Southland Credit Union Long Beach CA | Top Auto Loans & Checking

Introduction

Welcome to Southland, your trusted partner in financial well-being since 1944! Located at 1050 Linden Ave, Long Beach, CA 90813, our branch is dedicated to serving the community with personalized banking solutions tailored to meet your unique needs. With a strong commitment to our members, we proudly support over 70,221 individuals and families, ensuring they have access to essential financial services. At Southland, we understand that each member's journey is different. That's why we offer a variety of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our total assets stand at an impressive $1,237,917,013, reflecting our strength and stability as a credit union. We are also proud to report total deposits of $67,234,140, demonstrating our members' trust in us. While you can visit us at our Long Beach branch for all your banking needs, official correspondence should be directed to our mailing address at 4133 North Viking Way, Long Beach, CA 90808. Under the leadership of CEO Thomas Lent and Board President Thomas Willingham, we strive to create a welcoming environment where everyone feels valued. With a team of 190 employees, we ensure that you receive top-notch service every time you walk through our doors or connect with us online. Our commitment goes beyond transactions; we aim to make a positive impact in the community. Whether it's through educational workshops or supporting local initiatives, we believe in giving back. For any inquiries or assistance, don't hesitate to reach out at 562-933-0370. We invite you to explore how Southland can help you achieve your financial goals today! Visit us online at southlandcu.org for more information on our services.

Branch History & Mission

Community Engagement

Our commitment extends beyond just financial services; we actively engage with our community through various outreach initiatives. We partner with local organizations and participate in events that uplift and support those around us. This is not just about being a bank; it's about being a trusted partner in your financial journey. While members can visit us at 1050 Linden Ave Long Beach Ca 90813, official correspondence should be sent to 4133 North Viking Way, Long Beach, CA 90808. If you ever have questions or need assistance, don't hesitate to reach out! You can contact us at (562) 933-0370. Join us at Southland where your financial well-being is our priority. Experience the benefits of becoming a member today! Visit us or explore more on our website at Southland. Together, let's build a brighter future for our community!

Our Mission

Our mission at Southland is clear: we aim to empower individuals and businesses by providing exceptional financial services while fostering a sense of community. We believe that banking should be more than just transactions; it's about building lasting relationships with our members. We offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We also understand the importance of adapting to the changing needs of our members. That's why we've embraced digital advancements such as online and mobile banking platforms that allow for greater convenience. Whether you want to make payments on the go or check your balance from home, we've got you covered.

Branch Location & Accessibility

Accessibility Features

At Southland, we believe that banking should be accessible to everyone. Our branch is ADA compliant, featuring ramps and spacious entryways to accommodate all members. We want you to feel comfortable and welcome every time you visit.

Call to Action

Ready to experience friendly service and expert financial solutions? We invite you to visit us at the Southland Credit Union St. Mary Medical Center Branch today! If you have any questions or need assistance before your visit, don't hesitate to call us at 562-933-0370. We look forward to helping you achieve your financial goals!

Nearby Landmarks

Our branch is just a short walk from the St. Mary Medical Center, making it easy for patients and visitors to take care of their financial needs before or after appointments. You'll also find plenty of parking available for members who prefer to drive.

Operating Hours

We understand that life can get busy! That's why we offer flexible operating hours to fit your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 4:00 PM and Friday from 7:30 AM to 3:00 PM. Please note that we take a break for lunch from 12:00 PM to 1:00 PM each day.

Services Offered

As part of our commitment to serving our members, we offer a range of services right here at our branch. You can manage personal banking with checking and savings accounts, apply for auto loans or mortgages, and even explore credit card options with rewards. Plus, if you're part of a partner credit union, you can conduct basic shared transactions like deposits and withdrawals with ease.

Member Eligibility

At Southland, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Becoming a member is simple and welcoming! If you live, work, or attend school in the area around 1050 Linden Ave Long Beach Ca 90813, you're likely eligible to join us. We cater to individuals from all walks of life, ensuring that our services are accessible to everyone who needs them. Membership comes with great benefits like personalized banking solutions and lower rates on loans, making it easier for you to achieve your financial goals. To get started, just reach out to us at (562) 933-0370 or visit our website for more detailed information about eligibility requirements at . We're excited to help you open an account and start enjoying all that Southland has to offer!

Business Banking & Commercial Services

Lending That Empowers Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $36 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,804,907, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine a local café owner who needs a reliable payment processing system. With our merchant services, they can easily accept credit card payments, manage transactions efficiently, and focus on what they do best serving customers! Our tools help streamline operations, making it easier for you to thrive in a competitive market. Located at 1050 Linden Ave Long Beach Ca 90813 in Long Beach, CA, we're here to help your business flourish. Reach out at (562) 933-0370 or visit us online at https://www.southlandcu.org/ to learn more about how we can assist you on your journey to success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're thinking about purchasing a new vehicle, our Auto Loans & Vehicle Financing options can help make that dream a reality. With competitive rates and flexible terms, we aim to simplify the car-buying process. Picture yourself driving away in your new car while knowing you secured a great deal through us!

Business Banking

For entrepreneurs and small business owners, we offer tailored Business Banking solutions, including merchant services and business loans. We know how vital it is for businesses to thrive in today's market; therefore, we're here to help you secure the funding needed for growth and success.

Credit Cards with Rewards

For those who love earning perks while they spend, our Credit Cards with Rewards program offers cash back on purchases that matter most to you. Imagine enjoying rewards on everyday purchases whether it's groceries or gas making every swipe count towards something special!

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and our Mortgage Loans & Refinancing services are designed to support you every step of the way. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our knowledgeable team will guide you through various options that fit your financial situation.

Online & Mobile Banking

At Southland, convenience is key. Our robust Online & Mobile Banking features allow members to bank anytime and anywhere. From transferring funds between accounts to setting up automatic payments, managing your finances has never been easier.

Personal Banking

For those looking to manage their everyday expenses, our Personal Banking services include checking and savings accounts that come with no hidden fees. Imagine having easy access to your funds through our user-friendly online and mobile banking platforms. You can check balances, transfer money, and pay bills right from your smartphone or computer.

Personal Loans & Debt Consolidation

Need some extra cash? Our Personal Loans & Debt Consolidation services provide quick access to funds when life throws unexpected expenses your way. We understand that juggling multiple debts can be overwhelming; therefore, we offer solutions that simplify repayment and potentially lower your monthly payments.

Shared Branch Transactions

Finally, if you're traveling or simply need access outside of regular hours, our Basic Shared Branch Transactions allow you to make deposits and withdrawals at partner credit unions nationwide. This means that even when you're away from home in Long Beach, help is just around the corner. We invite you to explore all these offerings at St. Mary Medical Center Branch! If you have questions or would like more information about any service we provide, don't hesitate to call us at (562) 933-0370. Your financial journey begins here!

Digital & Online Banking

At Southland, we understand that convenience and security are paramount in today's fast-paced world. That's why our digital and online banking services are designed to put you in control of your finances anytime, anywhere. Whether you're at home or on the go, managing your money has never been easier. One of the key features we offer is our robust online banking platform. You can easily access your accounts through https://www.southlandcu.org/, allowing you to check balances, transfer funds, and view transaction history with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, if you're out shopping, you can take advantage of our mobile payments feature for a hassle-free checkout experience. For those who prefer using their smartphones, our mobile application provides all the functionalities of online banking right at your fingertips. You can deposit checks with an electronic signature authorization, manage e-statements, and even set up alerts to keep track of your spending all while enjoying top-notch security measures. We prioritize your safety with features like encrypted connections and secure logins, ensuring that your financial information remains protected. With 24/7 online banking services available, you have the freedom to bank whenever it suits you best. In summary, Southland is dedicated to making banking as accessible and user-friendly as possible. From e-statements to mobile applications, we offer everything you need to manage your finances efficiently. Explore our digital services today and see how easy banking can be!

Financial Strength

Growing Membership Base

We are honored to have built trust among our members as shown by our total share accounts of 142,337. This growing membership base reflects the confidence others have placed in us as their credit union of choice. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southland is your trusted partner. Visit us at 1050 Linden Ave Long Beach Ca 90813 or call (562) 933-0370 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $258,881,465 in share certificates and $78,729,812 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $114,124, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a net income of $0. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 173 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Future

With $73,252,715 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our total loans and leases amounting to $891,863,390. This includes $8,014 specifically for used auto loans.

Strong Financial Health

With a net worth of $105,311,035, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $880 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $146,723,406 in used vehicle loans and $89,453,904 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used vehicle, we have options that make it easy for you.

Business Loans

For business owners, our outstanding commercial loans totaling $48,804,907 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funding when they need it most, and we're here to support your ambitions.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $40,943,226 in loans helping members manage their finances effectively. This product is perfect for those who want to make purchases without tying up funds or for managing unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $149,621,054, make buying or refinancing simple. We provide guidance throughout the process, ensuring that you understand each step and can secure the best possible terms.

Refinancing Options

If you're considering refinancing any existing loans or credit lines, we encourage you to explore our options. Our team is dedicated to helping you find ways to save money and improve your overall financial situation. At Southland, we're committed to transparency and clarity. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you in navigating your borrowing needs with confidence!

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Southland