Sound Credit Union Tacoma WA | Convenient ATM Services Only

Introduction

Welcome to Sound, your trusted credit union located at 1250 Pacific Ave, Tacoma, WA 98402. Since our establishment in 1940, we have been dedicated to providing exceptional financial services to our community, fostering a sense of belonging and support among our 163,882 members. At Sound, we believe in the power of community, and our commitment to you is reflected in our robust financial health, boasting total assets of an impressive $2,982,146,348 and total deposits reaching $229,438,843. Under the leadership of CEO Don Clark and Board President John Bauder, our team of 427 employees works tirelessly to ensure that your financial needs are met with care and expertise. Whether you're looking for loans or savings options, we offer a variety of services tailored to help you achieve your financial goals. With a total loan portfolio comprising 84,672 loans and leases, we are well-equipped to support both personal and business endeavors. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 1331 Broadway, Tacoma, WA 98402-3410. Feel free to reach out to us at (253) 383-2016 with any questions or concerns you may have. At Sound, we take pride in being more than just a credit union; we are your partners in building a secure financial future. Join us today and discover how we can help you thrive! For more information about our services and membership options, please visit our website at soundcu.com.

Branch History & Mission

Commitment to Community

Our commitment goes beyond just banking; it includes giving back to the community that has supported us for decades. We participate in various initiatives aimed at enhancing education, health services, and overall quality of life for residents in Tacoma. Each year, we invest time and resources into local charities and programs that align with our values. Join us at Sound today! Experience firsthand how we can help you achieve your financial dreams while contributing positively to our community. Whether you're looking for a loan or simply want advice on saving for your future, we're here for you every step of the way. For inquiries or assistance, feel free to contact us at (253) 383-2016 we look forward to welcoming you into the Sound family!

Our Journey

From humble beginnings in the early 20th century, Sound has evolved into a cornerstone of the Tacoma community. Initially founded to serve specific groups, our mission has always been rooted in helping individuals and families navigate their financial journeys. As we expanded our reach, we remained focused on delivering personalized service and fostering strong relationships with our members. As we grew, so did our offerings. We introduced innovative products and services designed to meet the diverse needs of our members. Today, Sound provides a wide range of financial services including loans, savings accounts, and online banking all aimed at making your banking experience as convenient and fulfilling as possible.

Our Mission

At Sound, our mission is simple yet powerful: to improve the lives of our members by offering affordable financial solutions while supporting local communities. We believe that when you succeed financially, so does the community around you. That's why we actively engage in outreach programs and partnerships that promote economic well-being in Tacoma and beyond. While members can visit us at 1250 Pacific Ave Tacoma Wa 98402, official correspondence should be sent to 1331 Broadway, Tacoma, WA 98402-3410. Our team is dedicated to providing excellent customer service during our operating hours. Although we currently do not offer drive-thru banking or ATM services at this location, our focus remains on delivering personalized assistance tailored to your needs.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Our branch is close to popular spots like the Museum of Glass and the scenic waterfront, which means you can easily combine a visit to us with some leisure time. If you're driving, you'll find ample parking available nearby. Plus, we ensure our facilities are accessible for everyone, featuring ADA-compliant entrances and ramps.

Operating Hours and Services

While our specific operating hours are being finalized, we strive to accommodate your schedule. We encourage you to give us a call at 253-383-2016 for any inquiries about our availability or to discuss your banking needs. Although we don't currently offer ATM services or drive-thru banking, our friendly staff is always ready to assist you inside the branch. While members can visit us at 1250 Pacific Ave, official correspondence should be sent to our mailing address at 1331 Broadway, Tacoma, WA 98402-3410. We look forward to welcoming you soon! Come see how we can help you achieve your financial goals today!

Member Eligibility

At Sound, we believe that everyone deserves a chance to be part of a caring community that supports your financial journey. Becoming a member is easy and welcoming! If you live, work, or worship in the area, you're likely eligible to join us. We aim to include as many people as possible, so if you have any questions about your eligibility, feel free to reach out. You can find more detailed information on our criteria at . Joining Sound means gaining access to a variety of services designed with your needs in mind, all while enjoying the perks of being part of a local credit union. The process to open an account is straightforward, and our friendly team is here to assist you every step of the way. For more details on how to get started with your membership and account opening, visit us online or give us a call at (253) 383-2016. Let's build a brighter financial future together!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $425 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $673,966,414, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced world, having reliable merchant services is crucial. Our tailored solutions simplify payment processing, allowing you to focus on what matters most running your business. Imagine easily accepting payments from customers, whether they prefer credit cards or mobile payments, without the hassle of complicated systems. Join us at Sound, located at 1250 Pacific Ave Tacoma Wa 98402 in Tacoma, WA, where we are dedicated to helping your business thrive through comprehensive banking solutions. Let's grow together!

Comprehensive List Of Services

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why our digital banking features allow you to manage your accounts from anywhere. You can easily access your information online or through our mobile app, making it simple to keep track of your finances while on the go. This means fewer trips to the branch and more time for what truly matters in your life.

Member-Centric Approach

At Sound, we're not just about transactions; we're about building relationships. Our team takes the time to understand your unique situation and provide personalized advice tailored to your goals. Whether it's setting up an account or discussing available services, we're here every step of the way. We believe that everyone deserves access to quality financial services, which is why we strive to make banking as straightforward and approachable as possible. If you have any questions or want more information about how we can assist you further, please don't hesitate to reach out! You can contact us at (253) 383-2016 we're excited to help you achieve your financial dreams! Let us be part of your financial story at Pacific Plaza!

Tailored Financial Solutions

Whether you're looking for simple banking options or more complex financial products, Sound has got you covered. We offer essential ATM Services Only that make accessing your funds easy and efficient. Imagine being able to withdraw cash or check your balance anytime, right at your fingertips this is just one way we aim to enhance your banking experience.

Digital & Online Banking

Key Services

With our online banking platform available at https://www.soundcu.com/ , you can check your account balance, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, managing your money has never been more convenient. Plus, our mobile application makes it even easier to access your accounts right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature lets you do just that, making transactions simple and fast. And if you're ever in doubt about signing documents electronically, rest assured that our electronic signature authorization makes it secure and straightforward.

Security & Convenience

Your security is our top priority. We employ robust measures to ensure that your personal information stays safe while you enjoy the ease of online banking. You can also opt for e-statements, which not only help reduce paper waste but also allow you to access your financial statements whenever you need them. Our mobile payments feature means you can leave your wallet at home! Just use your phone to make purchases quickly and securely. In short, with Sound's digital banking services, you have everything you need for real-time account management right at your fingertips. Experience the freedom of banking anytime, anywhere because managing your finances should be hassle-free!

Financial Strength

At Sound, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With robust financial health, we are committed to providing you with the best possible services and support. With a net worth of $341,018,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $766,800,320 in share certificates and $499,327,301 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $290,141,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $32,794 in used auto loans and $2,334,975,424 in total loans and leases. Our $10,962,029 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 408 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,854,249. Total Share and Deposit Accounts: 318,778, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 1250 Pacific Ave Tacoma Wa 98402 or call (253) 383-2016 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $619,769,853 in used vehicle loans and $232,912,683 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to get behind the wheel of a car you love.

Business Loans

For business owners, our outstanding commercial loans totaling $673,966,414 provide the capital needed to grow and expand. We are committed to supporting local businesses by offering tailored financing solutions that cater to your unique needs. Our team is here to help guide you through our various loan products and answer any questions you may have about refinancing or eligibility options. You can reach us at (253) 383-2016 or visit us at our branch located at 1250 Pacific Ave Tacoma Wa 98402 in Tacoma, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Sound, we're dedicated to empowering our members with the tools they need for successful financial management.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $156,635,803, make buying or refinancing simple. We aim to support you through every step of the process, whether you are purchasing your first home or refinancing an existing mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $69,986,124 in loans helping members manage their finances effectively. These credit cards come with no collateral requirement, allowing you to use them for everyday purchases while maintaining financial flexibility.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified information guarantees that users receive fair and transparent offers.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that help you find the best deals without hidden agendas. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to compare options swiftly and effectively. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underline the platform's effectiveness in helping individuals secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SOUND

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans