Personal Banking services that include checking and savings accounts tailored to fit your lifestyle. Need a vehicle? Our Auto Loans & Vehicle Financing make purchasing your dream car more affordable than ever. If homeownership is on your mind, consider our Mortgage Loans & Refinancing options that can help you secure your new home or lower your current mortgage payments. Additionally, we understand life can throw unexpected challenges your way. That's why our Personal Loans & Debt Consolidation services are here to help you manage expenses or consolidate debts into one manageable payment. Plus, with our Credit Cards with Rewards, every purchase brings you closer to exciting rewards.

Shared Branch Transactions

We know how important flexibility is when it comes to banking. With our Basic Shared Branch Transactions, members from partner credit unions can easily make deposits and withdrawals right here at Summit, enhancing accessibility for everyone in our community.

Visit Us Today!

With all these services available at Summit Credit Union-elm-eugene Branch, we invite you to come by and experience the friendly atmosphere of our branch located at 2917 S Elm Eugene St Greensboro Nc 27406. For any inquiries or assistance, don't hesitate to call us at (336) 662-6200. At Summit, we're excited to be part of your financial journey!

Digital & Online Banking

Key Features

Our online banking service is user-friendly and secure, allowing you to check your balance, make transfers, and pay bills with just a few clicks. With electronic signature authorization available, signing documents is quick and hassle-free. Plus, if you prefer going paperless, e-statements are readily accessible, helping you keep track of your financial activities without the clutter. If you're always on the move, our mobile application lets you take control of your banking from the palm of your hand. You can set up mobile payments for easy transactions and enjoy person-to-person transfers to send money to friends or family instantly. The app is designed with simplicity in mind, making it easy for everyone to use.

Security and Accessibility

Your security is our top priority. We implement advanced measures to protect your information while ensuring that you can easily navigate through our services. With real-time account management, you'll always be updated about your finances without any delays. At Summit, we believe that banking should fit into your lifestyle seamlessly. Our online and mobile banking solutions are here to make managing your money simple and secure so that you can focus on what truly matters to you. Explore all these features today by visiting us at https://www.summitcu.org/!

Financial Strength

At Summit, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining a strong financial position ensures that you can rely on us for all your banking needs. With a net worth of $52,712,822, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,527 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $44,324,851 in share certificates and $9,482,464 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,628,964, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to our robust savings options, we have $31,998,000 in undivided earnings that allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your financial goals is further evident with $4,704 in used auto loans and $225,465,069 in total loans and leases. Our operational efficiency is reflected in our $2,615,816, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 101 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 62,293, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 2917 S Elm Eugene St Greensboro Nc 27406 or call (336) 662-6200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,343,501 in used vehicle loans and $8,711,384 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our options are designed to fit various budgets and lifestyles.

Credit Lines

If you're interested in having access to funds as needed for unexpected expenses or projects, our credit lines provide just that. With $39,240,807 available in credit lines loans, you can easily manage your cash flow without the stress of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $25,575,173, which can help you take that exciting step toward owning your own home.

Refinancing Options

We also offer refinancing options on many of our loan products. If you're considering refinancing an existing auto or mortgage loan for better rates or terms, our team can guide you through the process to see if it's beneficial for your situation. At Summit Credit Union, we're dedicated to helping our members find the right financial solutions tailored to their unique circumstances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Stop by our branch today or visit us online at https://www.summitcu.org to learn more about how we can assist you with your lending needs!

Unsecured Credit Card Loans

For those looking to manage their day-to-day expenses more efficiently, we also offer flexible terms on unsecured credit card loans. With a total of $11,641,437 in loans available, you can enjoy the convenience of accessing credit when you need it most.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers when comparing loan options.

Summit

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans