Stanford Credit Union CA | Best Auto Loans & Business Banking

Introduction

At Stanford, we understand that financial institutions are more than just places to store your money they're essential partners in your journey toward achieving your dreams. Established in 1959, our branch, located at 459 Lagunita Dr, Stanford, CA 94305, has been dedicated to serving our community with trust and integrity for over six decades. Whether you're looking to secure a loan or open a savings account, we pride ourselves on providing personalized service tailored to meet the unique needs of each of our 90,629 members. With total assets exceeding $4.3 billion and total deposits around $641 million, we have the strength and stability to support your financial goals. Our commitment is reflected not only in our robust services ranging from personal banking and auto loans to business banking but also in our approachable team. Under the leadership of CEO Joan Opp and Board President Shirley Everett, our staff of 248 dedicated employees is here to help you navigate your financial journey. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 459 Lagunita Drive, Stanford, CA 94305. We invite you to explore what sets us apart from other financial institutions. With a net worth of $445 million and cash readily available at over $3.5 million, we ensure that your money is managed wisely and securely. Come see how we can help you achieve your financial aspirations today! For inquiries or assistance, feel free to reach out at 650-463-7661 or visit us online at [sfcu.org]( https://www.sfcu.org ). Your future starts here!

Branch History & Mission

Welcome to Stanford, where our story of community service and financial empowerment began in 1959. Nestled in the heart of Stanford, CA, at 459 Lagunita Dr, we have proudly served our members for decades. With a strong commitment to fostering financial well-being, we have grown alongside our community, currently boasting a membership of over 90,629 individuals who trust us with their financial journeys. From the outset, our mission has been clear: to provide accessible financial services while supporting the needs of our community. We believe that everyone deserves a chance to thrive financially, and that's why we offer a range of products including personal banking accounts, auto loans, mortgage options, and credit cards that reward your loyalty. We also extend our support to local businesses through tailored banking solutions. Throughout the years, we have achieved significant milestones that reflect our dedication to growth and innovation. Our total assets now stand at an impressive $}, demonstrating our stability and reliability as a trusted financial partner. We embrace technology to make banking easier for you; from online banking and mobile payments to electronic signatures and e-statements, we are dedicated to making your experience as convenient as possible. While members can visit us at 459 Lagunita Dr Stanford Ca 94305, official correspondence should be sent to 459 Lagunita Drive, Stanford, CA 94305. Our branch is open Monday through Friday from 10:00 AM to 5:30 PM, ensuring that we are available when you need us most. Although we do not have drive-thru banking available, we do offer ATM services for quick access to your funds. Our commitment goes beyond just providing financial services. We actively engage in community outreach efforts, partnering with local organizations to uplift those around us. This approach not only strengthens our ties within the community but also amplifies our mission helping individuals achieve their dreams. As you consider becoming part of our family at Stanford, know that you are not just opening an account; you are joining a supportive network dedicated to helping you succeed financially. We invite you to explore all the benefits we offer and take the first step towards securing your future with us. For more information on membership or to open an account today, please visit [our website]( https://www.sfcu.org ) or call us at (650) 463-7661. Join us at Stanford where your financial journey begins!

Branch Location & Accessibility

Convenient Access and Amenities

At Stanford, we prioritize your ease of access. Our branch is equipped with ADA-compliant features, ensuring that everyone can navigate comfortably. Parking is available nearby, so you won't have to worry about finding a spot when you come in. For those on the go, we offer ATM services right here at the branch, allowing you to withdraw cash or check your balance quickly. While we do not have a drive-thru service at this location, our friendly staff is always ready to assist you inside.

Join Us Today!

We invite you to stop by our Stanford branch for any banking needs or questions you may have. Our knowledgeable team is eager to assist you and ensure you have a great experience with Stanford. Feel free to call us at (650) 463-7661 if you need immediate assistance or have any inquiries before your visit!

Operating Hours

We understand that life can be busy, which is why our lobby hours are designed to accommodate your schedule. You can visit us Monday through Friday from 10:00 AM to 5:30 PM. Whether you're looking to open a new account or discuss loan options, we're here during these hours to help.

Services Tailored for You

Stanford provides a variety of banking services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. We also offer business banking services such as merchant services and business loans. If you're a member of a partner credit union, you'll appreciate our shared service center availability, which allows basic transactions like deposits and withdrawals. Online and mobile banking options are also available for added convenience.

Member Eligibility

At Stanford, we believe that becoming a member is like joining a family where everyone looks out for one another. If you're interested in joining us, you'll be pleased to know that membership is open to anyone who lives, works, or attends school in the Stanford area. We welcome individuals and their families, making it easy for you to access all the benefits we offer. With personalized service and community-focused programs, being a member at Stanford means you'll have the support you need to reach your financial goals. Opening an account is a breeze! You can find all the details about eligibility and how to get started by visiting our website at https://www.sfcu.org/membership-rewards/ . If you have any questions or want assistance, feel free to give us a call at (650) 463-7661. We're here to help! Whether you're looking for checking and savings accounts, auto loans, or other financial services, we can't wait to welcome you into our community at 459 Lagunita Dr Stanford Ca 94305.

Business Banking & Commercial Services

At Stanford, we understand that every business journey is unique. Whether you're a startup ready to take the plunge or an established company looking to expand, our business banking and commercial services are designed to meet your needs. Imagine having the financial support you need to grow your business. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $334 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $428,085,077, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify payment processing, allowing you to focus on what you do best running your business. Whether you're looking to accept card payments or manage transactions efficiently, we have the tools to make it happen. Located conveniently at 459 Lagunita Dr Stanford Ca 94305 in Stanford, CA, our team is here to help you navigate your business's financial landscape. Reach out today at (650) 463-7661 to discover how we can support your ambitions!

Comprehensive List Of Services

Business Banking Services

For business owners, we provide tailored Business Banking solutions including merchant services and business loans. We know how important it is for businesses to have access to capital and resources; that's why we strive to offer flexible options that support growth and success.

Credit Cards and Rewards

Who doesn't love rewards? Our Credit Cards with Rewards program allows you to earn points on everyday purchases, which can be redeemed for travel, merchandise, or cash back. It's a simple way to get more from your spending.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms let you manage your accounts anytime, anywhere. You can easily check balances, transfer money, and even make deposits from your smartphone. Plus, our ATM & Cash Withdrawal Services ensure that accessing cash is never a hassle. If you're part of another credit union but need basic transactions like deposits or withdrawals, take advantage of our Basic Shared Branch Transactions service available for partner credit union members.

Get Started Today!

At Stanford, we aim to make banking as easy as possible for everyone in Stanford. If you're ready to explore how our comprehensive range of services can benefit you or if you have any questions about what we offer, don't hesitate to reach out! Call us at (650) 463-7661 or visit us at Tresidder Center today! Your financial journey starts here!

Home Financing Made Easy

Buying a home is one of life's biggest investments. Our Mortgage Loans & Refinancing options provide straightforward solutions for first-time buyers or those looking to refinance an existing mortgage. We guide you through every step of the process, ensuring you feel confident and informed. If you're facing unexpected expenses or simply want to consolidate debts, check out our Personal Loans & Debt Consolidation services. We work with you to create a repayment plan that fits within your budget.

Personal Banking Solutions

We understand that managing personal finances can be overwhelming at times. That's why we offer Personal Banking options, including checking and savings accounts that fit your lifestyle. Imagine having easy access to your funds with no monthly fees our accounts are designed to help you save more while enjoying convenient online and mobile banking features. When it comes to making large purchases, consider our Auto Loans & Vehicle Financing services. With competitive rates and flexible terms, you can drive away in the car of your dreams without breaking the bank. Whether it's a new ride or a reliable used vehicle, we'll help you find the right financing plan.

Digital & Online Banking

Key Features

Our online banking platform provides 24/7 access to your accounts, allowing you to check balances, make transfers, and pay bills whenever it suits you. Say goodbye to waiting in line! Whether it's early morning or late at night, our online banking ensures that you are always connected to your money. For those who prefer using their smartphones, our mobile application makes banking even easier. You can deposit checks, manage transactions, and view e-statements right from your device. Plus, with features like electronic signature authorization, signing documents has never been simpler or more secure. Need to send money to a friend? Our person-to-person transfer feature allows you to quickly send funds without any hassle. It's perfect for splitting bills or sending gifts! And if you're someone who loves the convenience of mobile payments, we've got you covered there too.

Security and Ease of Use

We prioritize your security at every step. Our systems are designed with cutting-edge technology to protect your personal information while ensuring a user-friendly experience. You can bank confidently knowing that we are committed to keeping your data safe. With options like e-statements readily available, you'll also reduce paper clutter while staying organized. Accessing your financial information has never been this easy or eco-friendly! In short, the digital and online banking services at Stanford empower you to take control of your finances anytime, anywhere. Join us today and discover how effortless banking can be!

Financial Strength

Growing Member Base

We are honored to support a strong community of members with a total of 181,406 accounts trusting us with their finances. This growing member base is a testament to the confidence placed in us by individuals like you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Stanford is your trusted partner. Visit us at 459 Lagunita Dr Stanford Ca 94305 or call (650) 463-7661 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $27,252,382, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 245 full-time employees and 3 part-time employees ready to serve you with knowledgeable support.

Reinvestment in Member Services

With $418,390,366 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3,549 in used auto loans and $3,260,476,841 in total loans and leases.

Secured Savings Opportunities

Members' savings are secured through $1,488,935,221 in share certificates and $380,552,680 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; currently, we have no non-member deposits at $0, which means our resources are focused solely on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Base

With a net worth of $445,642,748, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,032 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $61,277,066 in used vehicle loans and $130,781,842 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to choose what fits your lifestyle. Plus, our refinancing options can help reduce your monthly payments or lower your interest rate if you currently have an auto loan elsewhere.

Business Loans

For business owners, our outstanding commercial loans totaling $428,085,077 provide the capital needed to grow and expand. We understand the unique challenges businesses face, and our tailored loan products can help you secure funding for equipment purchases, operational costs, or expansion projects. At Stanford, we are committed to supporting our members' financial journeys by offering a range of loan products that cater to diverse needs. For more information on eligibility or how to apply for any of our loans, please visit us at our branch located at 459 Lagunita Dr Stanford Ca 94305 in Stanford, CA, or call us at (650) 463-7661. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial future is important to us let's make it happen together!

Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $52,377,642 in loans helping members manage their finances effectively. These cards come with various features and benefits designed to make managing your spending easy while providing rewards for everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,800,732, make buying or refinancing simple. We aim to guide you through the mortgage process with clear information and support every step of the way. Whether you're purchasing your first home or looking to refinance an existing mortgage, we're here to assist you.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring complete transparency in the rates presented. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, empowering them to make informed choices. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the effectiveness of our platform. Compare real-time loan offers today at [LendMesh]( https://www.lendmesh.com/loans/vehicle_loans ) and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Stanford