Southland Credit Union Lynwood CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Southland, your trusted partner in financial well-being! Located at 3630 E Imperial Hwy, Lynwood, CA 90262, our St. Francis Branch has been serving the community since 1944. With a commitment to helping our members achieve their financial goals, we pride ourselves on being more than just a credit union; we're a community hub where relationships matter. At Southland, we understand that your financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking, auto loans, and mortgages to business banking solutions. Our dedicated team, led by CEO Thomas Lent and Board President Thomas Willingham, is here to provide personalized support for every member of our growing family of over 70,221 members. As of now, we have impressive total assets amounting to $1,237,917,013, alongside total deposits reaching $67,234,140. With a net worth of $105,311,035, we stand strong in our ability to support you with loans totaling 37,683 and ensure your investments are safe with us. We also maintain a healthy cash reserve of $5,533,676 to meet our members' needs promptly. While you can visit us at our branch location for all your banking needs during our operating hours from 7:30 AM to 3:00 PM (with lunch break on Thursdays), official correspondence should be directed to our mailing address at 4133 N Viking Way, Long Beach, CA 90808. We invite you to explore how Southland can assist you in reaching your financial dreams. Whether you're looking for straightforward banking solutions or seeking guidance on loans and investments, we're here for you every step of the way. Feel free to call us at (562) 933-0370 with any questions or stop by our branch we'd love to help you thrive!

Branch History & Mission

Call to Action

We invite you to join Southland and experience firsthand the advantages of being part of a community-focused credit union. Whether you're looking for personalized banking solutions or simply need advice on managing your finances better, we're here for you. Discover how Southland can make a difference in your financial journey visit us today or give us a call at (562) 933-0370!

Our Mission

Our mission is simple yet profound: to empower our members through financial education and resources that foster economic growth and stability. We understand that each member's journey is unique; therefore, we tailor our services to meet diverse needs from first-time home buyers to seasoned business owners. Community support is at the heart of what we do; we actively participate in local outreach programs and partnerships that uplift those around us. While members can visit us at 3630 E Imperial Hwy Lynwood Ca 90262, official correspondence should be sent to our mailing address at 4133 N Viking Way, Long Beach, CA 90808. We aim to create an inclusive environment where every member feels valued and supported. As part of our commitment to modern banking practices, we've embraced digital advancements such as online banking and mobile payments. This ensures our members have convenient access to their finances anytime, anywhere. We also prioritize accessibility with ADA-compliant facilities.

Branch Location & Accessibility

Conveniently Located

Situated near popular landmarks, our Lynwood branch is easily accessible for all members. Whether you're coming from nearby neighborhoods or just passing through, you'll find ample parking available for your convenience. Plus, we are committed to being accessible to everyone, with features such as ADA-compliant entrances ensuring that all members can easily access our services.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 562-933-0370. We look forward to welcoming you into our branch and helping you navigate your financial journey!

Operating Hours

Our friendly team is here to assist you during our operating hours. We are open Monday through Friday from 7:30 AM until 3:00 PM. Please note that we close for lunch on Thursdays from 12:00 PM to 1:00 PM. We invite you to visit us during these hours so that we can help with everything from personal banking needs to business inquiries.

Services Offered

At Southland Credit Union, we offer a range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgages, our team is ready to assist you with tailored solutions. While we currently do not have ATM or drive-thru services available at this location, we do provide shared services for basic transactions like deposits and withdrawals for partner credit union members.

Member Eligibility

Becoming a member of Southland means joining a community that cares about your financial well-being. If you're located in the Lynwood area or have a connection to our community, you're likely eligible to join us! We welcome individuals who live, work, worship, or attend school in the areas we serve. Plus, if you have family members who are already part of our credit union, you can easily become a member too. The benefits of membership include access to personal banking services like checking and savings accounts, auto loans, and much more designed to help you achieve your financial goals. To get started with your membership at Southland, simply visit us at 3630 E Imperial Hwy Lynwood Ca 90262 or give us a call at (562) 933-0370 for more information. You can also check out our detailed eligibility criteria at to make sure you meet all requirements. Joining is straightforward and rewarding; let's work together towards your financial success!

Business Banking & Commercial Services

Loan Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $36 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,804,907, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Imagine having a payment processing solution that fits seamlessly into your daily operations. Our merchant services allow you to accept payments easily, helping you focus more on serving your customers. From credit card transactions to mobile payments, we provide the tools you need to keep your business thriving. Discover how Southland, located at 3630 E Imperial Hwy Lynwood Ca 90262 in Lynwood, CA, can help elevate your business. Contact us at (562) 933-0370 today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options are designed to fit various budgets and preferences. We understand that purchasing a vehicle is a significant decision; that's why we provide easy application processes and competitive rates. Imagine driving off in your new car without the stress often associated with financing our team is here to help make that happen.

Business Banking

Entrepreneurs will appreciate our business banking services, which include merchant services and business loans tailored for small businesses. If you're starting a new venture or looking to expand an existing one, we offer support from experts who understand your challenges.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance their existing mortgage, our mortgage loans can guide you through the process smoothly. Whether you're a first-time homebuyer or looking to lower your monthly payments, we offer personalized assistance every step of the way. Picture settling into your dream home while knowing you secured the best possible rate.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With secure access from anywhere, members can check balances, transfer funds, and pay bills all from their smartphones or computers. This means less time managing finances and more time enjoying life.

Personal Banking

Our personal banking services include checking and savings accounts that cater to every lifestyle. For instance, if you're saving for a dream vacation or just want a hassle-free way to manage your spending, our accounts offer flexible options and competitive rates. Additionally, our credit cards with rewards allow members to earn points on everyday purchases making it easier for you to treat yourself while managing your finances.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or need to consolidate debt, our personal loans can provide you with the financial relief you seek. We work closely with our members to find loan terms that suit their situations, ensuring that financial burdens don't weigh you down.

Shared Branch Transactions

Even if you're not near one of our branches, we've made banking easy with basic shared branch transactions available for partner credit union members. This means you can still deposit or withdraw cash at various locations across the country without any hassle. For inquiries or more details about how we can assist you financially, feel free to reach out at (562) 933-0370. At Southland, we're committed to helping you achieve your financial goals effortlessly! Visit us today at 3630 E Imperial Hwy Lynwood Ca 90262 and experience firsthand how we're dedicated to serving our community's needs.

Digital & Online Banking

Key Features

Our online banking offers features that make your financial management easy. You can sign documents electronically with our electronic signature authorization, eliminating the need for paper forms. Plus, e-statements are available, allowing you to go green while keeping track of your account activity effortlessly. If you're always on the move, our mobile application is perfect for you! It supports mobile payments, so you can make purchases directly from your phone without carrying cash or cards. You can also send money to friends and family quickly with our person-to-person transfer feature no more waiting in line at the bank!

Security and Accessibility

We prioritize security in all our digital offerings. Your information is protected with advanced security measures, giving you peace of mind while you bank online. The user-friendly interface ensures that even those who aren't tech-savvy can navigate their accounts with ease. Whether you're checking your balance on a lunch break or paying a bill late at night, our online banking services provide real-time access to your financial information. Enjoy the flexibility of managing your money when it suits you best! With all these features available at Southland, banking has never been easier or more secure. Join us today and experience the future of banking!

Financial Strength

A Solid Foundation

With a net worth of $105,311,035, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $880 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $73,252,715 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide support extends to our lending capacity as well; we currently have $8,014 in used auto loans and $891,863,390 in total loans and leases available for members pursuing their financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $258,881,465 in share certificates and $78,729,812 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $114,124, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 173 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Trustworthy Partnership

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southland is your trusted partner. Visit us at 3630 E Imperial Hwy Lynwood Ca 90262 or call (562) 933-0370 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $146,723,406 in used vehicle loans and $89,453,904 in new vehicle loans already helping members get on the road. We provide financing options that are flexible and tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $48,804,907 provide the capital needed to grow and expand your operations. We understand the unique challenges businesses face and offer solutions that can help you succeed. Our dedicated staff is ready to assist you with refinancing options and eligibility questions if you're considering any of our loan products. You can reach us at (562) 933-0370, or visit us at our branch located at 3630 E Imperial Hwy Lynwood Ca 90262 in Lynwood, CA. Let us help you find the perfect loan solution for your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $149,621,054, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $40,943,226 in loans helping members manage their finances effectively. Our credit cards come with benefits that allow you to earn rewards while keeping track of your spending.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Every comparison reflects current market rates, helping individuals understand their options clearly.

Southland