Summit Credit Union Greensboro NC | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Summit Credit Union, your trusted financial partner located at 800 Summit Ave, Greensboro, NC 27405. Established in 1935, we have been dedicated to serving our community with reliable banking solutions for nearly nine decades. With a growing membership of 32,118 members and total assets amounting to an impressive $344,630,684, we are committed to providing you with the resources you need to achieve your financial goals. Our team of 110 employees, led by CEO Samuel Whitehurst and Board President Jack Thornton, is here to support you every step of the way. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgage refinancing, we've got you covered. Our total deposits currently stand at $14,975,711, ensuring that your funds are safe and readily accessible. While members can visit us at our branch location, please note that official correspondence should be sent to our mailing address at 8210 W Market St, Greensboro, NC 27409. We take pride in our strong community presence and strive to make a positive impact through our financial services. At Summit Credit Union, we prioritize your needs and offer a range of services including online and mobile banking for your convenience. If you have any questions or want to learn more about how we can assist you, don't hesitate to reach out! Give us a call at 336-378-2708 or visit our website at summitcu.org today. Your financial journey starts here!

Branch History & Mission

Community Focus

We proudly offer shared service centers and drive-thru banking options for your convenience. Our team is here during lobby hours from Monday to Thursday, 8:30 AM - 5:00 PM, and Fridays until 6:00 PM. With ATM availability round the clock and a drive-thru service option during operational hours, we strive to make your experience as smooth as possible. As we move forward together into the future, we invite you to become part of our family at Summit Credit Union. Join us today and experience firsthand how we can help you navigate your financial journey while contributing positively to our cherished community. Visit summitcu.org or call us at 336-378-2708 for more information on how we can assist you!

Our Journey

Our branch at 800 Summit Ave, Greensboro, NC 27405 has been a cornerstone of financial support for individuals and families throughout Guilford County. We've witnessed countless milestones in our community from first homes purchased to businesses flourishing and we take pride in being part of these journeys. Our commitment to service and excellence has earned us not only the trust of our members but also recognition as a pillar of support within the local area. While members can visit us at 800 Summit Ave, official correspondence should be sent to 8210 W Market St, Greensboro, NC 27409. This distinction helps us serve you better and ensures that your needs are addressed efficiently.

Our Mission

At Summit Credit Union, our mission is clear: to empower our members through accessible financial services while fostering a sense of belonging and community support. We believe in making banking straightforward and beneficial for everyone. Whether you're looking for checking accounts, auto loans, mortgages, or personal loans, our goal is to provide solutions that help you achieve your dreams. In addition to traditional banking services, we prioritize innovative digital advancements like online banking and mobile payments to ensure you have access whenever you need it. Our commitment extends beyond banking; we actively engage with local organizations and initiatives that uplift our community.

Branch Location & Accessibility

Accessibility Features

Parking is plentiful and convenient for our members. We also ensure that our branch is fully ADA compliant, featuring ramps and other accessibility features to welcome everyone. Our team is dedicated to providing a supportive environment where you can feel comfortable while managing your financial needs.

Call to Action

If you have any questions or want to learn more about how we can assist you, feel free to give us a call at 336-378-2708. We look forward to welcoming you at Summit Credit Union, where your financial well-being is our priority!

Nearby Landmarks

Our branch is just a stone's throw away from several local landmarks, making it easy to combine your banking errands with other activities. If you're visiting the nearby Greensboro Science Center or enjoying a day at the beautiful LeBauer Park, stop by and say hello!

Operating Hours & Services

We invite you to visit us during our lobby hours: Monday through Thursday from 8:30 AM to 5:00 PM and on Fridays until 6:00 PM. Our drive-thru service opens earlier at 7:30 AM, ensuring you can access your funds when it suits you best. We offer a variety of services including personal banking, auto loans, mortgage options, and business banking solutions. Plus, our shared service center allows members from partner credit unions to complete basic transactions here.

Member Eligibility

At Summit, we believe that everyone deserves access to financial services in a friendly and welcoming environment. Becoming a member is simple! If you live, work, worship, or attend school in Guilford County or have an immediate family member who is already a member, you are eligible to join our community. Being part of Summit means enjoying a range of benefits tailored to your needs, from competitive loan rates to personalized service that feels like family. To get started on your membership journey, feel free to reach out to us at (336) 378-2708 for any questions or visit our website at for the most current details about eligibility. We can't wait to welcome you into the Summit family at our branch located at 800 Summit Ave Greensboro Nc 27405!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. Imagine securing a loan that allows you to expand your operations or invest in new technology. Whether you're looking to buy new equipment or manage cash flow during seasonal fluctuations, our team at Summit is here to guide you through the lending process.

Merchant Services

In addition to loans, we provide merchant services that streamline your payment processing. With fast transaction times and reliable support, you can focus on what you do best running your business. Accepting payments from customers has never been easier, allowing for smoother sales and happier clients. Located conveniently at 800 Summit Ave Greensboro Nc 27405 in Greensboro, NC, we're ready to partner with you for all your business banking needs. Connect with us today at (336) 378-2708 and discover how we can help your business thrive!

Comprehensive List Of Services

Accessing Cash Made Easy

Need cash on the go? We have you covered with our ATM & cash withdrawal services available at multiple locations. Our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car, making it easy to fit banking into your busy schedule.

Business Banking Services

For our entrepreneurial members, we also offer comprehensive business banking solutions. Our merchant services and business loans are designed to empower local businesses, providing the financial support needed to thrive in today's competitive environment.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we prioritize our online and mobile banking services. With features like mobile payments, online banking, and person-to-person transfers, managing your money has never been easier. You can check balances, transfer funds, and pay bills right from your smartphone or computer anytime, anywhere.

Flexible Loan Options

Life can bring unexpected expenses, which is why having access to funds is crucial. Our personal loans and debt consolidation services provide the flexibility you need during tough times. Additionally, if you're looking for rewards while spending, consider our credit cards with rewards that can earn you points on everyday purchases.

Personal Banking Solutions

We understand that managing finances can be overwhelming at times. That's why at Summit, we offer various personal banking services designed to simplify your financial life. From checking and savings accounts that help you manage your day-to-day expenses to auto loans and vehicle financing for when you're ready to hit the road, our offerings cater to every stage of life. If you're considering buying a home or refinancing your current mortgage, our mortgage loans and refinancing options are here to help you navigate those important decisions.

Shared Branch Transactions

As part of a network of credit unions, we also offer basic shared branch transactions. This means that members of partner credit unions can deposit or withdraw funds conveniently at our location. At Summit, we pride ourselves on being more than just a credit union; we're a community partner dedicated to serving you and helping you achieve your financial goals. If you're ready to experience personalized service combined with modern convenience, visit us at 800 Summit Ave Greensboro Nc 27405 in Greensboro, NC or give us a call at (336) 378-2708 today! Explore all that we have to offer and see how we can assist you on your financial journey. For more information about our services or to get started with us online, check out our website: Summit Credit Union. Your future starts here!

Digital & Online Banking

Enjoy Seamless Transactions

Need to send money to a friend? With our person-to-person transfer feature, it's as simple as sending a text! Plus, if you're out shopping and want to make payments quickly, our mobile payments option lets you pay right from your phone. Our commitment to accessibility means that whether you're using a computer or a smartphone, banking is just a tap away. If you're interested in learning more about our digital offerings or need assistance getting started, visit us at https://www.summitcu.org/ today! Let Summit help you take control of your finances in a way that fits your lifestyle perfectly.

Security You Can Trust

Security is a top priority for us at Summit. We offer electronic signature authorization to streamline your transactions while keeping your information safe. Our mobile application further enhances security with features that protect your personal data, so you can bank with confidence.

Financial Strength

At Summit, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to transparency and reliability, we want you to feel confident in your choice of banking partner. With a net worth of $52,712,822, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,527 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $44,324,851 in share certificates and $9,482,464 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,628,964, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength is further highlighted by $31,998,000 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $4,704 in used auto loans and $225,465,069 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $2,615,816, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 101 full-time employees and 9 part-time employees who are always ready to serve you with a knowledgeable, committed team. With 62,293 total share accounts, it's clear that more people are choosing Summit as their trusted credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 800 Summit Ave Greensboro Nc 27405 or call (336) 378-2708 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,343,501 in used vehicle loans and $8,711,384 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we are here to support you with competitive rates and flexible terms.

Credit Lines

For those who prefer having access to funds as needed, our total credit lines amounting to $39,240,807 provide just that flexibility. This option allows you to borrow only what you need when you need it while keeping your budget intact. Our knowledgeable team is here to assist you with any questions about refinancing or eligibility options available for each type of loan. We believe that understanding your choices is key to making informed decisions. To learn more about our loan offerings or to schedule an appointment, please contact us at (336) 378-2708 or visit us at our branch located at 800 Summit Ave Greensboro Nc 27405 in Greensboro, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards financial wellness starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,575,173, make buying or refinancing simple. We provide resources and assistance throughout the process, ensuring you feel confident every step of the way.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $11,641,437 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to make your purchases more rewarding.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. With a commitment to accuracy, LendMesh constantly updates its data to reflect current market conditions, allowing users to make informed decisions.

Summit

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans