Sound Credit Union Bellevue WA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Sound, your trusted partner in financial well-being located at 40 148th Ave SE, Bellevue, WA 98007. Since our establishment in 1940, we've proudly served our community with a commitment to providing exceptional banking services tailored to meet your needs. With over 163,882 members and assets totaling an impressive $2,982,146,348, we are dedicated to helping you achieve your financial goals. At Sound, we understand that every member's journey is unique. Whether you're looking for personal banking options like checking and savings accounts or seeking financing solutions such as auto loans and mortgages, we have you covered. Our total deposits of $229,438,843 reflect the trust our members place in us. Plus, with a net worth of $341,018,475, we ensure stability and security for all your transactions. While members can visit us at our Bellevue branch for face-to-face assistance, official correspondence should be sent to our mailing address: PO Box 1595, Tacoma, WA 98401. Our team of 427 employees, led by CEO Don Clark and Board President John Bauder, is here to provide personalized support every step of the way. Explore the range of services available through our website at Sound Credit Union, where you'll find everything from online banking to mobile payment options. We invite you to call us at 253-383-2016 or visit us today to discover how we can help make your financial dreams a reality!

Branch History & Mission

Community Engagement

Our branch is equipped with modern conveniences such as ATM availability and shared service center access for enhanced member experiences. Even though we do not have drive-thru banking at this location, we ensure that all banking needs can be met through our online and mobile services. Our operating hours from Monday to Friday are from 9 AM to 5:30 PM (with Saturday hours from 9 AM to 1 PM for ITM services only) allow flexibility for busy schedules. As part of Sound's commitment to digital advancements, we've implemented features like online banking and mobile payments to keep up with the fast-paced world while ensuring ADA compliance for accessibility.

Join Us Today

We invite you to become part of something bigger at Sound! Experience firsthand how our focus on people over profits translates into real benefits for you. Whether you're looking for better financial options or seeking ways to give back within your community, there's a place for you here with us. Visit us today or call us at (253) 383-2016 let's work together towards your financial goals!

Our Mission

At Sound, our mission is clear: we strive to empower individuals and families by providing accessible financial services while fostering a sense of community support. We believe that everyone deserves a chance to thrive financially. That's why we offer a range of products tailored to meet diverse needs whether it's personal banking through checking and savings accounts or helping businesses with loans and merchant services. In addition to our financial services, we are deeply committed to giving back to the community. We regularly engage in outreach efforts and partnerships that help strengthen local initiatives and support those in need. This dedication is woven into the fabric of who we are as a credit union. While members can visit us at 40 148Th Ave Se Bellevue Wa 98007, official correspondence should be sent to PO Box 1595, Tacoma, WA 98401 if needed.

Branch Location & Accessibility

Operating Hours

We want to make your banking experience as easy as possible. Our lobby hours are Monday through Friday from 9 AM to 5:30 PM, allowing you plenty of time during the week for all your financial needs. On Saturdays, we welcome you from 9 AM to 1 PM for ITM services only.

Services Available

At Sound Bellevue Branch, we pride ourselves on offering a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our members also enjoy access to ATMs for convenient cash withdrawals and balance checks. Additionally, if you're a member of a partner credit union, you can take advantage of basic shared branch transactions right here at our location. While members can visit us at 40 148th Ave SE for all their banking needs, official correspondence should be sent to PO Box 1595, Tacoma, WA 98401. We invite you to come by and experience the difference at Sound Bellevue Branch today! Your financial goals are just a visit or phone call away.

Member Eligibility

At Sound, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to those who live, work, or worship in our local area. If you're interested in joining us, just know that there are some basic eligibility requirements which you can explore in detail by visiting this link. You'll find everything you need to know about what it takes to become part of our family. Once you're ready to take the next step, opening an account is easy! You can reach out to us at (253) 383-2016 for any questions or guidance throughout the process. We're here for you from Monday to Friday, 9 AM to 5:30 PM, and on Saturdays from 9 AM to 1 PM for ITM services. Joining Sound means gaining access to a range of financial services tailored for your needs while being supported by friendly staff who genuinely care about your success. Let's make your financial journey together!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $425 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $673,966,414, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine this: you run a bustling café but struggle with payment processing. Our merchant services can help simplify transactions, allowing you to focus on what you do best serving delicious coffee and pastries. With reliable payment solutions, your customers can pay quickly and easily, enhancing their experience and boosting your sales. Located at 40 148Th Ave Se Bellevue Wa 98007 in Bellevue, WA, we're here to empower local businesses. Reach out to us at (253) 383-2016 for personalized assistance tailored to your unique needs. Let's work together to make your business thrive!

Comprehensive List Of Services

Business Solutions

If you're a business owner, we've got you covered too! Our business banking services include merchant services and business loans that can help you manage operations effectively and grow your enterprise. You'll find everything from basic transactions to tailored solutions designed specifically for your business needs.

Connect With Us

At Sound, we are dedicated to making your financial journey straightforward and enjoyable. We invite you to visit us at 40 148Th Ave Se Bellevue Wa 98007 or give us a call at (253) 383-2016 to learn more about how we can assist you today! Your financial well-being is our priority let's achieve your goals together!

Digital Banking Convenience

In today's fast-paced world, we recognize the importance of having digital banking features at your fingertips. With our online and mobile banking services, accessing your accounts is easier than ever. You can check balances, transfer funds, pay bills, and even send money to friends using person-to-person payment options all from the comfort of your home or while on the go. Additionally, if you're ever in need of cash, our ATM services allow easy withdrawals and balance checks whenever you need them. Plus, if you're visiting us from another credit union that partners with us through shared branching, simple deposits and withdrawals are just as convenient!

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your finances with ease. Imagine having a checking account that not only keeps your money safe but also offers features like online banking and mobile payments for quick access to your funds. Whether you're saving for a dream vacation or just trying to keep track of daily expenses, our accounts make it simple. When it's time to purchase a vehicle, our auto loans and vehicle financing options can help get you on the road without breaking the bank. We understand that buying a car is a big decision; that's why we offer competitive rates and flexible terms tailored to fit your budget. For those looking to buy a home or refinance an existing mortgage, our mortgage loans come with various choices suited for every situation. Our team is here to guide you through each step, making the process as smooth as possible.

Personal Loans and Credit Options

Life can be unpredictable, and sometimes you need extra cash for unexpected expenses. Our personal loans and debt consolidation options provide you with the financial flexibility you need during tough times. Plus, our credit cards with rewards offer fantastic benefits that can turn everyday purchases into points for travel or cashback.

Digital & Online Banking

Convenient Online Services

With our user-friendly online banking platform, accessible at https://www.soundcu.com/ , you can view account balances, transfer funds, and pay bills in just a few clicks. No more waiting in line; everything you need is right at your fingertips. Plus, we provide electronic signature authorization, allowing you to complete necessary paperwork quickly and securely without the hassle of printing or mailing documents.

Mobile Banking Made Easy

On top of our robust online services, we offer a mobile application for even greater flexibility. Whether you're out shopping or relaxing at home, you can manage your money through your smartphone with ease. Our mobile payments feature allows for quick transactions, so you can pay for purchases without fumbling for cash or cards.

Secure Person-to-Person Transfers

Need to send money to a friend? Our person-to-person transfer service makes it simple and safe. Just a few taps on your device allow you to send funds instantly, making splitting bills or sending gifts easier than ever. At Sound, we prioritize security alongside convenience. Rest assured that your information is protected with state-of-the-art security measures while you enjoy real-time management of your accounts. Experience the future of banking today with our digital solutions tailored just for you!

Stay Updated with E-Statements

Say goodbye to paper clutter! Enjoy the convenience of e-statements, which let you view your account statements digitally. This not only saves trees but also helps you keep track of your finances effortlessly. You'll receive notifications when new statements are available, ensuring you're always up to date.

Financial Strength

Growing Member Base

We proudly serve a growing member base with a total of 318,778 share accounts, showing the trust our community places in us. With net shares available for lending and investments amounting to $2,854,249, we are well-positioned to help you achieve your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 40 148Th Ave Se Bellevue Wa 98007 or call (253) 383-2016 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are safeguarded through $766,800,320 in share certificates and $499,327,301 in money market shares, providing you with stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $20,000,000, we ensure that our resources benefit you directly through better loan rates and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $10,962,029, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 408 full-time employees and 19 part-time employees who are ready to assist you with knowledgeable service.

Reinvesting in Your Future

With $290,141,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial: with $32,794 in used auto loans and $2,334,975,424 in total loans and leases, we support your financial goals across various sectors.

Solid Financial Health

With a net worth of $341,018,475, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $619,769,853 in used vehicle loans and $232,912,683 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used vehicle, our team is ready to assist you through every step of the process.

Business Loans

For business owners, our outstanding commercial loans totaling $673,966,414 provide the capital needed to grow and expand your ventures. We understand the unique challenges businesses face and are committed to offering tailored solutions that fit your specific needs.

Conclusion

If you're ready to explore these lending options further or want to discuss eligibility criteria, don't hesitate to reach out! You can contact us at (253) 383-2016 or visit us at our location: 40 148Th Ave Se Bellevue Wa 98007 in Bellevue, WA. Our dedicated team is here Monday through Friday from 9 am to 5:30 pm and Saturday from 9 am to 1 pm for ITM services only. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Sound, we look forward to helping you achieve your financial aspirations!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $69,986,124 in loans helping members manage their finances effectively. These cards provide convenience and purchasing power when you need it most, along with rewards that can benefit your everyday spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $156,635,803, make buying or refinancing simple. We know how important it is to find the right mortgage for your situation, and our experienced staff is here to help guide you through your choices. Plus, if you're considering refinancing, we have options available that may help you save even more!

Loan Aggregator

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SOUND

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans