Sound Credit Union Tacoma WA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Sound at our Downtown Tacoma Branch, located at 1331 Broadway, Tacoma, WA 98402. Since opening our doors in 1940, we have been dedicated to serving our community and providing a trusted financial home for over 163,882 members. With total assets exceeding $2.98 billion, we take pride in offering a wide range of services designed to meet the unique needs of our members. At Sound, we believe in building strong relationships and fostering a sense of belonging. Our commitment to you is reflected in our impressive financial standing, which includes over $229 million in total deposits and a net worth of $341 million. We work tirelessly to provide competitive loan options, with more than 84,672 loans and leases currently serviced. Our leadership team, led by CEO Don Clark and Board President John Bauder, is passionate about ensuring that each member feels valued and supported. You can reach us at (253) 383-2016 for any questions or assistance you may need. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 1595, Tacoma, WA 98401. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, mortgages, or business banking services, we're here to help you every step of the way. Discover how Sound can support your financial journey by visiting us online at soundcu.com. We invite you to come by or give us a call today we're excited to help you achieve your financial goals!

Branch History & Mission

Community Engagement

Our commitment extends beyond banking; it's about building a strong community together. Through shared service centers and collaborations with local organizations, we strive to create an inclusive environment where everyone can thrive financially. As you explore what Sound has to offer, consider joining us today! Experience firsthand how we prioritize your financial well-being while being an active part of the Tacoma community. Reach out at 253-383-2016 or visit us online at Sound Credit Union. Join us on this journey towards a brighter financial future!

Our Mission

At Sound, our mission is clear: we aim to empower our members by offering personalized financial solutions that meet their unique needs. We believe in fostering financial wellness through products like checking and savings accounts, auto loans, mortgage loans, and personal loans with competitive rates. Our credit cards even come with rewards that benefit our members directly. But we don't stop at just providing financial services. Our heart lies in supporting the community around us. We engage in various outreach programs and partnerships aimed at improving the lives of those we serve. Whether it's through educational workshops or local sponsorships, Sound is dedicated to giving back to Tacoma. While members can visit us at 1331 Broadway, official correspondence should be sent to PO Box 1595, Tacoma, WA 98401. Our branch operates Monday through Friday from 9 AM to 5 PM, ensuring convenience for all your banking needs. In this digital age, Sound has embraced technology while ensuring accessibility for everyone. With features like online banking, mobile payments, and electronic signatures available, managing your finances is easier than ever.

Branch Location & Accessibility

Call to Action

We invite you to come experience everything the Sound Downtown Tacoma Branch has to offer. Visit us at 1331 Broadway or reach out via phone if you need assistance before coming in. Your financial journey starts here let's make it a great one together!

Nearby Landmarks and Accessibility

Situated near local favorites and landmarks, our branch is easily accessible for all members. We are proud to be located close to the vibrant downtown area, making it simple for you to drop by while you're out and about. Parking is available nearby, ensuring that you can visit us without any hassle. For those who may need additional support, our branch is fully compliant with ADA accessibility standards. This means ramps and other features are in place to ensure everyone can easily access our services.

Operating Hours and Services

Our lobby hours are designed to fit into your busy schedule. We're open Monday through Friday from 9 AM to 5 PM, giving you plenty of time during the week to take care of your banking needs. While we are closed on Saturdays, we encourage you to visit us during the week or give us a call at 253-383-2016 if you have any questions. At Sound, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. Plus, our shared service center allows members from partner credit unions to perform basic transactions like deposits and withdrawals right here!

Member Eligibility

At Sound, we believe in building a community where everyone feels welcome and supported. Becoming a member is simple and rewarding, allowing you to enjoy a range of financial services tailored to your needs. If you live, work, or worship in our area, you're likely eligible to join us! We invite individuals from all walks of life to take advantage of our personal banking options, auto loans, and much more. You can find more detailed eligibility criteria on our website at . Opening an account with us is just as easy! All it takes is a quick visit to 1331 Broadway Tacoma Wa 98402, where our friendly team is ready to assist you. If you have any questions or want to get started right away, feel free to call us at (253) 383-2016. We can't wait for you to join the Sound family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $425 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $673,966,414, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify your payment processes. From card processing solutions to online payments, we provide tools that make it easier for you to serve your customers and manage transactions efficiently. Located conveniently at 1331 Broadway Tacoma Wa 98402 in Tacoma, WA, our team is ready to partner with you on your journey. Let's turn your vision into reality! For more information, call us at (253) 383-2016 or visit us online at https://www.soundcu.com .

Comprehensive List Of Services

Business Banking Services

At Sound, we also cater to local businesses with our comprehensive business banking services. From merchant services that make payment processing simple to business loans aimed at helping you grow your enterprise, we are committed to supporting your success.

Digital Banking Convenience

In today's fast-paced world, convenience matters. Our online and mobile banking platforms put control right in your hands. With features like person-to-person payments and mobile payments, handling your finances has never been easier. Additionally, if you're on the go, you'll appreciate our ATM services for quick cash withdrawals or balance checks.

Personal Banking Solutions

We understand that managing your finances can be overwhelming, which is why we offer personal banking services like checking and savings accounts designed to make everyday transactions easy. Imagine having quick access to your funds through our convenient online and mobile banking features, allowing you to check balances, transfer money, and pay bills from anywhere. For those considering a new vehicle, our auto loans and vehicle financing options can help you drive away in the car you've always wanted. We provide competitive rates and flexible terms that fit your budget. If you're thinking about buying a home or refinancing an existing mortgage, look no further our mortgage loans and refinancing services are tailored to ensure you get the best deal possible. If you're facing unexpected expenses or looking to consolidate debt, our personal loans and debt consolidation options can provide relief. Plus, with our credit cards that come with rewards, you can earn while you spend!

Shared Branch Transactions

We recognize that accessibility is key for our members. That's why we also offer basic shared branch transactions for partner credit union members. This means deposits and withdrawals can be made at various locations across the network without any hassle. At Sound, we believe in making financial management as straightforward as possible so that you can focus on what truly matters achieving your goals. Our team is ready to assist you with any questions about these services or help guide you through opening an account. Feel free to give us a call at (253) 383-2016 or visit us during our operating hours: Monday - Friday from 9 AM to 5 PM. We're here for all your financial needs!

Digital & Online Banking

Convenience on the Go

In today's fast-paced world, every second counts. That's why we also support mobile payments allowing you to make purchases quickly and securely with just a tap on your smartphone. Whether you're grabbing coffee or paying bills, we've got you covered. We're committed to making banking easier for you. With all these features available right from your device, managing your finances has never been more accessible or straightforward. Join us at Sound and experience the freedom of digital banking today!

Key Features

With our 24/7 online banking services, you can check balances, transfer funds, and pay bills whenever it suits you. Need to send money to a friend? Our person-to-person transfers make it simple and quick no need for cash or checks! Plus, with our mobile application, managing your finances is literally at your fingertips. Security is a top priority at Sound. You can authorize transactions easily with our electronic signature authorization, ensuring that your information stays safe while you enjoy the convenience of digital banking. Also, opting for e-statements not only helps the environment but keeps your financial records organized and accessible.

Financial Strength

At Sound, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to you and your financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $341,018,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $766,800,320 in share certificates and $499,327,301 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $290,141,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Furthermore, with $32,794 in used auto loans and $2,334,975,424 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our commitment to operational efficiency is reflected in our $10,962,029, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 408 full-time employees and 19 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledge and care. Net Shares (Funds available for lending and investments): $2,854,249. Total Share Accounts: 318,778, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 1331 Broadway Tacoma Wa 98402 or call (253) 383-2016 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Options

For those looking for business opportunities, our outstanding commercial loans totaling $673,966,414 provide the capital needed to grow and expand. We're committed to supporting local businesses and helping them thrive. At Sound, we're not just about lending; we're about building lasting relationships with our members. Our team is ready to discuss eligibility options and ensure you find the right product for your needs. Visit us at 1331 Broadway Tacoma Wa 98402 in Tacoma, WA, or give us a call at (253) 383-2016 for more information on how we can assist you today. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $619,769,853 in used vehicle loans and $232,912,683 in new vehicle loans already helping members get on the road. We believe that financing should be straightforward and accessible. Plus, if you're considering refinancing your current auto loan, we can provide options that might save you money over time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $156,635,803, make buying or refinancing simple. We take pride in offering competitive rates and personalized service to help you navigate the often complex home buying process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $69,986,124 in loans helping members manage their finances effectively. With features like no annual fees and rewards programs, our credit cards are designed to fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers presented are fair and transparent. Each listing reflects genuine rates available from reputable lenders, making it easier for you to find the best options without any hidden agendas.

SOUND

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans