Sound Credit Union Kent WA | Top Checking & Low Mortgage Rates

Introduction

Welcome to Sound, your trusted credit union located at 10914 Se Kent Kangley Rd, Kent, WA 98030. Since our establishment in 1940, we have been dedicated to serving our members with integrity and commitment. With over 163,882 members and total assets exceeding $2.98 billion, we pride ourselves on being a reliable financial partner in the community. At Sound, we understand that life can be unpredictable, and having a financial institution you can count on is essential. Whether you're looking for personal banking services like checking and savings accounts or seeking financing options such as auto loans and mortgages, we're here to help. Our total loans amount to an impressive 84,672, reflecting our dedication to supporting our members' dreams. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 1595, Tacoma, WA 98401. Our team, led by CEO Don Clark and Board President John Bauder, is passionate about making a positive impact in the lives of our members. With a workforce of 427 employees, we are committed to providing personalized service tailored to your individual needs. With total deposits reaching $229,438,843 and a net worth of $341,018,475, you can trust that your finances are secure with us. We also maintain a healthy cash reserve of $24,826,562, ensuring liquidity and responsiveness to member needs. We invite you to explore the range of services we offer whether it's personal loans, business banking solutions, or convenient online banking options at our website. Reach out to us at 253-383-2016 if you have any questions or need assistance. We're here for you every step of the way!

Branch History & Mission

Commitment to Accessibility

We understand that convenience is key for our members. That's why we offer features like ATM availability and drive-thru banking services for quick deposits and withdrawals. Whether you need assistance in person or prefer managing your finances online or via mobile app, we're here for you every step of the way.

Join Us Today!

As we look to the future, we remain dedicated to enhancing your financial well-being while continuing our tradition of service excellence. If you're looking for a credit union that genuinely cares about its members and the community it serves, consider joining Sound Credit Union today! Experience firsthand how we can help you achieve your financial goals while making a positive impact in Kent. For more information or assistance, feel free to contact us at 253-383-2016 during our operating hours: Monday - Friday from 9 am - 5:30 pm and Saturday from 9 am - 1 pm. Together, let's build a brighter financial future!

Our Evolution

From our humble beginnings, Sound Credit Union has grown significantly, now boasting a total membership of 163,882 and total assets exceeding $2.98 billion. This growth is a testament to the trust our community places in us and the commitment we show in return. Over the years, we have adapted to changing times by embracing new technologies and improving our services. We are proud to offer online and mobile banking, enabling members to manage their finances conveniently from anywhere.

Our Mission

At Sound Credit Union, our mission is clear: to empower our members through exceptional financial services while fostering a spirit of community support. We provide a comprehensive range of products, including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our goal is not just about transactions; it's about building lasting relationships based on trust and mutual respect. Our commitment goes beyond banking; we actively engage in community outreach programs that make a real difference in people's lives. By partnering with local organizations and participating in various initiatives, we aim to uplift those around us and contribute positively to Kent. While members can visit us at 10914 Se Kent Kangley Rd, official correspondence should be sent to PO Box 1595, Tacoma, WA 98401 if necessary.

Branch Location & Accessibility

Contact Us Anytime

If you have any questions or need assistance during your visit, don't hesitate to reach out! You can give us a call at 253-383-2016. We encourage you to stop by our Kent branch; we look forward to welcoming you into the Sound family! While members can visit us at 10914 Se Kent Kangley Rd Kent Wa 98030, official correspondence should be sent to PO Box 1595 in Tacoma for any mailing needs. Come see how Sound Credit Union can help you achieve your financial goals today!

Convenient Access and Parking

Parking is ample and accessible right outside our doors, ensuring you have a hassle-free experience. Our branch is fully equipped with ADA-compliant features, including ramps and designated parking spaces for those with mobility needs. Plus, if you're in a hurry, take advantage of our drive-thru banking services for quick deposits and withdrawals without having to leave your car.

Friendly Hours and Services

At Sound, we understand that life can be busy. That's why we're open Monday through Friday from 9 AM to 5:30 PM, and on Saturdays from 9 AM to 1 PM for your convenience. Our team is ready to assist you with a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. We also provide online and mobile banking solutions so you can manage your finances anytime.

Member Eligibility

At Sound, we believe that everyone deserves to be part of a caring community that supports their financial journey. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the area around 10914 Se Kent Kangley Rd Kent Wa 98030, you're likely eligible to join us. We also embrace family members of existing members, making it even simpler for your loved ones to benefit from our services. For more detailed information about eligibility criteria, feel free to check out our resource at . Joining Sound opens the door to a range of fantastic benefits designed just for you, including personalized banking services, competitive loan rates, and community-focused initiatives. Ready to take the next step? Opening an account is straightforward just give us a call at (253) 383-2016 or visit our branch during operating hours. We're here to help you every step of the way on your path to financial wellness!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $425 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $673,966,414, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Beyond loans, our merchant services are designed to streamline transactions and enhance customer experiences. Picture this: a busy Saturday morning at your café where every second counts. Our point-of-sale systems make accepting payments quick and easy, so you can focus on delighting your customers instead of worrying about transactions. Located at 10914 Se Kent Kangley Rd Kent Wa 98030 in Kent, WA, we invite you to connect with us at (253) 383-2016 or visit us online at Kent Branch to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking Solutions

For our members who are business owners, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to help your enterprise thrive. We aim to support local businesses with the tools they need for success.

Cash Withdrawal Services & More

If you prefer traditional banking methods, don't worry! We have an ATM available for quick cash withdrawals as well as basic drive-thru banking services for deposits, withdrawals, and simple transactions. Additionally, members from partner credit unions can enjoy basic shared branch transactions here at Sound.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From mobile payments to person-to-person transfers, our digital banking solutions keep you connected and in control of your finances.

Personal Banking Made Simple

We understand that managing your finances can be daunting. That's why we offer various personal banking options including checking and savings accounts that help you keep track of your money with ease. If you're thinking about buying a new car, our auto loans and vehicle financing options are designed to provide competitive rates that fit your budget. For those larger life purchases like a home, we also offer mortgage loans and refinancing to help you secure the best deal possible.

Reach Out Today!

Ready to experience the benefits of becoming a member at Sound? Feel free to contact us at 253-383-2016 or visit us during our operating hours: Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM. We're excited to help you achieve your financial goals! For more information about all our services, please visit our website at Sound Credit Union.

Support When You Need It

Sometimes, life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play, allowing you to tackle those financial hurdles head-on without added stress. And if you're looking for a way to manage your spending while earning rewards, check out our credit cards with rewards program.

Digital & Online Banking

Key Features

With our online banking platform available at https://www.soundcu.com/ , you can access your accounts 24/7. Imagine checking your balance, paying bills, or transferring money without needing to visit a branch! Our user-friendly mobile application makes it simple to keep track of your finances wherever you are. Plus, with features like electronic signature authorization, signing documents is quick and secure no more printing or mailing necessary. You'll also appreciate the option for e-statements, allowing you to view your account statements electronically. This not only helps the environment but keeps your financial information organized and easily accessible. Want to split a dinner bill with friends? Our person-to-person transfer feature lets you send money instantly with just a few taps on your phone.

Security and Support

Your security is our top priority. All transactions through our digital banking platforms are protected by robust security measures, giving you peace of mind as you manage your finances. If you ever have questions or need assistance, our support team is just a call away at (253) 383-2016. In today's fast-paced world, having the ability to manage your banking needs digitally can save you time and hassle. Join us at Sound and experience how easy online banking can be!

Financial Strength

Commitment to Growth

With $290,141,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to lend is impressive; with $32,794 in used auto loans and $2,334,975,424 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident with a net income of $10,962,029, allowing us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 408 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $766,800,320 in share certificates and $499,327,301 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $341,018,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Transparency

Net Shares (Funds available for lending and investments): $2,854,249. Total Share and Deposit Accounts: 318,778, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 10914 Se Kent Kangley Rd Kent Wa 98030 or call (253) 383-2016 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $619,769,853 in used vehicle loans and $232,912,683 in new vehicle loans already helping members get on the road, we are dedicated to making your auto financing simple and affordable. Our flexible terms can help you drive away in your dream vehicle sooner than you think!

Business Loans

For business owners, our outstanding commercial loans totaling $673,966,414 provide the capital necessary for growth and expansion. Whether you're starting a new venture or looking to upgrade your existing operations, we have solutions that can help propel your business forward. At Sound, our goal is to support our members with accessible financing options tailored to their specific needs. If you're interested in exploring refinancing opportunities or checking eligibility for any of our loan products, don't hesitate to reach out! You can contact us at (253) 383-2016, and our team will be happy to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to empower you on your financial journey!

Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $69,986,124 in loans assisting our members in managing their finances effectively. These cards come with competitive rates and rewards options, giving you the flexibility you need for everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing straightforward. We offer Junior Lien 1-4 Family Residential Properties loans totaling $156,635,803, ensuring that you have access to the funds needed for your home purchase or refinance. We guide you through each step of the process, making it easier to secure a loan that fits your financial situation.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy allows users to trust that the information they receive reflects current market conditions.

SOUND

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans