Sound Credit Union Lynnwood WA | Best Auto Loans & Business Banking

Introduction

Welcome to Sound, your trusted credit union located at 2502 196Th St Sw Ste 110, Lynnwood, WA 98036. Since our establishment in 1940, we have proudly served a vibrant community of 163,882 members and continue to grow. With total assets exceeding $2.98 billion, we are committed to providing financial services that empower individuals and families to achieve their dreams. At Sound, we understand the importance of financial stability and security. Our focus is not only on growing our assets but also on ensuring the well-being of our members. We currently offer an impressive portfolio of over 84,672 loans and maintain total deposits of $229,438,843. Our net worth stands strong at $341,018,475, reflecting our dedication to sound financial practices. While members can visit us at our branch in Lynnwood for personalized service, official correspondence should be sent to our mailing address: PO Box 1595, Tacoma, WA 98401. If you have any questions or need assistance, don't hesitate to reach out to us at 253-383-2016. Our leadership team is here to guide you every step of the way. Under the direction of CEO Don Clark and Board President John Bauder, we strive to create a welcoming environment where you can confidently manage your finances. Whether you're looking for checking accounts, auto loans, mortgages, or business banking solutions, Sound is here to help you navigate your financial journey with ease. Join us today and experience the difference a member-focused credit union can make in your life. Visit us online at Sound Credit Union or give us a call we're excited to serve you!

Branch History & Mission

At Sound Credit Union, we are proud of our journey that began in 1940. Our branch, located at 2502 196Th St Sw Ste 110, Lynnwood, WA 98036, has been a cornerstone for our community for decades. With a commitment to serving our members and fostering financial growth, we have witnessed remarkable progress from our humble beginnings to becoming a trusted financial partner for over 163,882 members. Throughout the years, Sound has focused on empowering individuals and families with the tools they need to achieve their financial goals. We opened our doors with the mission to provide accessible banking services while supporting the local community. Our total assets have grown to an impressive $2,982,146,348, reflecting the trust placed in us by our members and their commitment to building a better future together. Our mission is clear: to enhance the lives of our members by offering comprehensive personal banking solutions while being deeply involved in community support initiatives. We believe that when our members succeed, we all thrive. This ethos drives us to provide not only essential services like checking and savings accounts but also loans and credit options that empower dreams from homeownership to starting a business. While you can visit us at our Lynnwood location for all your banking needs, official correspondence should be sent to PO Box 1595, Tacoma, WA 98401. Our branch operates Monday through Friday from 9:00 AM to 5:30 PM, and on Saturdays from 9:00 AM to 1:00 PM. We offer convenient ATM access and drive-thru banking for quick transactions. As part of our commitment to innovation, we embrace digital advancements that make banking easier for everyone. Our services include online banking and mobile payments, ensuring that you can manage your finances anytime and anywhere. Sound Credit Union is not just about numbers; it's about people. We actively engage in partnerships and community outreach efforts that make a real difference in the lives of those around us. Whether through financial education programs or local sponsorships, we strive to give back and strengthen the communities we serve. Join us at Sound Credit Union today! Experience firsthand how we can help you reach your financial goals while being part of a caring community that values every member's success. Visit us or call (253) 383-2016 to learn more about how we can assist you on your financial journey. Together, let's build a brighter future!

Branch Location & Accessibility

Get in Touch!

Ready to experience the friendly service at Sound? Feel free to reach out to us at (253) 383-2016 if you have any questions or need assistance before visiting. We look forward to welcoming you soon!

Nearby Landmarks and Accessibility

Our location is easy to find, nestled near popular spots that you may already visit. If you're in the area, we are just a short drive from major landmarks like the Lynnwood Convention Center. You'll find ample parking available at our branch, ensuring a hassle-free visit. We take pride in making our facilities accessible for everyone, featuring ADA-compliant entrances and ramps.

Operating Hours

At Sound, we understand that your time is valuable. That's why we're open Monday through Friday from 9:00 AM to 5:30 PM, and on Saturdays from 9:00 AM to 1:00 PM for drive-thru services. This flexibility helps you fit banking into your busy schedule.

Services Offered

We offer a range of banking services tailored just for you! From checking and savings accounts to auto loans and credit cards with rewards, our team is ready to assist you with all your financial needs. If you prefer doing things on-the-go, our online and mobile banking options make managing your finances easier than ever. For those who enjoy the convenience of drive-thru banking, we have that too! You can quickly handle deposits, withdrawals, and simple transactions without leaving your car. Plus, if you're a member of partner credit unions, our shared service center allows you to complete basic transactions seamlessly.

Member Eligibility

At Sound, we believe that everyone deserves a chance to be part of a caring community. Joining us is simple and welcoming! To become a member, you'll need to meet some basic eligibility criteria that often include living, working, or worshipping in our service area. Our members enjoy a range of benefits, from competitive rates on loans and savings accounts to access to personalized financial advice. If you're interested in learning more about the specific eligibility requirements, feel free to check out our detailed information at . We're here to help you every step of the way! Opening an account with us is straightforward and can set you on the path to financial wellness. You can get started by visiting us at 2502 196Th St Sw Ste 110 Lynnwood Wa 98036 or giving us a call at (253) 383-2016. Whether you're looking for everyday banking services or specialized loans, our friendly team is ready to assist you in becoming part of the Sound family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having the ability to accept payments effortlessly while managing your cash flow efficiently. Our merchant services provide just that. From point-of-sale systems to online payment solutions, we equip you with the tools needed to thrive in today's marketplace. With easy access to funds, you can focus on what truly matters growing your business. Visit us at 2502 196Th St Sw Ste 110 Lynnwood Wa 98036 in Lynnwood, WA, or call us at (253) 383-2016 to learn more about how we can help your business flourish!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $425 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $673,966,414, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services for Added Convenience

We also offer drive-thru banking for quick deposits and withdrawals, along with shared branch transactions for members of partner credit unions. This means you can perform basic transactions without having to visit a different location. Our commitment extends beyond just banking; it's about creating a seamless experience for all our members. For any questions or assistance regarding our services at Sound, feel free to reach out by calling us at (253) 383-2016 or visiting us at 2502 196Th St Sw Ste 110 Lynnwood Wa 98036. We're here to help you make informed financial decisions. Explore how Sound can support your financial journey today!

Business Banking Services

If you're a business owner, our business banking services are crafted just for you. From merchant services that simplify transactions to business loans that help you grow, we're here to support your entrepreneurial journey.

Digital Banking at Your Fingertips

In today's fast-paced world, convenience is key. With our online and mobile banking features, managing your finances has never been easier. You can check balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, our ATM services ensure you have access to cash whenever you need it.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts that help you keep track of your daily expenses and save for future goals. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options offer competitive rates and flexible terms to get you on the road with ease. For those looking to buy a home or refinance their mortgage, we provide personalized mortgage loans designed to fit your budget.

Support for Your Financial Goals

We understand that life can come with unexpected expenses. That's why we offer personal loans and debt consolidation options to help you manage those situations without stress. Our credit cards come with rewards that give back as you spend, making every purchase more rewarding.

Digital & Online Banking

Accessibility and Ease-of-Use

One of the best parts about banking with us is that our services are available 24/7. This means you can manage your accounts whenever it suits you no more rushing to the bank before closing time. If you're interested in going paperless, we provide e-statements that are easy to view and download. And for those who love making payments on the fly, our mobile payments feature lets you make purchases securely from your phone. All these tools combine to give you real-time access and control over your finances. At Sound, we prioritize making banking as straightforward as possible for our members. With our digital services, you're not just banking; you're empowered to manage your money efficiently and securely. Join us today and experience the future of banking!

Key Services

With our [online banking](url_text) platform, you can easily check your account balances, transfer funds, pay bills, and even manage your e-statements all from your computer or mobile device. Enjoy the peace of mind that comes with knowing your financial information is protected with top-notch security measures. We also offer electronic signature authorization, so you can approve important documents without needing to visit a branch. Need to send money to a friend? Our person-to-person transfers feature makes it simple and quick. You can share funds directly from your account in just a few taps! Plus, if you're on the move, our mobile application allows you to access all these features right from your smartphone.

Financial Strength

Growing Member Base

The confidence placed in us by our members is evident with a total of 318,778 share accounts. This growing member base shows that more individuals trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 2502 196Th St Sw Ste 110 Lynnwood Wa 98036 or call (253) 383-2016 to learn more about how we can help you achieve your financial goals.

Investing in Our Future Together

With $290,141,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $32,794 in used auto loans and a robust total of $2,334,975,424 in loans and leases available.

Member-Centric Savings Options

Your savings are secured through $766,800,320 in share certificates and $499,327,301 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $10,962,029, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 408 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $341,018,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $619,769,853 in used vehicle loans and $232,912,683 in new vehicle loans already helping members get on the road. We provide flexible terms that allow you to choose a payment plan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $673,966,414 provide the capital needed to grow and expand. Whether you need funds for equipment, inventory, or operational costs, we have solutions tailored specifically for your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $156,635,803, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance an existing mortgage, our team is dedicated to guiding you through the process and finding the right solution for your situation.

Refinancing Options

If you're considering refinancing any of your existing loans, we can assist you with that as well. Our team will work closely with you to explore eligibility options and ensure that you receive the best possible rates available. At Sound, we pride ourselves on providing personalized service and transparent information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to visit us or give us a call at (253) 383-2016 to learn more about how we can assist you in achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $69,986,124 in loans helping members manage their finances effectively. Our credit cards come with various features designed to enhance your spending experience while ensuring that you have control over your finances.

Loan Aggregator

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SOUND

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans