Sound Credit Union Tacoma WA | Top Business Banking & Auto Loans

Introduction

Welcome to Sound, your trusted financial partner located at 3633 Pacific Ave, Tacoma, WA 98418. Established in 1940, we have proudly served our community for over eight decades, building strong relationships with our 163,882 members. At Sound, we believe in putting people first, offering a range of services tailored to meet the diverse needs of our members. With total assets exceeding $2.98 billion and deposits around $229 million, we ensure your money is secure while providing competitive loan options. Our commitment to you is evident in our extensive offerings, including auto loans, mortgages, personal loans, and business banking services. While members can visit us at our branch location, official correspondence should be sent to PO Box 1595, Tacoma, WA 98401. Our dedicated team of 427 employees, led by CEO Don Clark and Board President John Bauder, is here to support you every step of the way. Whether you're looking for guidance on managing your finances or need help with a loan application, we're just a phone call away at (253) 383-2016. Explore our website at soundcu.com for more information about our services or stop by during our operating hours: Monday to Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM. Join us in making Sound not just a credit union but a vibrant part of the Tacoma community!

Branch History & Mission

Looking Ahead

As we continue on this journey together, Sound remains committed to serving Tacoma and surrounding areas with integrity and compassion. With an experienced team of over 400 employees ready to assist you and operating hours from Monday through Friday (9 am - 5:30 pm) and Saturday (9 am - 1 pm), we are here whenever you need us. Join us today at Sound! Experience firsthand how we can help you achieve your financial dreams while being part of a vibrant community-focused organization. Give us a call at 253-383-2016 or visit our website for more information about becoming a member.

Our Journey

Since opening our doors, Sound has evolved significantly. We began as a small credit union dedicated to helping individuals achieve their financial goals. Over the decades, we have expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Our commitment to innovation has led us to embrace digital advancements such as online banking and mobile payments, ensuring that our members have easy access to their accounts anytime and anywhere. Our branch is conveniently located near various local landmarks, making it easy for members to visit us. While you can come see us at the branch address mentioned above, official correspondence should be sent to our mailing address: PO Box 1595, Tacoma, WA 98401.

Our Mission

At Sound, our mission is clear: we aim to empower our members through personalized financial services while actively supporting the communities we serve. We believe in building strong relationships with our members and providing them with the tools they need to thrive financially. Whether it's through educational resources or community outreach programs, we are dedicated to making a positive impact. We offer a range of services tailored to meet the diverse needs of our membership base from basic banking transactions to more complex financial solutions. Our drive-thru service allows for quick access to essential transactions without leaving your vehicle, while our shared service center provides additional convenience for those who may bank with partner credit unions.

Branch Location & Accessibility

Accessibility Features

At Sound, we prioritize accessibility for all our members. Our branch complies with ADA standards, featuring ramps and other facilities that ensure everyone can access our services comfortably.

Contact Us

If you have questions or need assistance before visiting us in person, feel free to give us a call at 253-383-2016. We look forward to welcoming you to Sound! Come see how we can help you achieve your financial goals today.

Nearby Landmarks

Our branch is situated near popular spots like the Tacoma Mall and Wright Park, making it easy to combine your banking needs with errands or leisure activities. You'll find that we're centrally located and easy to reach from various parts of the city.

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours. Our lobby is open Monday through Friday from 9 AM to 5:30 PM and on Saturdays from 9 AM to 1 PM for your convenience. This makes it easier than ever to fit banking into your schedule.

Services Offered

Our Pacific Avenue Branch offers a variety of services tailored to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. Plus, enjoy hassle-free ATM access and basic drive-thru banking for quick transactions. With our shared service center available, you can also conduct transactions at partner credit unions if you need assistance when you're away from home.

Member Eligibility

Becoming a member of Sound is like joining a caring community where your financial well-being is the top priority. To qualify for membership, you simply need to live, work, or worship in certain areas around Tacoma, or have family members who are already members. This inclusive approach means that many people can enjoy the benefits we offer, from personalized banking services to competitive loan rates. You can find more specific details about eligibility by visiting our website at . Joining is easy! Simply give us a call at (253) 383-2016, and our friendly team will guide you through the account opening process. Whether you're looking for checking and savings accounts, loans, or other financial services, becoming part of the Sound family opens the door to numerous advantages tailored just for you. We're located at 3633 Pacific Ave Tacoma Wa 98418, ready to help you take that first step towards better financial health!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $425 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $673,966,414, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments quickly and securely, whether it's through card transactions or online sales. Our merchant services provide just that, enabling you to focus on what matters most growing your business. With easy-to-use tools and dedicated support, you can streamline operations and enhance customer satisfaction. Visit us at 3633 Pacific Ave Tacoma Wa 98418 in Tacoma, WA or call us at (253) 383-2016 to discover how we can help you thrive!

Comprehensive List Of Services

Business Banking

For small business owners, we offer specialized services like merchant services and business loans designed to fuel your growth. Our business banking team understands the unique challenges you face and is ready to assist with tailored solutions.

Conclusion & Call to Action

At Sound, we aim to create an experience that prioritizes your needs in every way possible. From personal banking solutions to business assistance and everything in between, we've got you covered. Don't hesitate to reach out! Call us at (253) 383-2016 or visit us at Pacific Avenue Branch today. We look forward to helping you achieve all your financial goals!

Convenient Access

Accessibility is key at Sound. With our ATM services available around the clock, withdrawing cash or checking your balance is simple and hassle-free. For those who prefer face-to-face interactions, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle. Additionally, if you are a member of a partner credit union, take advantage of basic shared branch transactions right here at Sound. This means more convenience for you and fewer worries about where to bank while traveling.

Credit Cards & Rewards

Don't forget about our credit cards with rewards! They not only help you manage your purchases but also earn points for things you already buy. This means that whether you're shopping for groceries or planning a vacation, you'll be rewarded along the way.

Personal Banking

For those seeking reliable banking solutions, our personal banking services include checking and savings accounts that fit any lifestyle. Imagine having easy access to your funds through our online and mobile banking platforms, allowing you to manage your money anytime, anywhere. If you're considering buying a car, our auto loans and vehicle financing options provide competitive rates to help you get behind the wheel without breaking the bank. Homeownership is a dream for many, and with our mortgage loans and refinancing options, we're here to make that dream a reality. We offer personalized guidance throughout the process, ensuring that you understand every step. Plus, if you need extra cash for unexpected expenses or debt consolidation, our personal loans can be a great solution.

Digital & Online Banking

Key Features

Imagine being able to send money to friends or family without needing cash or checks. With our person-to-person transfer feature, you can do just that! It's quick and secure no more waiting for checks to clear. For those who prefer using their mobile devices, our mobile application is here to help. You can manage your accounts right from the palm of your hand. Want to make payments? Our mobile payments feature allows you to pay with just a tap, making shopping easier than ever. Concerned about paperwork? Our electronic signature authorization means you can sign documents digitally, saving time and eliminating the hassle of printing and mailing forms. And if you'd rather go paperless altogether, e-statements are readily available for you to review whenever you need them.

Security and Support

At Sound, we prioritize your security. All our digital services are protected with advanced security measures, so you can feel safe while banking online. If you ever have questions or need assistance, our friendly customer support team is always ready to help. Embrace the ease of managing your finances with Sound's digital and online banking solutions. From real-time account management to convenient payment options, we've got everything you need for stress-free banking right at your fingertips!

Financial Strength

A Team Committed to Your Success

Our successful operations reflect in our $10,962,029, enabling us to continue offering competitive loan rates and solid financial products for our members. We pride ourselves on having 408 full-time employees and 19 part-time employees ready to assist you with any inquiries or services you may require. We also have strong net shares available for lending and investments at $2,854,249, further showcasing our ability to support your needs effectively. With a total of 318,778 accounts held by our loyal members, it's clear that more people trust us with their finances every day.

Member-Centric Savings Options

Members' savings are secured through $766,800,320 in share certificates and $499,327,301 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over profits, which is why we have $20,000,000 in non-member deposits this ensures that our resources focus on benefiting you.

Reinventing Banking for You

With $290,141,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement translates into better experiences for everyone who walks through our doors. Our lending capacity supports members' financial goals across various sectors with $32,794 in used auto loans and $2,334,975,424 in total loans and leases. Whether you're looking to purchase a car or need a personal loan, we have the solutions you need.

Solid Financial Health

With a net worth of $341,018,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to transparency ensures that you always know where we stand financially. Our net worth ratio of $1,142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 3633 Pacific Ave Tacoma Wa 98418 or call (253) 383-2016 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $619,769,853 in used vehicle loans and $232,912,683 in new vehicle loans, helping our members get on the road with confidence. Whether you're purchasing a brand-new vehicle or a reliable used car, our competitive financing options can make it easier for you.

Business Loans

For business owners out there, we recognize that capital is crucial for growth and expansion. Our outstanding commercial loans total $673,966,414, providing essential support for local businesses looking to take the next step.

Credit Lines

If you're seeking additional flexibility in managing your expenses or unexpected costs, our total credit lines amount to $547,290,089. This can give you peace of mind knowing you have access to funds whenever necessary.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $156,635,803. We simplify the process of buying or refinancing your home with flexible terms and personalized service.

Refinancing Options

If you're considering refinancing any of your existing loans or mortgages, our team is here to assist you in finding the best solutions tailored specifically for your financial situation. Our dedicated team is ready to help you navigate through these options and find what works best for your needs. You can reach us at 253-383-2016 during our operating hours: Monday - Friday from 9 AM - 5:30 PM and Saturday from 9 AM - 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether it's securing a loan for a new vehicle or planning for homeownership Sound is here for you every step of the way!

Unsecured Credit Card Loans

For those looking to manage their finances effectively, we also offer flexible terms on unsecured credit card loans. With a total of $69,986,124 in loans available, our credit cards are designed to provide you with the purchasing power you need while allowing you to maintain control over your budget.

Loan Aggregator

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SOUND

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans