Sound Credit Union Puyallup WA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Sound Credit Union, your trusted financial partner located at 117 14Th Ave Se, Puyallup, WA 98372. Since our establishment in 1940, we have been dedicated to serving our community with integrity and care. With a robust membership of 163,882 individuals, we strive to offer personalized banking solutions that meet the unique needs of each member. At Sound, we pride ourselves on our strong financial foundation, boasting total assets of $2,982,146,348 and total deposits reaching $229,438,843. Our commitment to fostering financial well-being is reflected in the wide range of services we provide from personal checking and savings accounts to auto loans and mortgages. In fact, we've issued a total of 84,672 loans and leases, helping our members achieve their dreams. While members can visit us at our Puyallup branch, official correspondence should be sent to our mailing address: PO Box 1595, Tacoma, WA 98401. We are here for you Monday through Friday from 9 AM to 5:30 PM and on Saturdays from 9 AM to 1 PM. Under the leadership of CEO Don Clark and Board President John Bauder, our team of 427 employees is committed to providing exceptional service and support. Whether you're looking for business banking solutions or personal finance advice, we're here to help you navigate your financial journey with confidence. Explore more about what Sound Credit Union has to offer by visiting our website at https://www.soundcu.com . Feel free to reach out at (253) 383-2016 for any inquiries we're excited to assist you!

Branch History & Mission

At Sound, we are proud of our rich history that dates back to 1940. Since our doors opened in Puyallup, WA, we have been dedicated to serving our community with integrity and commitment. Located at 117 14th Ave SE, Puyallup, WA 98372, our branch has grown into a vital financial resource for the area. Over the decades, we have evolved alongside our members, adapting to their needs and expanding our services to include personal banking, auto loans, mortgages, business banking, and much more. Today, we proudly serve over 163,882 members and manage total assets of approximately $2.98 billion. This growth reflects our unwavering mission: to empower individuals and families through accessible financial services while fostering a sense of community. We believe in making banking simple and convenient for everyone. Our ATM services are available for easy cash withdrawals, and we offer drive-thru banking for those who prefer the comfort of their vehicles. Our mission statement captures our essence: "We exist to improve the financial well-being of our members." We strive not only to provide excellent financial products but also to engage in community outreach and support initiatives that uplift those around us. We are committed to building lasting relationships with our members by offering personalized service and innovative solutions. While members can visit us at our branch address, official correspondence should be sent to PO Box 1595, Tacoma, WA 98401. Our dedicated team is here during operating hours Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM to assist you with any questions or needs you may have. As we continue to grow and adapt in this digital age, we remain focused on providing exceptional service through online banking and mobile payments that allow you to manage your finances anytime, anywhere. Our commitment to accessibility includes ADA compliance efforts ensuring everyone can utilize our services without barriers. Join us as we look forward to a future filled with opportunities for all. Experience the difference at Sound by becoming a member today! Your journey towards better financial health begins here.

Branch Location & Accessibility

Convenient Access and Amenities

At our Puyallup branch, we prioritize your comfort and convenience. We offer ample parking right outside our doors, ensuring you can easily access our services. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entryways so that everyone can enjoy a smooth banking experience.

Get in Touch

Have questions or need assistance? Don't hesitate to call us at 253-383-2016. Our dedicated team is eager to help you navigate your financial journey. We invite you to visit us at the Puyallup Branch today; let's make banking easier together!

Operating Hours That Fit Your Schedule

We understand that life can get busy, which is why we're here for you Monday through Friday from 9 AM to 5:30 PM, and on Saturdays from 9 AM to 1 PM. Whether you need to deposit a check during your lunch break or stop by on Saturday morning, we're available to help you with all your banking needs.

Services Tailored for You

Our branch provides a range of services designed to meet your financial goals. From personal checking and savings accounts to auto loans and mortgage options, we have something for everyone. Plus, enjoy the convenience of our drive-thru service for quick deposits and withdrawals without leaving your vehicle. And if you're a member of a partner credit union, feel free to take advantage of shared services here at Sound.

Member Eligibility

Joining Sound is like stepping into a welcoming community where your financial well-being is our priority. To become a member, you simply need to meet certain eligibility criteria, which are designed to ensure that everyone feels included and supported. Generally, membership is open to those who live, work, or worship in the area around our branch at 117 14Th Ave Se Puyallup Wa 98372. We also welcome family members of existing members, making it easy for loved ones to share in the benefits of being part of our cooperative. For detailed eligibility requirements and the most current information, we encourage you to visit this resource. Opening an account with us is straightforward and friendly! You can start your journey toward membership by giving us a call at (253) 383-2016, or you can check out our website for more information on how to get started. At Sound, we believe in building relationships that empower you financially, so come join us today and experience the advantages of being a member!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having a reliable partner who helps you manage transactions smoothly and efficiently. Our merchant services simplify payment processing, allowing you to focus on what matters most growing your business. From credit card processing to point-of-sale solutions, we equip you with the tools needed to enhance customer experiences and streamline operations. Visit us at 117 14Th Ave Se Puyallup Wa 98372 in Puyallup, WA, or call us at (253) 383-2016 to explore how our business banking services can empower your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $425 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $673,966,414, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we haven't left you out! Our business banking services, including merchant services and business loans, are designed to support local entrepreneurs like you. We know how vital it is to have reliable financial backing when running a business.

Convenient Access Anytime

At Sound, we prioritize convenience. Our branch features an ATM for cash withdrawals, which means you have access to your funds whenever you need them. Plus, our drive-thru service allows for easy deposits and withdrawals without leaving your vehicle. Additionally, if you're a member of another partnering credit union, take advantage of our shared branch transactions for deposits and withdrawals. Our commitment doesn't stop at in-person services; we offer basic ATM access for balance checks and more. You can trust us to provide the accessibility and ease that fits your busy lifestyle.

Financing Your Dreams

Dreaming of a new car? Our auto loans and vehicle financing options can help turn that dream into reality. We offer competitive rates and flexible terms to fit your budget. If you're considering purchasing a home or refinancing your current mortgage, our mortgage loans and refinancing services provide personalized assistance every step of the way. For those unexpected expenses, our personal loans and debt consolidation solutions offer peace of mind. Whether it's for medical bills, home improvements, or consolidating debt, we're here to support you financially.

Get Started Today!

Ready to explore how we can assist you further? Call us at (253) 383-2016 or visit us at our branch in Puyallup. We look forward to welcoming you into the Puyallup Branch family where financial well-being is just around the corner!

Personal Banking Made Easy

Whether you're opening a new checking account or looking for a savings account that fits your goals, our personal banking services are designed with you in mind. Imagine being able to manage your funds effortlessly through online and mobile banking. With just a few clicks, you can check balances, transfer money, or pay bills from the comfort of your home or on the go.

Rewarding Credit Card Options

Don't forget about our credit cards with rewards! They not only make everyday purchases easier but also earn you points for travel, cash back, and more.

Digital & Online Banking

Convenient Online Banking

Our online banking platform, accessible at https://www.soundcu.com/ , allows you to view your account balances, transfer funds, and pay bills without the hassle of visiting a branch. You can take advantage of 24/7 online banking services to check your transactions and stay on top of your financial goals whenever it suits you.

E-Statements for Easy Access

Stay organized with e-statements available directly through our online banking platform. They are not only environmentally friendly but also help you keep track of your financial activities with ease. No more cluttered mailboxes; everything you need is right at your fingertips.

Secure Transactions

Security is a top priority at Sound. Our digital banking services incorporate the latest security measures to protect your personal information while ensuring smooth transactions. You can rest easy knowing that your data is safe as you manage your accounts. In summary, whether you're using our website or mobile app, Sound provides a range of convenient services that make managing your finances simple and secure. Join us today and experience the benefits of modern banking!

User-Friendly Mobile Application

For those who prefer banking on the go, our mobile application offers all the features you need right in your pocket. Whether you're making mobile payments or sending money through person-to-person transfers, everything is designed to be intuitive and user-friendly. Plus, with electronic signature authorization available, signing documents is a breeze no more printing and scanning!

Financial Strength

Commitment to Growth

With $290,141,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; we have $32,794 in used auto loans and a total of $2,334,975,424 in loans and leases available to support your financial goals across various sectors.

Operational Efficiency

Our impressive $10,962,029 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 408 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secured Savings Opportunities

Members' savings are secured through $766,800,320 in share certificates and $499,327,301 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $341,018,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Relationships

We have achieved a strong member base with 318,778, showing that our community trusts us with their finances. Our net shares available for lending and investments stand at $2,854,249, further showcasing our commitment to your financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 117 14Th Ave Se Puyallup Wa 98372 or call (253) 383-2016 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $619,769,853 in used vehicle loans and $232,912,683 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $673,966,414 provide the capital needed to grow and expand. We work closely with local businesses to ensure they have the resources necessary for success. If you're considering refinancing any existing loans or want to know more about eligibility options, our knowledgeable team is here to assist you with all inquiries. To learn more about our loan offerings or if you have any questions, feel free to reach out at (253) 383-2016 or visit us at our branch located at 117 14Th Ave Se Puyallup Wa 98372. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Sound, we're dedicated to providing you with reliable and accessible financial solutions tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $156,635,803, make buying or refinancing simple. We aim to guide you through each step of the process, ensuring you feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $69,986,124 in loans helping members manage their finances effectively. These cards can be a great tool for making purchases while building your credit history.

Loan Aggregator

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SOUND

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans