Southland Credit Union Downey CA | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Southland, your trusted financial partner right here at our Downey Branch, located at 11101 La Reina Ave, Downey, CA 90241. Since our establishment in 1944, we've proudly served over 70,221 members, helping them achieve their financial goals with integrity and dedication. With total assets reaching an impressive $1,237,917,013 and total deposits of $67,234,140, we are committed to providing secure and reliable banking solutions tailored just for you. At Southland, we believe in making a positive impact in our community. Our services range from personal banking options like checking and savings accounts to various loan products including auto loans and mortgages. We also offer business banking services that cater to local entrepreneurs looking for support and growth. With a net worth of $105,311,035 and a cash reserve of $5,533,676, we ensure that your funds are safe while you enjoy competitive rates and personalized service. Our leadership team is dedicated to fostering a welcoming environment for all members. Under the guidance of our CEO, Thomas Lent, and Board President, Thomas Willingham, we strive to enhance your banking experience with innovative tools such as online and mobile banking options. Whether you're visiting us in person or accessing services online through our website at southlandcu.org, we're here to assist you every step of the way. While members can visit us at our branch location for everyday banking needs, official correspondence should be sent to our mailing address: P.O. Box 3003, Los Alamitos, CA 90720. We invite you to reach out by calling us at (562) 862-6831 or visiting us during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. Experience the difference with Southland today where your financial success is our priority!

Branch History & Mission

Innovation and Accessibility

As part of our dedication to providing modern banking solutions, Southland offers online and mobile banking options that make managing your finances easier than ever. Our members can enjoy features like electronic signatures, mobile payments, and person-to-person transfers all designed with your convenience in mind. We also ensure ADA compliance throughout our facilities so that everyone can access the services they need without barriers. While members can visit us at 11101 La Reina Ave, official correspondence should be sent to P.O. Box 3003, Los Alamitos, CA 90720 if different from the branch address.

Join Us Today!

With operating hours from Monday through Friday (9 AM - 6 PM) and Saturday (9 AM - 1 PM), Southland is here when you need us most. We invite you to become part of our family today experience firsthand how we can help you achieve your financial goals. Call us at 562-862-6831 or visit our website for more information on membership benefits. Let's build a brighter future together!

Our Mission

At Southland, our mission is clear: to provide financial empowerment to our members through comprehensive banking solutions while actively supporting the communities we serve. We believe that financial well-being is essential for everyone, which is why we offer a range of services including checking and savings accounts, auto loans, personal loans, and credit cards with rewards. Our goal is to be more than just a bank; we strive to be a partner in your financial journey. In addition to our core services, we are committed to community outreach and support. We regularly engage in initiatives aimed at improving the lives of our members and neighbors alike. Through partnerships with local organizations and events that promote financial literacy, we aim to uplift our community as a whole.

Branch Location & Accessibility

Accessibility Features

At Southland, we prioritize accessibility for all members. The branch is equipped with ADA-compliant features, including ramps and designated parking spaces, ensuring that everyone can access our services comfortably.

Banking Services

Our branch offers a range of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. If you're a business owner, we also provide merchant services and business loans designed to help you thrive. While visiting us, feel free to take advantage of our ATM services available on-site for quick withdrawals or balance checks. Although we do not offer drive-thru banking at this location, our welcoming lobby is open for all your inquiries.

Connect With Us

Got questions? Don't hesitate to reach out! You can contact us at 562-862-6831. We encourage you to stop by the Southland Downey Branch today we look forward to serving you!

Member Eligibility

Joining Southland is like stepping into a welcoming community where everyone's financial needs are understood and met. To become a member, you simply need to meet a few friendly eligibility requirements that cater to a variety of individuals. Whether you live, work, or attend school in the area, you may qualify to join our family. This opens up a world of benefits, including competitive rates on loans and savings, personalized service, and a commitment to your financial well-being. Opening an account with us is straightforward! Just visit us at our location at 11101 La Reina Ave Downey Ca 90241, or give us a call at (562) 862-6831 for more information. If you're curious about the specific eligibility details, feel free to check out the complete criteria on our website at . We're excited to welcome you into the Southland community!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $36 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,804,907, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to financing, our merchant services simplify daily operations. Imagine having tools that allow you to accept payments effortlessly while providing your customers with a smooth checkout experience. With our services, you'll have access to reliable payment processing options that can enhance customer satisfaction and boost your bottom line. Located at 11101 La Reina Ave Downey Ca 90241 in Downey, CA, we're dedicated to being your partner in progress. Reach out at (562) 862-6831 to learn how we can help you achieve your business goals today!

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Need cash on the go? We have you covered with our ATM services available at convenient locations. You can perform basic transactions such as withdrawals and balance checks without any hassle. At Southland, located at 11101 La Reina Ave Downey Ca 90241 in Downey, CA, we strive to make your banking experience not only efficient but also enjoyable. Our friendly staff is always ready to assist you with any questions or needs you may have. If you're interested in learning more about how our services can benefit you or if you'd like to discuss your financial goals further, don't hesitate to reach out! Call us at (562) 862-6831 or visit us during our operating hours: Monday through Friday from 9 AM - 6 PM and Saturday from 9 AM - 1 PM. Join us at Downey Branch and discover how we can help simplify your financial journey!

Business Banking Services

For business owners, Southland offers robust banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is here to support you every step of the way.

Convenient Digital Banking

In today's fast-paced world, having access to your finances anytime is crucial. Our online and mobile banking features allow you to manage your accounts effortlessly from anywhere. With tools like person-to-person payments, electronic statements, and mobile payment options, banking has never been easier.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts that cater to different lifestyles. You can easily manage your finances while enjoying competitive interest rates. If you're looking to purchase a new car, our auto loans and vehicle financing options provide flexible terms to fit your budget. For those considering homeownership or refinancing, our mortgage loans can guide you through the process smoothly. In addition to these services, we understand that life can be unpredictable. That's why we provide personal loans and debt consolidation options to help you navigate financial challenges when they arise. Plus, with our credit cards featuring rewards, you can earn benefits on everyday purchases.

Digital & Online Banking

Convenient Access Anytime, Anywhere

With our robust online banking services available 24/7 at https://www.southlandcu.org/, you can easily check your account balances, pay bills, and transfer funds whenever it suits you. Our user-friendly platform ensures that even if you're new to online banking, you'll find it easy to navigate.

Manage Your Money on the Go

For those who prefer banking on their mobile devices, our mobile application allows you to manage your accounts right from your phone. You can make person-to-person transfers with ease and use mobile payments to complete transactions quickly just another way we help you keep control over your finances.

Secure Transactions with Peace of Mind

Security is our top priority. We provide electronic signature authorization, so you can sign important documents safely and conveniently from your own device. Plus, with e-statements available, you can view your financial statements online without the worry of paper clutter. This feature not only keeps your information secure but also helps the environment!

Stay Connected

No matter what time of day or where life takes you, Southland is here to support your banking needs. With features like mobile payments and a dedicated app for account management, staying on top of your finances has never been easier. Experience all these benefits and more by visiting us online at https://www.southlandcu.org/ today!

Financial Strength

Commitment to Growth

With $73,252,715 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is highlighted by $8,014 in used auto loans and $891,863,390 in total loans and leases, supporting your financial goals across various sectors. Despite facing challenges, our operational efficiency is reflected in our $0. This enables us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southland is your trusted partner. Visit us at 11101 La Reina Ave Downey Ca 90241 or call (562) 862-6831 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 173 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our member base continues to grow with a total of 142,337, showing the trust you place in us for your financial journey.

Member Savings and Investments

Members' savings are secured through $258,881,465 in share certificates and $78,729,812 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $114,124, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $105,311,035, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation supports our mission to provide you with quality banking experiences that are both beneficial and rewarding. Our net worth ratio of $880 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $146,723,406 in used vehicle loans and $89,453,904 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our flexible terms make it easier than ever to drive away with the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $48,804,907 provide the capital needed to grow and expand. Whether you need funds for equipment, inventory, or working capital, we are here to support your business ambitions. Our loan offerings are designed with you in mind. If you have questions about any of our products or if you're interested in applying for a loan, please reach out to us at (562) 862-6831 or visit us at our branch located at 11101 La Reina Ave Downey Ca 90241 in Downey, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to providing our members with the tools they need for financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $149,621,054, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the entire process. If you're considering refinancing your existing mortgage, be sure to ask about our eligibility options!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes require extra support. We also offer flexible terms on unsecured credit card loans, with a total of $40,943,226 in loans helping members manage their finances effectively. These cards come with benefits that can assist you in making purchases while keeping your budget in check.

Loan Aggregator

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Southland