Sound Credit Union Gig Harbor WA | Top Checking & Auto Loans

Introduction

Welcome to Sound Credit Union's Gig Harbor Branch, where our commitment to serving the community shines brightly. Located at 4524 Point Fosdick Dr, Gig Harbor, WA 98335, we are dedicated to providing personalized financial solutions tailored to your needs. Since our establishment in 1940, we've grown into a trusted institution with a robust membership of 163,882 members and total assets exceeding $2.98 billion. At Sound Credit Union, we understand that every member's journey is unique. With a diverse range of services from personal banking and auto loans to business financing we're here to support your financial aspirations. Our team of 427 employees, led by CEO Don Clark and Board President John Bauder, is committed to creating meaningful relationships with our members. We believe in empowering you with the tools you need for success, whether that's through our competitive loan offerings or convenient online banking options. While you can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 1595, Tacoma, WA 98401. With over $229 million in deposits and a strong net worth of $341 million, we are well-positioned to help you achieve your financial goals. Ready to take the next step? Give us a call at 253-383-2016 or visit our website at Sound Credit Union to learn more about how we can help you thrive financially!

Branch History & Mission

Join Us Today!

As we look ahead, our focus remains steadfast on serving you better. Whether you are looking for personal banking options or business solutions, Sound is here for you every step of the way. While you can visit us at 4524 Point Fosdick Dr Gig Harbor Wa 98335, official correspondence should be sent to PO Box 1595, Tacoma, WA 98401. We invite you to join the Sound family and experience firsthand how we can help you secure your financial future. Call us today at (253) 383-2016 or explore more about what we offer at our website. Together, let's build a brighter tomorrow!

Our Evolution

Over the years, Sound has experienced significant milestones that reflect our commitment to our members and community. We have amassed total assets of $2,982,146,348, allowing us to offer robust financial products tailored to meet the needs of individuals and businesses alike. We pride ourselves on being more than just a bank; we are a partner in your financial journey. Our headquarters in Tacoma, WA serves as the backbone of our operations while maintaining a strong local presence in Gig Harbor. With operating hours from Monday to Friday, 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM, we ensure that our members have ample opportunity to connect with us.

Our Mission

Sound's mission is simple yet profound: we aim to empower our members through exceptional financial services while fostering community support and engagement. We believe that everyone deserves access to affordable banking solutions that can help them achieve their goals be it purchasing a new home or managing personal finances. We are committed to making banking easier and more accessible. Our branch offers modern conveniences like ATM availability and drive-thru banking for quick transactions. Moreover, we ensure ADA compliance so that all members can enjoy equal access to our services. In addition to providing essential banking services such as checking and savings accounts, auto loans, mortgages, and credit cards we actively engage in community outreach initiatives. We partner with local organizations to give back and make a positive impact right here in Gig Harbor.

Branch Location & Accessibility

Welcome to Sound Credit Union's Gig Harbor Branch, conveniently located at 4524 Point Fosdick Dr, Gig Harbor, WA 98335. Nestled in a vibrant area, our branch is just a stone's throw away from local favorites like the Gig Harbor Marina and the picturesque waterfront parks. This prime location makes it easy for you to stop by while enjoying all that our beautiful city has to offer. At Sound Credit Union, we prioritize your convenience and accessibility. Our branch features ample parking and is designed with ADA compliance in mind, ensuring everyone can visit us comfortably. If you're in need of quick banking services, we offer a drive-thru option for your ease. You can also take advantage of our ATM services available on-site for hassle-free cash withdrawals and balance checks. Our lobby is open Monday through Friday from 9 AM to 5:30 PM, with Saturday hours from 9 AM to 1 PM for those who prefer weekend visits. Whether you're looking to open an account, discuss loan options, or simply need assistance with your banking needs, our friendly staff is here to help. While members can visit us at the Gig Harbor Branch for all their banking needs, official correspondence should be sent to PO Box 1595, Tacoma, WA 98401 if needed. We're excited to serve you! Don't hesitate to call us at 253-383-2016 or drop by during our operating hours. Come see how Sound Credit Union can help you achieve your financial goals today!

Member Eligibility

Welcome to Sound, where joining our community means stepping into a world of support and financial opportunity! Becoming a member is easy and open to those who live, work, worship, or attend school in our vibrant Gig Harbor area. If you're ready to take the next step towards better banking solutions, you can check out the specific eligibility details at . At Sound, we pride ourselves on offering not just great services but also a welcoming environment where every member feels valued. Ready to open an account? The process is straightforward, and our friendly staff is here to guide you every step of the way. Just give us a call at (253) 383-2016, or visit us at our branch located at 4524 Point Fosdick Dr Gig Harbor Wa 98335. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Member and Non-Member Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $425 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $673,966,414, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services designed to make everyday transactions smoother for you. Imagine effortlessly processing payments while keeping your focus on what matters most growing your business. Our merchant services provide reliable tools that enhance customer experiences, allowing you to accept payments easily and efficiently. Visit us at 4524 Point Fosdick Dr Gig Harbor Wa 98335 in Gig Harbor, WA, or call us at (253) 383-2016 to explore how our business banking and commercial services can support your journey to success!

Comprehensive List Of Services

Accessing Cash When You Need It

Need cash quickly? Take advantage of our ATM services available at our branch and throughout our network. You can easily perform basic transactions like withdrawals and balance checks without stepping into the branch.

Business Banking Services

For entrepreneurs and small business owners, we understand the unique challenges you face. Our business banking services include merchant services that simplify transactions for your customers and business loans that help you grow your operations. We're here to support your ambitions every step of the way.

Community Focused Services

As part of our commitment to serving the community, we also offer basic drive-thru banking for quick deposits and withdrawals. If you're a member of partner credit unions, you'll benefit from basic shared branch transactions as well. With operating hours from Monday through Friday 9 AM - 5:30 PM and Saturday from 9 AM - 1 PM, we're here when you need us most. If you're ready to explore how Sound can support your financial journey, give us a call at (253) 383-2016 or visit us at our branch! Your financial goals are important to us let's achieve them together!

Embracing Digital Banking

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking, making it easy for you to manage your accounts from anywhere at any time. With features like mobile payments and person-to-person transfers, staying connected with your finances has never been easier.

Flexible Lending Solutions

Life can bring unexpected expenses, which is why having access to funds is essential. At Sound, we provide personal loans for debt consolidation or other needs, allowing you to take control of your financial situation. Plus, our credit cards with rewards give you the chance to earn while you spend perfect for those who enjoy shopping or traveling.

Personal Banking Made Simple

Managing your money should be straightforward, and that's why we offer various personal banking services. Our checking and savings accounts are designed to suit different lifestyles, whether you're saving for a vacation or managing everyday expenses. If you're considering a new vehicle, our auto loans and vehicle financing options can help you hit the road with confidence. For those looking to buy a home or refinance an existing mortgage, our mortgage loans come with competitive rates that make homeownership more attainable.

Digital & Online Banking

E-Statements and Security

Say goodbye to paper clutter with e-statements! Enjoy the benefits of going green while keeping track of your financial activity in a secure environment. Our commitment to security means you can bank confidently, knowing that your personal information is protected every step of the way. At Sound, we are dedicated to making banking convenient for you. Join us today and experience how easy it can be to manage your finances online!

Mobile App Features

For those who prefer banking from their mobile devices, our mobile application is here to help. You can easily make person-to-person transfers, pay bills, and even enjoy the convenience of mobile payments right from your smartphone. Plus, with electronic signature authorization available, signing documents digitally has never been simpler or more secure.

Online Banking Services

With our 24/7 online banking services available at https://www.soundcu.com/ , you have the power to manage your finances anytime, anywhere. Check balances, make transfers, and pay bills without having to visit a branch. Our user-friendly platform ensures that you can navigate through your account seamlessly, giving you real-time control over your money.

Financial Strength

A Robust Foundation

With a net worth of $341,018,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Investing in Our Future Together

With $290,141,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $32,794 in used auto loans and $2,334,975,424 in total loans and leases.

Operational Efficiency

Our $10,962,029 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 408 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $766,800,320 in share certificates and $499,327,301 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Trust Built on Growth

Total Share and Deposit Accounts stand at 318,778, showing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) amount to $2,854,249, further demonstrating our commitment to supporting you financially. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 4524 Point Fosdick Dr Gig Harbor Wa 98335 or call (253) 383-2016 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $619,769,853 in used vehicle loans and $232,912,683 in new vehicle loans already helping members get on the road. We have flexible options for financing both new and used vehicles, making it easier for you to drive away in the car you want. Plus, if you're considering refinancing an existing auto loan, our team is here to guide you through that process as well.

Business Loans

For business owners, our outstanding commercial loans totaling $673,966,414 provide the capital needed to grow and expand your business. We understand the unique challenges entrepreneurs face and are dedicated to supporting your vision with tailored financial solutions. Our team at Sound, located at 4524 Point Fosdick Dr Gig Harbor Wa 98335, is here to assist you every step of the way. For more information about our loan products or to discuss eligibility options, please don't hesitate to reach out at (253) 383-2016. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to partnering with you on your financial journey!

Credit Lines

If you're seeking additional flexibility in your spending, our credit lines may be just what you need. With total credit lines amounting to $547,290,089, we provide options that can help cover unexpected expenses or assist with planned purchases without straining your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $156,635,803, make buying or refinancing simple. We offer competitive rates and personalized service to help you find the right mortgage solution that fits your needs.

Unsecured Credit Card Loans

For those looking to manage everyday purchases or consolidate debt, we also offer flexible terms on unsecured credit card loans, with a total of $69,986,124 in loans helping members manage their finances effectively. These cards come with attractive rewards and no hidden fees, allowing you to spend with confidence.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that users can expect fair and transparent offers when comparing loans. Each listing reflects current rates and terms provided by legitimate financial institutions.

SOUND

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans