Sound Credit Union Lakewood WA | Affordable Auto Loans & Business Banking

Introduction

At Sound Credit Union, we believe in more than just banking; we are dedicated to building a community where members thrive. Nestled in the heart of Lakewood, our Lakewood Branch at 7717 Bridgeport Way W is a welcoming space for all your financial needs. Established in 1940, we have proudly served our growing family of 163,882 members, offering them tailored solutions that empower their financial journeys. With total assets exceeding $2.98 billion and deposits of $229,438,843, our commitment to providing stability and security is unwavering. As a testament to our reliability, we maintain a solid net worth of $341,018,475 and over $24 million in cash on hand, ensuring that your funds are safe with us. Our diverse range of services includes personal banking options like checking and savings accounts, auto loans, mortgage solutions, and business financing designed to meet the unique needs of our members. Under the leadership of CEO Don Clark and Board President John Bauder, our team of 427 employees works tirelessly to foster trust and transparency. We understand that every member's situation is different, which is why we take the time to listen and offer personalized advice tailored just for you. While members can visit us at our branch location in Lakewood, official correspondence should be sent to our mailing address: PO Box 1595, Tacoma, WA 98401. If you have any questions or need assistance, please don't hesitate to reach out to us at (253) 383-2016. Join us today and discover how Sound Credit Union can help you achieve your financial goals! Visit our website at soundcu.com for more information or stop by during our operating hours: Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM. Your journey towards financial success starts here!

Branch History & Mission

Join Us!

With operating hours from Monday to Friday, 9 AM - 5:30 PM and Saturday from 9 AM - 1 PM, we're here for you when you need us most. Whether you're stopping by for basic transactions or exploring ways to enhance your financial well-being through our shared service center or drive-thru banking options, we invite you to become part of the Sound family today. Give us a call at (253) 383-2016 or visit Sound's website for more information on how we can assist you in achieving your financial goals. Together, let's build a brighter future!

Our Evolution

From our humble beginnings, Sound has evolved to meet the changing needs of our members and the community. Our branch has seen many milestones along the way, including the introduction of innovative banking services and technologies that make banking easier and more accessible. We ensure that every member feels valued and supported as they navigate their financial journeys. Our commitment to serving you doesn't just stop at traditional banking. We've embraced digital advancements with features like online banking and mobile payments to provide you with convenient access to your accounts anytime, anywhere. Plus, we are proud to be ADA compliant so everyone can enjoy our services without barriers.

Our Mission

Our mission is simple yet powerful: to empower individuals and families through financial education and support while contributing positively to our community. At Sound, we believe that everyone deserves a chance to thrive financially. This mission drives us to offer not only personal banking products like checking and savings accounts, auto loans, mortgages, and credit cards but also business banking solutions that help local businesses flourish. We take pride in our outreach efforts within Lakewood and beyond. Through various partnerships and community programs, we aim to uplift those around us. Whether it's hosting financial workshops or supporting local events, we're dedicated to making a positive impact where it matters most. While members can visit us at 7717 Bridgeport Way W Lakewood Wa 98499, official correspondence should be sent to PO Box 1595, Tacoma, WA 98401 if different from your branch address.

Branch Location & Accessibility

Convenient Access and Features

At our Lakewood location, you'll find ample parking to make your visit hassle-free. We've designed our branch with accessibility in mind, ensuring that everyone can enjoy our services comfortably. Our facilities comply with ADA standards, featuring ramps and easy access points for all visitors. Our lobby hours are tailored to fit your busy schedule, open from Monday to Friday, 9 AM to 5:30 PM, and on Saturdays from 9 AM to 1 PM for drive-thru banking. If you need assistance outside these hours, feel free to reach out via phone at 253-383-2016. Our friendly staff is always ready to help!

Services Offered

Sound Credit Union offers a wide range of services right here at the Lakewood Branch. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're a business owner, our merchant services can help streamline your operations. Plus, with ATM availability and drive-thru banking options, accessing your funds has never been easier. While members can visit us at 7717 Bridgeport Way W for all their banking needs, official correspondence should be sent to PO Box 1595 in Tacoma if needed. We also provide shared service center options for those who are members of partner credit unions making it even more convenient for everyone in our community. So why wait? We invite you to come by the Sound Lakewood Branch today or give us a call! Experience the friendly service and community-focused banking that sets us apart.

Member Eligibility

Becoming a member of Sound is like joining a warm, welcoming family where your financial well-being matters. To be eligible for membership, you'll need to meet some friendly criteria that make it easy for you to join us. Generally, if you live, work, or worship in the Lakewood area or have a family member who is already part of our community, you're likely good to go! We believe in inclusivity, so even if you're not sure about your eligibility, we encourage you to reach out and ask. For complete details on who can become a member, feel free to check out our website at . Getting started is simple! You can open an account with us by visiting our branch located at 7717 Bridgeport Way W Lakewood Wa 98499 or giving us a call at (253) 383-2016. Our team is here to guide you through the process and help you discover all the wonderful benefits that come with being a part of Sound. From personalized banking services to competitive loan rates, we're dedicated to supporting your financial journey every step of the way. Join us today and experience the difference!

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $425 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $673,966,414, we continue to drive economic growth by financing new and expanding businesses.

Streamlined Merchant Services

Managing transactions shouldn't be a hassle. Our merchant services offer practical tools that make payments easier for both you and your customers. Imagine setting up a simple point-of-sale system that allows you to accept various payment methods while tracking sales effortlessly. This means more time focusing on what matters growing your business! Visit us at 7717 Bridgeport Way W Lakewood Wa 98499 in Lakewood, WA, or call us at (253) 383-2016 to discover how our business banking and commercial services can empower your enterprise. Together, let's turn your vision into reality!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new or used vehicle, our Auto Loans & Vehicle Financing options make it easy and affordable. We offer competitive rates that can fit any budget, helping you drive away in the car of your dreams without breaking the bank.

Business Banking Solutions

For our business members, we provide comprehensive Business Banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have resources available to help you succeed.

Convenient Access Anytime

We know convenience is essential in today's fast-paced world. That's why we offer Online & Mobile Banking, along with ATM and cash withdrawal services so you can access your funds whenever needed. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car! If you're part of another credit union, don't worry! We also facilitate basic shared branch transactions for deposits and withdrawals through partner credit unions. With all these services located at 7717 Bridgeport Way W Lakewood Wa 98499, feel free to visit us or give us a call at (253) 383-2016. Our friendly staff is ready to assist you Monday through Friday from 9 AM to 5:30 PM and Saturdays from 9 AM to 1 PM. At Sound, we're here to support you on your financial journey because when you succeed, we all succeed! Join us today by visiting our website at Lakewood Branch and discover how we can help meet all your financial needs!

Mortgages Tailored for You

Buying a home is one of the most significant financial decisions you'll make. Our Mortgage Loans & Refinancing services provide flexible options so you can find the right fit for your situation. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you every step of the way.

Personal Banking Made Simple

We understand that managing your finances can be overwhelming at times. That's why we offer Personal Banking services including checking and savings accounts designed to help you keep track of your money. With our easy online and mobile banking options, you can check your balance, transfer funds, and pay bills right from your smartphone. Imagine being able to manage all your banking needs while sipping coffee at home!

Rewards with Every Swipe

Don't forget about our Credit Cards with Rewards! Every time you use your card, you'll earn rewards that can be redeemed for various perks think cash back on groceries or travel points for your next vacation.

Simplifying Personal Loans

Life sometimes throws unexpected expenses your way. Our Personal Loans & Debt Consolidation services are designed to help you handle those surprises with ease. Whether it's consolidating debt or covering unexpected bills, we offer solutions that can give you peace of mind.

Digital & Online Banking

Key Features for You

We prioritize your security with features like electronic signature authorization, making it easy and safe to sign documents digitally. Plus, you can opt for e-statements, which not only help reduce paper waste but also give you quick access to your account statements whenever you need them. For those who love mobile technology, our mobile application is a game changer. It supports mobile payments, allowing you to make purchases directly from your phone without fumbling for cash or cards. And if you need to send money to friends or family, our person-to-person transfer feature makes it simple and quick.

Real-Time Management

Managing your accounts in real-time has never been easier. Whether you're checking transactions or monitoring spending habits, our digital services keep you informed at every step. You're in control of your finances, which gives you peace of mind. At Sound, we're committed to making your banking experience as straightforward as possible. Embrace the convenience of digital banking today!

Financial Strength

Focused on Member Needs

With $290,141,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is also significant; with $32,794 in used auto loans and $2,334,975,424 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by our $10,962,029, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 408 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $766,800,320 in share certificates and $499,327,301 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $341,018,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $2,854,249. Total Share and Deposit Accounts: 318,778, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 7717 Bridgeport Way W Lakewood Wa 98499 or call (253) 383-2016 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $619,769,853 in used vehicle loans and $232,912,683 in new vehicle loans already helping members get on the road. We provide financing options that make it easy for you to drive away with confidence. Plus, if you're considering refinancing your current auto loan, we have options available that could lower your monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $673,966,414 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, our team is here to guide you through the process. At Sound, we are dedicated to supporting our members in achieving their financial dreams. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For any questions or assistance regarding our loan offerings, please don't hesitate to contact us at (253) 383-2016 or visit us at 7717 Bridgeport Way W Lakewood Wa 98499 in Lakewood, WA. We're here to help!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $69,986,124 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can add extra value to your everyday purchases. They are designed to give you the financial freedom you need while providing easy access to credit when you need it.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $156,635,803, make buying or refinancing simple. We work closely with our members to ensure they understand their options and find a mortgage solution that fits their budget. If you're looking to purchase or refinance your home, reach out to us for more information about eligibility.

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SOUND

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans