Southland Credit Union Santa Monica CA | Low Mortgage Rates & Auto Loans

Introduction

At Southland, we believe in the power of community banking. Located at 525 Santa Monica Blvd, Santa Monica, CA 90401, our Santa Monica Branch has been serving members since 1944. With a strong commitment to providing personalized financial services, we've grown to support over 70,221 members with their banking needs. As of now, we proudly manage assets totaling $1,237,917,013 and have facilitated 37,683 loans and leases to help our members achieve their dreams. Our dedication to fostering financial stability is reflected in our substantial deposits of $67,234,140 and a solid net worth of $105,311,035. We also ensure that our members have access to funds when they need them most, with nearly $5,533,676 in cash on hand. Our leadership team includes CEO Thomas Lent, who is committed to guiding our credit union towards continued success and member satisfaction. Under the direction of Board President Thomas Willingham, we strive to provide excellent service and innovative solutions tailored for each member's unique situation. While you can visit us at our branch for personal assistance or to explore our wide range of services including checking and savings accounts, auto loans, mortgages, and business banking official correspondence should be sent to our mailing address: PO Box 3003, Los Alamitos, CA 90720-1303. We invite you to experience the Southland difference firsthand. Whether you're looking for reliable banking options or simply want to chat about your financial goals, don't hesitate to reach out! Call us at 800-426-1917, or stop by during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. Join us as we build a brighter financial future together!

Branch History & Mission

Welcome to the heart of Santa Monica, where our journey began in 1944 with the establishment of Southland. Over the decades, we have grown from a small community credit union into a vital financial resource for over 70,000 members. Our branch, located at 525 Santa Monica Blvd, Santa Monica, CA 90401, is not just a place for banking; it's a community hub where dreams are nurtured and financial futures are built. From our humble beginnings, we've seen significant milestones that reflect our commitment to our members and the community. As we evolved, we expanded our services to meet the diverse needs of our members, including personal banking, auto loans, mortgages, and business services. Today, with total assets reaching an impressive $1,237,917,013, we stand proud as a pillar of financial strength in Santa Monica. At Southland, we believe that banking should be accessible and supportive. That's why our mission is simple yet powerful: to empower our members through personalized financial services while fostering community growth. We aim to provide not only exceptional banking products but also support initiatives that uplift those around us. Our partnerships with local organizations enhance this mission by promoting financial literacy and encouraging community engagement. While members can visit us at 525 Santa Monica Blvd, official correspondence should be sent to PO Box 3003, Los Alamitos, CA 90720-1303 if needed. We are open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM, ensuring that we are here when you need us most. In today's digital world, we're proud to offer advanced online and mobile banking options for added convenience. With ATM availability and shared service center access, we strive to ensure you have the tools needed for easy banking on-the-go. Our commitment doesn't stop at financial services; it extends into the very fabric of the Santa Monica community. Through outreach programs and partnerships with local schools and nonprofits, we're dedicated to making a positive impact on lives every day. Join us at Southland experience a credit union that truly cares about your financial well-being and supports your aspirations! Call us at 800-426-1917 or visit our website to learn more about how we can serve you better. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Features

At our branch, we prioritize accessibility. You'll find ample parking nearby, making your visit hassle-free. Our facility is fully ADA compliant with ramps and accessible entrances to ensure everyone can bank comfortably. Plus, if you need to take care of transactions outside of normal business hours, we've got you covered with ATM availability right on-site.

Operating Hours

We understand that life can be busy! That's why our lobby is open Monday through Friday from 9 AM to 6 PM, and we also welcome you on Saturdays from 9 AM to 1 PM. If you have any questions or need assistance during these times, feel free to give us a call at 800-426-1917.

Services Offered

At Southland's Santa Monica Branch, we offer a wide range of services designed with your needs in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are here to help you achieve your financial goals. We also provide business banking services including merchant services and business loans. If you're a member of a partner credit union, enjoy basic shared branch transactions for deposits and withdrawals. While members can visit us at 525 Santa Monica Blvd for all their banking needs, official correspondence should be sent to PO Box 3003, Los Alamitos, CA 90720-1303. We look forward to welcoming you at our Santa Monica Branch! Stop by today or give us a call we're eager to assist you with all your banking needs!

Member Eligibility

At Southland, we believe that everyone deserves a supportive financial community. Joining us is simple and welcoming! If you're a resident of Santa Monica or surrounding areas, you may already be eligible for membership. We also welcome family members of existing members, making it easy to share the benefits of being part of our credit union family. The perks of joining Southland include personalized service, competitive rates on loans and savings, and access to a wide range of financial products designed with your needs in mind. To learn more about eligibility criteria, feel free to check out our detailed information at . If you're ready to take the next step, opening an account is straightforward! Just give us a call at (800) 426-1917 or visit us at our branch located at 525 Santa Monica Blvd Santa Monica Ca 90401. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's fast-paced world, having efficient payment solutions is vital. Our merchant services help businesses accept payments easily, whether in-store or online. Imagine a local café able to process payments quickly during the morning rush or a boutique owner managing online sales without hassle. These real-world benefits translate to improved cash flow and customer satisfaction, empowering your business to focus on what it does best. Explore how Southland can partner with you on your journey to success! For more information, contact us at (800) 426-1917 or visit our website at http://www.southlandcu.org.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $36 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,804,907, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Access and Shared Branch Transactions

Convenience is key at Southland. We provide accessible ATM services for cash withdrawals and balance checks anytime you need them. If you're a member of another credit union that partners with us, feel free to use basic shared branch transactions for deposits and withdrawals without hassle.

Business Banking Solutions

If you're a small business owner looking for support, we've got you covered with our business banking services. From merchant services that simplify transactions to business loans that help fund your next big project, we aim to empower local entrepreneurs to thrive.

Credit Cards with Rewards

For those who love earning rewards while they spend, our credit cards come with fantastic benefits that allow you to earn points on every purchase. Whether you're planning a family trip or just want to enjoy some local dining experiences, our rewards program makes every dollar spent count.

Get Started Today!

We invite you to explore all these services by visiting us at 525 Santa Monica Blvd Santa Monica Ca 90401 or giving us a call at (800) 426-1917. Our friendly staff is ready to assist you Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. Let Southland be your trusted partner in all things finance because when it comes to your money, we care!

Loans Tailored for You

Thinking about purchasing a new car or refinancing your home? Our auto loans and vehicle financing options are competitive and straightforward, making it easier than ever to hit the road in style. If you're considering buying a home, our mortgage loans and refinancing services provide flexible terms to suit your budget. And if life throws unexpected expenses your way, our personal loans can help you consolidate debt or cover those urgent costs.

Personal Banking

Managing your money shouldn't be complicated. That's why we offer a variety of personal banking services including checking and savings accounts designed to help you save for that dream vacation or manage your monthly expenses with ease. With our online and mobile banking features, you can check your balances, pay bills, and transfer funds right from your smartphone. Plus, our e-statements make it easy to keep track of your finances without the clutter of paper.

Digital & Online Banking

Key Features for Your Convenience

One of the standout features at Southland is our mobile application. This handy tool allows you to manage your accounts right from your smartphone. Whether you're making mobile payments or setting up person-to-person transfers with friends and family, our app makes it all straightforward. No more waiting in line; everything is just a tap away! You can also sign up for e-statements, which not only save paper but also provide instant access to your financial statements whenever you need them. Staying organized has never been easier!

Security You Can Trust

We know that security is a top concern for our members. That's why we prioritize protecting your information with robust security measures. From secure logins to encrypted transactions, you can rest easy knowing that your data is safe with us. With Southland, you'll enjoy real-time account management that fits into your busy lifestyle. Say goodbye to traditional banking hassles and hello to modern convenience! For more information on how to get started with our digital services, visit https://www.southlandcu.org/ today!

Financial Strength

Growing Community Trust

Our community continues to grow with 142,337 total share accounts, showcasing a strong member base that trusts us with their finances. The net shares available for lending and investments stand at $844,806, which allows us to maintain the high level of service you expect from us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southland is your trusted partner. Visit us at 525 Santa Monica Blvd Santa Monica Ca 90401 or call (800) 426-1917 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $73,252,715 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also noteworthy; we have $8,014 in used auto loans and $891,863,390 in total loans and leases available to support your financial goals across various sectors.

Member-Focused Savings

Your savings are secure with us! Members' savings are backed by $258,881,465 in share certificates and $78,729,812 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $114,124, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 173 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $105,311,035, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further demonstrated by our net worth ratio of $880, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For business owners, our outstanding commercial loans totaling $48,804,907 provide the capital needed to grow and expand. Additionally, we offer various credit lines for those looking for extra flexibility in their borrowing. If you're considering refinancing any existing loans or exploring eligibility options for our products, please don't hesitate to reach out. Our knowledgeable staff at Southland, located at 525 Santa Monica Blvd Santa Monica Ca 90401, Santa Monica, CA CA, is ready to assist you. You can give us a call at (800) 426-1917 during our operating hours from M-F 9 AM - 6 PM and Saturday from 9 AM - 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $146,723,406 in used vehicle loans and $89,453,904 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you can find the perfect fit for your lifestyle and budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $149,621,054, make buying or refinancing simple. We know how important it is to secure a place to call home, and our team is here to guide you through the process every step of the way.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $40,943,226 in loans helping members manage their finances effectively, you'll find that our credit cards are designed to provide convenience without hidden fees.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers, eliminating the guesswork often associated with loan shopping.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This guarantees that users have access to accurate information, allowing for trustworthy comparisons. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user sees the same options without influence from advertising dollars. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions. This feature helps individuals compare options quickly and efficiently, ensuring they get the best deal possible. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and straightforward the platform can be for those seeking better loan rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Southland