Sound Credit Union Redmond WA | Affordable Vehicle Loans & Mobile Banking

Introduction

Welcome to Sound Credit Union, your trusted financial partner in the heart of Redmond, WA! Located at 16424 NE 79th St, Redmond, WA 98052, our branch has been serving the community since 1940. With over 163,882 members and a commitment to helping you achieve your financial goals, we pride ourselves on providing personalized services tailored to your needs. At Sound Credit Union, we understand that every member is unique. That's why we offer a wide range of financial products, including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking services. With total assets exceeding $2.98 billion and total deposits of $229,438,843, we are well-equipped to support your financial journey with stability and security. Our dedicated team of 427 employees, led by CEO Don Clark and Board President John Bauder, is here to assist you with all your banking needs. Whether you're looking for guidance on loans or need help managing your accounts, we're just a phone call away at 253-383-2016. While you can visit us at our physical location for face-to-face service, official correspondence should be sent to our mailing address: PO Box 1595, Tacoma, WA 98401. We invite you to explore our website at Sound Credit Union for more information about our services and how we can help you thrive financially. Come see how being a member can make a difference in your life!

Branch History & Mission

Community Impact

Over the decades, we have embraced opportunities to support local initiatives and organizations. Our partnerships extend beyond traditional banking; we actively participate in community outreach efforts aimed at improving financial literacy and supporting local businesses. These initiatives highlight our dedication not just as a financial institution but as a vital part of the Redmond community.

Modern Banking Solutions

In addition to our rich history and active community role, Sound is proud to embrace modern banking technologies. With features like mobile payments, online banking, and an ADA-compliant facility equipped with ATM availability and drive-thru service, we ensure that our members enjoy both convenience and accessibility. We invite you to join Sound today! Experience firsthand how we blend tradition with innovation while remaining deeply rooted in our mission to serve you and your community better. Whether you're looking for a personal loan or seeking advice on your savings plan, we're here for you every step of the way. Let's build a brighter financial future together!

Our Mission

At Sound, our mission is straightforward: to empower our members through comprehensive financial solutions while fostering a strong sense of community. We believe that when our members thrive, so does the entire community. This belief drives us to offer a range of services from personal banking and auto loans to business banking and online banking capabilities. We are committed to making banking accessible and convenient for everyone. While members can visit us at 16424 Ne 79Th St, official correspondence should be sent to PO Box 1595, Tacoma, WA 98401. This dual approach ensures that we maintain open lines of communication with our valued members.

Branch Location & Accessibility

Call Us Anytime!

Have questions or need help? Don't hesitate to call us at 253-383-2016. We look forward to serving you at Sound Credit Union's Redmond Branch! And remember, while members can visit us at 16424 Ne 79Th St Redmond Wa 98052, official correspondence should be sent to PO Box 1595 in Tacoma if needed. We can't wait to see you soon!

Nearby Landmarks

Nestled near popular spots like the Redmond Town Center and Marymoor Park, our branch is easily accessible for all members of the community. With ample parking available and ADA-compliant features, everyone can visit us comfortably.

Operating Hours

Our doors are open Monday through Friday from 9 AM to 5:30 PM, with Saturday hours from 9 AM to 1 PM. This gives you plenty of time throughout the week to stop in for any of your banking needs!

Services Offered

At our Redmond location, you can enjoy a full range of services tailored to meet your financial goals. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, our drive-thru service makes it easy to complete simple transactions without leaving your car. If you need assistance after hours or prefer cashless options, we also offer ATM services nearby so accessing your funds is always convenient.

Member Eligibility

Becoming a member of Sound is like joining a welcoming family that truly cares about your financial well-being. If you're looking to take part in a community that values support and growth, you'll be glad to know that membership is open to individuals who live, work, worship, or attend school in the areas surrounding 16424 Ne 79Th St Redmond Wa 98052. It's easy to see how you fit into our community! Plus, as a member, you'll enjoy benefits like competitive rates on loans and savings accounts, personalized service, and access to various financial products tailored just for you. To start your journey with us, simply visit our website for more information on how to open an account: [](URL). If you have any questions or need assistance, feel free to call us at (253) 383-2016. We're here to help you every step of the way! For the latest eligibility details, check out this resource: [](URL). We can't wait for you to join Sound!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $425 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $673,966,414, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide essential merchant services that help streamline your operations. Imagine a busy Saturday at your café customers are lined up, and you need a quick way to process payments. Our reliable merchant services ensure that you can accept payments effortlessly, allowing you to focus on what matters most: serving your customers and growing your business. Located at 16424 Ne 79Th St Redmond Wa 98052 in Redmond, WA, we're here to empower local businesses with the financial tools they need. Contact us today at (253) 383-2016 to learn more about how we can help you thrive!

Comprehensive List Of Services

Connect with Us

With a friendly team ready to assist you during our operating hours Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM you'll always find support when you need it most. If you have any questions or need assistance, don't hesitate to reach out at (253) 383-2016. Discover how Sound can help simplify your financial life today! Visit us online at https://www.soundcu.com/ for more information about all our services or stop by our branch in Redmond. We look forward to serving you!

Convenient Access and Support

We understand that convenience is key in today's fast-paced world. That's why we offer various ways to access your accounts and conduct transactions. Our ATM & Cash Withdrawal Services allow for easy cash access whenever needed. With our Drive-Thru Banking, quick deposits, withdrawals, and simple transactions can be completed without leaving your car. We also participate in Shared Branch Transactions, enabling members of partner credit unions to perform basic deposits and withdrawals. In addition, our commitment to digital solutions means you can enjoy features like Mobile Payments and Person-to-Person Transfers, making it simple to send money directly from your phone.

Flexible Lending Options

Life can be unpredictable, which is why we provide Personal Loans & Debt Consolidation services designed to ease financial burdens. Our competitive Credit Cards with Rewards offer perks that can enhance your everyday spending while giving back at the same time. For business owners, our Business Banking services include Merchant Services & Business Loans, ensuring you have the support needed to grow your enterprise.

Personal Banking Solutions

Our personal banking services include Checking & Savings Accounts that fit your lifestyle. Imagine managing your finances effortlessly through Online & Mobile Banking check balances, transfer funds, and pay bills from anywhere. For those considering vehicle purchases, our Auto Loans & Vehicle Financing options make it easy to get behind the wheel without breaking the bank. Additionally, we offer Mortgage Loans & Refinancing solutions that can help you secure your dream home or lower your current mortgage payments.

Digital & Online Banking

Key Services

Our online banking platform is available 24/7 at https://www.soundcu.com/ . You can log in anytime to view your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Just a few taps on your smartphone, and you're done! For those who prefer using their mobile devices, our mobile application offers all the features of our online banking service right at your fingertips. You can even make mobile payments seamlessly, whether you're shopping online or at local stores.

Security and Accessibility

Your security is our priority. We provide electronic signature authorization for added protection when signing documents digitally. Plus, our e-statements feature lets you receive your statements electronically, helping you stay organized while also being eco-friendly. Managing your accounts has never been easier or more secure. With real-time updates on your transactions and account status, you're always informed about your financial situation. At Sound, we strive to make banking accessible for everyone. Whether you're at home or out running errands, our digital banking solutions ensure that you can manage your finances effortlessly. Join us today to experience the convenience of modern banking!

Financial Strength

At Sound, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which showcases our commitment to serving you with reliability and trustworthiness. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $341,018,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $766,800,320 in share certificates and $499,327,301 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $290,141,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity includes $32,794 in used auto loans and a total of $2,334,975,424 in loans and leases, supporting your financial goals across various sectors. Our operational efficiency shines through our $10,962,029, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 408 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,854,249. With a total of 318,778 share accounts, we show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 16424 Ne 79Th St Redmond Wa 98052 or call (253) 383-2016 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $619,769,853 in used vehicle loans and $232,912,683 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a dependable used car, our team will guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $673,966,414 provide the capital needed to grow and expand. We understand that running a business comes with its challenges, and we're here to support you with financing solutions designed for success. At Sound, we believe that financial empowerment is within everyone's reach. If you're considering any of these loan products or want more information about refinancing options, don't hesitate to contact us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you take the next steps toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $156,635,803, make buying or refinancing simple. We are committed to making your home-buying experience as smooth as possible by providing various refinancing options and eligibility assessments tailored just for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $69,986,124 in loans helping members manage their finances effectively. This option allows you to make purchases without tying up your savings, offering convenience and peace of mind when unexpected expenses arise.

Loan Aggregator

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SOUND

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans