Sound Credit Union Mukilteo WA | Quick Personal Loans & Business Banking

Introduction

Welcome to Sound Credit Union, your trusted partner in financial success since 1940. Located at 9901 Harbour Pl, Mukilteo, WA 98275, we have proudly served our community for over eight decades, building relationships with our 163,882 members. Our commitment to providing exceptional personal banking services is reflected in our robust financial standing, with total assets exceeding $2.98 billion and total deposits reaching $229,438,843. At Sound Credit Union, we believe in putting our members first. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and even business banking solutions. With a dedicated team of 427 employees, led by CEO Don Clark and Board President John Bauder, we strive to ensure that every interaction you have with us is friendly and supportive. We understand the importance of accessibility, which is why we provide various convenient services such as online and mobile banking, ATMs, and drive-thru options for your ease. Should you need assistance or wish to explore our offerings further, feel free to reach out at 253-383-2016. While members can visit us at our branch location in Mukilteo, official correspondence should be sent to our mailing address: PO Box 1595, Tacoma, WA 98401. Join us today and experience the difference that comes with being part of a community-focused credit union! Explore more about what we offer by visiting our website at Sound Credit Union. Your financial journey starts here!

Branch History & Mission

Community Connection

While you can visit us at our branch address for all your banking needs during our operating hours Monday through Friday from 9 am to 5:30 pm and Saturday from 9 am to 1 pm we encourage you to reach out via phone at 253-383-2016 for any inquiries or assistance you may need. For official correspondence, please send your mail to PO Box 1595, Tacoma, WA 98401. We take pride in ensuring accessibility for everyone with ADA compliance features throughout our facilities. Whether you're using one of our shared service centers or accessing basic ATM services like withdrawals or balance checks, we aim to make your experience as smooth as possible.

Join Us Today

As we continue on this journey of growth and community impact, we invite you to become a part of the Sound family. Experience firsthand how we can help you navigate your financial path while contributing positively to the community. Join us today and discover why so many choose Sound as their trusted financial partner!

Our Journey

Located at 9901 Harbour Pl, Mukilteo, WA 98275, our branch has been a cornerstone of financial support in the region. With a strong commitment to service, we have nurtured a membership base that has grown to an impressive total of 163,882 members. Over the years, we have not only expanded our services but also increased our assets to an astounding ${total_assets}, allowing us to provide better support and resources for our members. Our headquarters is situated in Tacoma, WA, which allows us to stay connected with broader initiatives while remaining deeply rooted in the local community. The evolution of Sound goes beyond numbers; it reflects our passion for helping individuals and families achieve their financial goals. From auto loans and mortgages to personal banking and business services, we strive to offer comprehensive solutions that cater to diverse needs.

Our Mission

At Sound, our mission is clear: we are dedicated to empowering our members through excellent financial services while fostering community engagement and support. We believe that by providing access to essential banking services such as online and mobile banking, ATMs, and drive-thru options we can enhance the lives of those we serve. In addition to financial services, we actively participate in community outreach efforts that promote education and well-being. We partner with local organizations and initiatives aimed at uplifting residents of Mukilteo and surrounding areas. This commitment reflects our belief that strong communities lead to stronger individuals.

Branch Location & Accessibility

Accessibility and Features

We understand that accessibility is important for everyone. Our branch is equipped with ADA-compliant features, including ramps and accessible entrances to ensure that all members can comfortably access our services. For those driving in, we offer ample parking right outside the entrance, making it hassle-free to stop by for your banking needs. Our operating hours are designed to fit your schedule: we are open Monday through Friday from 9 AM to 5:30 PM and offer Saturday hours from 9 AM to 1 PM. Whether you need help with personal banking or have questions about loans, our friendly staff is here to assist you during these hours.

Connect With Us

Ready to explore how we can serve you better? Stop by our Mukilteo Branch or give us a call at 253-383-2016. We look forward to welcoming you into our community and helping you with all your banking needs!

Services Offered

At the Mukilteo Branch of Sound Credit Union, we provide a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we're here to help you achieve your financial goals. Additionally, our drive-thru banking option allows for quick deposits and withdrawals when you're on the go. For those who prefer flexibility, we offer ATM availability for quick cash withdrawals and balance checks any time you need them. Plus, as a shared service center, we can facilitate basic transactions for partner credit union members too!

Member Eligibility

At Sound, we believe that becoming a member is like joining a supportive family where your financial needs come first. If you're looking to become part of our community, eligibility is simple and welcoming. Generally, anyone who lives, works, or worships in the area surrounding 9901 Harbour Pl Mukilteo Wa 98275 can join us. We also extend membership to immediate family members of existing members, making it even easier for you to share the benefits with your loved ones. For more detailed information on eligibility criteria, feel free to check out our website at . Opening an account with us is just as straightforward! You can take the first step towards enjoying our range of services by visiting our site for account opening details at . If you have any questions or need assistance along the way, don't hesitate to reach out to us at (253) 383-2016. We're here to help you every step of the way as you embark on this journey with Sound.

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $425 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $673,966,414, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine a bustling café in the heart of Mukilteo. With our merchant services, they can easily process payments from customers, whether it's via card or mobile payment. This means more time serving delicious coffee and less time worrying about transactions. Our tools are designed to simplify everyday operations so you can focus on what matters most growing your business. Visit us at 9901 Harbour Pl Mukilteo Wa 98275 or call us at (253) 383-2016 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, we have comprehensive business banking services that can help your venture thrive. From merchant services that facilitate transactions to tailored business loans, we're equipped to support businesses of all sizes.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is crucial. That's why we offer robust online and mobile banking platforms. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts, pay bills, transfer money, and even enjoy features like person-to-person payments. Our commitment to convenience extends further with access to an ATM for quick cash withdrawals right when you need it.

Drive-Thru & Shared Services

We know that sometimes you prefer face-to-face interactions for simple transactions. That's why we provide basic drive-thru banking options for deposits and withdrawals, as well as shared branch transactions for members from partner credit unions. At Sound, we're here to make banking straightforward and accessible for everyone in the community. Whether you're stepping into our branch or accessing us online, we aim to provide a welcoming experience that meets your financial needs. If you're ready to explore how we can help improve your financial health or if you have any questions about our services, give us a call at (253) 383-2016 or visit us at our branch! Your financial success is our priority!

Personal Banking

Our personal banking services are tailored just for you. You can choose from various checking and savings accounts that fit your lifestyle. If you're dreaming of hitting the road in a new vehicle, our auto loans and vehicle financing options make it easy to drive away in the car you want. For those considering homeownership or looking to refinance, our mortgage loans provide competitive rates and flexible terms. Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play, allowing you to manage your finances more effectively without added stress. Plus, don't forget to check out our credit cards with rewards, which offer great perks while helping you build your credit.

Digital & Online Banking

Key Features

One of the standout features we offer is the ability to access E-Statements. Enjoy the eco-friendly benefit of receiving your statements electronically without the clutter of paper. This not only keeps your information secure but also helps you stay organized. Need to make payments on the go? Our Mobile Payments Feature allows you to pay for goods and services directly from your mobile device. Coupled with our Mobile Application, you can bank whenever it suits you whether you're at home or out and about. Want to send money quickly? With our Person-to-Person Transfers, sending cash to friends or family is straightforward and hassle-free. And for those who value security, we offer Electronic Signature Authorization, making it safe and easy to approve transactions online.

Security and Accessibility

Your safety is our top priority. Our digital banking platform is equipped with robust security measures to protect your personal information while giving you the freedom to manage your finances securely. We believe in making banking accessible for everyone. Whether you're tech-savvy or new to online banking, our services are designed for ease of use. So if you're looking for a reliable partner in managing your financial needs, look no further than Sound. Experience the future of banking today!

Financial Strength

Commitment to Growth

With $290,141,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We proudly support our community with $32,794 in used auto loans and $2,334,975,424 in total loans and leases, empowering you to achieve your financial goals.

Growing Trust

Total Share and Deposit Accounts: 318,778, show a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $2,854,249, which further solidifies our commitment to supporting our members' needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 9901 Harbour Pl Mukilteo Wa 98275 or call (253) 383-2016 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $766,800,320 in share certificates and $499,327,301 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $10,962,029 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 408 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $341,018,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Sound, we understand that finding the right loan product can make a big difference in your financial journey. Whether you're looking to buy a new vehicle, purchase a home, or manage your expenses effectively, we have a variety of loan options tailored to meet your needs. Our branch at 9901 Harbour Pl, Mukilteo, WA 98275 is here to support you every step of the way. With over 84672 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular among our members. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $619,769,853 in used vehicle loans and $232,912,683 in new vehicle loans already helping members get on the road. If homeownership is on your mind, consider our mortgage options. We offer Junior Lien 1-4 Family Residential Properties loans totaling $156,635,803, making buying or refinancing simple and accessible. For those needing flexibility with everyday expenses or larger purchases, we provide unsecured credit card loans with total amounts reaching $69,986,124. These loans help our members manage their finances effectively by offering flexible terms tailored to fit different lifestyles. Business owners will also find value in our offerings. We have outstanding commercial loans totaling $673,966,414, providing the capital needed for growth and expansion opportunities. It's important to note that we also offer refinancing options for many of our loan products. If you're considering refinancing an existing loan or exploring eligibility options for any of our services, please reach out to us directly at 253-383-2016. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Sound, we're committed to helping you find the best financial solutions that work for you!

Loan Aggregator

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SOUND

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans