Sound Credit Union Norwalk CT | Convenient ATM Services & Access

Introduction

Welcome to Sound, your trusted credit union located at 37 North Ave, Norwalk, CT 06851. Since our establishment in 1953, we have proudly served our community, becoming a vital part of the lives of over 9,198 members. With total assets exceeding $124 million, we are committed to providing financial solutions that empower individuals and families in our area. At Sound, we understand that financial matters can be overwhelming. That's why our dedicated team, led by CEO Megan Legault and Board President Erik Larson, is here to guide you every step of the way. Whether you're looking for a personal loan or want to open a savings account, our experienced staff of 31 employees is ready to assist you. Our credit union offers a range of services designed with your needs in mind. We currently have total loans amounting to 6,386, alongside deposits totaling $4,116,231. Our net worth stands strong at $7,917,386, showcasing our stability and commitment to our members. Additionally, we maintain over $540,487 in cash on hand to ensure liquidity and support for our lending programs. While members can visit us at 37 North Ave, official correspondence should be sent to the same address as there is no separate mailing address. If you have any questions or need assistance, feel free to reach out by phone at 203-977-4701 during our operating hours from 8:00 AM - 4:30 PM, Monday through Friday. At Sound Credit Union, we are more than just a financial institution; we are your partners in achieving financial well-being. Join us today and discover how we can help make your financial goals a reality! For more information about membership or services offered, visit us online at Sound Credit Union.

Branch History & Mission

Community Focus

Sound is dedicated to serving not only as a financial institution but as an active participant in community development. We regularly host events and collaborate with local organizations to provide resources and education to those in need. Through these efforts, we aim to create lasting relationships built on trust and support. As we look toward the future, we invite you to become part of this incredible journey. Experience firsthand the benefits of being a member of Sound. Join us today and discover how we can help you achieve your financial goals while making a positive impact in Norwalk and beyond. For more information or to become a member, please call us at 203-977-4701 or visit our website at mysoundcu.org. Together, let's build a stronger community!

Our Journey

Since opening our doors, Sound has evolved significantly to meet the changing needs of our members. We started with a small group of dedicated individuals focused on providing accessible financial services. Today, we proudly serve over 9,198 members and manage assets totaling $124,596,631. Our growth is not just a reflection of numbers; it represents the countless lives we've touched through our personalized services and community initiatives.

Our Mission

At the heart of Sound's mission is a simple yet profound goal: to empower our members by offering exceptional financial services while actively supporting our local community. We believe that when our members thrive, so does the entire community. Our commitment extends beyond banking; we engage in outreach programs and partnerships that uplift those around us. While you can visit us at 37 North Ave, official correspondence should be sent to 37 North Ave, Norwalk, CT 6851 if needed. Our operating hours are designed for your convenience open from 8:00 AM to 4:30 PM, Monday through Friday. Though we currently do not offer ATM or drive-thru services, we ensure that all our digital platforms are user-friendly and accessible.

Branch Location & Accessibility

Welcome to Sound Credit Union's branch at 37 North Ave, Norwalk, CT! We're proud to be part of the Fairfield community and are dedicated to providing you with accessible and convenient banking services. Whether you're stopping by for a quick transaction or need assistance with your financial needs, our friendly staff is here to help. Nestled near popular landmarks in Norwalk, our location is easy to find. You'll appreciate the ample parking available, making your visit hassle-free. For those who require special accommodations, we ensure that our branch is ADA compliant with accessible features like ramps. Our lobby hours are designed to fit your busy schedule. You can visit us Monday through Friday from 8:00 AM to 4:30 PM. While we do not have ATM services or drive-thru banking available at this location, our team is ready to assist you inside the branch with a variety of services tailored to meet your needs. For official correspondence, please note that while members can visit us at our main branch address, all mail should be directed to the same address: 37 North Ave, Norwalk, CT 06851. If you have any questions or would like more information about our offerings, feel free to give us a call at 203-977-4701. We look forward to welcoming you at Sound Credit Union!

Member Eligibility

At Sound, we believe that becoming a member is like joining a caring community where your financial well-being is our top priority. If you're wondering whether you can join us, the good news is that eligibility is quite straightforward! Generally, anyone who lives, works, worships, or attends school in the area around 37 North Ave Norwalk Ct 06851 can become a member. This means that many people in our community are welcome to enjoy the benefits we offer, from competitive loan rates to personalized service. To find out more about the specific criteria and see if you qualify, feel free to visit our detailed eligibility page at https://mysoundcu.org/membership/ . Joining Sound is just a step away! Once you know you're eligible, opening an account is easy and quick. You can get started right from home by visiting our account opening page at https://forms.onlineaccountaccess.com/secure/soundfcu/ . If you have any questions or need assistance during the process, don't hesitate to give us a call at (203) 977-4701. We're here to help you every step of the way as you take this exciting step toward better financial health!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,279,868, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine a busy Saturday at your local café; with our payment processing solutions, you can accept payments quickly and efficiently, allowing you to focus on serving your customers rather than worrying about how they pay. Located conveniently at 37 North Ave Norwalk Ct 06851, Norwalk, CT 06851, we're just a call away at (203) 977-4701. Let us help you take your business to the next level!

Comprehensive List Of Services

Banking Made Easy

In today's fast-paced world, having access to your finances whenever you need it is crucial. At Main Office, we provide digital banking options that allow you to manage your accounts from anywhere. With features like online banking and mobile payments, you can check balances, transfer funds, and pay bills right from your smartphone or computer. Our members appreciate the convenience of e-statements and electronic signature authentication, making banking not only easier but also more secure.

Community Focused

At Sound, we're more than just a credit union; we're part of the community. Our friendly staff is always available to assist you with any questions or concerns you may have about our services. You can reach us at (203) 977-4701 during our operating hours from 8:00 AM to 4:30 PM Monday through Friday. We believe in building lasting relationships with our members and providing support that goes beyond just transactions.

Join Us Today

If you're ready to take control of your finances with a supportive partner by your side, consider becoming a member at Sound. Explore the many ways we can help you thrive financially by visiting us at http://www.mysoundcu.org or calling us at (203) 977-4701 for more information. Your journey towards financial empowerment starts here!

Tailored Financial Solutions

We know that life brings various financial challenges and opportunities. That's why we offer personalized services that cater to your specific needs. From loans to savings accounts, our offerings include ATM services designed for easy cash access when you need it most. Whether you're looking for an auto loan or want to grow your savings, we're here with solutions that fit your lifestyle.

Digital & Online Banking

Always Available

With 24/7 online banking services, you can manage your account whenever it suits you day or night. Our user-friendly interface ensures that you can navigate effortlessly through all the features available. Whether you're checking recent transactions or setting up future payments, everything is designed with you in mind. At Sound, we're committed to providing secure, accessible banking solutions that fit into your lifestyle. Experience the ease and peace of mind that comes with our digital banking services today!

Key Services

With our online banking platform available at https://mysoundcu.org/ , you can check your balance, pay bills, and transfer funds with just a few clicks. We offer a range of features to help you stay on top of your financial game. You can sign documents securely from your device using our electronic signature authorization, making it easier than ever to complete transactions without any hassle. For those who prefer going paperless, we provide e-statements, allowing you to view your account statements online whenever you need them. This not only helps in keeping track of your finances but also contributes to a greener environment.

Mobile Convenience

Life moves fast, and so should your banking. That's why we offer a mobile application that lets you take control of your finances right from your smartphone. You can make mobile payments with ease and even send money directly to friends or family with our person-to-person transfer feature.

Financial Strength

Commitment to Innovation and Service

With $5,528,173 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $918 in used auto loans and $96,174,289 in total loans and leases. Our operational efficiency is reflected in our $-1,746,895, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share Accounts: 15,712, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 37 North Ave Norwalk Ct 06851 or call (203) 977-4701 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $22,283,474 in share certificates and $2,710,805 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,313,810, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $7,917,386, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $634 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already disbursed $18,517,864 in used vehicle loans and $5,140,678 in new vehicle loans, helping many members get on the road with ease. Whether you're buying new or used, our competitive rates and flexible terms can make financing your next vehicle straightforward and affordable.

Credit Lines and Commercial Loans

For those needing extra flexibility, our total credit lines available amount to $15,222,883, offering financial solutions for various needs. Additionally, for business owners, our outstanding commercial loans totaling $6,279,868 provide the capital needed to grow and expand. At Sound, we prioritize your financial well-being. For more details about our loan offerings or if you'd like to discuss refinancing options, feel free to contact us at (203) 977-4701 or visit us at 37 North Ave Norwalk Ct 06851 in Norwalk, CT. We're here to help you find the right solution tailored just for you! For further insights and data regarding our performance and offerings, visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $35,193,749. We strive to make buying or refinancing simple and accessible for all our members. If you're interested in exploring your options, please reach out for more information on eligibility.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $5,155,001 in loans helping members manage their finances effectively. This option allows you to handle everyday expenses without the burden of collateral.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive while comparing different loan options.

SOUND

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans