Southland Credit Union Long Beach CA | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Southland Credit Union, your trusted financial partner since 1944. Located at the Southland Credit Union University Student Union in Long Beach, CA 90815, we are dedicated to empowering our members with personalized banking solutions. With a robust membership of over 70,221 individuals, we pride ourselves on our strong community ties and commitment to helping you achieve your financial goals. At Southland, we manage total assets of over $1.2 billion and have issued a remarkable 37,683 loans and leases. Our dedication to financial health is reflected in our substantial deposits totaling $67,234,140, ensuring that your money is safe and growing. We also maintain a solid net worth of $105,311,035, showcasing our stability and reliability as a credit union. Our experienced team of 190 employees, led by CEO Thomas Lent and Board President Thomas Willingham, is here to support you through every step of your financial journey. Whether you're looking for auto loans, mortgage refinancing, or business banking solutions, we offer a range of services tailored to meet your needs. While members can visit us at the branch address mentioned above for all their banking needs, any official correspondence should be directed to our mailing address: Southland Credit Union - University Student Union/SCU, 1212 N Bellflower Blvd Ste 241, Long Beach, CA 90815-4148. Ready to take the next step? Feel free to call us at 800-426-1917 or explore our website at www.southlandcu.org for more information about how we can assist you today!

Branch History & Mission

At Southland, we are proud of our rich history and the journey we've undertaken to serve our community in Long Beach, CA. Established in 1944, Southland has grown from a small credit union into a trusted financial partner for over 70,000 members. Located at Southland Credit Union University Student Union, our branch serves as a hub for personal banking needs and community connection. Over the years, we have achieved significant milestones. With total assets now exceeding $1.2 billion, our growth reflects not only our commitment to sound financial practices but also the trust our members place in us. We provide a range of services including checking and savings accounts, auto loans, mortgages, and business banking solutions all designed to empower our members financially. Our mission at Southland is clear: to deliver exceptional financial services while fostering a spirit of community support. We believe that everyone deserves access to affordable financial solutions that can help them achieve their goals. Our team works tirelessly to ensure each member receives personalized service tailored to their unique circumstances. While members can visit us at Southland Credit Union University Student Union, official correspondence should be sent to Southland Credit Union - University Student Union/SCU, Long Beach, CA 90815-4148. We offer convenient operating hours from 8:00 a.m. to 5:00 p.m., Monday through Friday, ensuring that we're available when you need us most. In addition to traditional banking services, we embrace technology with online and mobile banking options that make managing your finances easier than ever. Our ATM services are readily available for those who prefer quick access to cash without any hassle. Community outreach is integral to who we are at Southland. We regularly participate in local events and initiatives that strengthen bonds within Long Beach and beyond. Our goal is not only to support our members financially but also to give back to the communities we serve. We invite you to join the Southland family and experience the difference of being part of a credit union dedicated to your success. Reach out today at 800-426-1917 or visit us online at Southland's website for more information about how we can assist you on your financial journey. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility and Parking

At our branch, we prioritize accessibility for all members. Our location features ADA-compliant entryways and ramps, ensuring everyone can visit us without hassle. Ample parking is available nearby, making it easy to pop in and out during your busy day.

Get in Touch

If you have any questions or need assistance, don't hesitate to call us at 800-426-1917. We're excited to help you achieve your financial goals! Whether you're visiting for the first time or are a returning member, we look forward to welcoming you into our branch soon.

Operating Hours

We know that life can be hectic, which is why we offer flexible operating hours from 8:00 a.m. to 5:00 p.m., Monday through Friday. Whether you need to open an account or discuss loan options, our friendly staff is here to assist you during these hours.

Services Offered

At Southland Credit Union, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, our goal is to support you every step of the way. Plus, with ATM availability right at the branch, you can easily access your funds whenever needed.

Member Eligibility

At Southland, we believe that everyone deserves a supportive financial community, and becoming a member is easier than you might think! If you live, work, or go to school in the areas we serve, you're likely eligible to join us. We welcome individuals from diverse backgrounds and offer a variety of services tailored to meet your financial needs. Joining means you'll gain access to competitive rates on loans, personalized banking solutions, and a team dedicated to helping you thrive financially. For more specific details about eligibility criteria, feel free to check out our resource at . It's a great starting point to learn how you can become part of our vibrant community. When you're ready to take the next step, opening an account is straightforward just give us a call at (800) 426-1917, and we'll guide you through the process. We can't wait to welcome you to Southland located at Southland Credit Union University Student Unionscu Long Beach Ca 90815!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $36 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,804,907, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide essential merchant services designed to simplify your operations. From payment processing solutions that keep your cash flow steady to tools that enhance customer experiences, we ensure your business runs smoothly. Imagine being able to accept payments anytime, anywhere giving you the freedom to focus on what you do best. Whether you're looking to expand, invest in new equipment, or streamline daily operations, Southland is here to help you navigate your financial journey. Visit us at Southland Credit Union University Student Unionscu Long Beach Ca 90815 or call us at (800) 426-1917 to learn more about how we can support your business aspirations!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we also provide comprehensive business banking services, including merchant services and business loans. We know how important it is for businesses to have reliable financial support. Our team is ready to help you navigate the available options that best suit your business's needs.

Convenient Access

Accessing your account has never been easier with our ATM and cash withdrawal services available at various locations. Enjoy basic ATM access for withdrawals and balance checks without any hassle. Plus, with features like mobile payments and person-to-person transfers, handling transactions is straightforward and secure. At Southland, we believe in making banking easy and accessible for everyone. Our commitment extends beyond just providing services; we strive to build lasting relationships with our members. Ready to learn more? Give us a call at (800) 426-1917 or visit us today at Southland Credit Union University Student Unionscu Long Beach Ca 90815 in Long Beach, CA! Let us help you take the next step toward achieving your financial dreams.

Credit Cards with Rewards

Don't forget about our attractive credit cards with rewards! These cards not only make everyday purchases easier but also allow you to earn points towards travel, merchandise, and more. It's a win-win situation for those who love rewards for their spending!

Loans and Financing

For those looking to make significant purchases or investments, Southland provides competitive rates on auto loans and vehicle financing. Whether you're buying a new car or refinancing an existing loan, our friendly staff can guide you through the process. If homeownership is on your mind, our mortgage loans and refinancing options can help make that dream a reality. We offer personalized assistance to find the best mortgage solution for you. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans can be a great resource. These loans can provide quick access to cash when you need it most.

Personal Banking

We understand that managing your finances is essential. That's why we offer a variety of personal banking options, including checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a special occasion or need everyday banking, we've got you covered. Imagine having the flexibility to manage your money seamlessly through our online and mobile banking platforms. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer.

Digital & Online Banking

Key Features

Our online banking allows you to check balances, transfer funds, and pay bills with just a few clicks. If you're always on the go, our mobile application makes it even easier to stay connected with your finances. You can also take advantage of features like person-to-person transfers, making it simple to send money to friends or family without any hassle.

Security and Convenience

Your security is our top priority. We utilize electronic signature authorization for transactions, ensuring that your information remains safe while providing you with the convenience of completing paperwork from home. Additionally, e-statements are available, allowing you to keep track of your finances in a paperless way saving both time and trees!

Stay Updated Anytime

With mobile payments included in our services, you can pay for purchases directly from your phone, making shopping quick and easy. Whether you're at home or out running errands, you'll have real-time access to your account management tools right in your pocket. At Southland, we believe that banking should be straightforward and efficient. Explore all the digital banking options available to you today by visiting us at https://www.southlandcu.org/. Experience financial freedom with just a few taps on your device!

Financial Strength

A Growing Community

Our strong member base is showcased by a total of 142,337 share accounts. This trust reflects our dedication to serving you every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southland is your trusted partner. Visit us at Southland Credit Union University Student Unionscu Long Beach Ca 90815 or call (800) 426-1917 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $73,252,715 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $8,014 in used auto loans and $891,863,390 in total loans and leases.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 173 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $258,881,465 in share certificates and $78,729,812 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $114,124, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $105,311,035, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $880 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $146,723,406 in used vehicle loans and $89,453,904 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $48,804,907 provide the capital needed to grow and expand. These loans are tailored to support your business goals and help you thrive in today's market. At Southland Credit Union located at Southland Credit Union University Student Union in Long Beach (CA), we're committed to supporting our community's financial well-being. If you're interested in refinancing or learning about eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at 800-426-1917 during our operating hours from 8:00 a.m. - 5:00 p.m., Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can help you today!

Credit Lines

For those looking for additional borrowing power, our total credit lines amount to $386,731,749. This gives you the freedom to access funds as needed without having to apply for separate loans each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $149,621,054, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $40,943,226 in loans helping members manage their finances effectively. This option allows you to make purchases while keeping your finances under control.

Loan Aggregator

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Ensuring Accurate Comparisons

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Southland