Southland Credit Union Los Angeles CA | Best Auto Loans & Business Banking

Introduction

At Southland, we believe that your financial journey deserves a partner you can trust. Located at 300 N Los Angeles St Ste 1244, Los Angeles, CA 90012, our branch is dedicated to serving the needs of our members and the community. Since our establishment in 1944, we have grown to support over 70,221 members with a commitment to exceptional service and community engagement. As part of the Southland family, you benefit from our robust financial resources. With total assets exceeding $1.2 billion and total deposits reaching $67,234,140, we are well-equipped to help you achieve your financial goals. Our loan offerings are equally impressive, featuring a portfolio of 37,683 loans and leases tailored to meet diverse needs from personal loans and auto financing to business banking solutions. Under the leadership of CEO Thomas Lent and Board President Thomas Willingham, our team of 190 employees is committed to ensuring you receive personalized attention. Whether you're looking for checking accounts, savings options, or loans with competitive rates, we've got you covered. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 300 N Los Angeles St Ste 1244, Los Angeles, CA 90012-3336. If you have any questions or need assistance, don't hesitate to reach out at (562) 862-6831. Join us at Southland today your trusted partner in achieving financial success! Visit our website at southlandcu.org for more information about our services and how we can assist you.

Branch History & Mission

Welcome to Southland, a credit union that has been a cornerstone of community support and financial empowerment since its inception in 1944. Located at 300 N Los Angeles St Ste 1244, Los Angeles, CA 90012, our branch stands proud in the heart of the bustling city. Over the years, we have grown alongside our members, evolving from a small organization into a trusted financial partner for over 70,000 individuals. Our mission at Southland is clear: to provide accessible and meaningful financial services while fostering a spirit of community involvement and support. We believe that by offering personalized banking options ranging from checking and savings accounts to auto loans and mortgage financing we can help our members achieve their financial goals. Our commitment extends beyond just transactions; we strive to make a positive impact on the lives of those we serve. The journey of Southland is marked by significant milestones, including our expansion into digital banking solutions that enhance convenience for our members. With features like online banking, mobile payments, and electronic statements, we ensure that our services are not only user-friendly but also ADA compliant. We understand the importance of adapting to the needs of our members in an ever-changing world. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 300 N Los Angeles St Ste 1244, Los Angeles, CA 90012-3336. Here at Southland, we also offer ATM availability to ensure you have access to your funds anytime you need them. Our team is dedicated to creating strong relationships with local organizations through various outreach programs. By partnering with community groups and engaging in initiatives that support education and health, we aim to uplift our neighborhood as much as possible. As we look ahead, we invite you to join Southland. Experience firsthand how our member-focused approach can benefit you and your family. Whether you're looking for personal banking solutions or seeking business services tailored to your needs, we're here to help you every step of the way. Contact us today at 562-862-6831 or visit us online at Southland. Join us on this journey towards financial well-being and community growth!

Branch Location & Accessibility

Welcome to Southland, your friendly neighborhood credit union located in the heart of Los Angeles! You can find us at 300 N Los Angeles St Ste 1244, right inside the Federal Building. This prime location makes it easy for you to access our services while enjoying the vibrant surroundings of downtown LA. Whether you're visiting nearby landmarks like the iconic City Hall or grabbing a bite at one of the local eateries, we're just a short walk away. At Southland, we prioritize convenience and accessibility. Our branch is designed to welcome everyone, featuring ADA-compliant entrances and accessible parking options. While members can visit us at our physical address, please note that official correspondence should be sent to our mailing address: 300 N Los Angeles St Ste 1244, Los Angeles, CA 90012-3336. We understand your time is valuable. That's why our doors are open Monday through Friday from 8:30 AM to 5:00 PM, ready to assist you with personal banking needs like checking and savings accounts, auto loans, mortgages, and much more. If you prefer quick transactions, we offer ATM services for cash withdrawals and balance inquiries right here at the branch. While we currently do not have drive-thru banking available, our dedicated team is always on hand to provide personalized service during lobby hours. Plus, if you're part of another credit union that partners with us, you can enjoy shared services for deposits and withdrawals. Feel free to give us a call at 562-862-6831 if you have any questions or need assistance. We look forward to welcoming you into our community at Southland! Come visit us today!

Member Eligibility

At Southland, we believe that becoming a member is more than just opening an account; it's about joining a caring community that supports your financial journey. If you live, work, or worship in the area or are related to someone who does, you're already on the path to membership! Our eligibility criteria are designed to be inclusive and welcoming, ensuring that anyone can take advantage of the benefits we offer. For a detailed look at the specific requirements, feel free to check out our resource at . Once you're ready to join us, opening an account is straightforward and hassle-free. Whether you're interested in personal banking, auto loans, or credit cards with rewards, we have options tailored just for you. If you have any questions or need assistance during the process, don't hesitate to give us a call at (562) 862-6831. Let us help you step into a world of financial empowerment right here at Southland, located at 300 N Los Angeles St Ste 1244 Los Angeles Ca 90012!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $36 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,804,907, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine having the ability to accept payments effortlessly while managing your finances on the go. Our merchant services offer practical tools that allow you to process transactions quickly, whether you're in-store or online. This means more time focusing on what you do best running your business. Located at 300 N Los Angeles St Ste 1244 Los Angeles Ca 90012 in Los Angeles, CA, our team is ready to assist you with comprehensive banking solutions that make a difference. Reach out today at (562) 862-6831, and let us help you turn your business goals into reality!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive Business Banking solutions, including Merchant Services & Business Loans. We understand how crucial it is for businesses to have access to reliable financial tools and resources. Let us support your business growth with tailored banking solutions.

Convenient Access and Support

You can also take advantage of our ATM & Cash Withdrawal Services available at our branch and across various locations. Our partnership in shared branching means that basic transactions such as deposits and withdrawals can be handled seamlessly for partner credit union members. In addition, we ensure that every service is just a click away through features like Person-to-Person payments, electronic signatures for documents, and e-statements all geared toward making banking easier for you. We invite you to visit us or reach out at 562-862-6831 during our operating hours from Monday through Friday, 8:30 AM to 5 PM. Explore how Southland can help meet your financial needs today! For more information about all our services, feel free to check out our website here.

Credit Cards with Rewards

Want to earn rewards while you spend? Our Credit Cards with Rewards program offers benefits tailored for everyday purchases. From cash back to travel perks, enjoy the advantages that come with being a Southland member.

Home Financing Options

For those looking to buy a home or refinance their mortgage, our Mortgage Loans & Refinancing services provide various options that suit different budgets and preferences. Picture yourself settling into your dream home with the confidence that comes from having a trusted partner by your side throughout the process.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we have you covered. Our Personal Banking options provide flexibility and competitive rates designed to help you manage your money effectively. Imagine effortlessly transferring funds or checking your balance anytime, anywhere, thanks to our robust Online & Mobile Banking platform. You can stay on top of your finances while managing your daily tasks.

Personal Loans for Every Need

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation services are designed to give you the financial relief you need when it matters most. Whether it's consolidating debt or funding a special project, we are here to assist you every step of the way.

Vehicle Financing Made Easy

If you're considering purchasing a new vehicle or refinancing an existing loan, our Auto Loans & Vehicle Financing can help turn that dream into reality. With competitive rates and straightforward terms, we make it easy for you to drive away in a vehicle that fits your lifestyle. Plus, our mobile app allows you to apply for loans right from your phone!

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access, allowing you to check balances, pay bills, and transfer money with just a few clicks. You can also enjoy the convenience of e-statements, which means no more waiting for paper statements in the mail. By opting for electronic statements, you can view your account information securely online helping you stay organized while doing your part for the environment. For those who prefer mobile transactions, our mobile application is available for download, making it easier than ever to bank on-the-go. You can make mobile payments seamlessly and send money to friends or family with our person-to-person transfer feature. No need to visit a branch; everything is right at your fingertips.

Security and Ease of Use

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and verified. Our user-friendly interface makes navigating through your financial information a breeze, whether you're tech-savvy or just getting started with online banking. In summary, Southland combines accessibility with cutting-edge security measures to enhance your banking experience. Whether you're managing daily expenses or planning for future goals, our digital banking services are here to support you every step of the way.

Financial Strength

At Southland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that allows us to provide the best services possible. With a net worth of $105,311,035, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $880 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $258,881,465 in share certificates and $78,729,812 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $114,124, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $73,252,715 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $8,014 in used auto loans and $891,863,390 in total loans and leases. Our commitment to efficiency is reflected in our operations, as shown by our $0. This enables us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 173 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (funds available for lending and investments) total $844,806. Additionally, we have a robust membership base with a total of 142,337, which reflects the trust our members place in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southland is your trusted partner. Visit us at 300 N Los Angeles St Ste 1244 Los Angeles Ca 90012 or call (562) 862-6831 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $146,723,406 in used vehicle loans and $89,453,904 in new vehicle loans already helping members get on the road. We also provide refinancing options for existing auto loans, making it easy for you to lower your monthly payments or pay off your loan faster.

Business Loans

For business owners, our outstanding commercial loans totaling $48,804,907 provide the capital needed to grow and expand. Whether you're starting a new venture or seeking funds for expansion, our team is ready to support your business objectives. At Southland, we prioritize your financial well-being and are committed to providing personalized service every step of the way. If you have questions about eligibility for any of our products or need assistance with refinancing options, don't hesitate to reach out. You can contact us at (562) 862-6831 or visit us at 300 N Los Angeles St Ste 1244 Los Angeles Ca 90012 in Los Angeles, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan solution tailored to your needs!

Credit Lines and Unsecured Credit Cards

For those needing flexible access to funds, we offer competitive credit lines totaling $386,731,749. Additionally, we provide flexible terms on unsecured credit card loans, with a total of $40,943,226 in loans helping members manage their finances effectively. These products can be an excellent way to handle unexpected expenses or simply make everyday purchases easier.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $149,621,054, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our dedicated team is here to guide you through the process.

Loan Aggregator

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Southland