Sound Credit Union Bonney Lake WA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Sound Credit Union! Located at 20216 98Th St E, Bonney Lake, WA 98391, we have proudly served our community since 1940. With a commitment to our members' financial well-being, Sound Credit Union has grown to support over 163,000 members, providing them with a solid foundation for their financial goals. At Sound Credit Union, we understand that banking is about more than just numbers; it's about building relationships and fostering trust. With total assets of $2,982,146,348 and total deposits reaching $229,438,843, we are dedicated to ensuring that your money is safe and working for you. Our diverse array of services from personal banking to auto loans and business financing reflects our mission to meet the evolving needs of our members. While members can visit us at the Bonney Lake branch for all their banking needs, official correspondence should be sent to our mailing address at PO Box 1595, Tacoma, WA 98401. We also invite you to explore our website at soundcu.com for more information on our services and offerings. Under the leadership of CEO Don Clark and Board President John Bauder, we strive to make a positive impact in our community. With a dedicated team of 427 employees, we are here to help you navigate your financial journey. Whether you're looking for a checking account, a home loan, or simply need advice on saving strategies, we're ready to assist you. Feel free to give us a call at 253-383-2016 or visit us during our lobby hours from 9 AM to 5:30 PM (Monday-Friday) and until 1 PM on Saturdays. Discover how Sound Credit Union can support your financial aspirations today!

Branch History & Mission

At Sound Credit Union, we take pride in our rich history and commitment to the community. Founded in 1940, our Bonney Lake branch has grown from its humble beginnings into a thriving financial institution that serves over 163,000 members. Located at 20216 98th St E, Bonney Lake, WA 98391, our branch is easily accessible for all your banking needs. Throughout the decades, Sound Credit Union has evolved significantly. We have continually adapted to meet the changing financial landscape while maintaining our core mission: to provide exceptional financial services with a focus on community support. Our total assets now stand at an impressive $2,982,146,348, reflecting our strong foundation and dedication to helping our members achieve their financial goals. The mission of Sound Credit Union is simple yet impactful: to empower individuals and families through accessible financial solutions and community engagement. We strive to make banking easier by offering a wide range of services including personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions. We are also committed to staying ahead of the curve with digital advancements such as online banking and mobile payments. While members can visit us at 20216 98th St E, official correspondence should be sent to PO Box 1595, Tacoma, WA 98401. Our branch features convenient amenities including ATM availability and drive-thru banking services for quick transactions. In addition to offering robust financial products, we believe in giving back to the communities we serve. Through various partnerships and outreach programs, we actively engage with local organizations to support initiatives that promote financial literacy and well-being. As we look to the future, we invite you to join Sound Credit Union and experience the benefits of being part of a community-focused credit union. Whether you're looking for a simple checking account or considering a loan for your dream home, we're here to help you every step of the way. Visit us today or call us at 253-383-2016 let's build your financial future together!

Branch Location & Accessibility

Accessibility Features

At our Bonney Lake location, we prioritize accessibility for all members. The branch is fully ADA compliant, featuring ramps and designated parking spaces to ensure everyone can easily reach us. Whether you're visiting for a quick transaction or exploring your financial options, we want you to feel comfortable and welcomed.

Get in Touch

Ready to experience friendly service and personalized financial solutions? We invite you to visit us at Sound Credit Union's Bonney Lake branch or give us a call at 253-383-2016. Our team looks forward to welcoming you soon!

Operating Hours

We understand that life can get busy, which is why our operating hours are designed with your schedule in mind. Our lobby is open Monday through Friday from 9:00 AM to 5:30 PM, and on Saturdays from 9:00 AM to 1:00 PM for drive-thru services. Feel free to stop by during these hours; we're here to help!

Parking and Amenities

Parking is ample at our location, allowing you to find a spot quickly without the stress. If you're in a hurry, take advantage of our convenient drive-thru banking services. You can handle deposits, withdrawals, and simple transactions all from your vehicle. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need them.

Services Offered

Sound Credit Union provides a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. We also offer business banking solutions such as merchant services and business loans. If you prefer banking on the go, our online and mobile banking options make it easy to manage your finances anytime. While members can visit us at our Bonney Lake branch for all their banking needs, official correspondence should be sent to PO Box 1595, Tacoma, WA 98401.

Member Eligibility

At Sound, we believe that becoming a member means joining a community that supports your financial goals and aspirations. If you're wondering whether you can join us, we're here to help! Generally, anyone who lives, works, or attends school in our local area is eligible to become a member. This inclusive approach means that families and individuals alike can take advantage of our wide range of services tailored just for you. To find out more about the specific eligibility criteria, feel free to check out this resource: . Joining is simple! Just visit us at our branch located at 20216 98Th St E Bonney Lake Wa 98391, or give us a call at (253) 383-2016 if you have any questions. We're here to guide you through the account opening process and ensure that your experience is smooth and welcoming. Whether you're looking for checking accounts, loans, or other financial services, becoming a member at Sound opens the door to personalized support and exclusive benefits. Come be a part of something special!

Business Banking & Commercial Services

At Sound, we understand that running a business is no small feat. Whether you're just starting out or looking to expand, having the right financial partner can make all the difference. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $425 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $673,966,414, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services designed to simplify transactions and boost your bottom line. Imagine streamlining your payment processes, making it easier for customers to shop with you. By accepting various payment methods, from credit cards to mobile payments, you can enhance customer satisfaction and drive sales. Located at 20216 98Th St E Bonney Lake Wa 98391 in Bonney Lake, WA, we are here to help your business thrive. Call us at (253) 383-2016 or visit us online at https://www.soundcu.com/ to learn more about how our tailored banking solutions can support your goals.

Comprehensive List Of Services

Business Banking Services

For local business owners, we offer specialized solutions like merchant services and business loans tailored to help your business thrive. Our team understands the unique challenges businesses face and is ready to support you with practical financial tools.

Convenient Access and Support

At Sound, accessibility is key. Our branch features an ATM for cash withdrawals and a convenient drive-thru service for quick transactions like deposits and withdrawals. Plus, if you're a member of a partner credit union, enjoy basic shared branch transactions that make accessing your funds even easier. We encourage you to take advantage of our digital features such as mobile payments and person-to-person transfers, which make managing your finances smoother than ever.

Credit Options for Everyone

Finding the right credit card can be a challenge, but with our credit cards with rewards, you can earn benefits while spending on everyday purchases. If you're facing unexpected expenses or need help consolidating debt, our personal loans might be the perfect fit for you.

Get Started Today!

With so many options available, there's something for everyone at Bonney Lake. If you have questions about any of our services or want to learn more about how we can assist you, please don't hesitate to reach out at (253) 383-2016. We invite you to visit us soon and discover how we can support your financial journey!

Personal Banking Solutions

Whether you're just starting to manage your finances or looking to optimize your savings, we have options for you. Our checking and savings accounts are crafted with your lifestyle in mind, offering features that help you manage your money easily. Imagine being able to check your balance or transfer funds right from your phone with our online and mobile banking services. It's simple and secure, allowing you to focus on what really matters. When it comes to financing a new car, our auto loans and vehicle financing can help you get behind the wheel without breaking the bank. You can also explore our mortgage loans and refinancing options when it's time to buy a home or adjust your current mortgage terms. We're here to guide you through every step of the way.

Digital & Online Banking

Key Features for You

Imagine being able to check your balance, transfer funds, or pay bills without stepping foot inside a bank. Our online banking platform allows you to do just that! Plus, with electronic signature authorization, signing documents has never been simpler or more secure. No need for paper; just a few clicks and you're done! We also provide e-statements, so you can keep track of your transactions without the clutter of physical paperwork. Want to send money to a friend? Our person-to-person transfer feature makes it easy and fast. Whether it's splitting a dinner bill or sending birthday money, you can do it all in seconds.

Mobile Banking on the Go

For those who prefer to manage their finances from their smartphones, our mobile application is available for download. It includes features like mobile payments, allowing you to pay directly from your device wherever you are. You'll enjoy the convenience of banking right at your fingertips! Our commitment to security means you can rest easy knowing that your information is protected while using our services. At Sound, we prioritize user-friendly experiences without compromising safety. In today's fast-paced world, having real-time access to your financial information is crucial. With our digital and online banking services, managing your money has never been easier or more secure. Explore all these features today by visiting https://www.soundcu.com/ !

Financial Strength

Commitment to Innovation

With $290,141,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $32,794 in used auto loans and $2,334,975,424 in total loans and leases.

Growing Member Trust

Total Share and Deposit Accounts: 318,778, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,854,249. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 20216 98Th St E Bonney Lake Wa 98391 or call (253) 383-2016 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $10,962,029 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 408 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $766,800,320 in share certificates and $499,327,301 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $341,018,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $619,769,853 in used vehicle loans and $232,912,683 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable pre-owned one, we can help you secure financing that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $673,966,414 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are dedicated to supporting your entrepreneurial journey.

Credit Lines and Unsecured Loans

For those looking for flexibility, we also offer a total of $547,290,089 in credit lines. These can serve as a great way to manage cash flow or cover unexpected expenses. Additionally, our unsecured credit card loans amounting to $69,986,124 provide an easy way for members to handle their finances effectively without tying up collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $156,635,803, make buying or refinancing simple. We're here to guide you through the process and ensure you find the right solution for your housing needs.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that could help lower your monthly payments or adjust your loan terms. Don't hesitate to reach out for more information on eligibility and how we can assist you in this process. At Sound, we're committed to helping our members navigate their financial journeys with confidence. For personalized assistance or questions about any of our loan offerings, feel free to call us at (253) 383-2016 or visit us at our branch located at 20216 98Th St E Bonney Lake Wa 98391 in Bonney Lake, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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SOUND

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans