Solarity Credit Union Toppenish WA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Solarity, your trusted credit union located at 308 Washington Ave, Toppenish, WA 98948. Established in 1951, our branch has been a vital part of the community for over 70 years, serving 49,537 members with dedication and care. As a member-owned institution, we believe in putting people first and providing financial solutions that empower individuals and families. At Solarity, we understand the importance of building strong relationships with our members. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgages, we've got you covered. Our total assets amount to an impressive $827,058,291, showcasing our stability and commitment to serving you well. With $37,196,364 in deposits and a net worth of $136,610,228, we are well-equipped to support your financial journey. Our team is led by CEO Mina Worthington and Board President Merrilou Harrison, both of whom are deeply committed to ensuring that every member feels valued and supported. Our dedicated staff of 133 employees is always ready to assist you with any financial needs you may have. While members can visit us at our branch for friendly service and expert advice, official correspondence should be sent to our mailing address: PO Box 2922, Yakima, WA 98907. If you're ready to take the next step towards achieving your financial goals or simply want more information about our services like online banking or business loans don't hesitate to reach out! Call us at 509-248-1720 or visit us online at solaritcu.org. We look forward to helping you thrive in your financial journey!

Branch History & Mission

Community Commitment

We take pride in being more than just a financial institution; we're your neighbors. Our drive-thru banking and ATM availability ensure that banking is convenient for everyone in Toppenish. Additionally, we actively engage with community events and initiatives that align with our values and help foster growth and support for all residents.

Join Us

We invite you to experience the benefits of membership at Solarity. Whether you're looking for personal banking solutions or business services like merchant accounts and loans, we are here to help you thrive financially. Come visit us at our Toppenish Branch or explore more about what we offer at Solarity's website. Together, let's build a brighter financial future!

Our Evolution

From our humble beginnings, Solarity has evolved significantly. Our branch has become a cornerstone in Toppenish, providing essential financial services that empower individuals and families. We understand the importance of being a part of our members' lives whether it's assisting with auto loans or providing access to credit cards with rewards. Each service we offer is designed with our community's needs in mind. Over the decades, Solarity has embraced advancements in technology while maintaining a personal touch. Members can enjoy modern conveniences such as online banking and mobile payments, ensuring they have access to their finances anytime, anywhere. We are also proud to provide ADA-compliant services so that everyone can bank comfortably with us.

Our Mission

The mission of Solarity is simple yet profound: to improve the financial well-being of our members and support our local community. We strive to create meaningful relationships that last a lifetime. This commitment extends beyond transactions; it includes community outreach efforts where we partner with local organizations to make a positive impact. While you can visit us at our branch for any inquiries or assistance during our operating hours from Monday to Friday, 10 AM to 5:30 PM, official correspondence should be directed to PO Box 2922, Yakima, WA 98907 if necessary.

Branch Location & Accessibility

Welcome to Solarity's Toppenish Branch, conveniently located at 308 Washington Ave, Toppenish, WA 98948. Our branch is nestled in the heart of Yakima County, making it easy for you to access our services whether you're running errands or simply enjoying a day out. You can spot us near familiar landmarks that locals know and love. At Solarity, we pride ourselves on being accessible and welcoming. Our location features ample parking and is designed with accessibility in mind, including ADA-compliant entrances and ramps for those who need them. We want everyone to feel comfortable when they visit us. Our friendly team is here to serve you during our operating hours from Monday to Friday, between 10:00 AM and 5:30 PM. Whether you need assistance with personal banking, auto loans, or credit cards with rewards, we're ready to help! Plus, if you prefer not to walk inside, take advantage of our drive-thru banking service for quick deposits and withdrawals. For your convenience, we also offer ATM services right at our branch, allowing you to manage your cash needs easily. While members can visit us at 308 Washington Ave for all their banking needs, official correspondence should be sent to PO Box 2922 in Yakima. If you have any questions or need assistance before your visit, don't hesitate to give us a call at 509-248-1720. We look forward to welcoming you at Solarity's Toppenish Branch soon!

Member Eligibility

At Solarity, we're excited to welcome you into our community! Becoming a member is not just about banking; it's about joining a supportive network that cares for your financial well-being. If you live, work, or attend school in the area, you're likely eligible to join us. We embrace individuals from diverse backgrounds, so whether you're looking for personal banking solutions or business services, we've got something special for everyone. Opening an account is straightforward and friendly. You can visit us at 308 Washington Ave Toppenish Wa 98948 or give us a call at (509) 248-1720 to get started. For more details on eligibility criteria, feel free to check out our website at . We believe that everyone deserves access to financial resources that help them thrive, and we can't wait for you to experience the benefits of being part of Solarity!

Business Banking & Commercial Services

Merchant Services

Imagine having the tools to streamline your operations and enhance customer experience. Our merchant services allow businesses like yours to accept payments easily, manage transactions efficiently, and offer better service to your customers. From credit card processing to mobile payment solutions, we equip you with what you need to succeed in today's fast-paced market. Visit us at 308 Washington Ave Toppenish Wa 98948 in Toppenish, WA, or call us at (509) 248-1720 to learn more about how our services can support your business ambitions!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $221 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $39 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $250,585,572, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs, we offer robust solutions through our business banking services, including merchant services and business loans. We understand how important it is for local businesses to thrive in our community. Our team is dedicated to helping you find the right financial tools to grow your enterprise.

Convenient Access

Convenience is key at Solarity. With an ATM available on-site, you can easily withdraw cash or check your balance anytime. Our basic drive-thru banking service allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle ideal for busy days when time is of the essence.

Digital Features

In today's fast-paced world, digital access matters more than ever. That's why we offer features like mobile payments, allowing you to pay directly from your phone at participating merchants. Plus, with our person-to-person payment service, sending money to friends or family is as easy as sending a text message. We invite you to explore all the ways we can assist you financially. If you're ready to learn more about any of our services or if you have questions about how we can meet your needs, don't hesitate to reach out! Call us today at (509) 248-1720 or visit us online at Toppenish Branch. We're here to help make your financial journey smoother!

Loans and Financing

When it comes to financing, auto loans and vehicle financing options make purchasing your dream car easier than ever. Picture yourself cruising down the road in a new vehicle with affordable monthly payments tailored to your budget. For those considering homeownership or refinancing, our mortgage loans provide competitive rates and flexible terms. If you're facing unexpected expenses or need some extra cash for a project, our personal loans and debt consolidation services can help streamline your finances. And let's not forget about our credit cards with rewards, which allow you to earn points on everyday purchases perfect for planning that next vacation!

Personal Banking

Starting with personal banking, we offer a variety of checking and savings accounts tailored to fit your lifestyle. Imagine easily managing your finances with just a few taps on your smartphone through our online and mobile banking options. You can check balances, transfer funds, and even pay bills without having to visit the branch.

Digital & Online Banking

Convenient Features for Your Lifestyle

Need to send money to a friend? Our person-to-person transfer feature lets you do just that with just a few clicks. If you're always on the move, our mobile application makes banking simple and accessible right from your smartphone. You can even make mobile payments easily no need to carry cash or cards. We prioritize your security as much as your convenience. With electronic signature authorization, you can complete transactions securely without the hassle of printing documents. Additionally, opting for e-statements means you'll receive your bank statements electronically no paper clutter and no waiting for the mail. Our user-friendly design helps you manage your account in real time. Whether it's checking your balance or reviewing recent transactions, everything is just a tap away. And if you ever need assistance, we're only a phone call away at (509) 248-1720. With all these features combined, Solarity makes banking not only easy but also enjoyable. Join us today and experience how digital and online banking can fit seamlessly into your busy life!

Financial Strength

Dedicated Team

We also take pride in having 132 full-time employees and 1 part-time employees. Our knowledgeable team is always ready to serve you with dedication and expertise.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $21,083,632, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks designed just for our members.

Investing Back into Our Community

With $110,285,858 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to adapt to your needs while maintaining a focus on sustainable growth.

Lending Capacity

With $3,824 in used auto loans and $674,690,591 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking for an auto loan or other financing solutions, we are here to help make those dreams a reality.

Member Trust

Total Share and Deposit Accounts: 95,209, show a strong and growing member base that trusts us with their finances. Your confidence fuels our commitment to providing exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Solarity is your trusted partner. Visit us at 308 Washington Ave Toppenish Wa 98948 or call (509) 248-1720 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Every dollar earned is reinvested into improving services and expanding offerings for your benefit.

Secure Savings Options

Members' savings are secured through $91,516,459 in share certificates and $178,600,903 in money market shares, offering stable and rewarding financial growth opportunities. We believe in helping you grow your wealth while safeguarding your hard-earned money.

Solid Capital Foundation

Our net worth ratio of $1,649 demonstrates a robust capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Your trust in us is backed by our commitment to sound financial practices.

Strong Financial Health

With a net worth of $136,610,228, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation enables us to support our community while prioritizing your financial well-being.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $44,906,195 in used vehicle loans and $4,245,871 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we've got options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $250,585,572 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive. If you're considering refinancing any existing loans or checking eligibility options for these products, please reach out to us at 509-248-1720 or visit our website at Solarity for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to come by our branch or contact us today to discuss how we can help meet your financial needs with our wide array of loan offerings!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $34,836,699, ensuring you have access to the funds you need for your dream home.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $8,953,515 in loans helping members manage their finances effectively. These cards can help cover emergencies or everyday purchases without the burden of collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent. You can trust that the information presented is accurate and reflects current market conditions.

Solarity