Southland Credit Union Santa Monica CA | Low Mortgage Rates & Business Banking

Introduction

Welcome to Southland, your trusted community partner located at 2020 Santa Monica Blvd Ste 300B, Santa Monica, CA 90404. Since our establishment in 1944, we have proudly served over 70,221 members, helping them achieve their financial dreams through a wide range of services. With total assets exceeding $1.2 billion, we are committed to providing our members with the tools and resources they need for financial success. At Southland, we understand that banking is about more than just numbers; it's about building relationships. Our dedicated team of 190 employees is here to offer personalized service that makes a difference in your everyday life. Whether you're looking for an auto loan, mortgage refinancing, or simply want to open a new checking account, we've got you covered with competitive rates and friendly assistance. While you can visit us at our branch, please note that official correspondence should be sent to the same address: 2020 Santa Monica Blvd Ste 300B, Santa Monica, CA 90404-2023. We are also proud to feature convenient services like online and mobile banking, ensuring that your finances are always within reach. Our leadership team, led by CEO Thomas Lent and Board President Thomas Willingham, is deeply committed to supporting our community and enhancing the member experience. Together, they guide Southland with integrity and dedication. If you have any questions or need assistance, don't hesitate to reach out! Give us a call at 310-315-0320 or explore our website at southlandcu.org for more information on how we can assist you today. Join us in making your financial future bright!

Branch History & Mission

Welcome to Southland, your trusted credit union in Santa Monica, CA. Since opening our doors in 1944, we have proudly served our community with dedication and care. From our humble beginnings to becoming a vital financial institution, Southland has consistently focused on enriching the lives of our members. Located at 2020 Santa Monica Blvd Ste 300B, Santa Monica, CA 90404, we are nestled in a vibrant area surrounded by local businesses and amenities. This prime location reflects our commitment to being accessible and involved in the community we serve. With over 70,221 members today and total assets of $1,237,917,013, Southland has grown significantly while maintaining a friendly and welcoming atmosphere. Our mission is simple yet powerful: to provide exceptional financial services that empower our members to achieve their goals. We believe in more than just banking; we strive to foster financial literacy and stability within our community. Whether you're looking for personal banking solutions like checking and savings accounts or seeking assistance with auto loans and mortgages, we are here to support you every step of the way. At Southland, we also embrace technology to enhance your banking experience. Our digital services include online banking, mobile payments, and e-statements for added convenience. Furthermore, we're committed to ensuring accessibility for all members through ADA compliance initiatives. While our physical branch hours are Monday through Friday from 8:00 AM to 4:00 PM (with a daily closure from 11:00 AM to 12:00 PM), we also offer ATM access for your convenience. Although we do not have drive-thru service at this location, our shared service center provides basic transactions for partner credit union members. As part of our ongoing community outreach efforts, Southland actively engages in partnerships that uplift local initiatives and support those in need. We believe that by working together, we can create a positive impact on the lives of others. Join us at Southland and experience the benefits of being part of a credit union that truly cares about its members. Together, let's build a brighter financial future! For more information or inquiries, feel free to contact us at 310-315-0320 or visit our website here.

Branch Location & Accessibility

Comprehensive Services at Your Fingertips

At Southland's St. John Branch, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, our ATM is available for cash withdrawals and balance inquiries whenever you need it! If you're a member of another credit union, take advantage of our shared service center for basic transactions like deposits and withdrawals. We strive to make banking as simple and accessible as possible.

Convenient Access and Parking

We understand that convenience is key when it comes to banking. That's why our branch features accessible parking options to make your visit smooth and hassle-free. The location is designed with ADA compliance in mind, ensuring that everyone can enjoy our services comfortably.

Let’s Connect!

We invite you to stop by or give us a call at 310-315-0320. Our team at Southland is excited to serve you! Remember, while members can visit us at 2020 Santa Monica Blvd Ste 300B, official correspondence should be sent to our mailing address at 2020 Santa Monica Blvd Ste 300B, Santa Monica, CA 90404-2023. We look forward to seeing you soon!

Welcoming Operating Hours

Our friendly team is here for you Monday through Friday from 8:00 AM to 4:00 PM, with a brief closure daily from 11:00 AM to 12:00 PM for lunch. Whether you're looking to open an account, apply for a loan, or simply ask a question, we're ready to assist you during these hours.

Member Eligibility

Becoming a member of Southland is like opening the door to a community that truly cares about your financial well-being. If you live, work, or go to school in the area, you're likely eligible to join us! We welcome individuals who share our values and commitment to supporting one another. Membership brings you access to a variety of services designed to make your banking experience both rewarding and straightforward. From checking and savings accounts to auto loans and credit cards, our offerings are tailored to meet your needs. If you're ready to take the next step, opening an account is easy! You can find all the details you need about eligibility on our website at . Our friendly staff is also available to assist you just give us a call at (310) 315-0320. Join us at Southland, located at 2020 Santa Monica Blvd Ste 300B Santa Monica Ca 90404, and start enjoying the benefits of membership today!

Business Banking & Commercial Services

Commercial Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $36 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,804,907, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Operations

Imagine having a reliable partner that simplifies payment processing and helps you manage transactions seamlessly. Our merchant services are designed to do just that. From accepting payments easily to managing cash flow efficiently, we provide tools that allow you to focus on what matters most running your business. Located at 2020 Santa Monica Blvd Ste 300B Santa Monica Ca 90404, Santa Monica, CA, our team is here to assist you with personalized service tailored to your specific needs. Reach out at (310) 315-0320 to learn more about how we can support your business journey!

Comprehensive List Of Services

ATM Access and Shared Branching

Need cash quickly? Enjoy our ATM and Cash Withdrawal Services, which ensure you have access to your funds when you need them most. Additionally, we participate in basic shared branch transactions, allowing members of partner credit unions to make deposits and withdrawals easily.

Business Banking Services

If you're a business owner, Southland has you covered as well. Our Business Banking services include comprehensive Merchant Services and Business Loans, tailored to support your growth and success. We understand how critical it is to have reliable banking support for your business endeavors.

Credit Options Tailored for You

Need extra cash? Our Personal Loans and Debt Consolidation solutions provide flexible financing options to help you manage expenses or consolidate debt into manageable payments. Plus, with our Credit Cards with Rewards, every purchase earns you points that can be redeemed for exciting rewards making your everyday spending more rewarding.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online and Mobile Banking features that allow you to access your accounts anytime, anywhere. With our mobile app, managing your finances is as easy as tapping on your phone. You can perform transactions like checking balances, making transfers, and even using Person-to-Person payments without visiting a branch.

Join Us Today!

At Southland, we prioritize making banking easier and more accessible for everyone in Santa Monica. With a friendly team ready to assist you at our branch or via phone at 310-315-0320, we're here to answer any questions about our services or how we can help meet your financial goals. Visit us today or explore more at Southland's website. Your journey towards better financial health starts here!

Personal Banking Solutions

For individuals seeking reliable banking options, we offer Checking and Savings Accounts that suit various lifestyles. Imagine being able to manage your day-to-day finances effortlessly while saving for that dream vacation or home renovation. Our Auto Loans and Vehicle Financing options are designed with you in mind, helping you drive away in the car you've always wanted without breaking the bank. If you're thinking about purchasing a home, our Mortgage Loans and Refinancing services can guide you through the process smoothly.

Digital & Online Banking

At Southland, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to fit your lifestyle. Whether you're at home, on the go, or anywhere in between, our online platform ensures you have access to your accounts 24/7. One of the standout features available is our user-friendly online banking service, which you can explore further at https://www.southlandcu.org/. This allows you to view your account balances, transfer funds, and pay bills without having to visit a branch. Plus, with electronic signature authorization available, signing documents is quick and hassle-free. For those who prefer to manage their finances on their mobile devices, our mobile application offers the same capabilities as our online banking platform. You can make person-to-person transfers effortlessly, ensuring that sending money to friends or family is just a tap away. And if you're out shopping, you can take advantage of our mobile payments feature for an easy checkout experience. We also provide e-statements for all members, giving you instant access to your financial records while helping to reduce paper clutter. It's all about making your banking experience smoother and more efficient. Security is always a priority at Southland. We employ robust measures to keep your information safe while you bank online or through our app. With real-time account management at your fingertips, you can monitor transactions and manage your finances securely from anywhere. Experience the convenience of digital banking today with Southland!

Financial Strength

Commitment to Growth

With $73,252,715 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,014 in used auto loans and $891,863,390 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts: 142,337, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $844,806 further showcase our dedication to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southland is your trusted partner. Visit us at 2020 Santa Monica Blvd Ste 300B Santa Monica Ca 90404 or call (310) 315-0320 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $258,881,465 in share certificates and $78,729,812 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $114,124, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 173 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Net Worth

With a net worth of $105,311,035, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $880 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $146,723,406 in used vehicle loans and $89,453,904 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our competitive rates and flexible terms make financing straightforward.

Credit Lines and Unsecured Loans

We also provide credit lines with a total of $386,731,749 available to help meet your short-term financial needs. Additionally, our flexible terms on unsecured credit card loans have helped members manage their finances effectively, totaling $40,943,226 in loans. If you're considering refinancing any of these options or want to check your eligibility for our loan products, please don't hesitate to reach out. Our team is ready to assist you every step of the way. For more information about our loan offerings or to get started on your application today, call us at 310-315-0320 or visit us online at Southland Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you secure the financing you need!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $149,621,054, making buying or refinancing simple. We offer various refinancing options to help you lower your monthly payments or access cash from your home's equity.

Loan Aggregator

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Southland