Sound Credit Union Olympia WA | Affordable Vehicle Loans & Business Banking

Introduction

At Sound Credit Union, we pride ourselves on being more than just a financial institution; we are your trusted partner in achieving financial well-being. Located at 3600 Martin Way E, Olympia, WA 98506, our Olympia Branch has been serving the community since 1940. With a strong foundation built on trust and reliability, we have grown to support over 163,882 members and manage total assets of approximately $2,982,146,348. Our commitment to our members is reflected in our comprehensive range of services that include personal banking options such as checking and savings accounts, auto loans, mortgages, and business banking solutions. We understand the importance of financial flexibility, which is why we offer various loan products totaling 84,672 loans and leases. Additionally, with total deposits reaching $229,438,843, you can feel secure knowing your money is safe with us. While members can visit us at our Olympia branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 1595, Tacoma, WA 98401. Our dedicated team of 427 employees, led by CEO Don Clark and Board President John Bauder, is here to assist you during our operating hours: Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM. We invite you to join the Sound Credit Union family and experience the difference that comes with personalized service and community-focused banking. If you have any questions or need assistance, don't hesitate to call us at 253-383-2016 or visit our website at Sound Credit Union. Together, let's build a brighter financial future!

Branch History & Mission

Join Us

We invite you to experience what it means to be part of Sound. Whether you're looking for a reliable place to save or seeking financial advice tailored just for you, we're here every step of the way. Join us today and discover how we can help make your financial dreams a reality! For more information or assistance, please call us at 253-383-2016 or visit our website at Sound Credit Union.

Our Journey

Since opening our doors at 3600 Martin Way E, Sound has continually evolved to meet the needs of our members and the local community. We have embraced advancements in technology to ensure that banking is accessible and convenient for everyone. With features like online banking, mobile payments, and e-statements, we strive to provide a modern banking experience while maintaining our personal touch. Our physical branch offers essential services such as checking and savings accounts, auto loans, mortgage refinancing, personal loans, business banking solutions, and more. Members can also enjoy the convenience of our ATM availability and drive-thru services for quick transactions.

Our Mission

At Sound, our mission is clear: we are dedicated to empowering individuals and families through responsible financial services while fostering a sense of community. We believe in supporting not only your financial goals but also local initiatives that enhance the well-being of everyone in Olympia. This commitment extends beyond traditional banking; we actively participate in community outreach efforts and partnerships that uplift those around us. While you can visit us at 3600 Martin Way E, official correspondence should be directed to PO Box 1595, Tacoma, WA 98401. Our team is here during regular hours Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM to assist you with any inquiries or support you may need.

Branch Location & Accessibility

Accessibility Features

Our Olympia Branch is designed with your convenience in mind. We offer ample parking, including designated spots for those with disabilities, ensuring easy access for everyone. The branch is ADA compliant with ramps and wide entryways to make your visit smooth and hassle-free.

Contact Us Today!

Have questions or want to learn more? Give us a call at 253-383-2016. We're excited to help you navigate your financial needs! Come visit us at Sound's Olympia Branch today we look forward to welcoming you!

Operating Hours

We understand that life can get busy, so we strive to accommodate your schedule. Our lobby hours are Monday through Friday from 9 AM to 5:30 PM, and on Saturdays, you can take advantage of our drive-thru services from 9 AM to 1 PM. This flexibility allows you to manage your banking needs at a time that works best for you.

Services Offered

At the Olympia Branch, we provide a range of services tailored to fit your financial journey. From checking and savings accounts to auto loans and mortgage refinancing, our team is ready to assist you with personalized solutions. If you prefer banking on the go, our online and mobile banking options make managing your finances simple and convenient. For those who enjoy the ease of drive-thru banking, we offer basic services such as deposits and withdrawals without ever needing to leave your car. Additionally, if you're a member of another credit union that partners with us through shared services, you can perform basic transactions right here.

Member Eligibility

At Sound, we believe that everyone deserves the opportunity to be part of a caring and supportive financial community. Becoming a member is simple and welcoming, and we're here to help you every step of the way. If you're someone who lives, works, worships, or attends school in our local area, you're likely eligible to join us. We value diversity and inclusivity, which means we welcome individuals from all walks of life. For detailed eligibility criteria, feel free to check out our website at . Once you know you're eligible, opening an account with us is straightforward. Whether you prefer to visit us in person at our convenient location at 3600 Martin Way E Olympia Wa 98506 or give us a call at (253) 383-2016, our friendly team is ready to assist you. Joining Sound means not only gaining access to a wide range of financial services but also becoming part of a community that truly cares about your financial well-being. We can't wait for you to join us!

Business Banking & Commercial Services

Real-World Merchant Services

Beyond loans, our merchant services make everyday transactions smoother. Imagine processing payments seamlessly, whether your customers are shopping online or at your storefront. This means more time for you to focus on what truly matters growing your business and serving your clients better. Located at 3600 Martin Way E Olympia Wa 98506 in Olympia, WA, we're here to partner with you on your financial journey. Reach out to us at (253) 383-2016 to explore how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $425 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $673,966,414, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also facilitate basic shared branch transactions for members of partner credit unions, ensuring that you have access to your funds even when you're away from home. Whether it's making deposits or withdrawals through our network of ATMs or branches, we're here to assist you every step of the way. At Sound, we believe in building strong relationships with our members by offering personalized service and comprehensive financial solutions. Ready to take the next step? Visit us at 3600 Martin Way E Olympia Wa 98506 in Olympia, WA, or give us a call at (253) 383-2016. Join us today and discover how we can help you achieve your financial goals!

Business Banking

If you're a business owner, we have you covered with our business banking services, including merchant services and business loans designed to support your growth. We understand that running a business comes with unique challenges, so our team is here to help streamline your financial processes.

Credit Options

For those looking to consolidate debt or fund personal projects, our personal loans provide flexible options tailored to fit your budget. Plus, with our credit cards featuring rewards, you can earn points on everyday purchases that can be redeemed for travel, merchandise, or even cash back.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With just a few clicks or taps on your phone, you can manage your accounts from anywhere. Our ATM services ensure that cash withdrawals are hassle-free, and if you prefer face-to-face interactions, our drive-thru banking allows for quick transactions without leaving your vehicle.

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your everyday finances with ease. Imagine having a reliable place to store your funds while earning interest on your savings. We also offer auto loans and vehicle financing, making it easier for you to drive away in your dream car without breaking the bank. If you're considering purchasing a home, our mortgage loans and refinancing options can help you secure the best rates available.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking platform available at https://www.soundcu.com/ , you can handle all your banking needs from the comfort of your home or on the go. Whether you're checking your account balance, transferring funds, or paying bills, everything is just a click away. Plus, with 24/7 access to online banking services, you're never left waiting for branch hours to get things done. Need to send money quickly? Our person-to-person transfer feature makes it easy to send and receive funds with friends and family instantly. And for those times when you need to sign documents, our electronic signature authorization ensures that you can complete transactions securely without any hassle.

Manage Your Money On-the-Go

Our mobile application gives you the power to manage your finances right from your pocket. With features like mobile payments, you can pay for purchases without fumbling for cash or cards. Just open the app and make payments quickly and securely. At Sound, we prioritize your security while providing user-friendly features that enhance your banking experience. Whether you're at home or out and about, our digital banking services are designed to fit seamlessly into your life. Join us today and enjoy the convenience of modern banking!

Stay Organized and Informed

Keeping track of your financial statements is important. That's why we offer e-statements that are not only environmentally friendly but also allow you to view your account activity whenever you like. You'll receive notifications about important updates directly in your inbox.

Financial Strength

At Sound, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights about our financial strength, which reflects our commitment to serving you with reliability and trust. With a net worth of $341,018,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $766,800,320 in share certificates and $499,327,301 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $290,141,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $32,794 in used auto loans and $2,334,975,424 in total loans and leases. Our performance is evident with a net income of $10,962,029, reflecting our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 408 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,854,249. Total Share and Deposit Accounts: 318,778, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 3600 Martin Way E Olympia Wa 98506 or call (253) 383-2016 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $619,769,853 in used vehicle loans and $232,912,683 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you have options whether you're purchasing from a dealership or a private seller.

Credit Lines

In addition to traditional loans, we provide credit lines totaling $547,290,089. These lines can be an excellent resource for managing cash flow or covering unexpected expenses without the need for a traditional loan. If you're considering refinancing any existing loans or exploring eligibility options, our team is here to guide you through the process. We prioritize transparency and work hard to find solutions that align with your financial objectives. For more information about our loan products or to speak with one of our knowledgeable representatives, please don't hesitate to contact us at (253) 383-2016. You can also visit us at our branch located at 3600 Martin Way E Olympia Wa 98506, Olympia, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Sound, we're dedicated to helping you navigate your financial journey with confidence and ease. Whether it's an auto loan, mortgage, or personal financing option, we're here to support you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $156,635,803, make buying or refinancing simple. We aim to support you through every step of the home-buying process with various mortgage solutions tailored to fit your needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $69,986,124 in loans helping members manage their finances effectively. Our credit cards come with great benefits and rewards, allowing you to earn while you spend.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers, allowing them to make informed decisions when it comes to borrowing.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users find the best deals quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SOUND

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans