Sound Credit Union Stamford CT | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Sound at our Stamford Branch, located at 888 Washington Blvd, Stamford, CT 06901. Since our establishment in 1953, we have been dedicated to serving our members with trust and reliability. With a proud membership of 9,198 and total assets reaching $124,596,631, we are committed to providing financial services that empower our community. At Sound, we understand that your financial needs are unique. Whether you're looking for personal banking solutions like checking and savings accounts or exploring options for auto loans, mortgages, or business financing, we've got you covered. Our total deposits stand at an impressive $4,116,231, ensuring that your money is safe and well-managed. Our leadership team is here to support you. Under the guidance of CEO Megan Legault and Board President Erik Larson, our dedicated staff of 31 employees works hard every day to foster a welcoming environment for all members. If you ever need assistance or have questions, don't hesitate to reach out at 203-977-4701. While you can visit us at our Stamford location for all your banking needs, please note that any official correspondence should be sent to the same address: 888 Washington Blvd, Stamford, CT 6901. Join us as we continue to build a strong community together. Visit our website at mysoundcu.org for more information or stop by today!

Branch History & Mission

Our Mission

At Sound Credit Union, our mission is clear: we strive to provide exceptional financial services while prioritizing the welfare of our community. We believe in empowering our members through a wide range of offerings personal banking solutions like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, as well as business banking services tailored for local entrepreneurs. We are more than just a bank; we are committed to making a positive impact in Stamford and beyond. Our initiatives extend beyond traditional banking as we actively engage in community outreach efforts aimed at promoting financial literacy and supporting local programs. Each partnership reflects our dedication to enhancing the quality of life for everyone we serve. As part of our commitment to innovation and accessibility, we've embraced digital advancements that make banking easier for you. With online and mobile banking options available plus features like electronic signatures and e-statements you can manage your finances anytime, anywhere. While members can visit us at 888 Washington Blvd Stamford Ct 06901, official correspondence should be sent to 888 Washington Blvd, Stamford, CT 6901 if different. We invite you to explore all that Sound Credit Union has to offer. Join us today and experience firsthand the difference that a member-focused financial institution can make in your life! For inquiries or assistance, don't hesitate to reach out at (203) 977-4701. Together, let's build a stronger community!

Branch Location & Accessibility

Accessibility Features

At our Stamford location, we prioritize accessibility. The branch is ADA compliant, featuring ramps and other facilities to ensure everyone can access our services without any hassle. Plus, there's ample parking available nearby, making your visit even easier.

Contact Us

If you have any questions or need assistance before your visit, feel free to give us a call at 203-977-4701. Our dedicated team is here to help make your banking experience smooth and enjoyable. We look forward to welcoming you at our Stamford Branch! Come see us soon!

Operating Hours

We're open Monday through Friday from 8:30 AM to 4:30 PM, ensuring that you have plenty of time during the week to stop by. Our team is ready to assist you with a variety of services tailored just for you.

Services Offered

At the Sound Stamford Branch, we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Business owners will also find valuable resources here with our business banking services. Need cash? We have an ATM on-site for quick withdrawals and balance checks. While members can visit us at 888 Washington Blvd for all their banking needs, any official correspondence should be sent to the same address since our mailing address is identical.

Member Eligibility

At Sound, we believe that becoming a member is like joining a caring family where your financial well-being is our top priority. To become a part of our community, you'll need to meet some simple eligibility criteria. If you live, work, or go to school in our service area, you can easily qualify for membership. We welcome individuals from all walks of life and are dedicated to providing you with personalized service and support. Being a member at Sound means you'll enjoy competitive rates on loans and savings accounts, access to financial education resources, and a range of services designed to help you achieve your goals. Ready to take the next step? Opening an account is straightforward! You can find more details about the membership requirements by visiting this link. If you're eager to get started, check out our account opening process at this page. Have questions? Feel free to give us a call at (203) 977-4701. We're here to help you every step of the way!

Business Banking & Commercial Services

Loan Options That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,279,868, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Payments

In addition to loans, our merchant services make it easy for you to handle transactions seamlessly. Whether you're a small retailer or a growing restaurant, we offer payment processing solutions that fit your business model. Imagine being able to accept payments quickly and securely, allowing you more time to focus on what you do best serving your customers. Visit us at 888 Washington Blvd Stamford Ct 06901 in Stamford, CT, or call us at (203) 977-4701 to learn more about how our business banking and commercial services can help your enterprise flourish!

Comprehensive List Of Services

Accessibility & Support

We know that having reliable support is important. That's why we're available by phone at (203) 977-4701 during regular business hours from 8:30 AM to 4:30 PM, Monday through Friday. Whether you have questions about your account or need assistance with any of our services, we're here for you. In summary, at Sound, we take pride in offering comprehensive financial solutions that cater to both personal and business needs. We invite you to visit us at 888 Washington Blvd Stamford Ct 06901 or check out our website at Stamford Branch for more information about how we can assist you today!

Business Banking

If you're a business owner, we've got you covered too! Our business banking services, including merchant services and business loans, are tailored to help your company thrive. You can count on us for support whether you're launching a new venture or expanding an existing one.

Digital Banking

In today's fast-paced world, convenience is key. That's why at Sound, we offer robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts, pay bills, and even transfer money using our user-friendly mobile application. Need cash? Our ATM services provide basic access like withdrawals and balance checks right at your fingertips.

Personal Banking

Our personal banking services are designed for individuals and families who need reliable options for managing their money. With checking and savings accounts, you can easily handle your daily transactions while also saving for future goals. If you're in the market for a vehicle, our auto loans and vehicle financing options are competitive and flexible, helping you get behind the wheel without stress. For those looking to buy a home or refinance an existing mortgage, our mortgage loans come with various plans to suit different budgets. We understand that life can sometimes throw unexpected challenges your way, which is why our personal loans and debt consolidation options provide a safety net when you need it most. And don't forget about our credit cards with rewards, allowing you to earn points on everyday purchases.

Digital & Online Banking

E-Statements and Mobile Features

Stay organized and eco-friendly with our e-statements feature. You can receive your account statements electronically, reducing clutter and making it easy to keep track of your finances. Additionally, our mobile application ensures that you have full banking capabilities on the go. With mobile payments available, making purchases is simple and quick no need for cash or cards.

Easy Account Management

Our 24/7 online banking services allow you to access your accounts whenever it suits you. Whether you want to check your balance, transfer funds, or pay bills, everything is right at your fingertips. Plus, with electronic signature authorization available, signing documents has never been easier or more secure.

Person-to-Person Transfers

Need to send money to a friend? Our person-to-person transfer option makes it hassle-free. You can easily send or receive funds with just a few taps on your phone, making sharing expenses or splitting bills convenient and straightforward. At Sound, we prioritize your security while providing these digital conveniences. Our systems are designed to protect your information so you can bank with peace of mind. Experience the ease of managing your finances digitally today!

Financial Strength

At Sound, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that ensures your funds are safe and secure. With a net worth of $7,917,386, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $634 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $22,283,474 in share certificates and $2,710,805 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,313,810, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,528,173 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $918 in used auto loans and $96,174,289 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our $-1,746,895, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 15,712, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 888 Washington Blvd Stamford Ct 06901 or call (203) 977-4701 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Thinking about getting a new car? Our auto loan options provide flexibility and affordability. With total auto loans amounting to $1,836, we ensure our members can find financing that fits their budget. From first-time buyers to seasoned drivers, we have something for everyone.

Business Loans

For business owners, our outstanding commercial loans totaling $6,279,868 can provide the capital necessary for growth and expansion. Whether you're starting a new venture or looking to expand an existing one, our team is here to assist you every step of the way. We also offer refinancing options that may help you lower your monthly payments or access cash from your equity. Interested in exploring eligibility? You can find more information on our website or give us a call at (203) 977-4701. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Sound, we pride ourselves on offering personalized service and support as you explore your loan options. Visit us at our branch located at 888 Washington Blvd Stamford Ct 06901 in Stamford, CT, or check out our services online at https://mysoundcu.org/ . Let's work together towards your financial success!

Credit Lines and Unsecured Loans

For those who prefer more flexible borrowing options, our credit lines total $15,222,883, providing quick access to cash when needed. Additionally, we have flexible terms on unsecured credit card loans with a total of $5,155,001, making it easier for you to manage everyday expenses or unexpected costs.

Mortgage Loans

If homeownership is on your mind, consider our mortgage options. We offer Junior Lien 1-4 Family Residential Properties loans totaling $35,193,749. Our mortgage products are designed to simplify the process of buying or refinancing a home, helping you make informed decisions without added stress.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh stands out as a trusted resource for anyone looking to secure a loan. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees fair and transparent offers, allowing users to make well-informed decisions without hidden agendas. One of the key benefits of using LendMesh is its Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring that users receive trustworthy information. Additionally, LendMesh operates with No Sponsored Listings, meaning lenders are not prioritized based on paid promotions. This dedication to impartiality leads to unbiased results, giving users confidence in their choices. Another advantage is the Real-Time Rate Comparisons available through LendMesh. Users can access up-to-date loan rates from multiple institutions all in one place. This feature empowers individuals to compare options quickly and efficiently, making it easier to find the best rates that suit their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the positive impact LendMesh has had on many borrowers' financial journeys. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SOUND

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans