Sound Credit Union Shoreline WA | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Sound at our Shoreline Branch, located at 16330 Aurora Ave N, Shoreline, WA 98133. Since our establishment in 1940, we have proudly served our community with a commitment to trust and reliability. With over 163,882 members and a robust total asset base of $2,982,146,348, we strive to provide excellent financial solutions tailored to your needs. At Sound, we understand that every member has unique financial goals. That's why we offer a wide range of services from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions. Our mission is simple: to help you achieve your financial aspirations with confidence. While you can visit us directly at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at PO Box 1595, Tacoma, WA 98401. Under the leadership of CEO Don Clark and Board President John Bauder, our dedicated team of 427 employees is here to support you every step of the way. Whether you're looking for guidance on loans or want to explore investment opportunities, we are ready to assist. With total deposits amounting to $229,438,843 and net worth standing strong at $341,018,475, we are more than just a credit union; we are a trusted partner in your financial journey. Our commitment extends beyond numbers we aim to make a positive impact in the communities we serve. We invite you to reach out by calling us at 253-383-2016 or visiting our website at soundcu.com for more information about how we can help you meet your financial goals. Come experience the Sound difference today!

Branch History & Mission

Community Engagement

Our branch isn't just about transactions; it's about making a difference in Shoreline. We actively partner with local organizations and participate in community outreach efforts aimed at helping those in need. Whether through educational programs or charitable contributions, we're dedicated to giving back and enhancing the lives of those around us.

Looking Ahead

As we continue into the future, Sound Credit Union remains committed to innovation and accessibility. With features like mobile banking, online payments, and shared service centers available for member convenience, we are here to ensure your experience is as smooth as possible. Plus, with an ATM on-site for easy cash access and operating hours designed for your convenience Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM you'll find that we prioritize your needs. Join us at Sound Credit Union today! Experience firsthand how we can help you achieve your financial dreams while being a part of a thriving community-focused organization. Contact us at 253-383-2016 or visit our website at soundcu.com for more information on how you can become a member and start benefiting from all that we offer!

Our Journey

From our humble beginnings, Sound Credit Union has continuously evolved to meet the changing needs of our members. We've weathered economic shifts and embraced new technologies while staying true to our mission of providing reliable financial services with a personal touch. Our success is reflected not just in numbers but in the relationships we've built along the way. Today, we offer a wide range of services from personal banking and auto loans to business loans and online banking solutions ensuring that we can cater to every member's unique financial journey.

Our Mission

Our mission at Sound Credit Union is clear: We strive to empower our members by providing them with exceptional financial services while fostering a sense of community. We believe that everyone deserves access to resources that can help them achieve their financial goals. That's why we focus not only on delivering top-notch banking services but also on supporting local initiatives that uplift our neighborhoods. While you can visit us at 16330 Aurora Ave N, official correspondence should be sent to PO Box 1595, Tacoma, WA 98401 if needed.

Branch Location & Accessibility

Accessibility and Parking

At our Shoreline location, we prioritize accessibility for all members. The branch is fully ADA compliant, featuring ramps and ample parking spaces close to the entrance. Whether you're visiting for a quick transaction or a longer consultation, you'll find our space welcoming and convenient.

Get in Touch!

If you have any questions or need assistance, don't hesitate to give us a call at 253-383-2016. Our team is ready to help you with whatever you need. We invite you to visit us soon and experience the friendly service at Sound's Shoreline Branch!

Operating Hours

We understand that life can get busy! That's why our lobby hours are designed with your schedule in mind. Visit us Monday through Friday from 9 AM to 5:30 PM, or stop by on Saturday between 9 AM and 1 PM for all your banking needs.

Services Offered

Our Shoreline Branch offers a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we've got you covered. If you're looking for business solutions or online banking convenience, we provide all that too! Plus, if you're a member of another credit union, feel free to take advantage of our shared service center for basic transactions.

Member Eligibility

At Sound, we're excited to welcome you into our community of members where everyone is valued and supported. Becoming a member is straightforward and open to anyone who meets our eligibility criteria, which includes living, working, or attending school in the areas we serve. To make it even easier, you can check out all the specific details on our eligibility requirements by visiting . Joining us not only gives you access to a variety of financial products like checking accounts, auto loans, and credit cards but also connects you with a community that prioritizes your financial well-being. If you're ready to take the next step towards membership, opening an account is simple! Just give us a call at (253) 383-2016 or visit us at our branch located at 16330 Aurora Ave N Shoreline Wa 98133 during our operating hours. We're here to guide you through the process and answer any questions you may have. For more detailed information about becoming a member and what we offer, don't hesitate to visit us online at . We can't wait to welcome you!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $425 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $673,966,414, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced world, efficient payment processing can make or break a sale. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Whether it's accepting credit cards or managing online payments, we provide tools that fit seamlessly into your operations. Located at 16330 Aurora Ave N Shoreline Wa 98133 in Shoreline, WA, our team is here to discuss how we can tailor our services to suit your unique business needs. Reach out at (253) 383-2016 or visit us online at https://www.soundcu.com to learn more about how we can help your business flourish!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, our business banking services are crafted to support growth and success. From merchant services that facilitate transactions to business loans designed to fund expansion, we're here to help your business thrive.

Credit Options

Don't forget about building your credit! We offer credit cards with rewards that not only give you purchasing power but also reward your spending. It's a great way to earn points or cash back while managing your expenses.

Digital Banking Convenience

In today's fast-paced world, we understand the importance of convenience. That's why we provide robust online and mobile banking services that let you manage your accounts anytime, anywhere. Whether you're making deposits, transferring funds, or checking balances, everything is just a click away. Plus, with access to an ATM right here at our branch, withdrawing cash has never been easier.

Home Financing

Are you dreaming of homeownership? With our mortgage loans and refinancing options, we can help turn that dream into reality. Our competitive rates and flexible terms ensure that you find a mortgage solution that fits your financial situation. Additionally, if you're looking to consolidate debt or need extra cash for personal projects, our personal loans can provide the support you need.

Personal Banking

When it comes to personal banking, we offer a variety of options designed for every lifestyle. Our checking and savings accounts are ideal for managing your everyday finances while helping you save for future goals. For those considering a new vehicle, our auto loans and vehicle financing make it easy to drive away in the car you want without breaking the bank.

Shared Branch Services

For those who bank with partner credit unions, we offer basic shared branch transactions like deposits and withdrawals. This means even when you're away from home, you can still access your money without hassle. If you have any questions or would like more information about how we can assist you, feel free to reach out at (253) 383-2016 during our lobby hours from Monday through Friday from 9 am to 5:30 pm, and Saturday from 9 am to 1 pm. At Sound, we're not just about banking; we're about building relationships that last. Visit us today or check out our website at Shoreline Branch for more details on all our services!

Digital & Online Banking

Convenient Online Banking Services

Our 24/7 online banking services allow you to check balances, transfer funds, and pay bills right from the comfort of your home or on-the-go. Need to make a quick payment? Our mobile payments feature enables you to send money easily, ensuring you can handle transactions with just a few taps on your smartphone. Plus, with person-to-person transfers, sending cash to friends or family is as simple as sending a text.

Go Green with E-Statements

Say goodbye to paper clutter! We offer e-statements for all members. This not only helps save trees but also allows you to access your statements anytime you need them no waiting for mail delivery.

Mobile Application for Your Convenience

To make banking even easier, download our mobile application available for both Android and iOS devices. Manage your accounts right from your pocket! Check balances, deposit checks, and more all with just a few clicks. At Sound, we are committed to providing accessible financial solutions tailored to fit your lifestyle. Whether you're at home or out and about, our digital banking services ensure that you're always in control of your finances. Experience the ease and security of modern banking today!

Secure Access Anytime

Security is our top priority at Sound. With electronic signature authorization available, you can complete important documents safely without the hassle of printing and scanning. Enjoy peace of mind knowing that your personal information is protected every step of the way.

Financial Strength

Community Trust

Total Share and Deposit Accounts stand at 318,778, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $2,854,249, further highlighting our dedication to supporting your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 16330 Aurora Ave N Shoreline Wa 98133 or call (253) 383-2016 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $290,141,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial success is reflected in our lending capacity, which includes $32,794 in used auto loans and $2,334,975,424 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $766,800,320 in share certificates and $499,327,301 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $10,962,029 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 408 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $341,018,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $619,769,853 in used vehicle loans and $232,912,683 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got you covered.

Business Financing

For business owners, our outstanding commercial loans totaling $673,966,414 provide the capital needed to grow and expand your operations. We understand the challenges faced by small businesses and are committed to supporting their success. At Sound, we also offer refinancing options that could lower your monthly payments or help you secure better terms on existing loans. Our team is dedicated to finding the best solutions tailored specifically for your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore our loan offerings further and see how we can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $156,635,803, make buying or refinancing simple. We are here to guide you through each step of the process, ensuring that you find the right solution for your housing needs.

Personal and Credit Line Loans

For those seeking more flexibility, we also provide unsecured credit card loans with a total of $69,986,124 in loans helping members manage their finances effectively. This option can be ideal for unexpected expenses or consolidating debt. Additionally, if you're looking for a line of credit to help manage cash flow, our total credit lines amount to $547,290,089, offering you easy access to funds when you need them most.

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SOUND

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans