Southland Credit Union Los Alamitos CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Southland, your trusted financial partner located at 10701 Los Alamitos Blvd, Los Alamitos, CA 90720. Established in 1944, we have proudly served our community for nearly eight decades, fostering a strong sense of belonging and support among our 70,221 members. With total assets exceeding $1.2 billion, we are committed to providing you with reliable financial services tailored to meet your unique needs. At Southland, we understand that banking is not just about numbers; it's about people. Our dedicated team of 190 employees, led by CEO Thomas Lent and Board President Thomas Willingham, is here to ensure you feel valued and heard every step of the way. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage financing, we are ready to assist you with friendly service. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 3003, Los Alamitos, CA 90720-1303. We invite you to explore our full range of services online at Southland's website, where you'll find everything from online banking options to business loan opportunities. With total loans exceeding 37,683 and deposits reaching $67,234,140, we take pride in our solid financial foundation that empowers us to support both individual and community growth. Our net worth stands at an impressive $105,311,035, demonstrating our commitment to stability and reliability. As part of our ongoing mission to enhance member experience, we offer convenient features such as mobile banking and ATMs for easy access to your funds anytime. If you're looking for a credit union that genuinely cares about its members and the local community, look no further than Southland. We encourage you to call us today at 562-862-6831 or visit us in person. Join us in building a brighter financial future together!

Branch History & Mission

Welcome to Southland, a credit union that has proudly served the Los Alamitos community since 1944. From our humble beginnings, we have grown into a trusted financial institution with over 70,000 members and total assets exceeding $1.2 billion. Our branch is located at 10701 Los Alamitos Blvd, right in the heart of town, making it easy for you to reach us. Southland's mission is simple yet powerful: to provide exceptional financial services while uplifting our community. We believe in putting people first, offering personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards that cater to your needs. Our commitment extends beyond financial products; we actively participate in community outreach programs and partnerships that support local initiatives. Since opening our doors nearly eight decades ago, we have continually evolved to meet the changing needs of our members. We've embraced technology with online and mobile banking options, ensuring you can manage your finances conveniently from anywhere. Our ATM services are readily available for quick access to cash, and we offer shared branch transactions for members of partner credit unions. While you can visit us at our main location for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 3003, Los Alamitos, CA 90720-1303. At Southland, we take pride in being more than just a bank; we are a part of your journey. Whether you're looking for a new vehicle loan or need help with debt consolidation, our dedicated team is here to guide you every step of the way. Join us today and experience the difference at Southland! Call us at 562-862-6831 or visit our website at www.southlandcu.org to learn more about becoming a member. Together, we can achieve great things!

Branch Location & Accessibility

Convenient Access and Features

At Southland, we prioritize your convenience. Our branch offers ample parking space, ensuring you can find a spot easily when you visit. We are proud to be ADA compliant, with features such as ramps that make our facilities accessible for all members of the community. While members can visit us at our physical location, official correspondence should be sent to our mailing address: P.O. Box 3003, Los Alamitos, CA 90720-1303.

Get in Touch!

If you have questions or need assistance before visiting us, feel free to call us at 562-862-6831. We invite you to come by the Southland branch today your financial journey starts here!

Operating Hours and Services

We know your time is valuable. That's why we're open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. Our dedicated staff is ready to assist you with personal banking needs like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. In addition to these services, we also provide an ATM on-site for quick cash withdrawals and balance checks. While we don't offer drive-thru banking at this location, our shared service center allows members of partner credit unions to perform basic transactions like deposits and withdrawals.

Member Eligibility

At Southland, we believe that everyone deserves a chance to be part of our supportive community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the Los Alamitos area, you're already eligible to join us. We also welcome family members of current members, so you can share the benefits with your loved ones. With your membership at Southland, you gain access to a range of financial services designed to help you thrive, from checking and savings accounts to loans and credit cards tailored just for you. Ready to take the next step? Opening an account is straightforward! You can find all the details on how to get started by visiting our website at . If you have any questions or need assistance, don't hesitate to give us a call at (562) 862-6831. We're here for you every step of the way as you embark on your journey with us at Southland.

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's fast-paced market, having reliable merchant services can set your business apart. Imagine easily processing payments while offering your customers a variety of payment options. Our merchant services allow you to accept credit and debit cards seamlessly, ensuring a smooth transaction process that keeps your customers satisfied and coming back for more. Located at 10701 Los Alamitos Blvd Los Alamitos Ca 90720 in Los Alamitos, CA, we're here to help you take the next step in your business journey. Contact us at (562) 862-6831 or visit us online at http://www.southlandcu.org to learn more about how we can assist you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $36 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,804,907, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive banking solutions including merchant services and business loans. This means whether you're just starting out or looking to expand, we have tools that help manage cash flow and support growth.

Convenient Access Points

Our commitment extends beyond traditional banking hours. With ATM services available for cash withdrawals and balance checks, along with basic shared branch transactions for partner credit union members, accessing your funds has never been easier. At Southland, we're not just about transactions; we're about building relationships and providing support every step of the way. Explore all our services by visiting us at our website or give us a call at (562) 862-6831. Let us help you achieve your financial dreams today!

Flexible Personal Loans

Life can be unpredictable, and sometimes you need a little extra cash to cover unexpected expenses. Our personal loans and debt consolidation options are designed to give you the flexibility you need. Whether it's funding a special project or managing debt more effectively, we're here to help lighten your financial load.

Home Ownership Support

Dreaming of owning a home? Our mortgage loans and refinancing solutions can help turn that dream into reality. With personalized support from our knowledgeable staff, we guide you through each step of the process whether you're buying your first home or refinancing an existing mortgage.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, our personal banking options are designed with your lifestyle in mind. Imagine having the ability to manage your money right from your smartphone with our online and mobile banking services. You can check balances, transfer funds, and even pay bills without stepping foot into the branch.

Rewarding Credit Card Options

With our credit cards featuring rewards, every purchase earns you points that can be redeemed for exciting benefits. It's an easy way to make your everyday spending work harder for you while enjoying perks that enhance your lifestyle.

Vehicle Financing Made Simple

If you're in the market for a new car, auto loans and vehicle financing through us make it easy to hit the road. We offer competitive rates that fit within your budget, so you can drive away with confidence. And if you already have an auto loan but want to lower your payments, consider our refinancing options.

Digital & Online Banking

Convenience at Your Fingertips

With our mobile payments feature, paying for purchases is faster than ever. Just link your account and use your phone to make payments securely at stores or online. It's convenient and helps keep track of your spending in real-time. At Southland, we strive to make banking accessible and efficient for everyone. Whether you're using our website or mobile app, you'll find managing your finances has never been easier. Join us today and discover how our digital banking services can simplify your life!

Key Features of Our Digital Banking Services

Our user-friendly mobile application makes banking on the go a breeze. Whether you need to check your balance, deposit checks, or make payments, everything is just a tap away. Plus, with features like person-to-person transfers, sending money to friends or family has never been simpler. You can quickly share expenses or send gifts without the hassle of cash or checks. Security is a top priority for us. We utilize electronic signature authorization for transactions, so you can sign documents safely from the comfort of your home. This means fewer trips to the branch and more time for what matters most to you. For those who prefer paperless solutions, we provide e-statements that allow you to view your account statements online whenever you need them. No more waiting for the mail just instant access to your financial information!

Financial Strength

Commitment to Reinvestment

With $73,252,715 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $8,014 in used auto loans and $891,863,390 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts stand at 142,337, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $844,806, further demonstrating our commitment to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southland is your trusted partner. Visit us at 10701 Los Alamitos Blvd Los Alamitos Ca 90720 or call (562) 862-6831 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 173 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $258,881,465 in share certificates and $78,729,812 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $114,124, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $105,311,035, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $880 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those looking for business solutions, we have outstanding commercial loans totaling $48,804,907 available to help business owners secure the capital needed for growth and expansion. Whether you're starting a new venture or need financing for equipment, we've got you covered. If you're considering refinancing any existing loans, we encourage you to reach out for more information on eligibility options. Our team is dedicated to assisting you with personalized service and expert advice. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Southland, we pride ourselves on transparency and ensuring our members have access to all necessary information as they navigate their financial choices. Feel free to contact us at (562) 862-6831 or visit us at 10701 Los Alamitos Blvd Los Alamitos Ca 90720 in Los Alamitos, CA during our operating hours: M-F 9am - 6pm, Sat 9am - 1pm. Let us help you take the next step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $146,723,406 in used vehicle loans and $89,453,904 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our auto financing options are tailored to fit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $149,621,054, make buying or refinancing simple. We provide guidance every step of the way and work with you to find a mortgage solution that fits your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $40,943,226 in loans helping members manage their finances effectively. Our credit cards come with no annual fees and rewards programs that let you earn points for everyday purchases.

Loan Aggregator

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Southland