St. Louis Community Credit Union Saint Louis MO | Low Mortgage Rates & Rewards Credit Cards

Introduction

Welcome to St. Louis Community, where your financial well-being is our top priority! Nestled at 6347 Plymouth Ave, Saint Louis, MO 63133, our branch has proudly served the community since 1942. With a strong commitment to our members, we strive to create lasting relationships built on trust and personalized service. At St. Louis Community, we understand that each member's financial journey is unique. With a total membership of 54,767 and assets exceeding $418,800,688, we're here to offer tailored solutions that fit your needs. Our diverse range of services includes personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. While you can visit us at our branch for in-person assistance, please direct any official correspondence to our mailing address at 3651 Forest Park Ave, Saint Louis, MO 63108. Led by our dedicated CEO, Kirk Mills, and Board President Angela Franks, we take pride in fostering a supportive environment for both our members and employees 148 strong! With a net worth of $63,948,892 and cash in hand totaling $20,875,989, you can feel confident in the stability and reliability of your credit union. We're excited to help you achieve your financial goals! Whether you're looking to open an account or explore loan options like our impressive total of 21,423 loans currently offered our friendly team is ready to assist you. Don't hesitate to reach out at 314-534-7610 or visit us online at www.stlouiscommunity.com for more information. Your journey toward financial success starts here!

Branch History & Mission

A Call to Action

As we continue this journey together with you, we invite you to become part of the St. Louis Community family. Whether you're looking for a new checking account or seeking assistance with a loan, we're here for you every step of the way. Join us today and experience firsthand how we can help you secure your financial future while making a positive impact in the community! For more information about membership or our services, feel free to reach out at 314-534-7610 or visit us online at StLouisCommunity.com. Together, let's build a brighter future!

Our Journey

Located at 6347 Plymouth Ave, Saint Louis, MO 63133, St. Louis Community has been dedicated to fostering financial well-being since its inception. Over the years, we have continually expanded our services to meet the evolving needs of our members. From offering personal banking solutions like checking and savings accounts to providing auto loans and mortgages, our mission has always centered on making financial services accessible to everyone. While members can visit us at our main branch address, official correspondence should be sent to our mailing address at 3651 Forest Park Ave, Saint Louis, MO 63108. This ensures that all communication reaches us promptly as we strive to provide the best possible service.

Our Mission

At St. Louis Community, our mission is simple: We aim to empower individuals and families through comprehensive financial services while actively supporting our community. We believe that everyone deserves access to quality financial tools without barriers. Our team works diligently not only to provide exceptional banking options but also to engage in meaningful partnerships and outreach efforts within the community. Our commitment extends beyond just finances; we prioritize inclusivity and accessibility by ensuring that all our facilities comply with ADA standards. While we currently do not offer ATM or drive-thru services, our focus remains on enhancing member experiences through online and mobile banking options.

Branch Location & Accessibility

A Range of Services

St. Louis Community offers personal banking options such as checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. If you're a business owner, we also provide merchant services and business loans. While we currently do not have ATM or drive-thru services available at this location, our dedicated team is here to help with all transactions in person. We invite you to stop by or give us a call at 314-534-7610 if you have any questions or need assistance. Experience the personalized service that sets St. Louis Community apart your financial journey starts here!

Convenient Access and Parking

At our branch, you'll find ample parking available to make your visit hassle-free. We prioritize accessibility for all members, with features like ADA compliance ensuring everyone can comfortably access our services. Whether you're coming for a quick transaction or a detailed consultation, we've got you covered.

Friendly Operating Hours

Our doors are open Monday through Friday from 8:00 AM to 3:45 PM, providing flexible hours for you to manage your banking around your busy schedule. Our friendly staff is ready to assist you during these hours with a variety of services tailored to meet your financial needs.

Member Eligibility

At St. Louis Community, we believe that everyone deserves a chance to be part of a supportive community that helps them thrive. If you're interested in joining us, becoming a member is straightforward and welcoming! To be eligible, you simply need to live, work, or worship in the area we serve, or have a family member who is already a member. This opens the door to numerous benefits, including personalized banking services and competitive rates on loans. You can find all the detailed eligibility requirements on our website at http://www.stlouiscommunity.com/accounts/membership. Once you've confirmed your eligibility, opening an account with us is just as easy! Visit our online portal to get started on your membership journey or feel free to give us a call at (314) 534-7610 if you have any questions. We're located at 6347 Plymouth Ave Saint Louis Mo 63133, and we can't wait to welcome you into our community!

Business Banking & Commercial Services

At St. Louis Community, we understand that every business has unique needs and aspirations. That's why our business banking and commercial services are tailored to help you grow and succeed in today's competitive market. Imagine a local bakery dreaming of expanding its reach. With our commercial loans, that vision can become a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $35 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,914,524, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services make transactions easier than ever. Picture a busy café seamlessly processing payments while managing inventory our tools help streamline operations so you can focus on what you do best: serving your customers. Visit us at 6347 Plymouth Ave, Saint Louis, MO 63133 or call us at 314-534-7610 to explore how St. Louis Community can support your business journey!

Comprehensive List Of Services

Consolidating Debt

If you're feeling overwhelmed by debt, our Personal Loans & Debt Consolidation options can provide relief. We understand that life can sometimes throw unexpected expenses your way, and we are here to help you manage those challenges effectively.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we provide Online & Mobile Banking, allowing you to manage your accounts from anywhere at any time. Need cash? While we currently don't have ATMs or drive-thru service at this location, our online banking features ensure you can conduct most transactions without needing to visit us in person. Whether you're visiting us at the branch or using our digital tools, St. Louis Community is committed to making banking easier for you. Have questions or want to learn more about any of these services? Feel free to call us at 314-534-7610 during our lobby hours from 8:00 AM to 3:45 PM on weekdays. We invite you to join us and experience financial services redefined for the community because at St. Louis Community, you're not just a member; you're part of the family! For more information or to get started today, visit us online at stlouiscommunity.com.

Financing Your Dreams

Need a new vehicle? Our Auto Loans & Vehicle Financing make it easy for you to get behind the wheel without breaking the bank. Picture yourself driving off in that new car with affordable monthly payments tailored just for you. If homeownership is on your mind, our Mortgage Loans & Refinancing services can help turn that dream into reality by offering competitive rates and flexible terms.

Personal Banking Made Easy

Managing your money should be simple and straightforward. That's why we offer Personal Banking services, including checking and savings accounts designed to fit your lifestyle. Imagine having a reliable place to store your funds while earning interest on your savings. With our accounts, you can easily access your money anytime online or through our mobile banking app.

Rewards with Every Swipe

Don't forget about our Credit Cards with Rewards! Enjoy perks while making everyday purchases. Whether it's cash back or travel rewards, we have options that suit your spending habits perfectly.

Supporting Your Business

For our entrepreneurial members, we offer comprehensive Business Banking solutions, including merchant services and business loans to help you grow your venture. We know how hard you work to build your business; let us support you every step of the way.

Digital & Online Banking

Key Services

Our online banking platform, available at https://www.stlouiscommunity.com/, provides a user-friendly experience where you can check balances, pay bills, and transfer funds with just a few clicks. You can also enjoy the convenience of person-to-person transfers, making it simple to send money to friends and family without any hassle. For those who prefer mobile banking, we have a dedicated mobile application that puts banking right in your pocket. Check your accounts, deposit checks, and manage transactions from anywhere. Plus, if you like keeping track of your statements digitally, e-statements are readily available for you. This means no more clutter and easy access to your financial records.

Security and Accessibility

Security is a top priority at St. Louis Community. Our online platform is equipped with advanced security measures to protect your personal information. While we do not currently offer electronic signature authorization or mobile payments, rest assured that all transactions are handled with utmost care. With our digital banking tools, managing your finances has never been easier or more secure. Whether you're checking your balance before a purchase or planning for future expenses, our services are designed to give you real-time control over your money all from the comfort of your home or wherever life takes you. Discover how simple banking can be by visiting us online today!

Financial Strength

Commitment to Growth

With $54,583,785 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, we support our members' financial goals with $37,104,000 in used auto loans and $214,414,182 in total loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 146 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts stand at 108,228, showing a strong and growing member base that trusts us with their finances. Our commitment to excellent service means you're not just another number; you're part of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Louis Community is your trusted partner. Visit us at 6347 Plymouth Ave Saint Louis Mo 63133 or call 314-534-7610 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $27,280,464 in share certificates and $82,188,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $72,314, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $63,948,892, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1527 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,236,337 in used vehicle loans and $58,754,517 in new vehicle loans already helping members get on the road. Whether you're considering a new vehicle or a reliable used option, our flexible terms can make it easier for you to hit the road with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $35,914,524 provide the capital needed to grow and expand. We understand that running a business comes with its challenges; our team is here to support your journey every step of the way.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $135,538 in loans helping members manage their finances effectively. Whether you need to cover unexpected expenses or want to consolidate existing debt, our credit cards come with competitive rates and no hidden fees.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,536,899, make buying or refinancing simple. We provide personalized service to help you navigate the mortgage process and find the right solution for your budget.

Refinancing Options

If you're interested in refinancing any of these loans or checking your eligibility for different loan options, please don't hesitate to reach out. Our team at St. Louis Community is dedicated to finding solutions tailored specifically for you. Feel free to visit us at 6347 Plymouth Ave, Saint Louis MO 63133 or give us a call at 314-534-7610 during our lobby hours from 8:00 AM to 3:45 PM. For more information about our offerings or services like online banking and personal loans, check out our website at stlouiscommunity.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take your next financial step today!

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