Sterling Credit Union Sterling CO | Best Auto Loans & Business Banking

Introduction

At Sterling Federal Credit Union, we believe that financial well-being is at the heart of a thriving community. Established in 1938, our commitment to serving the residents of Sterling, CO has grown over the decades, and today, we proudly support 10,016 members with a total asset base of $221,454,284. Located at 822 W Main St, Sterling, CO 80751, our branch serves as a welcoming hub where members can access a variety of personal and business banking services designed to meet their unique needs. While members can visit us at our branch address, official correspondence should be sent to PO BOX 1086, Sterling, CO 80751. Our dedicated team, led by CEO Darrin Blankenbeckler and Board President Randy Bang, works tirelessly to ensure that each member feels valued and understood. With a staff of 26 employees, we are always here to answer your questions and help you navigate your financial journey. Our offerings include everything from checking and savings accounts to auto loans and credit cards with rewards. We have issued a total of 2,626 loans a testament to our commitment to supporting both personal aspirations and local businesses alike. Our strong net worth of $36,851,221 reflects our solid foundation and ability to serve our community effectively. We understand that financial services should be accessible and convenient. That's why we offer online and mobile banking options alongside traditional banking services like our drive-thru for those on the go. Whether you need assistance with deposits or want to discuss loan options, we're just a phone call away at 970-522-0111. Join us in building a brighter financial future together! Visit us today or explore more about how we can assist you by visiting our website at sterlingcreditunion.org. Your trust means everything to us!

Branch History & Mission

Community Engagement

Our ties with the community are strong. We actively engage in outreach efforts designed to support local initiatives and help those in need. By partnering with schools and nonprofits, we work hard to give back and create a brighter future for everyone in Sterling. We also ensure that our branch is equipped with essential amenities like ATM availability and drive-thru banking for your convenience. Our operating hours are crafted to fit your busy schedule: Monday through Friday from 8:00 AM to 5:00 PM (with Wednesday lobby hours starting at 9:00 AM) and drive-up service available from 7:30 AM to 5:30 PM. In a world where banking is often seen as impersonal, we pride ourselves on being member-centric. Our friendly staff is always ready to assist you with any questions or concerns you may have. As we look toward the future, our commitment remains unwavering. We invite you to join us at Sterling Federal Credit Union and experience firsthand the benefits of being part of a community-focused financial institution. Let's grow together! For more information or to become a member today, visit us online at Sterling Federal Credit Union or call us at 970-522-0111.

Our Mission

At the heart of Sterling Federal Credit Union lies a mission dedicated to empowering individuals and families through reliable financial solutions. We believe that everyone deserves access to quality banking services without the burden of high fees or complicated processes. Our commitment extends beyond just transactions; we strive to make a positive impact on the lives of our members. We offer a variety of services tailored for personal and business needs, including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. With modern conveniences like online banking and mobile payments, managing your finances has never been easier.

Branch Location & Accessibility

Comprehensive Banking Services

Our Sterling branch offers a full range of banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage options, we're here to support your financial journey. Need cash? Use our ATM on-site for quick withdrawals or balance checks whenever it's convenient for you. While members can visit us at 822 W Main St Sterling Co 80751, official correspondence should be sent to PO BOX 1086, Sterling, CO 80751 if needed.

Connect With Us

Have questions or want more information about how we can assist you? Don't hesitate to give us a call at (970) 522-0111. We are excited to welcome you into our community and look forward to helping you achieve your financial goals! Come visit us today at Sterling Federal Credit Union your trusted partner in finance!

Convenient Access and Features

At our Sterling branch, accessibility is a priority. We offer ample parking right outside the entrance, ensuring a hassle-free visit. Our facility meets ADA compliance standards, featuring ramps and other accommodations for all members of our community. If you prefer quick transactions, we also have a drive-thru service available for your convenience.

Operating Hours That Work for You

We understand that life can get busy, which is why we strive to provide flexible operating hours. Visit us Monday through Friday from 8:00 am to 5:00 pm. On Wednesdays, our lobby opens a little later at 9:00 am but still closes at 5:00 pm. For those who need to access funds outside of regular hours, our drive-up service is available from 7:30 am to 5:30 pm on weekdays.

Member Eligibility

Becoming a member of Sterling is like joining a caring family that's dedicated to your financial well-being. If you live, work, worship, or attend school in the area, you're likely eligible for membership! It's our way of fostering a community where everyone can thrive together. At Sterling, we offer a variety of benefits that include competitive rates on loans and savings accounts, personalized service, and access to modern banking tools. You can easily check all the specific eligibility criteria by visiting our detailed resource at http://www.sterlingcreditunion.org/membership. Once you know you're eligible, opening an account is straightforward and welcoming. Our friendly staff is here to guide you through every step of the process, ensuring you feel right at home from day one. If you have any questions or want to get started, don't hesitate to give us a call at (970) 522-0111. We're excited to help you become part of our community at Sterling, located at 822 W Main St Sterling Co 80751!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $80 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $53 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,592,281, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner by your side as you navigate daily transactions. Our merchant services simplify payment processing, allowing you to focus on what matters most growing your business. From credit card processing to online payment solutions, we equip you with the tools necessary to enhance customer experiences and streamline operations. At Sterling, located at 822 W Main St Sterling Co 80751 in Sterling, CO, we understand that every business has its own journey. Let us be part of yours! For more information about our business banking and commercial services, call us at (970) 522-0111 or visit our website at https://www.sterlingcreditunion.org/.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Need a new car? Our Auto Loans & Vehicle Financing options can help you get behind the wheel with ease. We know buying a vehicle can be overwhelming, but with competitive rates and flexible terms, you'll find the right financing solution for your budget.

Business Banking

For local entrepreneurs, our Business Banking services offer everything from merchant services to business loans. Your business deserves the best financial support, and we're here to ensure that happens.

Convenient Access

We prioritize convenience with features like ATM & Cash Withdrawal Services, enabling quick access to your cash whenever needed. Our basic drive-thru banking allows you to handle deposits and withdrawals without leaving your car. Whether you're stopping by during lobby hours Monday through Friday or using our digital banking tools anytime, we're here to serve you. If you have any questions or need assistance, don't hesitate to call us at 970-522-0111. Ready to explore how we can assist you further? Visit us today or check out our website at Sterling Federal Credit Union for more details on all our services!

Credit Cards with Rewards

Our Credit Cards with Rewards let you earn points for everyday purchases. Whether it's for travel or shopping, enjoy the benefits while making the most out of your spending.

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your existing mortgage? Our Mortgage Loans & Refinancing services are crafted to guide you through the process smoothly. With expert advice and various mortgage products available, you'll feel confident in making one of life's biggest decisions.

Personal Banking

For those seeking reliable banking options, our Personal Banking services include checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds through our online and mobile banking platforms, allowing you to check balances and transfer money from anywhere.

Personal Loans & Debt Consolidation

If you're managing multiple debts or need some extra cash for an emergency, our Personal Loans & Debt Consolidation options provide flexibility and support. We can help you consolidate high-interest debt into one manageable payment, giving you peace of mind.

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.sterlingcreditunion.org/, you can check balances, pay bills, and transfer funds whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, with mobile payments enabled, making purchases directly from your phone has never been easier.

Security You Can Trust

We know that security is a top concern for our members. That's why we prioritize safe banking practices at every turn. While we currently do not offer electronic signature authorization for certain transactions, rest assured that our systems are designed with your protection in mind. At Sterling, we aim to make banking as straightforward as possible so you can focus on what truly matters in life. Join us today and experience the ease of digital banking tailored for you!

Stay Organized with E-Statements

Say goodbye to paper clutter! Our e-statements are available for those who prefer a more organized way to track their financial activities. You'll receive your statements electronically, making it easy to keep everything in one place without the hassle of paper waste.

User-Friendly Mobile Application

For members who are always on the move, our mobile application is a must-have tool. It's user-friendly and packed with features that allow you to manage your accounts right from your smartphone. Whether you're checking your balance or making deposits, everything is just a few taps away.

Financial Strength

At Sterling, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud of our strong financial foundation, which allows us to serve our community with confidence. With a net worth of $36,851,221, we maintain robust financial health, enabling us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1664 demonstrates a solid capital foundation, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times. Members' savings are secured through $19,822,563 in share certificates, providing stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates and exclusive perks. With $36,831,121 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is further supported by $14,400 in used auto loans and $83,599,212 in total loans and leases. This means we are well-equipped to help you meet your financial goals across various sectors. Our operational efficiency is reflected in our $0 net income, allowing us to continue offering competitive loan rates and solid financial products tailored for our members. We take pride in having 26 full-time employees, ensuring that our branches are always ready to assist you with a knowledgeable team dedicated to your needs. Net Shares (Funds available for lending and investments): $296,463. Total Share and Deposit Accounts: 18,916, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sterling is your trusted partner. Visit us at 822 W Main St Sterling CO 80751 or call 970-522-0111 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

At Sterling, we understand that financial needs vary from person to person. That's why we offer a diverse range of loan products tailored to help you meet your goals, whether you're looking to purchase a vehicle, buy a home, or manage your expenses. Located at 822 W Main St Sterling Co 80751 in Sterling, CO, our dedicated team is here to assist you. You can reach us at (970) 522-0111 for any questions. With over 2,626 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,032,567 in used vehicle loans and $5,573,868 in new vehicle loans already helping members get on the road. If you're considering homeownership, our mortgage options simplify the process. We provide Junior Lien 1-4 Family Residential Property loans totaling $1,277,761, making it easier for you to buy or refinance your home. For those who own businesses, we also have outstanding commercial loans totaling $11,592,281. These loans provide essential capital to help your business grow and thrive. Additionally, managing everyday expenses is made simpler with our flexible unsecured credit card loans, offering a total of $0 in financing that helps members keep their finances on track. At Sterling, we believe in empowering our members through responsible lending practices. If you're interested in refinancing options or checking your eligibility for any of our loan products, don't hesitate to ask! Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or check out our website for more details on how we can help you with your borrowing needs!

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