Southland Credit Union Carson CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Southland at our Carson Branch, located at 510 W Carson St, Carson, CA 90745. Since opening our doors in 1944, we have been dedicated to serving our community with a wide range of financial services designed to meet your needs. With over 70,221 members and total assets exceeding $1.2 billion, we take pride in being a trusted partner for individuals and families in the area. At Southland, we understand the importance of personalized banking. Our friendly team is here to help you navigate your financial journey, whether you're looking for checking and savings accounts, auto loans, mortgages, or business financing options. We currently offer a robust portfolio that includes 37,683 loans and leases, ensuring you have access to the funds you need when you need them. Our commitment extends beyond just providing financial products; we believe in making a positive impact within our community. Under the leadership of CEO Thomas Lent and Board President Thomas Willingham, our team of 190 employees works tirelessly to create opportunities and foster growth for our members. While members can visit us at our branch location, official correspondence should be sent to the same address: 510 W. Carson Street, Carson, CA 90745. If you have any questions or need assistance, please don't hesitate to reach out at (310) 816-0440. We invite you to explore all that Southland has to offer by visiting our website at southlandcu.org. Join us today and experience how we can help you achieve your financial goals!

Branch History & Mission

Welcome to the Southland branch, a proud part of the Carson community since 1944. Located at 510 W Carson St, Carson, CA 90745, we have built a rich legacy centered on service and support for our members. Over the years, we have grown to serve over 70,221 members and manage total assets of $1,237,917,013, showcasing our commitment to financial stability and community engagement. Our mission at Southland is simple yet powerful: to provide accessible financial services while fostering a spirit of cooperation and support within our community. We believe that everyone deserves an opportunity to thrive financially, which is why we offer a wide range of personal banking services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Our dedicated team works tirelessly to ensure that every member feels valued and supported in their financial journey. Since opening our doors nearly eight decades ago, we have embraced innovation while staying true to our core values. We are proud to offer modern conveniences such as online banking and mobile payments, ensuring that our members can manage their finances anytime, anywhere. Accessibility is also key; we are committed to ADA compliance so that all individuals can use our services comfortably. In addition to providing financial products, Southland actively engages in community outreach initiatives. We partner with local organizations to support events and programs that uplift those around us. Our shared service center allows us to collaborate with other credit unions, enhancing the services available to our members even further. While you can visit us at 510 W Carson St, any official correspondence should be sent to our mailing address at 510 W. Carson Street, Carson, CA 90745 if it differs from your location. Our friendly staff is here during operating hours from 9:00 AM to 6:00 PM Monday through Friday and 9:00 AM to 1:00 PM on Saturdays. Feel free to reach out at 310-816-0440 for any questions or assistance. We invite you to join the Southland family today! Experience the difference of being part of a credit union that truly cares about its members and community. Together, we can build a brighter financial future for everyone in Carson. Visit us online at Southland Credit Union or stop by our branch we look forward to serving you!

Branch Location & Accessibility

Connect With Us

Our dedicated team is ready to assist you with all your banking needs. If you have any questions or would like more information about our services, feel free to give us a call at 310-816-0440. We look forward to serving you at the Southland Credit Union Carson Branch!

Nearby Landmarks and Accessibility

Located near local favorites like the Carson Mall and the Dignity Health Sports Park, our branch is nestled in a vibrant community that offers plenty of parking options for our members. We ensure that everyone can access our services comfortably, featuring ADA-compliant entrances and ramps to assist those who need extra help.

Operating Hours and Services Offered

At Southland Credit Union, we understand that convenience matters. That's why our doors are open from 9:00 AM to 6:00 PM Monday through Friday, and we welcome you on Saturdays from 9:00 AM to 1:00 PM. While visiting us, take advantage of our wide range of services including personal banking, auto loans, mortgage refinancing, business banking options, and more! For your convenience, we also have ATM services available for quick cash withdrawals and balance checks. Additionally, while members can visit us at the branch address for in-person assistance, any official correspondence should be sent to the same address as listed above.

Member Eligibility

Becoming a member of Southland is like joining a family that truly cares about your financial well-being. Located at 510 W Carson St Carson Ca 90745, we invite individuals who live, work, worship, or attend school in our community to join us. Whether you're looking for personal banking options, auto loans, or mortgage refinancing, our supportive environment is here to help you achieve your goals. Plus, as a member of Southland, you gain access to a range of financial products designed with your needs in mind. Getting started is simple! You can find detailed eligibility criteria on our website at . If you have any questions or need assistance, feel free to give us a call at (310) 816-0440. We're excited to welcome you into the Southland community and help you take the next step toward your financial future!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $36 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,804,907, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your daily operations smoothly, with reliable payment processing at your fingertips. Our merchant services make it easy for you to accept payments from customers whether in-store or online helping you focus on what really matters: growing your business. Located at 510 W Carson St Carson Ca 90745 in Carson, CA, we're here to empower local businesses like yours. Reach out at (310) 816-0440 to explore how our tailored solutions can help you thrive!

Comprehensive List Of Services

Business Banking

We also cater to businesses through our business banking services. From merchant services that facilitate smooth transactions to tailored business loans that fuel growth, we understand the unique needs of local businesses. Your success is important to us.

Convenience at Your Fingertips

At Carson Branch, convenience is key. Our digital banking features include not only online and mobile banking but also ATM services for cash withdrawals and balance checks. We even offer shared branch transactions so that members of partner credit unions can easily access essential banking services like deposits and withdrawals.

Get Started Today!

Visit us at our branch located at 510 W Carson St Carson Ca 90745 in Carson, CA, or give us a call at (310) 816-0440. Our friendly staff is ready to assist you with any questions or help you get started with any of our services. Experience the difference at Southland, where we put our members first! For more information about what we offer, check out our website: https://www.southlandcu.org/.

Loans and Credit

Need extra cash? Our personal loans can be used for anything from unexpected expenses to debt consolidation, helping you regain control of your finances. Plus, with our credit cards that offer rewards, you can earn benefits while making everyday purchases.

Personal Banking

For those looking to manage their day-to-day finances, we offer personal banking solutions that include checking and savings accounts designed to fit various lifestyles. Imagine having easy access to your funds whenever you need them; our online and mobile banking features let you check balances, transfer money, and pay bills from anywhere. If you're considering purchasing a vehicle, our auto loans and vehicle financing make it simple to drive away in your dream car. With competitive rates and flexible terms, we help you find a loan that works for your budget. Additionally, our mortgage loans and refinancing options provide pathways for homeownership or adjusting your current mortgage to better suit your financial situation.

Digital & Online Banking

Key Features

One of the standout features of our online banking is the ability to send money easily with person-to-person transfers. Need to split a bill with friends? Just a few taps on your phone will do the trick! Additionally, if you're looking to keep track of your spending, our e-statements offer a convenient way to view your account history without the clutter of paper statements. We also prioritize security in everything we do. Our electronic signature authorization lets you sign important documents securely from anywhere. You can rest easy knowing that your personal information is protected while you enjoy the convenience of managing your accounts online. And if you're interested in mobile payments, you'll be happy to know that we support this feature as well! This means you can make purchases directly from your mobile device no wallet needed. At Southland, we're committed to helping you manage your finances effectively and securely. Experience all the benefits of modern banking today with our digital services!

Financial Strength

Commitment to Innovation

With $73,252,715 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals with $8,014 in used auto loans and $891,863,390 in total loans and leases.

Member Savings Security

Members' savings are secured through $258,881,465 in share certificates and $78,729,812 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $114,124, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our current $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 173 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $105,311,035, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $880 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Total Share Accounts stand at 142,337, showing a strong and growing member base that trusts us with their finances. We have a significant net shares figure of $844,806, indicating funds available for lending and investments. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southland is your trusted partner. Visit us at 510 W Carson St Carson Ca 90745 or call (310) 816-0440 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $146,723,406 in used vehicle loans and $89,453,904 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make financing simple and accessible.

Business Loans

For business owners, our outstanding commercial loans totaling $48,804,907 provide the capital needed to grow and expand your business. We understand that each business has unique financing needs, and our team is dedicated to finding the right solution for you.

Conclusion

Whether it's an auto loan, mortgage, or credit card, Southland is here to assist you every step of the way. Contact us today at (310) 816-0440 or visit us at 510 W Carson St Carson Ca 90745 in Carson, CA, to discuss how we can help you secure the financing you need!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $149,621,054, make buying or refinancing straightforward. We offer various mortgage products designed to fit different budgets and lifestyles. If you're considering refinancing your existing mortgage, our team is ready to help you explore eligibility options that can save you money.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $40,943,226 in loans helping members manage their finances effectively. Our credit cards come with rewards and low-interest rates, making them an excellent choice for everyday purchases.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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Southland