Sound Credit Union Bothell WA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Sound Credit Union, your trusted partner in financial well-being located at 1926 201St Pl SE, Bothell, WA 98012. Established in 1940, we have proudly served over 163,882 members with a commitment to fostering community growth and enhancing financial literacy. With total assets reaching an impressive $2,982,146,348, we are equipped to offer you a wide range of financial solutions tailored to meet your needs. At Sound Credit Union, we understand that each member's journey is unique. That's why we provide personalized services from checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our goal is not just to offer services but to build lasting relationships based on trust and reliability. While you can visit us at our Bothell branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 1016, Tacoma, WA 98401. Whether you're looking to save for the future or secure a loan for your next big purchase, our dedicated team is here to assist you every step of the way. Our leadership team is committed to maintaining high standards in service and community involvement. Under the guidance of CEO Don Clark and Board President John Bauder, we strive to ensure that every member feels valued and supported. Join us today and experience the benefits of being part of a credit union that puts you first! For more information or assistance, feel free to call us at 253-383-2016 or visit our website at Sound Credit Union. We look forward to serving you!

Branch History & Mission

At Sound, we take pride in our rich legacy that spans over eight decades. Established in 1940, our Bothell branch has grown from a small local credit union into a trusted financial partner for the community. Located at 1926 201St Pl SE, Bothell, WA 98012, we have become an integral part of the lives of our members, serving 163,882 individuals and families with dedication and care. Our mission is simple yet profound: to empower our members through accessible financial services while fostering community support. We believe that everyone deserves the opportunity to achieve their financial goals. Whether it's opening a checking account, securing a loan for a new vehicle, or planning for retirement, we are here to guide you every step of the way. Sound's total assets now exceed $2.98 billion, reflecting our commitment to sound financial practices and member-focused service. We offer a variety of services tailored to meet your needs from personal banking options like checking and savings accounts to business banking solutions and online resources. Our drive-thru service and ATM availability ensure that banking is convenient for you, whether you're on the go or prefer to visit us in person. While members can visit us at 1926 201St Pl SE, official correspondence should be sent to our mailing address: PO Box 1016, Tacoma, WA 98401. Our operating hours are designed with your schedule in mind; we are open Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM. Over the years, we have embraced digital advancements while ensuring compliance with ADA standards so all members can access our services comfortably. Our commitment extends beyond banking we actively engage in community outreach efforts that strengthen local ties and improve the quality of life for everyone in Bothell. Join us today at Sound! Experience firsthand how we can support your financial journey while being part of a vibrant community-focused organization. For more information or to get started on your membership application, feel free to reach out at 253-383-2016 or visit our website at soundcu.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Sound Credit Union's Bothell branch, conveniently located at 1926 201St Pl Se, Bothell, WA 98012. Nestled in the heart of Snohomish County, our branch is easy to find and accessible for all your banking needs. Whether you're coming from nearby parks or local shopping centers, you'll appreciate our central location. At this branch, we prioritize your convenience. We have ample parking available, and our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure that everyone can access our services without difficulty. While members can visit us at the address above for all their banking needs, official correspondence should be sent to PO Box 1016, Tacoma, WA 98401. Our dedicated team is here during our operating hours Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM to assist you with personal banking services like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. For added convenience, we offer a drive-thru service for quick transactions like deposits and withdrawals. Plus, you can access an ATM at the branch whenever you need cash or want to check your balance without stepping inside. We're also proud to provide shared services for partner credit union members. This means that if you're a member of another participating credit union, you can make basic transactions such as deposits and withdrawals right here at Sound Credit Union. Feel free to give us a call at 253-383-2016 if you have any questions or need assistance before your visit. We look forward to welcoming you soon!

Member Eligibility

Welcome to the Sound community! Becoming a member at Sound is your first step towards enjoying a range of financial services designed with your needs in mind. If you're wondering about eligibility, it's quite simple and welcoming. You can become a member if you live, work, or worship in the areas we serve, which means you're likely already part of our family! For more detailed information on eligibility criteria, feel free to visit our website at . Joining us opens up a world of benefits, including personalized service and competitive rates on loans and savings accounts. Once you know you're eligible, opening an account is easy! Just give us a call at (253) 383-2016, and our friendly team will guide you through the process. Our branch is located at 1926 201St Pl Se Bothell Wa 98012, and we're here to help Monday through Friday from 9 AM to 5:30 PM, plus Saturday from 9 AM to 1 PM. We can't wait for you to join us at Sound!

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $425 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $673,966,414, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine being able to accept payments seamlessly while focusing on what you do best running your business. Our merchant services offer practical benefits such as easy payment processing and online transaction capabilities. This means more time spent serving your customers and less time worrying about financial logistics. Located at 1926 201St Pl Se Bothell Wa 98012 in Bothell, WA, we're here to empower your business journey. Connect with us today at (253) 383-2016 to explore how we can help you thrive!

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking services for quick transactions like deposits and withdrawals, alongside shared branch transactions for members of partner credit unions. If you're ever in need of assistance outside regular hours, rest assured that our ATMs are available for withdrawals and balance checks whenever you need them. Visit us at 1926 201St Pl Se Bothell Wa 98012, give us a call at (253) 383-2016, or check out more about what we offer online at Bothell. Our team is ready to assist you with all your financial needs. Come see how Sound can make banking easier and more rewarding for you!

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive Business Banking solutions. From merchant services that simplify payment processing to flexible business loans that help fuel growth, we're here to support your journey every step of the way.

Convenient Online & Mobile Banking

Managing your finances has never been easier! With our Online & Mobile Banking, you can check balances, transfer funds, pay bills, and deposit checks right from your smartphone or computer. Plus, our ATM services ensure you have easy access to your money whenever you need it whether you're at home or on the go.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards! You can earn points for everyday purchases that can be redeemed for travel, merchandise, or even cash back. It's a smart way to maximize your spending power while enjoying added benefits.

Personal Banking Solutions

We offer various Personal Banking options, including checking and savings accounts tailored to fit your lifestyle. Whether you're looking to save for a rainy day or manage daily expenses, our accounts come with no hidden fees and competitive interest rates. Need help with larger purchases? Our Auto Loans & Vehicle Financing make it easy to drive away in the car you want without breaking the bank. If homeownership is on your mind, explore our Mortgage Loans & Refinancing options. We provide personalized guidance through every step of the process, ensuring you get the right mortgage for your needs. For those unexpected expenses or debt consolidation, our Personal Loans can provide quick access to cash when you need it most.

Digital & Online Banking

Key Features

Convenience extends beyond just accessing your account; we also prioritize security. Our electronic signature authorization feature ensures that your transactions are safe and verified. You can trust that your financial information is protected while you take care of business. Keeping track of your finances has never been easier with e-statements available at Yes. No more waiting for paper statements to arrive in the mail; view and manage your statements anytime online. And if you need to send money to a friend or family member quickly, our person-to-person transfer feature makes this hassle-free and immediate. Additionally, enjoy the ease of mobile payments at Yes where shopping becomes even more convenient. Just tap and go! With all these features combined, Sound not only offers you flexibility but also peace of mind knowing that managing your money is secure and straightforward. Join us today to experience the benefits of modern banking tailored for your lifestyle!

Financial Strength

A Solid Foundation

With a net worth of $341,018,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $290,141,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $32,794 in used auto loans and a total of $2,334,975,424 in loans and leases.

Member-Focused Savings

Members' savings are secured through $766,800,320 in share certificates and $499,327,301 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $10,962,029 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 408 full-time employees and 19 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Trustworthy Partnerships

Net Shares (Funds available for lending and investments): $2,854,249. Total Share Accounts: 318,778, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 1926 201St Pl Se Bothell Wa 98012 or call (253) 383-2016 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $619,769,853 in used vehicle loans and $232,912,683 in new vehicle loans already helping members get on the road. We make it easy for you to finance your next vehicle with terms that fit your budget.

Business Solutions

For business owners, our outstanding commercial loans totaling $673,966,414 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support you every step of the way. If you're interested in refinancing any existing loans or exploring eligibility options for any of our products, our knowledgeable team is ready to assist you. You can reach us at (253) 383-2016, or visit us during our operating hours: Monday-Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Sound Credit Union, we're committed to helping you navigate your financial journey with confidence. Come see us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $156,635,803, make buying or refinancing simple. We provide personalized assistance to ensure you find the right mortgage solution tailored to your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $69,986,124 in loans helping members manage their finances effectively. Our credit cards come with benefits designed to enhance your spending power while keeping costs manageable.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of LendMesh is its commitment to transparency. It does not feature sponsored listings, meaning lenders are not prioritized based on paid promotions. This allows users to see unbiased results that reflect true market conditions. Additionally, LendMesh provides real-time rate comparisons from multiple institutions, empowering users to make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. The platform prioritizes verified data to guarantee that all loan offers come from legitimate financial institutions.

Take Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SOUND

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans