Sound Credit Union Wilton CT | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Sound, your trusted financial partner located at 3 Danbury Rd, Wilton, CT 06897. Since our establishment in 1953, we have proudly served our community and built a strong foundation based on trust and support. With a total membership of 9,198 individuals, we are more than just a credit union; we are a vital part of your local community. Our commitment to serving you is reflected in our impressive financial standing, boasting total assets of $124,596,631 and total deposits reaching $4,116,231. We offer a variety of services tailored to meet your needs, from checking and savings accounts to auto loans and mortgages. Our dedicated team of 31 employees, led by CEO Megan Legault and Board President Erik Larson, is here to provide personalized assistance every step of the way. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 3 Danbury Rd, Wilton, CT 06897. If you have any questions or need assistance, feel free to reach out at 203-977-4701. Join us at Sound where your financial well-being matters! Explore how we can help you achieve your goals today by visiting our website at mysoundcu.org.

Branch History & Mission

Welcome to Sound, your trusted credit union located in the heart of Wilton, CT. Since opening our doors in 1953, we have been dedicated to providing exceptional financial services and fostering a strong sense of community. Over the years, we've grown significantly, now serving a vibrant membership of over 9,198 individuals and families who trust us with their financial needs. Our branch is conveniently situated at 3 Danbury Rd, making it easy for you to visit us. You can also reach out through our phone number at 203-977-4701 for any inquiries. While members can visit us at this location for all banking needs, official correspondence should be sent to our mailing address: 3 Danbury Rd, Wilton, CT 06897. At Sound, our mission is clear: We aim to empower our members by offering personalized financial solutions while actively supporting and engaging with our local community. Our services include personal banking options like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. We believe that every member deserves access to financial resources that help them thrive. Since our inception, we have built a legacy rooted in trust and transparency. As we evolved alongside technology, we embraced digital advancements such as online banking and mobile payments to ensure that banking with us is convenient and accessible for everyone. Our commitment to ADA compliance ensures that all members can access our services without barriers. We take pride in our community involvement through various outreach initiatives. Whether it's partnering with local organizations or participating in community events, we strive to give back and make a positive impact in Wilton and beyond. Our vision goes beyond just banking; it's about creating lasting relationships based on mutual respect and support. As of now, Sound boasts total assets of $124,596,631 an achievement made possible by the trust placed in us by our members. With a focus on member satisfaction and financial wellness, we continuously seek ways to improve our offerings while maintaining robust service standards. If you're looking for a credit union that prioritizes your needs while enriching the community around you, consider joining Sound today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive network dedicated to making a difference. Visit us online at mysoundcu.org or stop by our branch we'd love to welcome you!

Branch Location & Accessibility

Banking Services Tailored for You

At the Sound Credit Union, we pride ourselves on offering a variety of personal and business banking services. From checking and savings accounts to auto loans and mortgage options, we strive to provide solutions that fit your lifestyle. Plus, with online and mobile banking options available, managing your finances has never been easier. For any official correspondence, please note that our mailing address is also 3 Danbury Rd, Wilton, CT 06897.

Convenient Access and Amenities

At our branch, we understand that accessibility matters. We have ample parking available, making it easy for you to stop in. Our facility is designed with accessibility in mind, ensuring that all members can visit us without any hassle. Plus, while you're here, you'll find a welcoming atmosphere where our friendly staff is ready to assist you with your banking needs. Our operating hours are from 8:30 AM to 4:30 PM on weekdays, providing plenty of time for you to come in before or after work. Although we don't offer ATM services or drive-thru banking at this location, our dedicated team is always available to help you manage your accounts and answer any questions.

Visit Us Today!

We invite you to come by our Wilton Branch and experience how easy banking can be. If you have questions or want to learn more about what we offer, give us a call at 203-977-4701. We look forward to welcoming you into the Sound Credit Union family!

Member Eligibility

At Sound, we believe that becoming a member is more than just opening an account it's joining a welcoming community that supports your financial journey. If you live, work, worship, or attend school in the area, you're likely eligible to join us. We take pride in offering our members not only exceptional service but also a range of benefits designed to help you thrive. For specific eligibility criteria, feel free to visit our website at https://mysoundcu.org/membership/ where you can find all the details you need. Opening an account with us is simple and straightforward! Just head over to https://forms.onlineaccountaccess.com/secure/soundfcu/ to get started on your membership application. Should you have any questions or need assistance, don't hesitate to reach out at (203) 977-4701. We're here to help you every step of the way as you embark on this exciting new chapter with Sound, located conveniently at 3 Danbury Rd Wilton Ct 06897.

Business Banking & Commercial Services

Loan Options that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,279,868, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Simplify Transactions

Imagine running your business smoothly, where every transaction counts. Our merchant services help you accept payments easily and securely, allowing you to focus on what matters most growing your business. With tools tailored for your needs, you'll have the confidence to serve your customers better. Located at 3 Danbury Rd Wilton Ct 06897 in Wilton, CT, our team is ready to assist you. For more information, call us at (203) 977-4701 or visit our website at https://mysoundcu.org/ . Let's work together to build a prosperous future for your business!

Comprehensive List Of Services

Business Solutions

For our business members, we provide specialized banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, our team is ready to assist you in achieving your goals.

Convenience at Your Fingertips

With our commitment to digital banking, accessing your accounts has never been easier. Enjoy the benefits of online banking and mobile payments that let you manage transactions on-the-go. Need cash? While we currently do not have ATMs available at this location, our friendly staff is always ready to assist with cash withdrawal services during lobby hours. If you're curious about how we can support your financial journey or if you'd like to learn more about any specific service mentioned above, don't hesitate to reach out! You can call us at (203) 977-4701 for any inquiries or visit us at 3 Danbury Rd Wilton Ct 06897 during our operating hours of 8:30 AM to 4:30 PM, Monday through Friday. Join us today at Sound where we're not just a credit union; we're a community partner in your financial success!

Financial Support

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation options. These services can give you the financial relief you need when circumstances change. Plus, with credit cards that come with rewards, you can earn while you spend turning everyday purchases into opportunities for savings.

Personal Banking

We understand that managing your finances is essential. That's why we offer personal banking services like checking and savings accounts designed to fit your lifestyle. With features such as online and mobile banking, you can easily manage your accounts from anywhere, making it convenient to check balances, transfer funds, and pay bills. If you're considering buying a new car or need a reliable vehicle, our auto loans provide competitive rates and flexible terms to make your purchase easier. For those thinking about homeownership or refinancing an existing mortgage, our mortgage loans are tailored to help you navigate the process smoothly.

Digital & Online Banking

Explore Our Online Banking Services

Visit us at https://mysoundcu.org/ to discover the full range of online banking features we offer. You can check your balance, transfer funds, and pay bills all from the comfort of your home or on the go. Our 24/7 online banking services ensure you have control over your finances whenever you need it.

Stay Connected with Our Mobile App

Our mobile application makes banking even easier. You can perform tasks like checking balances or making person-to-person transfers with just a tap on your screen. Whether you're waiting in line or relaxing at home, managing your money has never been simpler. With all these features at your fingertips, you'll enjoy real-time account management that fits into your busy life. At Sound, we're committed to providing tools that help you stay on top of your financial goals while ensuring a secure experience every step of the way.

User-Friendly Features

Keeping your information secure is essential to us. With electronic signature authorization available, signing documents online is both safe and straightforward. Plus, you can opt for e-statements to keep your financial records organized without the clutter of paper statements. If you prefer mobile payments, our service allows you to make purchases quickly and securely right from your smartphone.

Financial Strength

Growing Membership Base

Total Share Accounts stand at 15,712, showing a strong and growing member base that trusts us with their finances. This growing community strengthens our ability to provide excellent service and support. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 3 Danbury Rd Wilton Ct 06897 or call (203) 977-4701 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings

Members' savings are secured through $22,283,474 in share certificates and $2,710,805 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,313,810, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-1,746,895 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $5,528,173 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $918 in used auto loans and $96,174,289 in total loans and leases, supporting your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $7,917,386, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $634 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those looking for more tailored solutions, we also provide personal loans and debt consolidation services. If you're interested in refinancing any existing debts or need assistance with eligibility options, our team is here to help guide you through the process.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,517,864 in used vehicle loans and $5,140,678 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive away in your dream vehicle.

Contact Us

To learn more about our loan offerings or to get started with your application, please reach out to us at our branch located at 3 Danbury Rd Wilton Ct 06897 in Wilton, CT. You can call us directly at (203) 977-4701 during our lobby hours from 8:30 AM to 4:30 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $35,193,749, make buying or refinancing simple. We offer personalized guidance through every step of the process so you can feel confident in your investment.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $5,155,001 in loans helping members manage their finances effectively, our credit card options come with rewards that can benefit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every transaction. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus remains solely on providing unbiased results for consumers. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, which helps them navigate their options effectively. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the reliability and effectiveness of the platform in assisting borrowers. Take the first step towards finding the best loan rates available today. Compare real-time loan offers at LendMesh and discover options tailored to your needs. _Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines._

SOUND

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans