Sound Credit Union Westport CT | Affordable Auto Loans & Business Banking

Introduction

Welcome to Sound, your trusted financial partner located at 61 Jesup Rd, Westport, CT 06880. Since our establishment in 1953, we have proudly served the community with a commitment to providing exceptional banking solutions tailored to your needs. With over 9,198 members, we are not just a credit union; we are a family dedicated to helping you achieve your financial goals. At Sound, we understand that each member's journey is unique. That's why we offer a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions. Our total assets of $124,596,631 and total deposits amounting to $4,116,231 reflect our strong foundation and stability in the financial landscape. Under the leadership of CEO Megan Legault and Board President Erik Larson, our team of 31 dedicated employees works diligently to ensure that you receive the highest level of service. We take pride in being responsive to our members' needs, which is evident in our robust offerings such as online and mobile banking for easy account management. While members can visit us at our branch location, official correspondence should be sent to the same address: 61 Jesup Rd, Westport, CT 06880. Whether you're looking to open an account or inquire about loan options our doors are always open from 8:30 AM to 4:30 PM on weekdays. Join us today at Sound Credit Union and experience financial services that truly care about your future. For more information or assistance, feel free to call us at 203-977-4701. Your journey towards financial wellness starts here!

Branch History & Mission

Looking Ahead

As technology evolves, so do we. We offer online banking options and mobile payments for your convenience while ensuring ADA compliance across all platforms. Our aim is to meet you where you are be it online or in person making banking easier and more accessible for everyone. With no ATM availability or drive-thru service at this location currently, we encourage members to visit during our operating hours from 8:30 AM to 4:30 PM Monday through Friday for any of their banking needs. Join us today! Experience firsthand the benefits of being part of Sound Credit Union. Together, let's work towards achieving your financial goals while building a stronger community for all. If you have any questions or would like more information about membership opportunities, feel free to reach out at 203-977-4701 or visit us online at mysoundcu.org.

Our Evolution

Sound started with a simple mission: to provide reliable financial services that empower individuals and families within our community. As we evolved, so did our offerings. We are committed to delivering personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards that reward our members. Our growth reflects our dedication to adapting to the needs of our members while maintaining a strong focus on community support. Our branch is more than just a place to bank; it's where lifelong relationships are built. We understand that each member has unique financial goals and challenges. That's why we emphasize personalized service alongside our comprehensive range of products. Whether you're looking to finance your first car or need assistance with business banking services, we are here for you.

Our Mission

At Sound, our mission is clear: to foster financial well-being by offering exceptional service and innovative products while actively supporting the community around us. We believe that by empowering our members financially, we can help strengthen the overall fabric of Westport. We strive for excellence not only in our financial services but also through various community outreach initiatives. From local partnerships to charitable events, we are dedicated to making a positive impact right here in Westport. While members can visit us at 61 Jesup Rd, official correspondence should be sent to the same address as our mailing address: 61 Jesup Rd, Westport, CT 06880.

Branch Location & Accessibility

Convenient Access

Finding us is a breeze! Our branch is situated in a bustling area of Westport, making it simple for you to stop by while running errands or enjoying a day out. We understand the importance of accessibility, so we've made sure that our facilities comply with ADA standards, featuring ramps and ample parking for your convenience.

Get in Touch

Have questions or want more information? Don't hesitate to give us a call at 203-977-4701. Our dedicated team looks forward to assisting you! Visit us soon at Sound Credit Union's Westport Branch where your financial well-being is our priority.

Operating Hours

We're here for you during the week! Our lobby hours are from 8:30 AM to 4:30 PM, Monday through Friday. Whether you're stopping in for personal banking services or seeking assistance with loans and mortgages, our friendly staff is ready to help you during these hours.

Services Offered

At the Westport Branch, we offer a variety of services tailored to fit your financial needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we strive to provide solutions that empower you. While we currently do not have ATM services or drive-thru banking available, our team is always on hand to assist you directly within the branch. If you need to send official correspondence, please note that while members can visit us at our physical address, any mailing should be directed to the same address: 61 Jesup Rd, Westport, CT 6880.

Member Eligibility

At Sound, we believe that everyone deserves to be part of a supportive community that cares about their financial well-being. Becoming a member is simple! If you live, work, worship, or attend school in the area around 61 Jesup Rd Westport Ct 06880, you're likely eligible to join us. We welcome individuals from all walks of life, so whether you're looking for personal banking options or business services, you'll find a place here. Our members enjoy benefits like lower loan rates and personalized service that truly makes a difference in your financial journey. To learn more about the specific eligibility criteria and see if you qualify, check out our detailed guidelines at https://mysoundcu.org/membership/ . Once you're ready to take the next step, opening an account with us is easy! Just visit https://forms.onlineaccountaccess.com/secure/soundfcu/ to get started. If you have any questions or need assistance, feel free to call us at (203) 977-4701. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Work

Imagine having a reliable payment processing solution that lets you focus on what you do best running your business. Our merchant services provide seamless transaction capabilities, ensuring you can accept payments easily and securely. This allows you to enhance customer satisfaction and streamline operations, making every sale count. Located at 61 Jesup Rd Westport Ct 06880 in Westport, CT, our team is here to help you explore the right options tailored specifically for your business. Contact us today at (203) 977-4701 to learn more about how we can partner with you for success!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,279,868, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, Sound provides robust business banking solutions. From merchant services that simplify payment processing to various types of business loans, we support your venture's growth every step of the way.

Embracing Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking features. You can easily check balances, transfer funds, and pay bills from anywhere at any time all from your smartphone or computer. Our services also include ATM and cash withdrawal options, ensuring you have access to your money when you need it most. Whether you're managing day-to-day expenses or planning for the future, our team at Sound is here to help you navigate your financial journey with ease. We invite you to visit us or call us at (203) 977-4701 to learn more about how we can support your financial needs. Experience banking that puts you first join us today!

Financial Support for Your Goals

If you're facing financial challenges or looking to consolidate debt, our personal loans are here to assist you. These loans offer flexibility and can be customized based on your circumstances. Additionally, we understand the importance of rewards; that's why we offer credit cards with rewards, giving you benefits while making purchases.

Personal Banking Solutions

One of the cornerstones of our offerings is our personal banking services. We provide a variety of checking and savings accounts that cater to different lifestyles and financial goals. For those considering a new vehicle, our auto loans and vehicle financing options can help you hit the road without breaking the bank. Plus, if you're thinking about buying a home, our mortgage loans and refinancing solutions can guide you through the process smoothly.

Digital & Online Banking

Key Features for You

Our commitment to security means you can feel safe handling your transactions online. We also offer Electronic Signature Authorization, allowing you to sign documents quickly and securely from wherever you are. Plus, you can choose to receive E-Statements, making it simple to keep track of your finances while reducing paper clutter. For those who love the convenience of mobile payments, our Mobile Payments Feature lets you make purchases using your smartphone seamlessly. And with our dedicated Mobile Application, you can manage your accounts directly from your device, giving you real-time access whenever you need it. Sending money to friends or family is a breeze with our Person-to-Person Transfers service. No more waiting for checks to clear or needing cash on hand just a few taps on your screen, and you're done! At Sound, we believe that banking should fit into your lifestyle. With our robust digital services, you're empowered to manage your finances with ease and confidence. Ready to experience hassle-free banking? Visit us today at https://mysoundcu.org/ !

Financial Strength

Committed Team

We also take pride in having 31 full-time employees and 0 part-time employees ready to assist you with their knowledge and dedication. Our operational efficiency is reflected in our $-1,746,895, ensuring that we can keep offering competitive loan rates and solid products for our members.

Growing Community Trust

Our member base continues to grow with a total of 15,712 share accounts. This strong community trust fuels our mission to provide exceptional financial services tailored just for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 61 Jesup Rd Westport Ct 06880 or call (203) 977-4701 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $22,283,474 in share certificates and $2,710,805 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,313,810, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $5,528,173 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our lending capacity supports your financial goals with $918 in used auto loans and $96,174,289 in total loans and leases.

Solid Financial Foundation

With a net worth of $7,917,386, we showcase our commitment to robust financial health, enabling us to provide better rates, lower fees, and enhanced services tailored to our members' needs. Our net worth ratio of $634 further demonstrates a solid capital foundation, ensuring that we can continue providing loans and competitive savings rates even during uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,517,864 in used vehicle loans and $5,140,678 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles, ensuring that you can find the perfect match for your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $6,279,868 provide the capital needed to grow and expand. We understand that businesses have unique needs, and our team is ready to work with you on solutions that fit your business model.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,155,001 in loans helping members manage their finances effectively. Our credit cards come with various benefits that can help you save money while making purchases easier.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $35,193,749, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any of your existing loans or would like to know more about eligibility options, our knowledgeable staff at Sound can assist you with all your questions. We're committed to finding the right solution for you. For any inquiries or to get started on your loan application today, feel free to reach out to us at (203) 977-4701. You can visit us at our branch located at 61 Jesup Rd Westport Ct 06880 in Westport, CT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Loan Aggregator

Accurate Comparisons

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Real-Time Insights

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SOUND

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans