Sound Credit Union Tacoma WA | Top Checking & Quick Personal Loans

Introduction

Welcome to Sound at our Westgate Branch, located at 1802 N Pearl St, Tacoma, WA 98406. Since our establishment in 1940, we've built a strong foundation of trust and support within the community, serving over 163,882 members. Our commitment to you goes beyond just banking; we strive to make a real difference in your financial journey. At Sound, we pride ourselves on being more than just a credit union. With total assets of $2,982,146,348, we provide a safe haven for your finances while offering diverse services like personal banking, auto loans, mortgages, and business banking solutions. We understand that every member has unique needs; that's why we offer tailored solutions designed to help you reach your goals. While members can visit us at 1802 N Pearl St, official correspondence should be sent to PO Box 1595, Tacoma, WA 98401. Whether you're looking to open a checking account or secure a loan our friendly team is here for you. Led by our CEO, Don Clark, and Board President, John Bauder, we have a dedicated staff of 427 employees ready to assist you. Our financial health speaks volumes with total deposits reaching $229,438,843, and a net worth of $341,018,475, you can trust that your money is in good hands. We also hold approximately $24,826,562 in cash reserves to ensure that we can meet your needs promptly. Ready to take the next step? Give us a call at 253-383-2016 or visit us today! Experience the Sound difference where community matters and your financial wellness is our top priority. Explore more about our offerings at soundcu.com.

Branch History & Mission

Welcome to the Sound Credit Union, where our commitment to community and service has been a cornerstone of our identity since we opened our doors in 1940. Located at 1802 N Pearl St in Tacoma, WA, our Westgate Branch has grown alongside our members, fostering a spirit of cooperation and support for over eight decades. From humble beginnings, Sound Credit Union was established with a clear mission: to provide accessible financial services that empower individuals and families. Today, we proudly serve a diverse membership of 163,882 individuals who trust us with their financial needs. With total assets exceeding $2.98 billion, we have expanded our offerings to include everything from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business financing. At Sound, we believe in the power of community. Our mission reflects this belief by emphasizing not only financial stability but also community support. We strive to create a positive impact through various outreach initiatives and partnerships that enhance the lives of those around us. Whether it's providing financial education or participating in local events, we are dedicated to making Tacoma a better place for everyone. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to PO Box 1595, Tacoma, WA 98401. Our operating hours are designed to accommodate your busy life join us Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM. In today's fast-paced world, we remain committed to leveraging technology to enhance your banking experience. Our digital services include online banking, mobile payments, e-statements, and more all designed with your convenience in mind. Moreover, we ensure that our facilities are ADA compliant so that everyone can access our services without barriers. As part of our commitment to member satisfaction, we offer ATM availability and drive-thru banking services for quick transactions. Additionally, with a shared service center available for partner credit union members, you can enjoy even more flexibility when accessing your accounts. Join us on this journey! If you're looking for a credit union that prioritizes your financial well-being while actively supporting the community, look no further than Sound Credit Union. Experience firsthand the benefits of membership today! For more information or assistance, feel free to reach out at 253-383-2016 or visit us online at Sound Credit Union.

Branch Location & Accessibility

Get in Touch!

While members can visit us at 1802 N Pearl St, official correspondence should be sent to PO Box 1595, Tacoma, WA 98401. If you have any questions or need assistance before your visit, feel free to give us a call at 253-383-2016. We look forward to welcoming you at the Sound Westgate Branch your trusted partner in financial success!

Nearby Landmarks & Accessibility

Our branch sits close to several well-known spots that make it a breeze to plan your visit. Just a short drive from the vibrant Point Defiance Park and the bustling Proctor District, we're easily reachable whether you're coming from home or work. We offer ample parking right outside, ensuring that you can get in and out without hassle. Plus, our facility is ADA compliant, featuring ramps and accessible entrances to accommodate everyone.

Operating Hours & Services

We are here for you Monday through Friday from 9 AM to 5:30 PM, and on Saturdays from 9 AM to 1 PM for those who prefer weekend banking. Our dedicated team is eager to assist you with personal banking services such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. Enjoy the ease of our drive-thru service for quick deposits and withdrawals without leaving your car. For added convenience, our ATM is available on-site for quick cash withdrawals and balance inquiries. If you are a member of another partner credit union, take advantage of our shared services for basic transactions like deposits and withdrawals.

Member Eligibility

Becoming a member of Sound feels like joining a warm, welcoming family where your financial well-being is the priority. At our branch located at 1802 N Pearl St Tacoma Wa 98406, we invite individuals who live, work, worship, or attend school in our community to join us. Our goal is to create a supportive environment that offers personalized banking solutions designed just for you. Membership opens up a world of benefits, including competitive rates on loans and savings accounts, access to convenient online and mobile banking options, and exclusive rewards on credit cards. The process to become a member is simple! Just give us a call at (253) 383-2016 or visit our website for more details on eligibility and how to open an account. We believe everyone deserves financial support tailored to their needs. For the latest information about membership criteria, feel free to check out our eligibility page at . Join us today and experience the difference of being part of Sound!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $425 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $673,966,414, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Picture this: a local café owner who needs reliable payment processing. Our merchant services make it simple for them to accept payments from customers, whether it's through credit cards or mobile wallets. This not only streamlines operations but also enhances customer satisfaction, allowing them to focus on what they do best serving great coffee. Located at 1802 N Pearl St Tacoma Wa 98406 in Tacoma, WA, we're here to empower your business every step of the way. Reach out today at (253) 383-2016 and let's explore how we can help you thrive!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, Sound provides comprehensive business banking solutions. From merchant services that facilitate payment processing to business loans designed to fuel your growth, we have the tools you need to succeed. We believe in supporting local businesses because they are the heart of our community.

Credit Card Options

We understand that having a reliable credit card can be essential for managing expenses. That's why we offer credit cards with rewards tailored to fit your lifestyle. Whether you're using it for everyday purchases or planning a special trip, our rewards program can help you earn points that lead to great benefits.

Drive-Thru and Shared Branch Transactions

For those who prefer in-person service but want quick transactions, our drive-thru banking option makes it easy to conduct simple transactions like deposits and withdrawals without leaving your vehicle. Moreover, if you're a member of one of our partner credit unions, you can enjoy basic shared branch transactions right here at Sound.

Final Thoughts

No matter what financial service you need, Sound is committed to making your experience as pleasant as possible. We're here not just as a bank but as a partner in achieving your financial goals. If you have any questions or need assistance with any of our services, don't hesitate to call us at (253) 383-2016. Visit us today or explore more about what we offer by checking out our website at Westgate Branch. We look forward to serving you!

Online and Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking services, managing your finances has never been easier. You can check balances, transfer funds, and even pay bills from anywhere at any time. Plus, our ATM network allows for easy cash withdrawals and balance checks whenever you need it.

Personal Banking Solutions

Whether you are looking to open a checking or savings account, or seeking options for auto loans and vehicle financing, Sound has got you covered. Our personal banking services are designed with your convenience in mind. For instance, if you're planning to purchase a new car, our auto loans offer competitive rates and flexible terms to help you drive away in style. Additionally, if you're considering refinancing your mortgage or taking out a personal loan for debt consolidation, our team is here to guide you through the process smoothly.

Digital & Online Banking

Accessing Your Accounts Anytime

With our 24/7 online banking services available at https://www.soundcu.com/ , you can check balances, pay bills, and transfer funds whenever it suits you. Our user-friendly platform allows for real-time account management right at your fingertips. Plus, with features like electronic signature authorization, signing documents has never been simpler or more secure.

Going Paperless with E-Statements

Say goodbye to paper clutter! We offer e-statements for all members, allowing you to view your financial statements online safely and securely. This not only helps the environment but also makes it easy to track your spending over time.

Mobile Banking Made Easy

Our mobile application is designed for those on the move. You can enjoy mobile payments for quick transactions or send money easily through our person-to-person transfer feature. Whether you're buying coffee or splitting a dinner bill, it's all just a few taps away.

Security You Can Trust

At Sound, we prioritize your security. Our online banking services are equipped with robust security measures to ensure that your information remains safe. You can manage your finances with peace of mind knowing that we've got you covered. In short, our digital banking solutions are tailored to provide you with accessibility and ease-of-use while keeping your information secure. Explore more about what we offer today at https://www.soundcu.com/ !

Financial Strength

Commitment to Growth

With $290,141,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $32,794 in used auto loans and a total of $2,334,975,424 in loans and leases.

Growing Trust Among Members

Total Share and Deposit Accounts: 318,778, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,854,249 further emphasizes our dedication to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 1802 N Pearl St Tacoma Wa 98406 or call (253) 383-2016 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $766,800,320 in share certificates and $499,327,301 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our strong performance is reflected in our $10,962,029, showcasing our operational efficiency which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 408 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $341,018,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $619,769,853 in used vehicle loans and $232,912,683 in new vehicle loans already helping members get on the road. Whether you are interested in financing a brand-new model or a reliable used vehicle, we have options that make car ownership more accessible.

Credit Lines and Business Loans

For those seeking additional flexibility, our total credit lines amount to $547,290,089, giving you access to funds whenever necessary. Additionally, if you are a business owner, our outstanding commercial loans totaling $673,966,414 provide the capital needed to grow and expand your business.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $156,635,803, make buying or refinancing simple. We provide guidance through the process and offer competitive rates to help you secure the home of your dreams.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to reach out for personalized assistance. Our team is ready to discuss eligibility options and find solutions tailored to your specific financial situation. At Sound, our mission is to empower members like you with financial tools that facilitate growth and stability. If you have questions or want more information about any of our loan products, don't hesitate to call us at (253) 383-2016 or visit us at our branch located at 1802 N Pearl St Tacoma Wa 98406 in Tacoma, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey starts here!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $69,986,124 in loans helping members manage their finances effectively. This product can be an excellent choice for those looking to consolidate debt or cover unexpected expenses without the burden of collateral.

Loan Aggregator

No Sponsored Listings

Unlike many other comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so that users can make informed decisions without feeling influenced by marketing tactics.

Real-Time Rate Comparisons

With up-to-date loan rates from multiple institutions, LendMesh helps users stay informed about current market conditions. This real-time access allows for better decision-making when it comes to selecting a loan that fits individual needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the effectiveness of the platform in delivering valuable insights to borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verified Data

Loan offers are sourced from legitimate financial institutions, which fosters trust and transparency. Users can feel confident knowing that they are comparing genuine offers, not inflated or outdated figures.

SOUND

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans